CA Car payment calculator with trade-in and tax. Estimate auto finance payments with California sales tax, average Title, License and Dealership fees, credit score, and down payment.
California car dealers often advertise car loan payments based on the top credit tier and sales price of the vehicle. Depending on your credit score, the loan terms, trade-in negative equity, the California state sales tax, title, license, and registration fees, and the dealership Doc Fee can easily add $25, $50, or even $100 to the car loan payment. In addition to fees, our car loan payment calculator takes into account CA state tax rules as they apply to trade in values and rebates.
Select or input a hypothetical interest rate, and enter your trade-in value and payoff. Our car payment calculator uses the California tax rate of 7.25% and includes the average California DOC Fee of $312, average CA state fees of $266. Calculated sales tax accounts for California handling of new car rebates and your trade-in value.