New Car Payments Under $650

Buy a brand new car with $0 down and payments starting below $650. Estimate auto loan payments based on credit score.

Vehicles with Payments Less Than $650

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
National
Credit Score / Avg. Rate
781-850 / 7.43%
Max Payment
$650.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
New Car Payments Under $650 a month.

Customize payments above to view finance payments for other credit scores, down payment, or negative equity scenarios or use our car affordability calculator to determine the new car price you can afford.

Models Between $600 and $650 a Month

New car models with trim level monthly payments starting between $600 and $650. Displayed auto loan payments are based on great credit and $0 down and 5.61% APR for 75 months. If the new loan exceeds a $650 monthly payment the down payment required to achieve a $650 is displayed.

2023 Chevrolet Traverse

Sticker Price Range (3 trims)
$35,915 to $38,440
Car Loan Payment Range
$603.74 to $646.63
Rebate Offer
$1,000
Special Financing Option
1.90%

The 2023 Chevrolet Traverse has a February rebate of $1,000 or special interest rate of 1.90% APR. It is a midsize 4 door sport utility vehicle with 3 trim levels starting under $650 per month (Front Wheel Drive 4 Door LT Cloth with 1LT, AWD 4 Door LS with 1LS, Fr...

2023 GMC Acadia

Sticker Price (1 trim)
$38,195
Car Loan Payment
$642.46
Rebate Offer
$1,000
Special Financing Option
1.90%

The 2023 GMC Acadia has a February rebate of $1,000 or special interest rate of 1.90% APR. It is a midsize 4 door sport utility vehicle with 1 trim levels starting under $650 per month (Front Wheel Drive 4 Door SLE).

2023 Cadillac XT4

Sticker Price (1 trim)
$37,490
Car Loan Payment
$630.49
Rebate Offer
$1,000 plus $500 Bonus Cash
Special Financing Option
3.90% plus $500 Bonus Cash

The 2023 Cadillac XT4 has a February rebate of $1,000 plus $500 bonus cash or special interest rate of 3.90% APR plus $500 bonus cash. It is a small 4 door sport utility vehicle with 1 trim levels starting under $650 per month (Front Wheel Drive 4 Door Luxury).

2023 Hyundai Kona N

Sticker Price (1 trim)
$36,285
Car Loan Payment
$625.86

The 2023 Hyundai Kona N is a small 4 door sport utility vehicle with 1 trim levels starting under $650 per month (Front Wheel Drive).

2023 Audi Q5

Sticker Price Range (6 trims)
$45,395 to $47,895
Car Loan Payment Range
$650.00 to $650.00
Rebate Offer
$5,500 plus $5,500 Bonus Cash
Special Financing Option
4.99% plus $5,500 Bonus Cash
Down Payment Range
$2,746 to $5,427

The 2023 Audi Q5 has a February rebate of $5,500 plus $5,500 bonus cash or special interest rate of 4.99% APR plus $5,500 bonus cash. It is a small 4 door sport utility vehicle with 6 trim levels starting under $650 per month (S line Prestige 45 TFSI quattro, Pres...

2023 Chrysler 300

Sticker Price (1 trim)
$37,740
Car Loan Payment
$622.86
Rebate Offer
$1,750
Special Financing Option
6.90%

The 2023 Chrysler 300 has a February rebate of $1,750 or special interest rate of 6.90% APR. It is a large 4 door sedan with 1 trim levels starting under $650 per month (Touring RWD).

2023 Nissan Maxima

Sticker Price (1 trim)
$39,455
Car Loan Payment
$650.00
Rebate Offer
$1,000 plus $1,000 Bonus Cash
Special Financing Option
3.69% plus $1,000 Bonus Cash
Down Payment Range
$876 to $876

The 2023 Nissan Maxima has a February rebate of $1,000 plus $1,000 bonus cash or special interest rate of 3.69% APR plus $1,000 bonus cash. It is a midsize 4 door sedan with 1 trim levels starting under $650 per month (SV CVT).

2023 Subaru Ascent

Sticker Price Range (3 trims)
$35,120 to $37,720
Car Loan Payment Range
$606.07 to $650.00
Special Financing Option
2.90%
Down Payment Range
$0 to $15

The 2023 Subaru Ascent has a February special interest rate of 2.90% APR. It is a midsize 4 door sport utility vehicle with 3 trim levels starting under $650 per month (Premium 8-Passenger, Premium 7-Passenger, 8-Passenger).

