What are the Payments on a $75,000 Car?

How Much are Payments on a $75,000 Car?

The car payments on a 75,000 dollar car loan vary based on the type of vehicle, new versus used, your credit score, and the sales tax rate of your state. The monthly car payments on a $75K car loan range from $1,283.48 to $2,088.49. Payments vary based on your credit score, and the sales tax rate of your state, and whether you are financing a new or a used car.

Monthly payments displayed for a $75,000 car are based on the out the door price of $81,038.12 which includes average sales tax, DMV fees, Dealer fees, as well as a $0 down payment.

TOTAL COST OF A $75,000 CAR
Car Price $75,000.00
Avg. Dealer Doc Fee 312.00
National Sales Tax (7.25%) 5,460.12
Avg. DMV Fee 266.00
Out the Door Price $81,038.12

What are Car Payments on a $75,000 New Car?

With a lower credit score the interest rate increases and the term decreases. For that reason payments on a 75,000 dollar new car loan increase as the credit score decreases. Displayed monthly payments are based on the Out the Door Price of $81,038.12, $0 down and the average Q3 2023 interest rate based on credit score.

Credit Score Term Rate* Payment Add Cash Details
Great Credit 781-850 75 5.61% $1283.48 $0 + Expand Car Loan Details
Good Credit 661-780 75 6.88% $1332.46 $0 + Expand Car Loan Details
Fair Credit 601-660 72 9.29% $1472.45 $0 + Expand Car Loan Details
Poor Credit 501-600 72 11.86% $1578.42 $0 + Expand Car Loan Details
Bad Credit 300-500 72 14.17% $1677.24 $0 + Expand Car Loan Details

What are Car Payments on a $75,000 Used Car

When compared to new car loans, used car loans have a higher interest rate and a shorter paybeck term. For that reason payments on a 75,000 dollar used car loan are higher than the same loan amount for a new car. Displayed monthly payments are based on $0 down and the average Q3 2023 interest rate based on credit score.

Credit Score UsedTerm Rate* Payment Add Cash Details
Great Credit 781-850 72 7.43% $1398.41 $0 + Expand Car Loan Details
Good Credit 661-780 72 9.33% $1474.06 $0 + Expand Car Loan Details
Fair Credit 601-660 72 13.53% $1649.52 $0 + Expand Car Loan Details
Poor Credit 501-600 72 18.39% $1866.21 $0 + Expand Car Loan Details
Bad Credit 300-500 66 21.18% $2088.49 $0 + Expand Car Loan Details
*Source: Experian Q3 2023

Top New Cars Under $75,000

Auto loan below are based on a 75 month term, and the national average new car APR of 5.61% for credit scores between 781 and 850.

2024 Lexus RX 450h+ Luxury AWD
2024 Lexus RX 450h+ Luxury AWD
2024 Chevrolet Tahoe 2WD 4 Door Premier
2024 Chevrolet Tahoe 2WD 4dr Premier
2023 Ram 1500 Limited 4x4 Crew Cab 5 Foot7" Box
2023 Ram 1500 Limited 4x4 Crew Cab 5'7 Box
2024 Ford Bronco Heritage Limited Edition 4 Door Advanced 4x4
2024 Ford Bronco Heritage Limited Edition 4 Door Advanced 4x4
2024 BMW X5 xDrive50e Plug-In Hybrid
2024 BMW X5 xDrive50e Plug-In Hybrid

Car Payments for Other Prices: