Toyota Poor Credit Financing

Buy a new Toyota with poor credit. Calculate Toyota poor credit auto loan payments based on March 2024 rebates, down payment, and trade equity or negative equity. Dealership poor credit programs.

Buying a new Toyota with poor credit can be challenging especially with negative equity. Calculations below are based on a credit score between 501 and 600, a maximum Loan to Value (LTV) of 115%, a 72 month loan term, the national average new car rate for poor credit of 11.86%, and a recommended down payment amount of $1,000. If applicable, all rebates are deducted from the loan amount. When the LTV exceeds the maximum LTV of 115% the estimated lender required approval down payment amount for a Toyota loan with poor credit is displayed.

Buying a Toyota with Poor Credit

If you are in an upside down car loan and want to trade-in a car with negative equity for a new Toyota vehicle our calculator will estimate how much negative equity a bank will finance on each Toyota model based a poor credit credit score, trade value, and trade pay off.

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume poor credit, $1,000 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
National
Credit Score / Avg. Rate
501-600 / 18.39%
Max Payment
$700.00
Down Payment
$1,000.00
Trade Value
$0.00
Trade Payoff
$0.00

March 2024 Recommeded Toyota Vehicles for Poor Credit Financing

Get a lease quote or get pre-approved for financing on the a new toyota models for poor credit.

Toyota Coupes for Poor Credit

2024 Toyota GR86

Sticker Price Range (6 trims)
$30,395 to $36,915
Car Loan Payment Range
$627.16 to $700.00
Down Payment Range
$1,000 to $4,253

The 2024 Toyota GR86 is a 2 door coupe with 6 trim levels (TRUENO Edition Manual, TRUENO Edition Auto, Manual, Auto, Premium Manual, Premium Auto).

Toyota Crew Cab Pickup Trucks for Poor Credit

2024 Toyota Tacoma 2WD

Sticker Price Range (5 trims)
$35,195 to $41,395
Car Loan Payment Range
$700.00 to $700.00
Down Payment Range
$2,408 to $9,058

The 2024 Toyota Tacoma 2WD is a 4 door crew cab pickup truck with 5 trim levels (SR Double Cab 5 Foot Bed AT, SR5 Double Cab 5 Foot Bed AT, TRD Sport Double Cab 5 Foot Bed AT, SR5 Double Cab 6 Foot Bed AT, TRD Sport Double Cab 6 Foot Bed AT).

2024 Toyota Tacoma 4WD

Sticker Price Range (11 trims)
$38,395 to $53,595
Car Loan Payment Range
$700.00 to $700.00
Down Payment Range
$5,840 to $22,142

The 2024 Toyota Tacoma 4WD is a 4 door crew cab pickup truck with 11 trim levels (TRD Off Road Double Cab 5 Foot Bed AT, SR Double Cab 5 Foot Bed AT, Limited Double Cab 5 Foot Bed AT, SR5 Double Cab 5 Foot Bed AT, SR5 Double Cab 6 Foot Bed AT, TRD Sport Double Cab 5 Foot Bed MT, TRD Sport Double Cab 6 Foot Bed AT, TRD Off Road Double Cab...

2024 Toyota Tundra 2WD

Sticker Price Range (20 trims)
$41,815 to $68,585
Car Loan Payment Range
$700.00 to $700.00
Rebate Offer
$1,500
Special Financing Option
3.99%
Down Payment Range
$8,008 to $36,719

The 2024 Toyota Tundra 2WD has a March 2024 rebate of $1,500 or special interest rate of 3.99% APR. It is a 4 door crew cab pickup truck with 20 trim levels (Limited Double Cab 6.5 Foot Bed, Platinum Hybrid CrewMax 5.5 Foot Bed, SR5 CrewMax 6.5 Foot Bed, Limited ...

Toyota Extended Cab Pickup Trucks for Poor Credit

2024 Toyota Tacoma 2WD

Sticker Price Range (3 trims)
$32,995 to $39,595
Car Loan Payment Range
$681.47 to $700.00
Down Payment Range
$1,000 to $7,127

The 2024 Toyota Tacoma 2WD is a 2 door extended cab pickup truck with 3 trim levels (SR XtraCab 6 Foot Bed AT, SR5 XtraCab 6 Foot Bed AT, TRD PreRunner XtraCab 6 Foot Bed AT).

2024 Toyota Tacoma 4WD

Sticker Price Range (2 trims)
$36,195 to $40,895
Car Loan Payment Range
$700.00 to $700.00
Down Payment Range
$3,481 to $8,522

The 2024 Toyota Tacoma 4WD is a 2 door extended cab pickup truck with 2 trim levels (SR5 XtraCab 6 Foot Bed AT, SR XtraCab 6 Foot Bed AT).

Toyota Hatchbacks for Poor Credit

2024 Toyota Corolla Hatchback

Sticker Price Range (3 trims)
$24,600 to $27,900
Car Loan Payment Range
$506.10 to $575.04
Special Financing Option
4.75%

The 2024 Toyota Corolla Hatchback has a March 2024 special interest rate of 4.75% APR. It is a 4 door hatchback with 3 trim levels (SE CVT, Nightshade Edition CVT, XSE CVT).

