New Car Payments Under $550

Buy a brand new car with $0 down and payments starting below $550. Estimate auto loan payments based on credit score.

Vehicles with Payments Less Than $550

To calculate payments for your scenario, Edit your state, credit rating, down payment, trade value, and trade payoff Values below.

State
National
Credit Score / Avg. Rate
781-850 / 3.84%
Max Payment
$550.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
New Car Payments Under $550 a month.

Edit calculator values above to view finance payments for other credit scores, down payment, or negative equity scenarios or use our car affordability calculator to determine the new car price you can afford.

Models Between $450 and $550 a Month

New car models with trim level monthly payments starting between $450 and $550. Displayed auto loan payments are based on great credit and $0 down and 3.84% APR for 75 months. If the new loan exceeds a $550 monthly payment the down payment required to achieve a $550 is displayed.

2022 Chevrolet Bolt EUV

Sticker Price (1 trim)
$34,495
Car Loan Payment
$479.04
Rebate Offer
$5,700

The 2022 Chevrolet Bolt EUV has a January 2023 rebate of $5,700. It is a small 4 door sport utility vehicle with 1 trim levels starting under $550 per month.

2022 Toyota Prius Prime

Sticker Price Range (2 trims)
$29,865 to $31,645
Car Loan Payment Range
$490.07 to $518.74

The 2022 Toyota Prius Prime is a midsize 4 door sedan with 2 trim levels starting under $550 per month (LE, XLE).

2022 Jeep Compass

Sticker Price Range (4 trims)
$28,880 to $31,430
Car Loan Payment Range
$466.69 to $507.76
Rebate Offer
$500
Special APR Offer
4.90%

The 2022 Jeep Compass has a January 2023 rebate of $500 or special interest rate of 4.90% APR. It is a small 4 door sport utility vehicle with 4 trim levels starting under $550 per month (Sport Front Wheel Drive, Latitude Front Wheel Drive, Altitude Front Wheel Dr...

2022 Chevrolet Silverado 1500 LTD

Sticker Price (1 trim)
$32,195
Car Loan Payment
$508.82
Rebate Offer
$1,250
Special APR Offer
2.99%

The 2022 Chevrolet Silverado 1500 LTD has a January 2023 rebate of $1,250 or special interest rate of 2.99% APR. It is a long bed 2 door regular cab pickup truck with 1 trim levels starting under $550 per month (2WD Regular Cab 140" Work Truck).

2022 Dodge Charger

Sticker Price (1 trim)
$34,240
Car Loan Payment
$545.52
Rebate Offer
$1,000 plus $1,000 Bonus Cash
Special APR Offer
7.26% plus $1,000 Bonus Cash

The 2022 Dodge Charger has a January 2023 rebate of $1,000 plus $1,000 bonus cash or special interest rate of 7.26% APR plus $1,000 bonus cash. It is a large 4 door sedan with 1 trim levels starting under $550 per month (SXT RWD).

2022 Dodge Challenger

Sticker Price (1 trim)
$32,140
Car Loan Payment
$511.69
Rebate Offer
$1,000 plus $1,000 Bonus Cash
Special APR Offer
7.26% plus $1,000 Bonus Cash

The 2022 Dodge Challenger has a January 2023 rebate of $1,000 plus $1,000 bonus cash or special interest rate of 7.26% APR plus $1,000 bonus cash. It is a midsize 2 door coupe with 1 trim levels starting under $550 per month (SXT RWD).

2022 Ram 1500 Classic

Sticker Price Range (3 trims)
$32,130 to $32,430
Car Loan Payment Range
$514.16 to $518.99
Rebate Offer
$825

The 2022 Ram 1500 Classic has a January 2023 rebate of $825. It is a standard bed 2 door regular cab pickup truck with 3 trim levels starting under $550 per month.

