New Car Payments Under $500

Buy a brand new car with $0 down and payments starting below $500. Estimate auto loan payments based on credit score.

Vehicles with Payments Less Than $500

Click the + Customize Payments button to tailor your new car auto loan payments to your exact preferences. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Make it uniquely yours by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
National
Credit Score / Avg. Rate
781-850 / 7.09%
Max Payment
$500.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
New Car Payments Under $500 a month.

Customize payments above to view finance payments for other credit scores, down payment, or negative equity scenarios or use our car affordability calculator to determine the new car price you can afford.

Models Between $450 and $500 a Month

New car models with trim level monthly payments starting between $450 and $500. Displayed auto loan payments are based on great credit and $0 down and 5.07% APR for 75 months. If the new loan exceeds a $500 monthly payment the down payment required to achieve a $500 is displayed.

2023 Chevrolet Bolt EV

Sticker Price (1 trim)
$27,495
Car Loan Payment
$468.94

The 2023 Chevrolet Bolt EV is a sub compact 4 door hatchback with 1 trim levels starting under $500 per month (5 Door Wagon 1LT).

2023 Chevrolet Bolt EUV

Sticker Price (1 trim)
$28,795
Car Loan Payment
$490.67

The 2023 Chevrolet Bolt EUV is a small 4 door sport utility vehicle with 1 trim levels starting under $500 per month (Front Wheel Drive 4 Door LT).

2023 Buick Encore GX

Sticker Price Range (3 trims)
$27,195 to $29,195
Car Loan Payment Range
$463.93 to $497.36
Special APR Offer
1.90%

The 2023 Buick Encore GX has a December 2023 special interest rate of 1.90% APR. It is a small 4 door sport utility vehicle with 3 trim levels starting under $500 per month (Front Wheel Drive 4 Door Preferred, Front Wheel Drive 4 Door Select, AWD 4 Door Preferred).

2023 Kia Sportage

Sticker Price Range (2 trims)
$27,615 to $29,415
Car Loan Payment Range
$470.95 to $500.00
Special APR Offer
4.25%
Down Payment Range
$0 to $66

The 2023 Kia Sportage has a December 2023 special interest rate of 4.25% APR. It is a small 4 door sport utility vehicle with 2 trim levels starting under $500 per month (LX Front Wheel Drive, LX AWD).

2023 Kia Sportage Hybrid

Sticker Price (1 trim)
$28,815
Car Loan Payment
$491.00

The 2023 Kia Sportage Hybrid is a small 4 door sport utility vehicle with 1 trim levels starting under $500 per month (LX Front Wheel Drive).

2023 Nissan Rogue

Sticker Price (1 trim)
$29,275
Car Loan Payment
$498.69
Special APR Offer
2.90%

The 2023 Nissan Rogue has a December 2023 special interest rate of 2.90% APR. It is a small 4 door sport utility vehicle with 1 trim levels starting under $500 per month (Front Wheel Drive S).

2023 Jeep Renegade

Sticker Price Range (3 trims)
$29,445 to $29,445
Car Loan Payment Range
$493.74 to $493.74
Rebate Offer
$500 plus $500 Bonus Cash
Special APR Offer
1.90% plus $500 Bonus Cash

The 2023 Jeep Renegade has a December 2023 rebate of $500 plus $500 bonus cash or special interest rate of 1.90% APR plus $500 bonus cash. It is a small 4 door sport utility vehicle with 3 trim levels starting under $500 per month (Latitude 4x4, Upland 4x4, Altitude 4x4).

2023 Subaru Forester

Sticker Price (1 trim)
$27,720
Car Loan Payment
$472.70
Special APR Offer
3.90%

The 2023 Subaru Forester has a December 2023 special interest rate of 3.90% APR. It is a small 4 door sport utility vehicle with 1 trim levels starting under $500 per month (CVT).

2023 Hyundai Santa Fe

Sticker Price Range (2 trims)
$30,085 to $31,785
Car Loan Payment Range
$473.27 to $500.00
Rebate Offer
$2,500 plus $1,000 Bonus Cash
Special APR Offer
0.00% plus $1,000 Bonus Cash
Down Payment Range
$0 to $108

The 2023 Hyundai Santa Fe has a December 2023 rebate of $2,500 plus $1,000 bonus cash or special interest rate of 0.00% APR plus $1,000 bonus cash. It is a midsize 4 door sport utility vehicle with 2 trim levels starting under $500 per month (SE Front Wheel Drive, SE AWD).

2023 Hyundai Sonata Hybrid

Sticker Price (1 trim)
$29,565
Car Loan Payment
$495.75
Rebate Offer
$500
Special APR Offer
3.49%

The 2023 Hyundai Sonata Hybrid has a December 2023 rebate of $500 or special interest rate of 3.49% APR. It is a midsize 4 door sedan with 1 trim levels starting under $500 per month (Blue 2.0L).

2023 Mitsubishi Outlander

Sticker Price (1 trim)
$29,340
Car Loan Payment
$491.99
Rebate Offer
$500
Special APR Offer
0.00%

The 2023 Mitsubishi Outlander has a December 2023 rebate of $500 or special interest rate of 0.00% APR. It is a small 4 door sport utility vehicle with 1 trim levels starting under $500 per month (ES Front Wheel Drive).

