Ram Vehicles Under $40,000

Buy a brand new Ram priced below $40K. Estimate auto loan payments based on credit score.

Payments for Ram Vehicles Priced Less Than 40K

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

Credit Score / Avg. Rate
781-850 / 7.43%
Max Payment
Down Payment
Trade Value
Trade Payoff

Will a vehicle under $40,000 fit within your budget? Our calculator will estimate monthly payments, and how much negative equity a bank will finance, on Ram vehicles priced below 40K based on your credit score, trade value, and trade pay off. If the new loan exceeds the maximum monthly payment, or amount of negative equity the bank will accept, the recommended down payment for lender approval is displayed. Use our car affordability calculator to determine the new car price you can afford.

Ram Models Starting below $40,000

New Ram models starting between $30,000 and $40,000. Sticker Price includes the MSRP plus the Destination Charge.

Ram Crew Cab Pickup Trucks Under 40K

2023 Ram 1500

Sticker Price (1 trim below $40K)
Car Loan Payment
Special Financing Option

The 2023 Ram 1500 has a March special interest rate of 4.90% APR. It is a standard bed 4 door crew cab pickup truck with 1 trim levels starting under $40,000 and above $30,000 (Tradesman 4x2 Quad Cab 6 Foot4" Box).