Top new cars for people with fair credit. Calculate loan payments on new cars with fair credit, March 2024 rebates, down payment, and trade equity or negative equity.
Buying a new car with fair credit can be challenging especially with negative equity. Calculations below are based on a credit score between 601 and 660, a maximum Loan to Value (LTV) of 120%, a 72 month loan term, the national average new car rate for fair credit of 9.29%, and a recommended down payment amount of $500. If applicable, all rebates are deducted from the loan amount. When the LTV exceeds the maximum LTV of 120% the estimated lender required approval down payment amount for a car loan with fair credit is displayed.
If you are in an upside down car loan and want to trade-in a car with negative equity for a new vehicle our calculator will estimate the down payment needed and how much negative equity a bank will finance on each vehicle based a fair credit credit score, trade value, and trade pay off.
Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume fair credit, $500 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!
Get a lease quote or get pre-approved for financing on the best new car models for fair credit.
The 2023 Audi Q3 has a March 2024 rebate of $6,000 plus $3,000 bonus cash or special interest rate of 5.99% APR plus $3,000 bonus cash. It is a 4 door sport utility vehicle with 4 trim levels (S line Premium 45 TFSI quattro, S line Premium Plus 45 TFSI quattro, P...
The 2023 Audi Q5 has a March 2024 rebate of $11,000 plus $5,500 bonus cash or special interest rate of 5.99% APR plus $5,500 bonus cash. It is a 4 door sport utility vehicle with 9 trim levels (S line Prestige 45 TFSI quattro, S line Premium 55 TFSI e quattro, Pr...
The 2024 Buick Envision has a March 2024 rebate of $4,250 plus $3,500 bonus cash or special interest rate of 0.90% APR plus $3,500 bonus cash. It is a 4 door sport utility vehicle with 3 trim levels (AWD 4 Door Sport Touring (ST), AWD 4 Door Avenir, AWD 4 Door Pr...
The 2024 Acura Integra has a March 2024 special interest rate of 1.90% APR. It is a 4 door sedan with 5 trim levels (CVT, CVT with A-Spec Package, CVT with A-Spec Tech Package, Manual with A-Spec Tech Package, Type S Manual).
The 2023 Audi A3 has a March 2024 rebate of $7,000 plus $3,500 bonus cash or special interest rate of 5.99% APR plus $3,500 bonus cash. It is a 4 door sedan with 4 trim levels (Premium 40 TFSI, Premium Plus 40 TFSI, Premium 40 TFSI quattro, Premium Plus 40 TFSI q...
The 2023 Audi A4 Sedan has a March 2024 rebate of $10,000 plus $5,000 bonus cash or special interest rate of 5.99% APR plus $5,000 bonus cash. It is a 4 door sedan with 6 trim levels (Premium 40 TFSI quattro, Premium Plus 40 TFSI quattro, Prestige 40 TFSI quattro...
The 2024 Chevrolet Silverado 1500 has a March 2024 rebate of $5,000 plus $1,750 bonus cash. It is a 2 door regular cab pickup truck with 4 trim levels (2WD Regular Cab 140" Work Truck, 4x4 Regular Cab 126" Work Truck, 4x4 Regular Cab 140" Work Truck, 2WD Regular Cab 126" Work Truck).
The 2023 Ford F-150 has a March 2024 rebate of $2,500 plus $2,500 bonus cash or special interest rate of 1.90% APR plus $2,500 bonus cash. It is a 2 door regular cab pickup truck with 8 trim levels (XL 4x4 Regular Cab 8 Foot Box, XL 2WD Regular Cab 6.5 Foot Box, ...
The 2024 GMC Sierra 1500 has a March 2024 rebate of $2,750 plus $750 bonus cash or special interest rate of 1.90% APR plus $750 bonus cash. It is a 2 door regular cab pickup truck with 4 trim levels (2WD Regular Cab 126" Pro, 2WD Regular Cab 140" Pro, 4x4 Regular...
The 2024 Kia Carnival is a 4 door minivan with 5 trim levels (LX Front Wheel Drive, LX Front Wheel Drive with Seat Pkg, EX Front Wheel Drive, SX Front Wheel Drive, SX Prestige Front Wheel Drive).
The 2023 Chevrolet Bolt EV is a 4 door hatchback with 2 trim levels (5 Door Wagon 1LT, 5 Door Wagon 2LT).