2022 Ford Escape

Sticker Price Range (6 trims)
$28,680 to $32,390
Car Loan Payment Range
$470.98 to $530.74
Special APR Offer
0.00%

The 2022 Ford Escape has a January 2023 special interest rate of 0.00% APR. It is a small 4 door sport utility vehicle with 6 trim levels starting under $550 per month (S AWD, S Front Wheel Drive, SE AWD, SE Front Wheel Drive, SE Hybrid Front Wheel Drive, SEL Front Wheel Drive).

2022 Volkswagen Passat

Sticker Price Range (3 trims)
$28,570 to $31,570
Car Loan Payment Range
$469.21 to $517.53

The 2022 Volkswagen Passat is a midsize 4 door sedan with 3 trim levels starting under $550 per month (2.0T SE Auto, 2.0T R-Line Auto, 2.0T Limited Edition Auto).

2022 Acura ILX

Sticker Price Range (3 trims)
$28,395 to $32,395
Car Loan Payment Range
$466.39 to $530.82

The 2022 Acura ILX is a compact 4 door sedan with 3 trim levels starting under $550 per month (Sedan, Sedan with Premium Package, Sedan with Premium/A-Spec Package).

2022 Hyundai Ioniq Plug-In Hybrid

Sticker Price Range (2 trims)
$27,895 to $30,895
Car Loan Payment Range
$458.33 to $506.66

The 2022 Hyundai Ioniq Plug-In Hybrid is a midsize 4 door sedan with 2 trim levels starting under $550 per month (SE Hatchback, SEL Hatchback).

2022 Ford F-150

Sticker Price Range (2 trims)
$33,315 to $33,615
Car Loan Payment Range
$530.62 to $535.45
Rebate Offer
$1,000 plus $1,000 Bonus Cash
Special APR Offer
0.00% plus $1,000 Bonus Cash

The 2022 Ford F-150 has a January 2023 rebate of $1,000 plus $1,000 bonus cash or special interest rate of 0.00% APR plus $1,000 bonus cash. It is a standard bed 2 door regular cab pickup truck with 2 trim levels starting under $550 per month (XL 2WD Regular Cab 6...

2023 Mazda CX-50

Sticker Price Range (3 trims)
$28,825 to $31,525
Car Loan Payment Range
$473.31 to $516.80
Special APR Offer
2.90%

The 2023 Mazda CX-50 has a January 2023 special interest rate of 2.90% APR. It is a small 4 door sport utility vehicle with 3 trim levels starting under $550 per month (2.5 S AWD, 2.5 S Select Package AWD, 2.5 S Preferred Package AWD).

2023 Kia Sportage

Sticker Price Range (4 trims)
$27,615 to $31,415
Car Loan Payment Range
$453.82 to $515.03

The 2023 Kia Sportage is a small 4 door sport utility vehicle with 4 trim levels starting under $550 per month (LX Front Wheel Drive, EX Front Wheel Drive, LX AWD, EX AWD).

2023 Kia Sportage Hybrid

Sticker Price Range (2 trims)
$28,815 to $30,534
Car Loan Payment Range
$473.15 to $500.84

The 2023 Kia Sportage Hybrid is a small 4 door sport utility vehicle with 2 trim levels starting under $550 per month (LX Front Wheel Drive, LX AWD).

2023 Nissan LEAF

Sticker Price (1 trim)
$29,135
Car Loan Payment
$478.31
Special APR Offer
2.99%

The 2023 Nissan LEAF has a January 2023 special interest rate of 2.99% APR. It is a midsize 4 door sedan with 1 trim levels starting under $550 per month (S Hatchback).

2023 Nissan Rogue

Sticker Price Range (4 trims)
$28,655 to $31,845
Car Loan Payment Range
$470.58 to $521.96
Special APR Offer
1.90%

The 2023 Nissan Rogue has a January 2023 special interest rate of 1.90% APR. It is a midsize 4 door sport utility vehicle with 4 trim levels starting under $550 per month (Front Wheel Drive S, Front Wheel Drive SV, AWD S, AWD SV).

