Ram Fair Credit Financing

Buy a new Ram with fair credit. Calculate Ram fair credit auto loan payments based on March 2024 rebates, down payment, and trade equity or negative equity. Dealership fair credit programs.

Buying a new Ram with fair credit can be challenging especially with negative equity. Calculations below are based on a credit score between 601 and 660, a maximum Loan to Value (LTV) of 120%, a 72 month loan term, the national average new car rate for fair credit of 9.29%, and a recommended down payment amount of $500. If applicable, all rebates are deducted from the loan amount. When the LTV exceeds the maximum LTV of 120% the estimated lender required approval down payment amount for a Ram loan with fair credit is displayed.

Buying a Ram with Fair Credit

If you are in an upside down car loan and want to trade-in a car with negative equity for a new Ram vehicle our calculator will estimate how much negative equity a bank will finance on each Ram model based a fair credit credit score, trade value, and trade pay off.

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume fair credit, $500 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
National
Credit Score / Avg. Rate
601-660 / 13.53%
Max Payment
$800.00
Down Payment
$500.00
Trade Value
$0.00
Trade Payoff
$0.00

March 2024 Recommeded Ram Vehicles for Fair Credit Financing

Get a lease quote or get pre-approved for financing on the a new ram models for fair credit.

Ram Crew Cab Pickup Trucks for Fair Credit

2023 Ram 1500

Sticker Price Range (34 trims)
$39,900 to $86,845
Car Loan Payment Range
$779.36 to $800.00
Special Financing Option
4.90%
Down Payment Range
$500 to $49,713

The 2023 Ram 1500 has a March 2024 special interest rate of 4.90% APR. It is a 4 door crew cab pickup truck with 34 trim levels (Lone Star 4x4 Crew Cab 5 Foot7" Box, Lone Star 4x2 Crew Cab 5 Foot7" Box, Tradesman 4x2 Quad Cab 6 Foot4" Box, Longhorn 4x4 Crew Cab 6 Foot4" Box, Limited 4x2 Crew Cab 6 Fo...

2024 Ram 1500 Classic

Sticker Price Range (13 trims)
$40,700 to $52,030
Car Loan Payment Range
$794.95 to $800.00
Down Payment Range
$500 to $12,374

The 2024 Ram 1500 Classic is a 4 door crew cab pickup truck with 13 trim levels (Warlock 4x2 Crew Cab 5 Foot7" Box, Warlock 4x4 Crew Cab 5 Foot7" Box, SLT 4x2 Crew Cab 5 Foot7" Box, Tradesman 4x2 Quad Cab 6 Foot4" Box, SLT 4x4 Crew Cab 5 Foot7" Box, Tradesman 4x4 Quad Cab 6 Foot4" Box, Warlock 4x2 Quad Cab 6 Foot4" Box, Tradesman 4x4 Cre...

2024 Ram 2500

Sticker Price Range (18 trims)
$53,555 to $83,120
Car Loan Payment Range
$800.00 to $800.00
Rebate Offer
$3,500
Special Financing Option
6.90%
Down Payment Range
$10,509 to $42,218

The 2024 Ram 2500 has a March 2024 rebate of $3,500 or special interest rate of 6.90% APR. It is a 4 door crew cab pickup truck with 18 trim levels (Laramie 4x4 Crew Cab 6 Foot4" Box, Limited 4x4 Mega Cab 6 Foot4" Box, Laramie 4x2 Crew Cab 8 Foot Box, Big Horn 4x...

2023 Ram 3500

Sticker Price Range (23 trims)
$54,385 to $84,150
Car Loan Payment Range
$800.00 to $800.00
Rebate Offer
$1,500
Special Financing Option
3.90%
Down Payment Range
$13,399 to $45,322

The 2023 Ram 3500 has a March 2024 rebate of $1,500 or special interest rate of 3.90% APR. It is a 4 door crew cab pickup truck with 23 trim levels (Limited 4x4 Crew Cab 8 Foot Box, Laramie 4x2 Crew Cab 6 Foot4" Box, Tradesman 4x4 Crew Cab 8 Foot Box, Big Horn 4x...

Ram Regular Cab Pickup Trucks for Fair Credit

2024 Ram 2500

Sticker Price Range (4 trims)
$49,735 to $57,195
Car Loan Payment Range
$800.00 to $800.00
Rebate Offer
$3,500
Special Financing Option
6.90%
Down Payment Range
$6,413 to $14,413

The 2024 Ram 2500 has a March 2024 rebate of $3,500 or special interest rate of 6.90% APR. It is a 2 door regular cab pickup truck with 4 trim levels (Tradesman 4x2 Regular Cab 8 Foot Box, Lone Star 4x2 Regular Cab 8 Foot Box, Tradesman 4x4 Regular Cab 8 Foot Box...

2023 Ram 3500

Sticker Price Range (6 trims)
$50,845 to $58,200
Car Loan Payment Range
$800.00 to $800.00
Rebate Offer
$1,500
Special Financing Option
3.90%
Down Payment Range
$9,603 to $17,491

The 2023 Ram 3500 has a March 2024 rebate of $1,500 or special interest rate of 3.90% APR. It is a 2 door regular cab pickup truck with 6 trim levels (Lone Star 4x4 Regular Cab 8 Foot Box, Tradesman 4x2 Regular Cab 8 Foot Box, Big Horn 4x2 Regular Cab 8 Foot Box,...

Ram Vehicle Filters