New SUVs Under $40,000

Buy a brand new 4x4, awd, fwd, rwd sport utility vehicle priced below $40K. Estimate auto loan payments based on credit score.

Payments for SUVs Priced Less Than 40K

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
National
Credit Score / Avg. Rate
781-850 / 7.43%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00

Will a sport utility vehicle under $40,000 fit within your budget? Our calculator will estimate monthly payments, and how much negative equity a bank will finance, on SUVs priced below 40K based on your credit score, trade value, and trade pay off. If the new loan exceeds the maximum monthly payment, or amount of negative equity the bank will accept, the recommended down payment for lender approval is displayed. Use our car affordability calculator to determine the new car price you can afford.

New Sport Utility Vehicles Under $40000

SUVs Starting Below $40,000

New sport utility vehicle models starting between $30,000 and $40,000. Sticker Price includes the MSRP plus the Destination Charge.

Four Wheel Drives Under 40K

2023 Ford Bronco Sport

Sticker Price Range (5 trims below $40K)
$30,810 to $39,685
Car Loan Payment Range
$532.86 to $683.61
Special Financing Option
0.00%

The 2023 Ford Bronco Sport has a March special interest rate of 0.00% APR. It is a small 4 door sport utility vehicle with 5 trim levels starting under $40,000 and above $30,000 (Heritage 4x4, Outer Banks 4x4, Badlands 4x4, Base 4x4, Big Bend 4x4).

2023 Ford Explorer

Sticker Price (1 trim below $40K)
$40,355
Car Loan Payment
$694.99
Special Financing Option
0.00% plus $750 Bonus Cash

The 2023 Ford Explorer has a March special interest rate of 0.00% APR plus $750 bonus cash. It is a midsize 4 door sport utility vehicle with 1 trim levels starting under $40,000 and above $30,000 (Base 4x4).

2024 Jeep Compass

Sticker Price Range (3 trims below $40K)
$33,490 to $35,490
Car Loan Payment Range
$546.71 to $580.68
Rebate Offer
$2,000

The 2024 Jeep Compass has a March rebate of $2,000. It is a small 4 door sport utility vehicle with 3 trim levels starting under $40,000 and above $30,000 (Trailhawk 4x4, Latitude Lux, Limited 4x4).

2024 Jeep Wrangler

Sticker Price Range (6 trims below $40K)
$33,890 to $38,490
Car Loan Payment Range
$585.18 to $663.31

The 2024 Jeep Wrangler is a small 4 door sport utility vehicle with 6 trim levels starting under $40,000 and above $30,000 (Willys 4 Door 4x4, Sport 2 Door 4x4, Sport S 4 Door 4x4, Willys 2 Door 4x4, Sport S 2 Door 4x4, Sport 4 Door 4x4).

All Wheel Drives Under 40K

2024 Chevrolet Blazer

Sticker Price (1 trim below $40K)
$39,495
Car Loan Payment
$664.55
Rebate Offer
$1,000
Special Financing Option
1.90%

The 2024 Chevrolet Blazer has a March rebate of $1,000 or special interest rate of 1.90% APR. It is a midsize 4 door sport utility vehicle with 1 trim levels starting under $40,000 and above $30,000 (AWD 4 Door LT with 2LT).

2023 Chevrolet Equinox

Sticker Price Range (2 trims below $40K)
$33,695 to $34,795
Car Loan Payment Range
$569.99 to $588.67
Rebate Offer
$750 plus $1,000 Bonus Cash
Special Financing Option
1.90% plus $1,000 Bonus Cash

The 2023 Chevrolet Equinox has a March rebate of $750 plus $1,000 bonus cash or special interest rate of 1.90% APR plus $1,000 bonus cash. It is a small 4 door sport utility vehicle with 2 trim levels starting under $40,000 and above $30,000 (AWD 4 Door Premier, AWD 4 Door RS).

2023 Chevrolet Traverse

Sticker Price (1 trim below $40K)
$37,915
Car Loan Payment
$637.71
Rebate Offer
$1,000
Special Financing Option
1.90%

The 2023 Chevrolet Traverse has a March rebate of $1,000 or special interest rate of 1.90% APR. It is a midsize 4 door sport utility vehicle with 1 trim levels starting under $40,000 and above $30,000 (AWD 4 Door LS with 1LS).

