What are the Payments on a $80,000 Car?

How Much are Payments on a $80,000 Car?

The car payments on a 80,000 dollar car loan vary based on the type of vehicle, new versus used, your credit score, and the sales tax rate of your state. The monthly car payments on a $80K car loan range from $1,368.41 to $2,226.69. Payments vary based on your credit score, and the sales tax rate of your state, and whether you are financing a new or a used car.

Monthly payments displayed for a $80,000 car are based on the out the door price of $86,400.62 which includes average sales tax, DMV fees, Dealer fees, as well as a $0 down payment.

TOTAL COST OF A $80,000 CAR
Car Price $80,000.00
Avg. Dealer Doc Fee 312.00
National Sales Tax (7.25%) 5,822.62
Avg. DMV Fee 266.00
Out the Door Price $86,400.62

What are Car Payments on a $80,000 New Car?

With a lower credit score the interest rate increases and the term decreases. For that reason payments on a 80,000 dollar new car loan increase as the credit score decreases. Displayed monthly payments are based on the Out the Door Price of $86,400.62, $0 down and the average Q3 2023 interest rate based on credit score.

Credit Score Term Rate* Payment Add Cash Details
Great Credit 781-850 75 5.61% $1368.41 $0 + Expand Car Loan Details
Good Credit 661-780 75 6.88% $1420.64 $0 + Expand Car Loan Details
Fair Credit 601-660 72 9.29% $1569.88 $0 + Expand Car Loan Details
Poor Credit 501-600 72 11.86% $1682.87 $0 + Expand Car Loan Details
Bad Credit 300-500 72 14.17% $1788.22 $0 + Expand Car Loan Details

What are Car Payments on a $80,000 Used Car

When compared to new car loans, used car loans have a higher interest rate and a shorter paybeck term. For that reason payments on a 80,000 dollar used car loan are higher than the same loan amount for a new car. Displayed monthly payments are based on $0 down and the average Q3 2023 interest rate based on credit score.

Credit Score UsedTerm Rate* Payment Add Cash Details
Great Credit 781-850 72 7.43% $1490.95 $0 + Expand Car Loan Details
Good Credit 661-780 72 9.33% $1571.61 $0 + Expand Car Loan Details
Fair Credit 601-660 72 13.53% $1758.68 $0 + Expand Car Loan Details
Poor Credit 501-600 72 18.39% $1989.70 $0 + Expand Car Loan Details
Bad Credit 300-500 66 21.18% $2226.69 $0 + Expand Car Loan Details
*Source: Experian Q3 2023

Top New Cars Under $80,000

Auto loan below are based on a 75 month term, and the national average new car APR of 5.61% for credit scores between 781 and 850.

2024 Jeep Grand Cherokee 4xe Summit Reserve 4x4
2024 Jeep Grand Cherokee 4xe Summit Reserve 4x4
2023 Ford F-150 Raptor 4x4 SuperCrew 5.5 Foot Box
2023 Ford F-150 Raptor 4WD SuperCrew 5.5' Box
2024 Chevrolet Tahoe 2WD 4 Door High Country
2024 Chevrolet Tahoe 2WD 4dr High Country
2024 Jeep Grand Cherokee 4xe Overland 4x4
2024 Jeep Grand Cherokee 4xe Overland 4x4
2024 GMC Yukon 2WD 4 Door Denali
2024 GMC Yukon 2WD 4dr Denali

Car Payments for Other Prices: