New Car Payments Under $550

Buy a brand new car with $0 down and payments starting below $550. Estimate auto loan payments based on credit score.

Vehicles with Payments Less Than $550

Click the + Customize Payments button to tailor your new car auto loan payments to your exact preferences. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Make it uniquely yours by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
National
Credit Score / Avg. Rate
781-850 / 7.09%
Max Payment
$550.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
New Car Payments Under $550 a month.

Customize payments above to view finance payments for other credit scores, down payment, or negative equity scenarios or use our car affordability calculator to determine the new car price you can afford.

Models Between $500 and $550 a Month

New car models with trim level monthly payments starting between $500 and $550. Displayed auto loan payments are based on great credit and $0 down and 5.07% APR for 75 months. If the new loan exceeds a $550 monthly payment the down payment required to achieve a $550 is displayed.

2023 Toyota GR86

Sticker Price Range (3 trims)
$29,495 to $32,095
Car Loan Payment Range
$502.37 to $545.83

The 2023 Toyota GR86 is a compact 2 door coupe with 3 trim levels starting under $550 per month (Manual, Auto, Premium Manual).

2023 Toyota Tacoma 2WD

Sticker Price Range (4 trims)
$30,095 to $32,355
Car Loan Payment Range
$512.40 to $550.00
Special APR Offer
3.99%
Down Payment Range
$0 to $12

The 2023 Toyota Tacoma 2WD has a December 2023 special interest rate of 3.99% APR. It is a standard bed 4 door extended cab pickup truck with 4 trim levels starting under $550 per month (SR Access Cab 6 Foot Bed I4 AT, SR5 Access Cab 6 Foot Bed I4 AT, SR Access Cab 6 Foot Bed V6 AT, SR Double Cab 5 Fo...

2023 Nissan Frontier

Sticker Price Range (2 trims)
$31,065 to $32,365
Car Loan Payment Range
$528.61 to $550.00
Special APR Offer
3.69% plus $500 Bonus Cash
Down Payment Range
$0 to $22

The 2023 Nissan Frontier has a December 2023 special interest rate of 3.69% APR plus $500 bonus cash. It is a standard bed 4 door extended cab pickup truck with 2 trim levels starting under $550 per month (King Cab 4x2 S Auto, Crew Cab 4x2 S Auto).

2023 Dodge Hornet

Sticker Price (1 trim)
$32,330
Car Loan Payment
$541.97
Rebate Offer
$500 plus $1,000 Bonus Cash
Special APR Offer
8.23% plus $1,000 Bonus Cash

The 2023 Dodge Hornet has a December 2023 rebate of $500 plus $1,000 bonus cash or special interest rate of 8.23% APR plus $1,000 bonus cash. It is a small 4 door sport utility vehicle with 1 trim levels starting under $550 per month (GT AWD).

2023 Ford Bronco Sport

Sticker Price Range (2 trims)
$30,810 to $32,825
Car Loan Payment Range
$524.35 to $550.00
Special APR Offer
0.90% plus $500 Bonus Cash
Down Payment Range
$0 to $515

The 2023 Ford Bronco Sport has a December 2023 special interest rate of 0.90% APR plus $500 bonus cash. It is a small 4 door sport utility vehicle with 2 trim levels starting under $550 per month (Base 4x4, Big Bend 4x4).

2023 Kia Sorento

Sticker Price (1 trim)
$31,415
Car Loan Payment
$534.46

The 2023 Kia Sorento is a midsize 4 door sport utility vehicle with 1 trim levels starting under $550 per month (LX Front Wheel Drive).

2023 Subaru WRX

Sticker Price (1 trim)
$31,625
Car Loan Payment
$537.97
Special APR Offer
3.90%

The 2023 Subaru WRX has a December 2023 special interest rate of 3.90% APR. It is a compact 4 door sedan with 1 trim levels starting under $550 per month (Manual).

2024 GMC Terrain

Sticker Price Range (2 trims)
$30,095 to $31,695
Car Loan Payment Range
$512.40 to $539.14

The 2024 GMC Terrain is a small 4 door sport utility vehicle with 2 trim levels starting under $550 per month (Front Wheel Drive 4 Door SLE, AWD 4 Door SLE).

2024 Subaru Outback

Sticker Price (1 trim)
$30,240
Car Loan Payment
$514.82
Special APR Offer
4.90%

The 2024 Subaru Outback has a December 2023 special interest rate of 4.90% APR. It is a midsize 4 door sport utility vehicle with 1 trim levels starting under $550 per month (CVT).

2024 Volkswagen Tiguan

Sticker Price Range (2 trims)
$29,855 to $31,355
Car Loan Payment Range
$508.39 to $533.46
Special APR Offer
4.90%

The 2024 Volkswagen Tiguan has a December 2023 special interest rate of 4.90% APR. It is a small 4 door sport utility vehicle with 2 trim levels starting under $550 per month (2.0T S Front Wheel Drive, 2.0T S 4MOTION).

2024 Honda CR-V

Sticker Price Range (2 trims)
$30,825 to $32,325
Car Loan Payment Range
$524.60 to $549.67
Special APR Offer
3.90%

The 2024 Honda CR-V has a December 2023 special interest rate of 3.90% APR. It is a small 4 door sport utility vehicle with 2 trim levels starting under $550 per month (LX 2WD, LX AWD).

2024 Toyota RAV4

Sticker Price Range (5 trims)
$29,825 to $32,825
Car Loan Payment Range
$500.09 to $550.00
Rebate Offer
$500
Down Payment Range
$0 to $15

The 2024 Toyota RAV4 has a December 2023 rebate of $500. It is a small 4 door sport utility vehicle with 5 trim levels starting under $550 per month.

2024 Mazda CX-50

Sticker Price (1 trim)
$31,675
Car Loan Payment
$538.81
Special APR Offer
2.90% plus $500 Bonus Cash

The 2024 Mazda CX-50 has a December 2023 special interest rate of 2.90% APR plus $500 bonus cash. It is a small 4 door sport utility vehicle with 1 trim levels starting under $550 per month (2.5 S Select Package AWD).

2024 Chevrolet Colorado

Sticker Price (1 trim)
$31,095
Car Loan Payment
$529.12

The 2024 Chevrolet Colorado is a short bed 4 door crew cab pickup truck with 1 trim levels starting under $550 per month (2WD Crew Cab WT).

2024 Mazda CX-5

Sticker Price Range (3 trims)
$30,675 to $33,325
Car Loan Payment Range
$522.09 to $550.00
Special APR Offer
0.90% plus $1,000 Bonus Cash
Down Payment Range
$0 to $1,052

The 2024 Mazda CX-5 has a December 2023 special interest rate of 0.90% APR plus $1,000 bonus cash. It is a small 4 door sport utility vehicle with 3 trim levels starting under $550 per month (2.5 S Select Package AWD, 2.5 S Preferred Package AWD, 2.5 S Carbon Edition AWD).

2024 Honda Civic Si

Sticker Price (1 trim)
$30,195
Car Loan Payment
$514.07

The 2024 Honda Civic Si is a compact 4 door sedan with 1 trim levels starting under $550 per month (Manual).

2024 Subaru BRZ

Sticker Price (1 trim)
$31,315
Car Loan Payment
$532.79

The 2024 Subaru BRZ is a compact 2 door coupe with 1 trim levels starting under $550 per month (Premium Manual).

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