Toyota Minivans for Poor Credit

2024 Toyota Sienna

Sticker Price Range (12 trims)
$39,080 to $55,300
Car Loan Payment Range
$700.00 to $700.00
Down Payment Range
$6,575 to $23,971

The 2024 Toyota Sienna is a 4 door minivan with 12 trim levels (Limited Front Wheel Drive 7-Passenger, Limited AWD 7-Passenger, Platinum Front Wheel Drive 7-Passenger, LE Front Wheel Drive 8-Passenger, Platinum AWD 7-Passenger, LE AWD 8-Passenger, XLE Front Wheel Drive 8-Passenger, XLE AWD 7-Passenger, XLE Front Wheel Drive 7-Passenger, ...

Toyota Sedans for Poor Credit

2024 Toyota Corolla

Sticker Price Range (11 trims)
$23,145 to $29,435
Car Loan Payment Range
$475.71 to $607.11
Special Financing Option
4.75%

The 2024 Toyota Corolla has a March 2024 special interest rate of 4.75% APR. It is a 4 door sedan with 11 trim levels (SE CVT, Hybrid LE AWD, Nightshade Edition CVT, Hybrid SE AWD, Hybrid SE Front Wheel Drive, Hybrid Nightshade Edition AWD, Hybrid Nightshade Edition Front Wheel Drive, LE CVT, XSE CVT...

2024 Toyota Camry

Sticker Price Range (18 trims)
$27,515 to $37,940
Car Loan Payment Range
$567.00 to $700.00
Special Financing Option
5.75%
Down Payment Range
$1,000 to $5,352

The 2024 Toyota Camry has a March 2024 special interest rate of 5.75% APR. It is a 4 door sedan with 18 trim levels (Hybrid SE CVT, SE Nightshade Auto AWD, Hybrid XSE CVT, XLE Auto, XLE Auto AWD, LE Auto, XLE V6 Auto, Hybrid SE Nightshade CVT, XSE Auto AWD, SE Auto, XSE V6 Auto, XSE Auto, Hybrid LE C...

2024 Toyota Prius

Sticker Price Range (6 trims)
$29,045 to $37,460
Car Loan Payment Range
$598.96 to $700.00
Down Payment Range
$1,000 to $4,837

The 2024 Toyota Prius is a 4 door sedan with 6 trim levels (Limited, LE AWD, XLE AWD, Limited AWD, LE, XLE).

2024 Toyota Prius Prime

Sticker Price Range (3 trims)
$34,070 to $40,765
Car Loan Payment Range
$700.00 to $700.00
Down Payment Range
$1,202 to $8,382

The 2024 Toyota Prius Prime is a 4 door sedan with 3 trim levels (XSE, XSE Premium, SE).

2024 Toyota GR Corolla

Sticker Price Range (3 trims)
$37,595 to $46,235
Car Loan Payment Range
$700.00 to $700.00
Down Payment Range
$4,982 to $14,249

The 2024 Toyota GR Corolla is a 4 door sedan with 3 trim levels (Core Manual, Premium Manual, Circuit Manual).

Toyota Sport Utility Vehicles for Poor Credit

2024 Toyota Corolla Cross

Sticker Price Range (10 trims)
$25,210 to $32,755
Car Loan Payment Range
$518.85 to $676.46

The 2024 Toyota Corolla Cross is a 4 door sport utility vehicle with 10 trim levels (Hybrid XSE 4x4, LE 4x4, XLE 4x4, L 2WD, Hybrid S 4x4, LE 2WD, Hybrid SE 4x4, XLE 2WD, Hybrid Nightshade Edition 4x4, L 4x4).

2024 Toyota RAV4

Sticker Price Range (17 trims)
$30,025 to $41,380
Car Loan Payment Range
$619.43 to $700.00
Special Financing Option
4.75%
Down Payment Range
$1,000 to $9,042

The 2024 Toyota RAV4 has a March 2024 special interest rate of 4.75% APR. It is a 4 door sport utility vehicle with 17 trim levels (LE AWD, Hybrid XSE AWD, Hybrid LE AWD, XLE AWD, Hybrid Limited AWD, LE Front Wheel Drive, Hybrid XLE AWD, XLE Premium AWD, XLE Front Wheel Drive, Hybrid SE AWD, Adventur...

2024 Toyota Venza

Sticker Price Range (4 trims)
$36,465 to $44,610
Car Loan Payment Range
$700.00 to $700.00
Down Payment Range
$3,770 to $12,506

The 2024 Toyota Venza is a 4 door sport utility vehicle with 4 trim levels (Limited AWD, LE AWD, XLE AWD, Nightshade AWD).

2024 Toyota Highlander

Sticker Price Range (22 trims)
$40,665 to $54,770
Car Loan Payment Range
$700.00 to $700.00
Special Financing Option
4.75%
Down Payment Range
$8,275 to $23,402

The 2024 Toyota Highlander has a March 2024 special interest rate of 4.75% APR. It is a 4 door sport utility vehicle with 22 trim levels (Limited Front Wheel Drive, Hybrid XLE Nightshade AWD, Limited AWD, Hybrid Limited Front Wheel Drive, Platinum Front Wheel Drive, Hybrid Limited AWD, Platinum AWD, ...

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