Buy a New Car with Fair Credit

Top new cars for people with fair credit. Calculate loan payments on new cars with fair credit, March 2024 rebates, down payment, and trade equity or negative equity.

Buying a new car with fair credit can be challenging especially with negative equity. Calculations below are based on a credit score between 601 and 660, a maximum Loan to Value (LTV) of 120%, a 72 month loan term, the national average new car rate for fair credit of 9.29%, and a recommended down payment amount of $500. If applicable, all rebates are deducted from the loan amount. When the LTV exceeds the maximum LTV of 120% the estimated lender required approval down payment amount for a car loan with fair credit is displayed.

Best New Cars for Fair Credit

If you are in an upside down car loan and want to trade-in a car with negative equity for a new vehicle our calculator will estimate the down payment needed and how much negative equity a bank will finance on each vehicle based a fair credit credit score, trade value, and trade pay off.

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume fair credit, $500 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
National
Credit Score / Avg. Rate
601-660 / 13.53%
Max Payment
$800.00
Down Payment
$500.00
Trade Value
$0.00
Trade Payoff
$0.00

March 2024 Recommeded Cars for Fair Credit Financing

Get a lease quote or get pre-approved for financing on the best new car models for fair credit.

Sport Utility Vehicles for Fair Credit

2023 Audi Q3

Sticker Price Range (4 trims)
$37,995 to $40,395
Car Loan Payment Range
$633.22 to $679.99
Rebate Offer
$6,000 plus $3,000 Bonus Cash
Special Financing Option
5.99% plus $3,000 Bonus Cash

The 2023 Audi Q3 has a March 2024 rebate of $6,000 plus $3,000 bonus cash or special interest rate of 5.99% APR plus $3,000 bonus cash. It is a 4 door sport utility vehicle with 4 trim levels (S line Premium 45 TFSI quattro, S line Premium Plus 45 TFSI quattro, P...

2023 Audi Q5

Sticker Price Range (9 trims)
$45,395 to $58,595
Car Loan Payment Range
$686.58 to $800.00
Rebate Offer
$11,000 plus $5,500 Bonus Cash
Special Financing Option
5.99% plus $5,500 Bonus Cash
Down Payment Range
$500 to $8,415

The 2023 Audi Q5 has a March 2024 rebate of $11,000 plus $5,500 bonus cash or special interest rate of 5.99% APR plus $5,500 bonus cash. It is a 4 door sport utility vehicle with 9 trim levels (S line Prestige 45 TFSI quattro, S line Premium 55 TFSI e quattro, Pr...

2024 Buick Envision

Sticker Price Range (3 trims)
$37,295 to $48,395
Car Loan Payment Range
$651.38 to $800.00
Rebate Offer
$4,250 plus $3,500 Bonus Cash
Special Financing Option
0.90% plus $3,500 Bonus Cash
Down Payment Range
$500 to $4,225

The 2024 Buick Envision has a March 2024 rebate of $4,250 plus $3,500 bonus cash or special interest rate of 0.90% APR plus $3,500 bonus cash. It is a 4 door sport utility vehicle with 3 trim levels (AWD 4 Door Sport Touring (ST), AWD 4 Door Avenir, AWD 4 Door Pr...

Sedans for Fair Credit

2024 Acura Integra

Sticker Price Range (5 trims)
$32,995 to $52,995
Car Loan Payment Range
$644.81 to $800.00
Special Financing Option
1.90%
Down Payment Range
$500 to $13,409

The 2024 Acura Integra has a March 2024 special interest rate of 1.90% APR. It is a 4 door sedan with 5 trim levels (CVT, CVT with A-Spec Package, CVT with A-Spec Tech Package, Manual with A-Spec Tech Package, Type S Manual).