2023 Ford Transit Connect Wagon

Sticker Price Range (2 trims)
$37,495 to $37,495
Car Loan Payment Range
$646.41 to $646.41

The 2023 Ford Transit Connect Wagon is a passenger 4 door minivan with 2 trim levels starting under $650 per month (XL LWB with Rear Liftgate, XL LWB with Rear Symmetrical Doors).

2023 Kia Niro EV

Sticker Price (1 trim)
$40,875
Car Loan Payment
$624.63
Rebate Offer
$5,000
Special Financing Option
0.00%

The 2023 Kia Niro EV has a February rebate of $5,000 or special interest rate of 0.00% APR. It is a compact 4 door hatchback with 1 trim levels starting under $650 per month (Wind).

2023 Kia Niro Plug-In Hybrid

Sticker Price (1 trim)
$35,165
Car Loan Payment
$606.83
Special Financing Option
4.25%

The 2023 Kia Niro Plug-In Hybrid has a February special interest rate of 4.25% APR. It is a compact 4 door hatchback with 1 trim levels starting under $650 per month (EX Front Wheel Drive).

2023 Hyundai Santa Fe Hybrid

Sticker Price (1 trim)
$37,545
Car Loan Payment
$619.54
Rebate Offer
$1,750 plus $1,000 Bonus Cash
Special Financing Option
0.00% plus $1,000 Bonus Cash

The 2023 Hyundai Santa Fe Hybrid has a February rebate of $1,750 plus $1,000 bonus cash or special interest rate of 0.00% APR plus $1,000 bonus cash. It is a midsize 4 door sport utility vehicle with 1 trim levels starting under $650 per month (Blue AWD).

2023 Mazda MX-30 EV

Sticker Price (1 trim)
$35,485
Car Loan Payment
$612.27

The 2023 Mazda MX-30 EV is a midsize 4 door hatchback with 1 trim levels starting under $650 per month (Front Wheel Drive).

2023 Mazda MX-5 Miata RF

Sticker Price Range (2 trims)
$36,915 to $37,465
Car Loan Payment Range
$636.56 to $645.90
Special Financing Option
0.90% plus $1,000 Bonus Cash

The 2023 Mazda MX-5 Miata RF has a February special interest rate of 0.90% APR plus $1,000 bonus cash. It is a two seater 2 door convertible with 2 trim levels starting under $650 per month (Grand Touring Auto, Grand Touring Manual).

2024 MINI Convertible

Sticker Price (1 trim)
$36,695
Car Loan Payment
$628.86
Rebate Offer
$250 plus $250 Bonus Cash
Special Financing Option
3.99% plus $250 Bonus Cash

The 2024 MINI Convertible has a February rebate of $250 plus $250 bonus cash or special interest rate of 3.99% APR plus $250 bonus cash. It is a compact 2 door convertible with 1 trim levels starting under $650 per month (Cooper Front Wheel Drive).

2024 GMC Sierra 1500

Sticker Price Range (2 trims)
$39,695 to $39,895
Car Loan Payment Range
$650.00 to $650.00
Rebate Offer
$2,000 plus $750 Bonus Cash
Special Financing Option
0.90% plus $750 Bonus Cash
Down Payment Range
$133 to $347

The 2024 GMC Sierra 1500 has a February rebate of $2,000 plus $750 bonus cash or special interest rate of 0.90% APR plus $750 bonus cash. It is a long bed 2 door regular cab pickup truck with 2 trim levels starting under $650 per month (2WD Regular Cab 140" Pro, 2...

2024 Cadillac CT4

Sticker Price (1 trim)
$35,990
Car Loan Payment
$608.97
Rebate Offer
$750 plus $500 Bonus Cash
Special Financing Option
3.90% plus $500 Bonus Cash

The 2024 Cadillac CT4 has a February rebate of $750 plus $500 bonus cash or special interest rate of 3.90% APR plus $500 bonus cash. It is a compact 4 door sedan with 1 trim levels starting under $650 per month (4 Door Sedan Luxury).

2024 Chevrolet Blazer

Sticker Price (1 trim)
$36,795
Car Loan Payment
$618.68
Rebate Offer
$1,000
Special Financing Option
1.90%

The 2024 Chevrolet Blazer has a February rebate of $1,000 or special interest rate of 1.90% APR. It is a midsize 4 door sport utility vehicle with 1 trim levels starting under $650 per month (Front Wheel Drive 4 Door LT with 2LT).

2024 Lexus UX

Sticker Price Range (4 trims)
$36,690 to $39,150
Car Loan Payment Range
$620.86 to $650.00
Rebate Offer
$750
Down Payment Range
$0 to $799

The 2024 Lexus UX has a February rebate of $750. It is a small 4 door sport utility vehicle with 4 trim levels starting under $650 per month.

