How much are the payments on a $50,000 Car?

Q: How much are the payments on a $50,000 Car?

The monthly car payments on a 50,000 dollar car loan range from $858.82 to $1,397.49. Payments vary based on your credit score, and the sales tax rate of your state, and whether you are financing a new or a used car.

How Much are Payments on a $50,000 Car Loan

How Much are Payments on a $50,000 Car?

The car payments on a 50,000 dollar car loan vary based on the type of vehicle, new versus used, your credit score, and the sales tax rate of your state. The monthly car payments on a $50K car loan range from $858.82 to $1,397.49. Payments vary based on your credit score, and the sales tax rate of your state, and whether you are financing a new or a used car.

Monthly payments displayed for a $50,000 car are based on the out the door price of $54,225.62 which includes average sales tax, DMV fees, Dealer fees, as well as a $0 down payment.

TOTAL COST OF A $50,000 CAR
Car Price	$50,000.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,647.62
Avg. DMV Fee	266.00
Out the Door Price	$54,225.62

TOTAL COST OF A $50,000 CAR

Car Price

$50,000.00

Avg. Dealer Doc Fee

312.00

National Sales Tax (7.25%)

3,647.62

Avg. DMV Fee

266.00

Out the Door Price

$54,225.62

What are Car Payments on a $50,000 New Car?

With a lower credit score the interest rate increases and the term decreases. For that reason payments on a 50,000 dollar new car loan increase as the credit score decreases. Displayed monthly payments are based on the Out the Door Price of $54,225.62, $0 down and the average Q3 2023 interest rate based on credit score.

Credit	Score	Term	Rate*	Payment	Add Cash	Details
Great Credit	781-850	75	5.61%	$858.82	$0	+ Expand Car Loan Details
Good Credit	661-780	75	6.88%	$891.60	$0	+ Expand Car Loan Details
Fair Credit	601-660	72	9.29%	$985.27	$0	+ Expand Car Loan Details
Poor Credit	501-600	72	11.86%	$1056.18	$0	+ Expand Car Loan Details
Bad Credit	300-500	72	14.17%	$1122.30	$0	+ Expand Car Loan Details

Credit

Score

Term

Rate*

Payment

Add Cash

Details

Great Credit

781-850

5.61%

$858.82

+ Expand Car Loan Details

Good Credit

661-780

6.88%

$891.60

+ Expand Car Loan Details

Fair Credit

601-660

9.29%

$985.27

+ Expand Car Loan Details

Poor Credit

501-600

11.86%

$1056.18

+ Expand Car Loan Details

Bad Credit

300-500

14.17%

$1122.30

+ Expand Car Loan Details

What are Car Payments on a $50,000 Used Car

When compared to new car loans, used car loans have a higher interest rate and a shorter paybeck term. For that reason payments on a 50,000 dollar used car loan are higher than the same loan amount for a new car. Displayed monthly payments are based on $0 down and the average Q3 2023 interest rate based on credit score.

Item	Amount
Target Deal Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,647.62
Avg. DMV Fee	266.00
Cash Sale Price	$54,225.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,225.62
Interest Rate (APR)⁽³⁾	5.61%
Term / Months⁽³⁾	75
Auto Loan Payment	$858.82

Item	Amount
Target Deal Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,647.62
Avg. DMV Fee	266.00
Cash Sale Price	$54,225.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,225.62
Interest Rate (APR)⁽³⁾	6.88%
Term / Months⁽³⁾	75
Auto Loan Payment	$891.60

Item	Amount
Target Deal Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,647.62
Avg. DMV Fee	266.00
Cash Sale Price	$54,225.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,225.62
Interest Rate (APR)⁽³⁾	9.29%
Term / Months⁽³⁾	72
Auto Loan Payment	$985.27

Item	Amount
Target Deal Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,647.62
Avg. DMV Fee	266.00
Cash Sale Price	$54,225.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,225.62
Interest Rate (APR)⁽³⁾	11.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1056.18