2024 Ford Edge

Sticker Price (1 trim below $40K)
$39,960
Car Loan Payment
$688.28
Special Financing Option
0.00% plus $1,000 Bonus Cash

The 2024 Ford Edge has a March special interest rate of 0.00% APR plus $1,000 bonus cash. It is a midsize 4 door sport utility vehicle with 1 trim levels starting under $40,000 and above $30,000 (SE AWD).

Front Wheel Drives Under 40K

2024 Chevrolet Blazer

Sticker Price Range (2 trims below $40K)
$36,795 to $40,695
Car Loan Payment Range
$618.68 to $684.93
Rebate Offer
$1,000
Special Financing Option
1.90%

The 2024 Chevrolet Blazer has a March rebate of $1,000 or special interest rate of 1.90% APR. It is a midsize 4 door sport utility vehicle with 2 trim levels starting under $40,000 and above $30,000 (Front Wheel Drive 4 Door LT with 2LT, Front Wheel Drive 4 Door LT with 3LT).

2023 Chevrolet Equinox

Sticker Price Range (2 trims below $40K)
$32,095 to $33,195
Car Loan Payment Range
$542.81 to $561.49
Rebate Offer
$750 plus $1,000 Bonus Cash
Special Financing Option
1.90% plus $1,000 Bonus Cash

The 2023 Chevrolet Equinox has a March rebate of $750 plus $1,000 bonus cash or special interest rate of 1.90% APR plus $1,000 bonus cash. It is a small 4 door sport utility vehicle with 2 trim levels starting under $40,000 and above $30,000 (Front Wheel Drive 4 D...

2023 Chevrolet Traverse

Sticker Price Range (2 trims below $40K)
$35,915 to $38,440
Car Loan Payment Range
$603.74 to $646.63
Rebate Offer
$1,000
Special Financing Option
1.90%

The 2023 Chevrolet Traverse has a March rebate of $1,000 or special interest rate of 1.90% APR. It is a midsize 4 door sport utility vehicle with 2 trim levels starting under $40,000 and above $30,000 (Front Wheel Drive 4 Door LS with 1LS, Front Wheel Drive 4 Door...

2023 Ford Escape

Sticker Price Range (3 trims below $40K)
$30,840 to $38,460
Car Loan Payment Range
$533.37 to $662.80
Special Financing Option
0.00%

The 2023 Ford Escape has a March special interest rate of 0.00% APR. It is a small 4 door sport utility vehicle with 3 trim levels starting under $40,000 and above $30,000 (Active Front Wheel Drive, ST-Line Front Wheel Drive, Platinum Front Wheel Drive).

Rear Wheel Drives Under 40K

2023 Ford Explorer

Sticker Price Range (2 trims below $40K)
$38,355 to $40,165
Car Loan Payment Range
$661.02 to $691.76
Special Financing Option
0.00% plus $750 Bonus Cash

The 2023 Ford Explorer has a March special interest rate of 0.00% APR plus $750 bonus cash. It is a midsize 4 door sport utility vehicle with 2 trim levels starting under $40,000 and above $30,000 (XLT RWD, Base RWD).

2024 Jeep Grand Cherokee

Sticker Price Range (5 trims below $40K)
$39,830 to $39,830
Car Loan Payment Range
$686.07 to $686.07

The 2024 Jeep Grand Cherokee is a midsize 4 door sport utility vehicle with 5 trim levels starting under $40,000 and above $30,000 (Laredo A 4x2, Laredo X 4x2, Altitude X 4x2, Altitude 4x2, Laredo 4x2).

2023 Dodge Durango

Sticker Price Range (2 trims below $40K)
$42,235 to $42,235
Car Loan Payment Range
$680.52 to $680.52
Rebate Offer
$2,930
Special Financing Option
6.90%

The 2023 Dodge Durango has a March rebate of $2,930 or special interest rate of 6.90% APR. It is a midsize 4 door sport utility vehicle with 2 trim levels starting under $40,000 and above $30,000 (SXT RWD, SXT Plus RWD).

2023 Ford Mustang Mach-E

Sticker Price (1 trim below $40K)
$41,695
Car Loan Payment
$717.75
Special Financing Option
0.00% plus $3,000 Bonus Cash

The 2023 Ford Mustang Mach-E has a March special interest rate of 0.00% APR plus $3,000 bonus cash. It is a small 4 door sport utility vehicle with 1 trim levels starting under $40,000 and above $30,000 (Select RWD).

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