New Car Payments Under $400

Buy a brand new car with $0 down and payments starting below $400. Estimate auto loan payments based on credit score.

Vehicles with Payments Less Than $400

To calculate payments for your scenario, Edit your state, credit rating, down payment, trade value, and trade payoff Values below.

State
National
Credit Score / Avg. Rate
781-850 / 3.84%
Max Payment
$400.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
New Car Payments Under $400 a month.

Edit calculator values above to view finance payments for other credit scores, down payment, or negative equity scenarios or use our car affordability calculator to determine the new car price you can afford.

Models Between $300 and $400 a Month

New car models with trim level monthly payments starting between $300 and $400. Displayed auto loan payments are based on great credit and $0 down and 3.84% APR for 75 months. If the new loan exceeds a $400 monthly payment the down payment required to achieve a $400 is displayed.

2022 Chevrolet Trax

Sticker Price Range (2 trims)
$22,895 to $23,515
Car Loan Payment Range
$362.78 to $372.77
Rebate Offer
$1,000
Special APR Offer
4.99%

The 2022 Chevrolet Trax has a January 2023 rebate of $1,000 or special interest rate of 4.99% APR. It is a small 4 door sport utility vehicle with 2 trim levels starting under $400 per month (Front Wheel Drive 4 Door LS, AWD 4 Door LS).

2022 Nissan Sentra

Sticker Price Range (2 trims)
$21,045 to $22,125
Car Loan Payment Range
$348.00 to $365.40
Special APR Offer
2.99%

The 2022 Nissan Sentra has a January 2023 special interest rate of 2.99% APR. It is a midsize 4 door sedan with 2 trim levels starting under $400 per month (S CVT, SV CVT).

2022 Ford EcoSport

Sticker Price (1 trim)
$23,335
Car Loan Payment
$384.89
Special APR Offer
1.90%

The 2022 Ford EcoSport has a January 2023 special interest rate of 1.90% APR. It is a small 4 door sport utility vehicle with 1 trim levels starting under $400 per month (S 4x4).

2023 Chevrolet Trailblazer

Sticker Price (1 trim)
$23,395
Car Loan Payment
$385.85
Special APR Offer
4.99%

The 2023 Chevrolet Trailblazer has a January 2023 special interest rate of 4.99% APR. It is a small 4 door sport utility vehicle with 1 trim levels starting under $400 per month (Front Wheel Drive 4 Door LS).

2023 Hyundai Elantra

Sticker Price Range (2 trims)
$21,765 to $23,015
Car Loan Payment Range
$359.60 to $379.73
Special APR Offer
2.90%

The 2023 Hyundai Elantra has a January 2023 special interest rate of 2.90% APR. It is a midsize 4 door sedan with 2 trim levels starting under $400 per month (SE IVT, SEL IVT).

2023 Subaru Impreza

Sticker Price Range (4 trims)
$20,815 to $22,615
Car Loan Payment Range
$344.29 to $373.29
Special APR Offer
3.90%

The 2023 Subaru Impreza has a January 2023 special interest rate of 3.90% APR. It is a compact 4 door hatchback with 4 trim levels starting under $400 per month (5-door Manual, 5-door CVT, 4-door Manual, 4-door CVT).

2023 Kia Soul

Sticker Price (1 trim)
$21,215
Car Loan Payment
$350.74
Special APR Offer
2.90%

The 2023 Kia Soul has a January 2023 special interest rate of 2.90% APR. It is a compact 4 door hatchback with 1 trim levels starting under $400 per month (LX IVT).

2023 Kia Forte

Sticker Price Range (3 trims)
$20,815 to $23,015
Car Loan Payment Range
$344.29 to $379.73
Special APR Offer
2.90%

The 2023 Kia Forte has a January 2023 special interest rate of 2.90% APR. It is a midsize 4 door sedan with 3 trim levels starting under $400 per month (LX IVT, LXS IVT, GT-Line IVT).

2023 Nissan Kicks

Sticker Price (1 trim)
$21,585
Car Loan Payment
$356.70
Special APR Offer
2.99%

The 2023 Nissan Kicks has a January 2023 special interest rate of 2.99% APR. It is a midsize 4 door sedan with 1 trim levels starting under $400 per month (S Front Wheel Drive).

2023 Toyota Corolla

Sticker Price (1 trim)
$22,645
Car Loan Payment
$373.77
Special APR Offer
3.99%

The 2023 Toyota Corolla has a January 2023 special interest rate of 3.99% APR. It is a compact 4 door sedan with 1 trim levels starting under $400 per month (LE CVT).

2023 Volkswagen Jetta

Sticker Price Range (3 trims)
$21,750 to $22,650
Car Loan Payment Range
$359.35 to $373.85

The 2023 Volkswagen Jetta is a compact 4 door sedan with 3 trim levels starting under $400 per month (S Manual, S Auto, Sport Manual).

2023 Mitsubishi Mirage G4

Sticker Price Range (4 trims)
$18,290 to $19,990
Car Loan Payment Range
$303.62 to $331.01

The 2023 Mitsubishi Mirage G4 is a compact 4 door sedan with 4 trim levels starting under $400 per month (ES CVT, LE CVT, Black Edition CVT, SE CVT).

2023 Kia Rio 5-Door

Sticker Price (1 trim)
$18,815
Car Loan Payment
$312.08

The 2023 Kia Rio 5-Door is a compact 4 door sedan with 1 trim levels starting under $400 per month (S IVT).

2023 Hyundai Venue

Sticker Price Range (2 trims)
$20,835 to $22,585
Car Loan Payment Range
$337.11 to $365.30
Rebate Offer
$500
Special APR Offer
3.49%

The 2023 Hyundai Venue has a January 2023 rebate of $500 or special interest rate of 3.49% APR. It is a midsize 4 door sedan with 2 trim levels starting under $400 per month (SE IVT, SEL IVT).

2024 Chevrolet Trax

Sticker Price Range (3 trims)
$21,495 to $23,395
Car Loan Payment Range
$355.25 to $385.85

The 2024 Chevrolet Trax is a small 4 door sport utility vehicle with 3 trim levels starting under $400 per month (Front Wheel Drive 4 Door LS, Front Wheel Drive 4 Door 1RS, Front Wheel Drive 4 Door LT).

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