2023 Subaru BRZ

Sticker Price Range (3 trims)
$29,615 to $32,115
Car Loan Payment Range
$486.04 to $526.31
Special APR Offer
3.90%

The 2023 Subaru BRZ has a January 2023 special interest rate of 3.90% APR. It is a sub compact 2 door coupe with 3 trim levels starting under $550 per month (Premium Manual, Premium Auto, Limited Manual).

2023 MINI Countryman

Sticker Price (1 trim)
$30,450
Car Loan Payment
$499.49
Special APR Offer
3.99%

The 2023 MINI Countryman has a January 2023 special interest rate of 3.99% APR. It is a midsize 4 door sedan with 1 trim levels starting under $550 per month (Cooper Classic Front Wheel Drive).

2023 MINI Clubman

Sticker Price (1 trim)
$30,750
Car Loan Payment
$504.32
Special APR Offer
3.99%

The 2023 MINI Clubman has a January 2023 special interest rate of 3.99% APR. It is a midsize 4 door sedan with 1 trim levels starting under $550 per month (Cooper S Classic Front Wheel Drive).

2023 Subaru Outback

Sticker Price Range (2 trims)
$29,620 to $31,920
Car Loan Payment Range
$486.12 to $523.17
Special APR Offer
3.90%

The 2023 Subaru Outback has a January 2023 special interest rate of 3.90% APR. It is a midsize 4 door sport utility vehicle with 2 trim levels starting under $550 per month (CVT, Premium CVT).

2023 GMC Terrain

Sticker Price Range (2 trims)
$31,295 to $32,895
Car Loan Payment Range
$501.84 to $527.61
Rebate Offer
$750
Special APR Offer
3.90%

The 2023 GMC Terrain has a January 2023 rebate of $750 or special interest rate of 3.90% APR. It is a midsize 4 door sport utility vehicle with 2 trim levels starting under $550 per month (Front Wheel Drive 4 Door SLE, AWD 4 Door SLE).

2023 Toyota GR86

Sticker Price Range (3 trims)
$29,495 to $32,095
Car Loan Payment Range
$484.11 to $525.99

The 2023 Toyota GR86 is a sub compact 2 door coupe with 3 trim levels starting under $550 per month (Manual, Auto, Premium Manual).

2023 MINI Convertible

Sticker Price (1 trim)
$29,250
Car Loan Payment
$480.16
Special APR Offer
3.99%

The 2023 MINI Convertible has a January 2023 special interest rate of 3.99% APR. It is a sub compact 2 door convertible with 1 trim levels starting under $550 per month (Cooper Classic Front Wheel Drive).

2023 Toyota Tacoma 2WD

Sticker Price Range (5 trims)
$29,085 to $31,765
Car Loan Payment Range
$477.50 to $520.67
Special APR Offer
3.99%

The 2023 Toyota Tacoma 2WD has a January 2023 special interest rate of 3.99% APR. It is a short bed 4 door crew cab pickup truck with 5 trim levels starting under $550 per month (SR5 Double Cab 5 Foot Bed I4 AT, SR Access Cab 6 Foot Bed I4 AT, SR5 Access Cab 6 Foot Bed I4 AT, SR Access Cab 6 Foot Bed ...

2023 Toyota Tacoma 4WD

Sticker Price (1 trim)
$32,160
Car Loan Payment
$527.03
Special APR Offer
3.99%

The 2023 Toyota Tacoma 4WD has a January 2023 special interest rate of 3.99% APR. It is a standard bed 4 door extended cab pickup truck with 1 trim levels starting under $550 per month (SR Access Cab 6 Foot Bed I4 AT).