2024 Kia Carnival

Sticker Price Range (2 trims)
$34,995 to $36,995
Car Loan Payment Range
$603.95 to $637.92

The 2024 Kia Carnival is a passenger 4 door minivan with 2 trim levels starting under $650 per month (LX Front Wheel Drive with Seat Pkg, LX Front Wheel Drive).

2024 Nissan Pathfinder

Sticker Price (1 trim)
$37,470
Car Loan Payment
$645.99
Special Financing Option
2.90%

The 2024 Nissan Pathfinder has a February special interest rate of 2.90% APR. It is a midsize 4 door sport utility vehicle with 1 trim levels starting under $650 per month (S 2WD).

2024 Honda CR-V Hybrid

Sticker Price Range (3 trims)
$35,400 to $38,400
Car Loan Payment Range
$610.83 to $650.00
Special Financing Option
2.90%
Down Payment Range
$0 to $744

The 2024 Honda CR-V Hybrid has a February special interest rate of 2.90% APR. It is a small 4 door sport utility vehicle with 3 trim levels starting under $650 per month (Sport-L Front Wheel Drive, Sport AWD, Sport Front Wheel Drive).

2024 Hyundai Palisade

Sticker Price (1 trim)
$38,045
Car Loan Payment
$647.83
Rebate Offer
$500 plus $500 Bonus Cash
Special Financing Option
3.49% plus $500 Bonus Cash

The 2024 Hyundai Palisade has a February rebate of $500 plus $500 bonus cash or special interest rate of 3.49% APR plus $500 bonus cash. It is a midsize 4 door sport utility vehicle with 1 trim levels starting under $650 per month (SE Front Wheel Drive).

2024 Kia Telluride

Sticker Price (1 trim)
$37,585
Car Loan Payment
$647.94

The 2024 Kia Telluride is a midsize 4 door sport utility vehicle with 1 trim levels starting under $650 per month (LX Front Wheel Drive).

2024 Hyundai IONIQ 5

Sticker Price (1 trim)
$43,175
Car Loan Payment
$624.11
Rebate Offer
$7,500
Special Financing Option
0.99%

The 2024 Hyundai IONIQ 5 has a February rebate of $7,500 or special interest rate of 0.99% APR. It is a compact 4 door hatchback with 1 trim levels starting under $650 per month (SE Standard Range).

2024 GMC Canyon

Sticker Price (1 trim)
$37,595
Car Loan Payment
$648.11

The 2024 GMC Canyon is a short bed 4 door crew cab pickup truck with 1 trim levels starting under $650 per month (2WD Crew Cab Elevation).

2024 Toyota Venza

Sticker Price (1 trim)
$36,465
Car Loan Payment
$628.92

The 2024 Toyota Venza is a midsize 4 door sport utility vehicle with 1 trim levels starting under $650 per month (LE AWD).

2024 Toyota GR Corolla

Sticker Price (1 trim)
$37,595
Car Loan Payment
$648.11

The 2024 Toyota GR Corolla is a compact 4 door sedan with 1 trim levels starting under $650 per month (Core Manual).

2024 Toyota Tacoma 4WD

Sticker Price Range (3 trims)
$36,195 to $38,395
Car Loan Payment Range
$624.33 to $650.00
Down Payment Range
$0 to $739

The 2024 Toyota Tacoma 4WD is a short bed 4 door crew cab pickup truck with 3 trim levels starting under $650 per month (SR Double Cab 5 Foot Bed MT, SR Double Cab 5 Foot Bed AT, SR XtraCab 6 Foot Bed AT).

2024 Chevrolet Traverse Limited

Sticker Price Range (3 trims)
$35,915 to $38,440
Car Loan Payment Range
$603.74 to $646.63
Rebate Offer
$1,000
Special Financing Option
1.90%

The 2024 Chevrolet Traverse Limited has a February rebate of $1,000 or special interest rate of 1.90% APR. It is a midsize 4 door sport utility vehicle with 3 trim levels starting under $650 per month (Front Wheel Drive 4 Door LT Cloth with 1LT, AWD 4 Door LS with...

2024 Hyundai Elantra N

Sticker Price Range (2 trims)
$34,850 to $36,350
Car Loan Payment Range
$601.48 to $626.96

The 2024 Hyundai Elantra N is a compact 4 door sedan with 2 trim levels starting under $650 per month (DCT, Manual).

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