2023 Audi A3

Sticker Price Range (4 trims)
$36,495 to $38,495
Car Loan Payment Range
$585.82 to $624.80
Rebate Offer
$7,000 plus $3,500 Bonus Cash
Special Financing Option
5.99% plus $3,500 Bonus Cash

The 2023 Audi A3 has a March 2024 rebate of $7,000 plus $3,500 bonus cash or special interest rate of 5.99% APR plus $3,500 bonus cash. It is a 4 door sedan with 4 trim levels (Premium 40 TFSI, Premium Plus 40 TFSI, Premium 40 TFSI quattro, Premium Plus 40 TFSI q...

2023 Audi A4 Sedan

Sticker Price Range (6 trims)
$41,395 to $43,495
Car Loan Payment Range
$626.80 to $667.72
Rebate Offer
$10,000 plus $5,000 Bonus Cash
Special Financing Option
5.99% plus $5,000 Bonus Cash

The 2023 Audi A4 Sedan has a March 2024 rebate of $10,000 plus $5,000 bonus cash or special interest rate of 5.99% APR plus $5,000 bonus cash. It is a 4 door sedan with 6 trim levels (Premium 40 TFSI quattro, Premium Plus 40 TFSI quattro, Prestige 40 TFSI quattro...

Regular Cab Pickup Trucks for Fair Credit

2024 Chevrolet Silverado 1500

Sticker Price Range (4 trims)
$38,795 to $43,595
Car Loan Payment Range
$666.98 to $760.52
Rebate Offer
$5,000 plus $1,750 Bonus Cash

The 2024 Chevrolet Silverado 1500 has a March 2024 rebate of $5,000 plus $1,750 bonus cash. It is a 2 door regular cab pickup truck with 4 trim levels (2WD Regular Cab 140" Work Truck, 4x4 Regular Cab 126" Work Truck, 4x4 Regular Cab 140" Work Truck, 2WD Regular Cab 126" Work Truck).

2023 Ford F-150

Sticker Price Range (8 trims)
$36,580 to $46,850
Car Loan Payment Range
$669.24 to $800.00
Rebate Offer
$2,500 plus $2,500 Bonus Cash
Special Financing Option
1.90% plus $2,500 Bonus Cash
Down Payment Range
$500 to $4,318

The 2023 Ford F-150 has a March 2024 rebate of $2,500 plus $2,500 bonus cash or special interest rate of 1.90% APR plus $2,500 bonus cash. It is a 2 door regular cab pickup truck with 8 trim levels (XL 4x4 Regular Cab 8 Foot Box, XL 2WD Regular Cab 6.5 Foot Box, ...

2024 GMC Sierra 1500

Sticker Price Range (4 trims)
$39,695 to $44,495
Car Loan Payment Range
$725.40 to $800.00
Rebate Offer
$2,750 plus $750 Bonus Cash
Special Financing Option
1.90% plus $750 Bonus Cash
Down Payment Range
$500 to $1,542

The 2024 GMC Sierra 1500 has a March 2024 rebate of $2,750 plus $750 bonus cash or special interest rate of 1.90% APR plus $750 bonus cash. It is a 2 door regular cab pickup truck with 4 trim levels (2WD Regular Cab 126" Pro, 2WD Regular Cab 140" Pro, 4x4 Regular...

Minivans for Fair Credit

2024 Kia Carnival

Sticker Price Range (5 trims)
$34,995 to $48,095
Car Loan Payment Range
$683.78 to $800.00
Down Payment Range
$500 to $8,153

The 2024 Kia Carnival is a 4 door minivan with 5 trim levels (LX Front Wheel Drive, LX Front Wheel Drive with Seat Pkg, EX Front Wheel Drive, SX Front Wheel Drive, SX Prestige Front Wheel Drive).

Hatchbacks for Fair Credit

2023 Chevrolet Bolt EV

Sticker Price Range (2 trims)
$27,495 to $30,695
Car Loan Payment Range
$537.63 to $599.99

The 2023 Chevrolet Bolt EV is a 4 door hatchback with 2 trim levels (5 Door Wagon 1LT, 5 Door Wagon 2LT).