2023 Mazda CX-5

Sticker Price Range (4 trims)
$27,975 to $32,375
Car Loan Payment Range
$459.62 to $530.50
Special APR Offer
2.90%

The 2023 Mazda CX-5 has a January 2023 special interest rate of 2.90% APR. It is a small 4 door sport utility vehicle with 4 trim levels starting under $550 per month (2.5 S AWD, 2.5 S Select Package AWD, 2.5 S Preferred Package AWD, 2.5 S Carbon Edition AWD).

2023 Volkswagen Golf GTI

Sticker Price (1 trim)
$31,625
Car Loan Payment
$518.41

The 2023 Volkswagen Golf GTI is a compact 4 door sedan with 1 trim levels starting under $550 per month (2.0T S Manual).

2023 Subaru Forester

Sticker Price Range (3 trims)
$27,620 to $32,190
Car Loan Payment Range
$453.90 to $527.52
Special APR Offer
3.90%

The 2023 Subaru Forester has a January 2023 special interest rate of 3.90% APR. It is a midsize 4 door sport utility vehicle with 3 trim levels starting under $550 per month (CVT, Premium CVT, Sport CVT).

2023 Hyundai Santa Fe

Sticker Price Range (2 trims)
$29,785 to $31,485
Car Loan Payment Range
$488.78 to $516.16
Special APR Offer
2.90%

The 2023 Hyundai Santa Fe has a January 2023 special interest rate of 2.90% APR. It is a midsize 4 door sport utility vehicle with 2 trim levels starting under $550 per month (SE Front Wheel Drive, SE AWD).

2023 Volkswagen Tiguan

Sticker Price Range (3 trims)
$28,245 to $31,875
Car Loan Payment Range
$463.97 to $522.44
Special APR Offer
3.90%

The 2023 Volkswagen Tiguan has a January 2023 special interest rate of 3.90% APR. It is a small 4 door sport utility vehicle with 3 trim levels starting under $550 per month (2.0T S Front Wheel Drive, 2.0T SE Front Wheel Drive, 2.0T S 4MOTION).

2023 Nissan Frontier

Sticker Price Range (2 trims)
$30,485 to $31,785
Car Loan Payment Range
$500.05 to $520.99
Special APR Offer
2.99%

The 2023 Nissan Frontier has a January 2023 special interest rate of 2.99% APR. It is a standard bed 4 door extended cab pickup truck with 2 trim levels starting under $550 per month (King Cab 4x2 S Auto, Crew Cab 4x2 S Auto).

2023 Hyundai Sonata Hybrid

Sticker Price (1 trim)
$29,365
Car Loan Payment
$482.01
Special APR Offer
3.49%

The 2023 Hyundai Sonata Hybrid has a January 2023 special interest rate of 3.49% APR. It is a large 4 door sedan with 1 trim levels starting under $550 per month (Blue 2.0L).

2023 Chevrolet Colorado

Sticker Price (1 trim)
$30,695
Car Loan Payment
$503.44

The 2023 Chevrolet Colorado is a short bed 4 door crew cab pickup truck with 1 trim levels starting under $550 per month (2WD Crew Cab WT).

2023 Dodge Hornet

Sticker Price (1 trim)
$31,590
Car Loan Payment
$517.85

The 2023 Dodge Hornet is a small 4 door sport utility vehicle with 1 trim levels starting under $550 per month (GT AWD).

2023 Toyota RAV4

Sticker Price Range (5 trims)
$29,310 to $32,220
Car Loan Payment Range
$481.13 to $528.00
Special APR Offer
4.99%

The 2023 Toyota RAV4 has a January 2023 special interest rate of 4.99% APR. It is a small 4 door sport utility vehicle with 5 trim levels starting under $550 per month (Hybrid LE AWD, LE Front Wheel Drive, XLE Front Wheel Drive, LE AWD, XLE AWD).

2023 Ford Ranger

Sticker Price Range (2 trims)
$28,895 to $31,080
Car Loan Payment Range
$474.44 to $509.64
Special APR Offer
3.90%

The 2023 Ford Ranger has a January 2023 special interest rate of 3.90% APR. It is a standard bed 4 door extended cab pickup truck with 2 trim levels starting under $550 per month (XL 2WD SuperCab 6 Foot Box, XL 2WD SuperCrew 5 Foot Box).