The 2024 Hyundai IONIQ 5 has a March 2024 special interest rate of 0.00% APR. It is a 4 door hatchback with 6 trim levels (Limited RWD, SEL AWD, Limited AWD, Disney100 Platinum Edition Dual Motor AWD, SE Standard Range, SEL RWD).
The 2024 Kia Niro has a March 2024 special interest rate of 5.25% APR. It is a 4 door hatchback with 5 trim levels (LX Front Wheel Drive, EX Front Wheel Drive, EX Touring Front Wheel Drive, SX Front Wheel Drive, SX Touring Front Wheel Drive).
The 2024 Chevrolet Silverado 1500 has a March 2024 rebate of $5,000 plus $1,750 bonus cash. It is a 4 door extended cab pickup truck with 8 trim levels (4x4 Double Cab Short Bed Custom, 4x4 Double Cab Short Bed LT with 1LT, 4x4 Double Cab Short Bed LT with 2FL, 2WD Double Cab Short Bed Work Truck, 4x...
The 2023 Ford F-150 has a March 2024 rebate of $2,500 plus $2,500 bonus cash or special interest rate of 1.90% APR plus $2,500 bonus cash. It is a 4 door extended cab pickup truck with 8 trim levels (XL 4x4 SuperCab 8 Foot Box, XL 2WD SuperCab 6.5 Foot Box, XLT 4...
The 2024 GMC Sierra 1500 has a March 2024 rebate of $2,750 plus $750 bonus cash or special interest rate of 1.90% APR plus $750 bonus cash. It is a 4 door extended cab pickup truck with 7 trim levels (4x4 Double Cab Short Bed Elevation with 3VL, 4x4 Double Cab Sh...
The 2024 Chevrolet Colorado is a 4 door crew cab pickup truck with 7 trim levels (4x4 Crew Cab WT, 4x4 Crew Cab LT, 4x4 Crew Cab Trail Boss, 4x4 Crew Cab Z71, 4x4 Crew Cab ZR2, 2WD Crew Cab WT, 2WD Crew Cab LT).
The 2024 Chevrolet Silverado 1500 has a March 2024 rebate of $5,000 plus $2,250 bonus cash. It is a 4 door crew cab pickup truck with 26 trim levels (4x4 Crew Cab Short Bed LT Trail Boss, 4x4 Crew Cab Short Bed Work Truck, 4x4 Crew Cab 157" Custom Trail Boss, 2WD Crew Cab Short Bed LT, 4x4 Crew Cab S...
The 2023 Ford F-150 has a March 2024 rebate of $2,500 plus $2,500 bonus cash or special interest rate of 1.90% APR plus $2,500 bonus cash. It is a 4 door crew cab pickup truck with 23 trim levels (XLT 2WD SuperCrew 6.5 Foot Box, XLT 4x4 SuperCrew 6.5 Foot Box, XL...
The 2024 Chevrolet Camaro has a March 2024 rebate of $750. It is a 2 door coupe with 7 trim levels (2 Door Coupe 3LT, 2 Door Coupe LT1, 2 Door Coupe 1SS, 2 Door Coupe 2SS, 2 Door Coupe ZL1, 2 Door Coupe 1LT, 2 Door Coupe 2LT).
The 2023 Dodge Challenger has a March 2024 rebate of $3,030 or special interest rate of 6.90% APR. It is a 2 door coupe with 10 trim levels (R/T RWD, GT AWD, R/T Scat Pack RWD, R/T Scat Pack Widebody RWD, SRT Hellcat Jailbreak RWD, SRT Hellcat Widebody Jailbreak ...
The 2024 Ford Mustang has a March 2024 special interest rate of 1.90% APR. It is a 2 door coupe with 5 trim levels (EcoBoost Premium Fastback, GT Fastback, GT Premium Fastback, Dark Horse Fastback, EcoBoost Fastback).
The 2024 Chevrolet Camaro has a March 2024 rebate of $750. It is a 2 door convertible with 7 trim levels (2 Door Convertible LT1, 2 Door Convertible 1SS, 2 Door Convertible 2SS, 2 Door Convertible ZL1, 2 Door Convertible 1LT, 2 Door Convertible 2LT, 2 Door Convertible 3LT).
The 2024 Ford Mustang has a March 2024 special interest rate of 1.90% APR. It is a 2 door convertible with 3 trim levels (EcoBoost Convertible, EcoBoost Premium Convertible, GT Premium Convertible).
The 2024 Mazda MX-5 Miata is a 2 door convertible with 4 trim levels (Grand Touring Auto, Sport Manual, Club Manual, Grand Touring Manual).
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