2024 Hyundai IONIQ 5

Sticker Price Range (6 trims)
$43,175 to $60,775
Car Loan Payment Range
$800.00 to $800.00
Special Financing Option
0.00%
Down Payment Range
$2,876 to $21,753

The 2024 Hyundai IONIQ 5 has a March 2024 special interest rate of 0.00% APR. It is a 4 door hatchback with 6 trim levels (Limited RWD, SEL AWD, Limited AWD, Disney100 Platinum Edition Dual Motor AWD, SE Standard Range, SEL RWD).

2024 Kia Niro

Sticker Price Range (5 trims)
$28,315 to $36,715
Car Loan Payment Range
$553.61 to $717.30
Special Financing Option
5.25%

The 2024 Kia Niro has a March 2024 special interest rate of 5.25% APR. It is a 4 door hatchback with 5 trim levels (LX Front Wheel Drive, EX Front Wheel Drive, EX Touring Front Wheel Drive, SX Front Wheel Drive, SX Touring Front Wheel Drive).

Extended Cab Pickup Trucks for Fair Credit

2024 Chevrolet Silverado 1500

Sticker Price Range (8 trims)
$42,095 to $54,295
Car Loan Payment Range
$731.29 to $800.00
Rebate Offer
$5,000 plus $1,750 Bonus Cash
Down Payment Range
$500 to $9,803

The 2024 Chevrolet Silverado 1500 has a March 2024 rebate of $5,000 plus $1,750 bonus cash. It is a 4 door extended cab pickup truck with 8 trim levels (4x4 Double Cab Short Bed Custom, 4x4 Double Cab Short Bed LT with 1LT, 4x4 Double Cab Short Bed LT with 2FL, 2WD Double Cab Short Bed Work Truck, 4x...

2023 Ford F-150

Sticker Price Range (8 trims)
$41,190 to $52,835
Car Loan Payment Range
$759.08 to $800.00
Rebate Offer
$2,500 plus $2,500 Bonus Cash
Special Financing Option
1.90% plus $2,500 Bonus Cash
Down Payment Range
$500 to $10,737

The 2023 Ford F-150 has a March 2024 rebate of $2,500 plus $2,500 bonus cash or special interest rate of 1.90% APR plus $2,500 bonus cash. It is a 4 door extended cab pickup truck with 8 trim levels (XL 4x4 SuperCab 8 Foot Box, XL 2WD SuperCab 6.5 Foot Box, XLT 4...

2024 GMC Sierra 1500

Sticker Price Range (7 trims)
$42,995 to $56,095
Car Loan Payment Range
$789.71 to $800.00
Rebate Offer
$2,750 plus $750 Bonus Cash
Special Financing Option
1.90% plus $750 Bonus Cash
Down Payment Range
$500 to $13,983

The 2024 GMC Sierra 1500 has a March 2024 rebate of $2,750 plus $750 bonus cash or special interest rate of 1.90% APR plus $750 bonus cash. It is a 4 door extended cab pickup truck with 7 trim levels (4x4 Double Cab Short Bed Elevation with 3VL, 4x4 Double Cab Sh...

Crew Cab Pickup Trucks for Fair Credit

2024 Chevrolet Colorado

Sticker Price Range (7 trims)
$31,095 to $48,395
Car Loan Payment Range
$607.78 to $800.00
Down Payment Range
$500 to $8,475

The 2024 Chevrolet Colorado is a 4 door crew cab pickup truck with 7 trim levels (4x4 Crew Cab WT, 4x4 Crew Cab LT, 4x4 Crew Cab Trail Boss, 4x4 Crew Cab Z71, 4x4 Crew Cab ZR2, 2WD Crew Cab WT, 2WD Crew Cab LT).

2024 Chevrolet Silverado 1500

Sticker Price Range (26 trims)
$44,495 to $71,895
Car Loan Payment Range
$778.06 to $800.00
Rebate Offer
$5,000 plus $2,250 Bonus Cash
Down Payment Range
$500 to $28,679

The 2024 Chevrolet Silverado 1500 has a March 2024 rebate of $5,000 plus $2,250 bonus cash. It is a 4 door crew cab pickup truck with 26 trim levels (4x4 Crew Cab Short Bed LT Trail Boss, 4x4 Crew Cab Short Bed Work Truck, 4x4 Crew Cab 157" Custom Trail Boss, 2WD Crew Cab Short Bed LT, 4x4 Crew Cab S...