2023 Hyundai Tucson

Sticker Price Range (4 trims)
$28,035 to $31,135
Car Loan Payment Range
$460.59 to $510.52
Special APR Offer
2.90%

The 2023 Hyundai Tucson has a January 2023 special interest rate of 2.90% APR. It is a midsize 4 door sport utility vehicle with 4 trim levels starting under $550 per month (SE Front Wheel Drive, SEL Front Wheel Drive, SE AWD, SEL AWD).

2023 Ford Bronco Sport

Sticker Price (1 trim)
$30,810
Car Loan Payment
$505.29
Special APR Offer
3.90%

The 2023 Ford Bronco Sport has a January 2023 special interest rate of 3.90% APR. It is a midsize 4 door sport utility vehicle with 1 trim levels starting under $550 per month (Base 4x4).

2023 Kia Sorento

Sticker Price (1 trim)
$31,415
Car Loan Payment
$515.03
Special APR Offer
3.25%

The 2023 Kia Sorento has a January 2023 special interest rate of 3.25% APR. It is a midsize 4 door sport utility vehicle with 1 trim levels starting under $550 per month (LX Front Wheel Drive).

2023 Honda Civic Si

Sticker Price (1 trim)
$29,595
Car Loan Payment
$485.72

The 2023 Honda Civic Si is a midsize 4 door sedan with 1 trim levels starting under $550 per month (Manual).

2023 Kia Niro

Sticker Price Range (2 trims)
$27,915 to $30,515
Car Loan Payment Range
$458.66 to $500.54

The 2023 Kia Niro is a compact 4 door hatchback with 2 trim levels starting under $550 per month (LX Front Wheel Drive, EX Front Wheel Drive).

2023 Toyota Prius

Sticker Price Range (3 trims)
$28,545 to $31,990
Car Loan Payment Range
$468.80 to $524.29

The 2023 Toyota Prius is a midsize 4 door sedan with 3 trim levels starting under $550 per month (LE, XLE, LE AWD-e).

2023 Mitsubishi Outlander

Sticker Price Range (4 trims)
$28,940 to $31,990
Car Loan Payment Range
$475.17 to $524.29
Special APR Offer
2.90%

The 2023 Mitsubishi Outlander has a January 2023 special interest rate of 2.90% APR. It is a midsize 4 door sport utility vehicle with 4 trim levels starting under $550 per month (ES Front Wheel Drive, SE Special Edition Front Wheel Drive, SE Front Wheel Drive, ES S-AWC).

2023 Ford Mustang

Sticker Price (1 trim)
$29,165
Car Loan Payment
$478.79
Special APR Offer
3.90%

The 2023 Ford Mustang has a January 2023 special interest rate of 3.90% APR. It is a sub compact 2 door coupe with 1 trim levels starting under $550 per month (EcoBoost Fastback).

2023 Mazda MX-5 Miata

Sticker Price (1 trim)
$29,115
Car Loan Payment
$477.99
Special APR Offer
2.90%

The 2023 Mazda MX-5 Miata has a January 2023 special interest rate of 2.90% APR. It is a two seater 2 door convertible with 1 trim levels starting under $550 per month (Sport Manual).

2023 Subaru WRX

Sticker Price (1 trim)
$31,625
Car Loan Payment
$518.41

The 2023 Subaru WRX is a compact 4 door sedan with 1 trim levels starting under $550 per month (Manual).

2023 Honda Accord Sedan

Sticker Price Range (2 trims)
$28,390 to $30,705
Car Loan Payment Range
$466.31 to $503.60

The 2023 Honda Accord Sedan is a large 4 door sedan with 2 trim levels starting under $550 per month (LX CVT, EX CVT).

Filters