How much down payment do you need?
Estimate the down payment needed based on a loan amount and a desired monthly payment. If you want to estimate the sale price of a vehicle based on your credit rating, down payment, and trade equity or negative equity use our Vehicle Affordability Calculator.
To calculate the down payment needed enter the amount financed, interest rate, loan term, and desired payment.
For your reference listed below are national average interest rates for new and used cars and maximum loan terms based on credit score. Values are updates quarterly. Unsure of your credit score? Click Here
|Rating||Score||*New Rate||Used Rate||Max Term|