27,389 Used Cars Under $40,000 |with Payments|

2023 BMW X3 xDrive30i

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This low mileage used 2023 BMW X3 xDrive30i AWD SUV under 44,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $36K at BMW of Morristown in Morristown, NJ. ...View More Details

Sales Price:	$35,497
Est. Payment:	$673.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,636
Location:	Morristown, NJ

Item	Amount
Used Car Price⁽¹⁾	$35,497.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,605.30
Avg. DMV Fee	45.00
Cash Sale Price	$39,346.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,346.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$673.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

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This low mileage second hand 2025 Hyundai SANTA FE XRT AWD SUV below 0,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $38K at Route 60 Hyundai in Vero Beach, FL. ...View More Details

Sales Price:	$37,458
Est. Payment:	$710.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22
Location:	Vero Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$37,458.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,803.36
Avg. DMV Fee	45.00
Cash Sale Price	$41,505.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,505.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$710.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,458.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota 4Runner SR5 Premium

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This average mileage preowned 2021 Toyota 4Runner SR5 Premium 4x4 SUV under 79,000 miles, automatic transmission, and 20 MPG, 4.0L gas engine is for sale right now under $36K at Liberty Hyundai in Rapid City, SD. ...View More Details

Sales Price:	$35,999
Est. Payment:	$865.91 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,699
Location:	Rapid City, SD

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,656.00
Avg. DMV Fee	45.00
Cash Sale Price	$39,899.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,899.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$865.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Calligraphy AWD SUV below 13,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $37K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$36,967
Est. Payment:	$700.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,062
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$36,967.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,753.77
Avg. DMV Fee	45.00
Cash Sale Price	$40,964.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,964.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$700.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,967.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wagoneer Series III

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This below average mileage second hand 2022 Jeep Wagoneer Series III 4x4 SUV under 64,000 miles, automatic transmission, and 20 MPG, 5.7L hybrid engine is for sale right now under $39K at Jeff Wyler Hyundai of Beavercreek in Dayton, OH. ...View More Details

Sales Price:	$38,210
Est. Payment:	$840.85 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,593
Location:	Dayton, OH

Item	Amount
Used Car Price⁽¹⁾	$38,210.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,879.31
Avg. DMV Fee	45.00
Cash Sale Price	$42,333.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,333.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$840.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,210.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV80 2.5T Standard

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This low mileage certified preowned 2025 Genesis GV80 2.5T Standard AWD SUV under 35,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $39K at Hyundai Montgomery in Montgomery, AL. ...View More Details

Sales Price:	$38,999
Est. Payment:	$739.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,633
Location:	Montgomery, AL

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,959.00
Avg. DMV Fee	45.00
Cash Sale Price	$43,202.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,202.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$739.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Accord Hybrid Touring

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This low mileage second hand 2025 Honda Accord Hybrid Touring FWD sedan below 14,000 miles, automatic transmission, and 20 MPG, 2.0L hybrid engine is for sale right now below $36K at Lake Norman Hyundai in Cornelius, NC. ...View More Details

Sales Price:	$35,701
Est. Payment:	$677.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,444
Location:	Cornelius, NC

Item	Amount
Used Car Price⁽¹⁾	$35,701.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,625.90
Avg. DMV Fee	45.00
Cash Sale Price	$39,570.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,570.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$677.12

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,701.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

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This low mileage certified used 2024 Genesis GV70 2.5T Standard AWD SUV under 51,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $40K at Zimbrick Hyundai West in Madison, WI. ...View More Details

Sales Price:	$39,990
Est. Payment:	$813.24 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,513
Location:	Madison, WI

Item	Amount
Used Car Price⁽¹⁾	$39,990.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	4,059.09
Avg. DMV Fee	45.00
Cash Sale Price	$44,293.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,293.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$813.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Highlander Hybrid XLE

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This below average mileage certified used 2021 Toyota Highlander Hybrid XLE AWD SUV under 60,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now below $39K at Orem Toyota in Orem, UT. ...View More Details

Sales Price:	$38,358
Est. Payment:	$844.09 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,475
Location:	Orem, UT

Item	Amount
Used Car Price⁽¹⁾	$38,358.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,894.26
Avg. DMV Fee	45.00
Cash Sale Price	$42,496.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,496.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$844.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,358.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This above average mileage used 2022 Ford F-150 Lariat 4x4 pickup below 93,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,225
Est. Payment:	$1053.25 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,656
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,225.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	3,577.82
Avg. DMV Fee	45.00
Cash Sale Price	$39,046.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,046.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1053.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale

Secondhand Used Vehicles Priced Below $40,000

2023 BMW X3 xDrive30i

2025 Hyundai SANTA FE XRT

2021 Toyota 4Runner SR5 Premium

2025 Hyundai SANTA FE Calligraphy

2022 Jeep Wagoneer Series III

2025 Genesis GV80 2.5T Standard

2025 Honda Accord Hybrid Touring

2024 Genesis GV70 2.5T Standard

2021 Toyota Highlander Hybrid XLE

2022 Ford F-150 Lariat

States with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale

Secondhand Used Vehicles Priced Below $40,000

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2021 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2021 Toyota 4Runner SR5 Premium Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2022 Jeep Wagoneer Series III

Jeep Wagoneer Series III

2022 Jeep Wagoneer Series III Car Loan Estimate

2025 Genesis GV80 2.5T Standard

Genesis GV80 2.5T Standard

2025 Genesis GV80 2.5T Standard Car Loan Estimate

2025 Honda Accord Hybrid Touring

Honda Accord Hybrid Touring

2025 Honda Accord Hybrid Touring Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2021 Toyota Highlander Hybrid XLE

Toyota Highlander Hybrid XLE

2021 Toyota Highlander Hybrid XLE Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

States with Used Cars for Sale Below $40,000

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