New Regular Cabs Under $40,000

Buy a brand new 4x4, rwd regular cab pickup truck priced below $40K. Estimate auto loan payments based on credit score.

Payments for Regular Cabs Priced Less Than 40K

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
National
Credit Score / Avg. Rate
781-850 / 7.43%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00

Will a regular cab pickup truck under $40,000 fit within your budget? Our calculator will estimate monthly payments, and how much negative equity a bank will finance, on Regular Cabs priced below 40K based on your credit score, trade value, and trade pay off. If the new loan exceeds the maximum monthly payment, or amount of negative equity the bank will accept, the recommended down payment for lender approval is displayed. Use our car affordability calculator to determine the new car price you can afford.

Regular Cabs Starting Below $40,000

New regular cab pickup truck models starting between $30,000 and $40,000. Sticker Price includes the MSRP plus the Destination Charge.

Four Wheel Drives Under 40K

2023 Chevrolet Silverado 1500

Sticker Price Range (2 trims below $40K)
$42,795 to $42,995
Car Loan Payment Range
$677.05 to $680.44
Rebate Offer
$3,750

The 2023 Chevrolet Silverado 1500 has a March rebate of $3,750. It is a standard bed 2 door regular cab pickup truck with 2 trim levels starting under $40,000 and above $30,000 (4x4 Regular Cab 126" Work Truck, 4x4 Regular Cab 140" Work Truck).

2023 Ford F-150

Sticker Price Range (2 trims below $40K)
$41,595 to $41,895
Car Loan Payment Range
$716.05 to $721.15
Special Financing Option
1.90% plus $3,000 Bonus Cash

The 2023 Ford F-150 has a March special interest rate of 1.90% APR plus $3,000 bonus cash. It is a standard bed 2 door regular cab pickup truck with 2 trim levels starting under $40,000 and above $30,000 (XL 4x4 Regular Cab 6.5 Foot Box, XL 4x4 Regular Cab 8 Foot Box).

Rear Wheel Drives Under 40K

2023 Chevrolet Silverado 1500

Sticker Price Range (2 trims below $40K)
$38,195 to $38,395
Car Loan Payment Range
$598.91 to $602.31
Rebate Offer
$3,750

The 2023 Chevrolet Silverado 1500 has a March rebate of $3,750. It is a standard bed 2 door regular cab pickup truck with 2 trim levels starting under $40,000 and above $30,000 (2WD Regular Cab 126" Work Truck, 2WD Regular Cab 140" Work Truck).

2023 Ford F-150

Sticker Price Range (3 trims below $40K)
$36,580 to $42,755
Car Loan Payment Range
$630.87 to $735.76
Special Financing Option
1.90% plus $3,000 Bonus Cash

The 2023 Ford F-150 has a March special interest rate of 1.90% APR plus $3,000 bonus cash. It is a standard bed 2 door regular cab pickup truck with 3 trim levels starting under $40,000 and above $30,000 (XL 2WD Regular Cab 6.5 Foot Box, XLT 2WD Regular Cab 6.5 Foot Box, XL 2WD Regular Cab 8 Foot Box...

2024 GMC Sierra 1500

Sticker Price Range (2 trims below $40K)
$39,695 to $39,895
Car Loan Payment Range
$652.11 to $655.50
Rebate Offer
$2,000 plus $750 Bonus Cash
Special Financing Option
0.90% plus $750 Bonus Cash

The 2024 GMC Sierra 1500 has a March rebate of $2,000 plus $750 bonus cash or special interest rate of 0.90% APR plus $750 bonus cash. It is a standard bed 2 door regular cab pickup truck with 2 trim levels starting under $40,000 and above $30,000 (2WD Regular Cab...

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