Item	Amount
Target Deal Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,647.62
Avg. DMV Fee	266.00
Cash Sale Price	$54,225.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,225.62
Interest Rate (APR)⁽³⁾	14.17%
Term / Months⁽³⁾	72
Auto Loan Payment	$1122.30

Credit	Score	UsedTerm	Rate*	Payment	Add Cash	Details
Great Credit	781-850	72	7.43%	$935.73	$0	+ Expand Car Loan Details
Good Credit	661-780	72	9.33%	$986.35	$0	+ Expand Car Loan Details
Fair Credit	601-660	72	13.53%	$1103.76	$0	+ Expand Car Loan Details
Poor Credit	501-600	72	18.39%	$1248.75	$0	+ Expand Car Loan Details
Bad Credit	300-500	66	21.18%	$1397.49	$0	+ Expand Car Loan Details

Credit

Score

UsedTerm

Rate*

Payment

Add Cash

Details

Great Credit

781-850

7.43%

$935.73

+ Expand Car Loan Details

Good Credit

661-780

9.33%

$986.35

+ Expand Car Loan Details

Fair Credit

601-660

13.53%

$1103.76

+ Expand Car Loan Details

Poor Credit

501-600

18.39%

$1248.75

+ Expand Car Loan Details

Bad Credit

300-500

21.18%

$1397.49

+ Expand Car Loan Details

Auto loan below are based on a 75 month term, and the national average new car APR of 5.61% for credit scores between 781 and 850.

Item	Amount
Target Deal Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,647.62
Avg. DMV Fee	266.00
Cash Sale Price	$54,225.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,225.62
Interest Rate (APR)⁽³⁾	14.17%
Term / Months⁽³⁾	72
Auto Loan Payment	$935.73

Item	Amount
Target Deal Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,647.62
Avg. DMV Fee	266.00
Cash Sale Price	$54,225.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,225.62
Interest Rate (APR)⁽³⁾	14.17%
Term / Months⁽³⁾	72
Auto Loan Payment	$986.35

Item	Amount
Target Deal Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,647.62
Avg. DMV Fee	266.00
Cash Sale Price	$54,225.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,225.62
Interest Rate (APR)⁽³⁾	14.17%
Term / Months⁽³⁾	72
Auto Loan Payment	$1103.76

Item	Amount
Target Deal Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,647.62
Avg. DMV Fee	266.00
Cash Sale Price	$54,225.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,225.62
Interest Rate (APR)⁽³⁾	14.17%
Term / Months⁽³⁾	72
Auto Loan Payment	$1248.75

Item	Amount
Target Deal Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,647.62
Avg. DMV Fee	266.00
Cash Sale Price	$54,225.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,225.62
Interest Rate (APR)⁽³⁾	14.17%
Term / Months⁽³⁾	72
Auto Loan Payment	$1397.49

2023 Ford F-150 XLT 4x4 Regular Cab 6.5 Foot Box

2023 Ford F-150 XLT 4WD Reg Cab 6.5' Box

The 2023 Ford F-150 XLT 4x4 Regular Cab 6.5 Foot Box has an Invoice Price of $44,795 and an MSRP of $46,545.

➔ Get Upfront Pricing

Target Price	Payment
$45,243	$738.42
Loan to Value:	104.08%
Includes April Rebate:	$2,500
+ Expand Car Loan Details

Item	Amount
Target Deal Price⁽¹⁾	$45,242.95
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,302.73
Avg. DMV Fee	266.00
Cash Sale Price	$49,123.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	2,500.00
Total Down Payment	$2,500.00
Total Loan Amount	$46,623.68
Interest Rate (APR)⁽³⁾	5.61%
Term / Months⁽³⁾	75
Auto Loan Payment	$738.42

(1) Calculations are based on the target price of $45,242.95. Actual price set by dealer.

(2) Down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Interest rate of 5.61% and term are based on the national average for a Credit Score Range from 781-850. Actual interest rate and term set by lender.