2023 Ford Escape

Sticker Price (1 trim)
$29,495
Car Loan Payment
$500.00
Special APR Offer
0.90% plus $500 Bonus Cash
Down Payment Range
$152 to $152

The 2023 Ford Escape has a December 2023 special interest rate of 0.90% APR plus $500 bonus cash. It is a small 4 door sport utility vehicle with 1 trim levels starting under $500 per month (Base Front Wheel Drive).

2023 Mazda MX-5 Miata

Sticker Price (1 trim)
$29,215
Car Loan Payment
$497.69
Special APR Offer
0.90%

The 2023 Mazda MX-5 Miata has a December 2023 special interest rate of 0.90% APR. It is a two seater 2 door convertible with 1 trim levels starting under $500 per month (Sport Manual).

2024 Chevrolet Equinox

Sticker Price (1 trim)
$27,995
Car Loan Payment
$477.30

The 2024 Chevrolet Equinox is a small 4 door sport utility vehicle with 1 trim levels starting under $500 per month (Front Wheel Drive 4 Door LS with 1LS).

2024 Subaru Crosstrek

Sticker Price Range (2 trims)
$26,540 to $27,690
Car Loan Payment Range
$452.98 to $472.20
Special APR Offer
4.90%

The 2024 Subaru Crosstrek has a December 2023 special interest rate of 4.90% APR. It is a small 4 door sport utility vehicle with 2 trim levels starting under $500 per month (CVT, Premium CVT).

2024 MINI Hardtop 4 Door

Sticker Price (1 trim)
$27,795
Car Loan Payment
$470.06
Rebate Offer
$250 plus $250 Bonus Cash
Special APR Offer
3.99% plus $250 Bonus Cash

The 2024 MINI Hardtop 4 Door has a December 2023 rebate of $250 plus $250 bonus cash or special interest rate of 3.99% APR plus $250 bonus cash. It is a compact 4 door sedan with 1 trim levels starting under $500 per month (Cooper Front Wheel Drive).

2024 Toyota Camry

Sticker Price Range (3 trims)
$27,515 to $29,055
Car Loan Payment Range
$461.48 to $487.22
Rebate Offer
$500

The 2024 Toyota Camry has a December 2023 rebate of $500. It is a midsize 4 door sedan with 3 trim levels starting under $500 per month.

2024 Mitsubishi Eclipse Cross

Sticker Price (1 trim)
$27,790
Car Loan Payment
$473.87
Special APR Offer
2.99%

The 2024 Mitsubishi Eclipse Cross has a December 2023 special interest rate of 2.99% APR. It is a small 4 door sport utility vehicle with 1 trim levels starting under $500 per month (ES S-AWC).

2024 Hyundai Santa Cruz

Sticker Price Range (2 trims)
$27,985 to $29,485
Car Loan Payment Range
$469.34 to $494.41
Rebate Offer
$500
Special APR Offer
2.99%

The 2024 Hyundai Santa Cruz has a December 2023 rebate of $500 or special interest rate of 2.99% APR. It is a short bed 4 door crew cab pickup truck with 2 trim levels starting under $500 per month (SE Front Wheel Drive, SE AWD).

2024 Kia K5

Sticker Price Range (2 trims)
$26,515 to $28,015
Car Loan Payment Range
$452.56 to $477.63

The 2024 Kia K5 is a midsize 4 door sedan with 2 trim levels starting under $500 per month (LXS Auto Front Wheel Drive, GT-Line Auto Front Wheel Drive).

2024 Jeep Compass

Sticker Price (1 trim)
$29,995
Car Loan Payment
$487.35
Rebate Offer
$1,500
Special APR Offer
1.90%

The 2024 Jeep Compass has a December 2023 rebate of $1,500 or special interest rate of 1.90% APR. It is a small 4 door sport utility vehicle with 1 trim levels starting under $500 per month (Sport 4x4).

2024 Mazda Mazda3 Hatchback

Sticker Price Range (2 trims)
$26,855 to $28,555
Car Loan Payment Range
$458.24 to $486.66
Special APR Offer
3.90%

The 2024 Mazda Mazda3 Hatchback has a December 2023 special interest rate of 3.90% APR. It is a compact 4 door hatchback with 2 trim levels starting under $500 per month (2.5 S Select Sport Auto Front Wheel Drive, 2.5 S Preferred Auto Front Wheel Drive).

2024 Toyota Prius

Sticker Price (1 trim)
$28,745
Car Loan Payment
$489.83

The 2024 Toyota Prius is a compact 4 door sedan with 1 trim levels starting under $500 per month (LE).

2024 Honda Accord Sedan

Sticker Price (1 trim)
$28,990
Car Loan Payment
$493.93
Special APR Offer
3.90%

The 2024 Honda Accord Sedan has a December 2023 special interest rate of 3.90% APR. It is a midsize 4 door sedan with 1 trim levels starting under $500 per month (LX CVT).

2024 Volkswagen Jetta GLI

Sticker Price (1 trim)
$29,235
Car Loan Payment
$498.03
Special APR Offer
4.90%

The 2024 Volkswagen Jetta GLI has a December 2023 special interest rate of 4.90% APR. It is a compact 4 door sedan with 1 trim levels starting under $500 per month (40th Anniversary Edition Manual).

2024 Kia Niro

Sticker Price (1 trim)
$28,165
Car Loan Payment
$480.14

The 2024 Kia Niro is a compact 4 door hatchback with 1 trim levels starting under $500 per month (LX Front Wheel Drive).

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