2023 Ford F-150

Sticker Price Range (23 trims)
$43,525 to $86,905
Car Loan Payment Range
$800.00 to $800.00
Rebate Offer
$2,500 plus $2,500 Bonus Cash
Special Financing Option
1.90% plus $2,500 Bonus Cash
Down Payment Range
$752 to $47,277

The 2023 Ford F-150 has a March 2024 rebate of $2,500 plus $2,500 bonus cash or special interest rate of 1.90% APR plus $2,500 bonus cash. It is a 4 door crew cab pickup truck with 23 trim levels (XLT 2WD SuperCrew 6.5 Foot Box, XLT 4x4 SuperCrew 6.5 Foot Box, XL...

Coupes for Fair Credit

2024 Chevrolet Camaro

Sticker Price Range (7 trims)
$32,495 to $73,695
Car Loan Payment Range
$621.43 to $800.00
Rebate Offer
$750
Down Payment Range
$500 to $34,859

The 2024 Chevrolet Camaro has a March 2024 rebate of $750. It is a 2 door coupe with 7 trim levels (2 Door Coupe 3LT, 2 Door Coupe LT1, 2 Door Coupe 1SS, 2 Door Coupe 2SS, 2 Door Coupe ZL1, 2 Door Coupe 1LT, 2 Door Coupe 2LT).

2023 Dodge Challenger

Sticker Price Range (10 trims)
$34,395 to $70,195
Car Loan Payment Range
$617.03 to $800.00
Rebate Offer
$3,030
Special Financing Option
6.90%
Down Payment Range
$500 to $28,826

The 2023 Dodge Challenger has a March 2024 rebate of $3,030 or special interest rate of 6.90% APR. It is a 2 door coupe with 10 trim levels (R/T RWD, GT AWD, R/T Scat Pack RWD, R/T Scat Pack Widebody RWD, SRT Hellcat Jailbreak RWD, SRT Hellcat Widebody Jailbreak ...

2024 Ford Mustang

Sticker Price Range (5 trims)
$32,515 to $59,780
Car Loan Payment Range
$635.45 to $800.00
Special Financing Option
1.90%
Down Payment Range
$500 to $20,686

The 2024 Ford Mustang has a March 2024 special interest rate of 1.90% APR. It is a 2 door coupe with 5 trim levels (EcoBoost Premium Fastback, GT Fastback, GT Premium Fastback, Dark Horse Fastback, EcoBoost Fastback).

Convertibles for Fair Credit

2024 Chevrolet Camaro

Sticker Price Range (7 trims)
$38,495 to $79,695
Car Loan Payment Range
$738.36 to $800.00
Rebate Offer
$750
Down Payment Range
$500 to $41,295

The 2024 Chevrolet Camaro has a March 2024 rebate of $750. It is a 2 door convertible with 7 trim levels (2 Door Convertible LT1, 2 Door Convertible 1SS, 2 Door Convertible 2SS, 2 Door Convertible ZL1, 2 Door Convertible 1LT, 2 Door Convertible 2LT, 2 Door Convertible 3LT).

2024 Ford Mustang

Sticker Price Range (3 trims)
$40,615 to $53,575
Car Loan Payment Range
$793.30 to $800.00
Special Financing Option
1.90%
Down Payment Range
$500 to $14,031

The 2024 Ford Mustang has a March 2024 special interest rate of 1.90% APR. It is a 2 door convertible with 3 trim levels (EcoBoost Convertible, EcoBoost Premium Convertible, GT Premium Convertible).

2024 Mazda MX-5 Miata

Sticker Price Range (4 trims)
$30,150 to $36,370
Car Loan Payment Range
$589.36 to $710.57

The 2024 Mazda MX-5 Miata is a 2 door convertible with 4 trim levels (Grand Touring Auto, Sport Manual, Club Manual, Grand Touring Manual).

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