2024 Toyota 4Runner TRD Off Road 4x4

The 2024 Toyota 4Runner TRD Off Road 4x4 has an Invoice Price of $42,395 and an MSRP of $45,945.

➔ Get Upfront Pricing

Target Price	Payment
$42,819	$736.85
Loan to Value:	109.74%
+ Expand Car Loan Details

Item	Amount
Target Deal Price⁽¹⁾	$42,818.95
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,126.99
Avg. DMV Fee	266.00
Cash Sale Price	$46,523.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,523.94
Interest Rate (APR)⁽³⁾	5.61%
Term / Months⁽³⁾	75
Auto Loan Payment	$736.85

(1) Calculations are based on the target price of $42,818.95. Actual price set by dealer.

(2) Down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Interest rate of 5.61% and term are based on the national average for a Credit Score Range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 4x4 Crew Cab Short Bed Pro

2024 GMC Sierra 1500 4WD Crew Cab 147 Pro

The 2024 GMC Sierra 1500 4x4 Crew Cab Short Bed Pro has an Invoice Price of $46,795 and an MSRP of $48,695.

➔ Get Upfront Pricing

Target Price	Payment
$47,263	$768.78
Loan to Value:	103.73%
Includes April Rebate:	$2,750
+ Expand Car Loan Details

Item	Amount
Target Deal Price⁽¹⁾	$47,262.95
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,449.18
Avg. DMV Fee	266.00
Cash Sale Price	$51,290.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	2,750.00
Total Down Payment	$2,750.00
Total Loan Amount	$48,540.13
Interest Rate (APR)⁽³⁾	5.61%
Term / Months⁽³⁾	75
Auto Loan Payment	$768.78

(1) Calculations are based on the target price of $47,262.95. Actual price set by dealer.

(2) Down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Interest rate of 5.61% and term are based on the national average for a Credit Score Range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Lone Star 4x4 Quad Cab 6 Foot4" Box

2023 Ram 1500 Lone Star 4x4 Quad Cab 6'4 Box

The 2023 Ram 1500 Lone Star 4x4 Quad Cab 6 Foot4" Box has an Invoice Price of $47,095 and an MSRP of $48,965.

➔ Get Upfront Pricing

Target Price	Payment
$47,566	$817.48
Loan to Value:	109.6%
+ Expand Car Loan Details

Item	Amount
Target Deal Price⁽¹⁾	$47,565.95
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,471.15
Avg. DMV Fee	266.00
Cash Sale Price	$51,615.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,615.10
Interest Rate (APR)⁽³⁾	5.61%
Term / Months⁽³⁾	75
Auto Loan Payment	$817.48

(1) Calculations are based on the target price of $47,565.95. Actual price set by dealer.

(2) Down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Interest rate of 5.61% and term are based on the national average for a Credit Score Range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger LARIAT 2WD SuperCrew 5 Foot Box

2024 Ford Ranger LARIAT 2WD SuperCrew 5' Box

The 2024 Ford Ranger LARIAT 2WD SuperCrew 5 Foot Box has an Invoice Price of $43,895 and an MSRP of $45,225.

➔ Get Upfront Pricing

Target Price	Payment
$44,334	$762.58
Loan to Value:	109.69%
+ Expand Car Loan Details

Item	Amount
Target Deal Price⁽¹⁾	$44,333.95
Avg. Dealer Doc Fee	312.00
National Sales Tax (7.25%)	3,236.83
Avg. DMV Fee	266.00
Cash Sale Price	$48,148.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,148.78
Interest Rate (APR)⁽³⁾	5.61%
Term / Months⁽³⁾	75
Auto Loan Payment	$762.58

(1) Calculations are based on the target price of $44,333.95. Actual price set by dealer.

(2) Down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Interest rate of 5.61% and term are based on the national average for a Credit Score Range from 781-850. Actual interest rate and term set by lender.

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