New Car Payments Under $400

Buy a brand new car with $0 down and payments starting below $400. Estimate auto loan payments based on credit score.

Vehicles with Payments Less Than $400

Click the + Customize Payments button to tailor your new car auto loan payments to your exact preferences. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Make it uniquely yours by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
National
Credit Score / Avg. Rate
781-850 / 7.09%
Max Payment
$400.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
New Car Payments Under $400 a month.

Customize payments above to view finance payments for other credit scores, down payment, or negative equity scenarios or use our car affordability calculator to determine the new car price you can afford.

Models Between $350 and $400 a Month

New car models with trim level monthly payments starting between $350 and $400. Displayed auto loan payments are based on great credit and $0 down and 5.07% APR for 75 months. If the new loan exceeds a $400 monthly payment the down payment required to achieve a $400 is displayed.

2023 Hyundai Elantra

Sticker Price Range (2 trims)
$22,065 to $23,315
Car Loan Payment Range
$370.39 to $391.28
Rebate Offer
$500 plus $500 Bonus Cash
Special APR Offer
3.75% plus $500 Bonus Cash

The 2023 Hyundai Elantra has a December 2023 rebate of $500 plus $500 bonus cash or special interest rate of 3.75% APR plus $500 bonus cash. It is a compact 4 door sedan with 2 trim levels starting under $400 per month (SE IVT, SEL IVT).

2023 Kia Soul

Sticker Price Range (2 trims)
$21,215 to $23,715
Car Loan Payment Range
$363.97 to $400.00
Special APR Offer
2.90%
Down Payment Range
$0 to $370

The 2023 Kia Soul has a December 2023 special interest rate of 2.90% APR. It is a compact 4 door hatchback with 2 trim levels starting under $400 per month (LX IVT, S IVT).

2023 Kia Forte

Sticker Price Range (3 trims)
$20,815 to $23,015
Car Loan Payment Range
$357.28 to $394.06
Special APR Offer
2.90%

The 2023 Kia Forte has a December 2023 special interest rate of 2.90% APR. It is a compact 4 door sedan with 3 trim levels starting under $400 per month (GT-Line IVT, LX IVT, LXS IVT).

2023 Nissan Sentra

Sticker Price Range (2 trims)
$21,315 to $22,535
Car Loan Payment Range
$365.64 to $386.03
Special APR Offer
3.69%

The 2023 Nissan Sentra has a December 2023 special interest rate of 3.69% APR. It is a compact 4 door sedan with 2 trim levels starting under $400 per month (S CVT, SV CVT).

2023 Hyundai Venue

Sticker Price Range (3 trims)
$20,985 to $24,235
Car Loan Payment Range
$353.89 to $400.00
Rebate Offer
$400
Special APR Offer
3.99%
Down Payment Range
$0 to $527

The 2023 Hyundai Venue has a December 2023 rebate of $400 or special interest rate of 3.99% APR. It is a midsize 4 door hatchback with 3 trim levels starting under $400 per month (Limited IVT, SE IVT, SEL IVT).

2024 Chevrolet Trax

Sticker Price Range (3 trims)
$21,495 to $23,395
Car Loan Payment Range
$368.65 to $400.00
Down Payment Range
$0 to $26

The 2024 Chevrolet Trax is a small 4 door sport utility vehicle with 3 trim levels starting under $400 per month (Front Wheel Drive 4 Door LT, Front Wheel Drive 4 Door LS, Front Wheel Drive 4 Door 1RS).

2024 Volkswagen Jetta

Sticker Price Range (3 trims)
$22,585 to $23,735
Car Loan Payment Range
$386.87 to $400.00
Special APR Offer
4.90%
Down Payment Range
$0 to $391

The 2024 Volkswagen Jetta has a December 2023 special interest rate of 4.90% APR. It is a compact 4 door sedan with 3 trim levels starting under $400 per month (Sport Manual, S Manual, S Auto).

2024 Nissan Kicks

Sticker Price (1 trim)
$22,155
Car Loan Payment
$379.68

The 2024 Nissan Kicks is a midsize 4 door hatchback with 1 trim levels starting under $400 per month (S Front Wheel Drive).

2024 Toyota Corolla

Sticker Price (1 trim)
$22,995
Car Loan Payment
$385.93
Rebate Offer
$500

The 2024 Toyota Corolla has a December 2023 rebate of $500. It is a compact 4 door sedan with 1 trim levels starting under $400 per month.

Filters