Top new cars for people with good credit. Calculate loan payments on new cars with good credit, December 2023 rebates, down payment, and trade equity or negative equity.
Buying a new car with good credit and negative equity. Calculations below are based on a credit score between 661 and 780, a maximum Loan to Value (LTV) of 125%, a 75 month loan term, the national average new car rate for good credit of 6.44%, and no money down. If applicable, all rebates are deducted from the loan amount. When the LTV exceeds the maximum LTV of 125% the estimated lender required approval down payment amount for a car loan with good credit is displayed.
If you are in an upside down car loan and want to trade-in a car with negative equity for a new vehicle our calculator will estimate the down payment needed and how much negative equity a bank will finance on each vehicle based a good credit credit score, trade value, and trade pay off.
Click the + Customize Payments button to tailor your new car auto loan payments to your exact preferences. Our estimated payments assume good credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Make it uniquely yours by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!
Get a lease quote or get pre-approved for financing on the best new car models for good credit.
The 2024 Chevrolet Express Passenger is a 3 door van with 6 trim levels (RWD 3500 155" LS, RWD 3500 155" LT, RWD 2500 135" LS, RWD 2500 135" LT, RWD 3500 135" LS, RWD 3500 135" LT).
The 2024 GMC Savana Passenger is a 3 door van with 6 trim levels (RWD 3500 155" LS, RWD 3500 155" LT, RWD 2500 135" LS, RWD 2500 135" LT, RWD 3500 135" LS, RWD 3500 135" LT).
The 2024 Acura RDX is a 4 door sport utility vehicle with 5 trim levels (SH-AWD with Technology Package, SH-AWD with A-Spec Package, SH-AWD with Advance Package, SH-AWD with A-Spec Advance Package, SH-AWD).
The 2024 Alfa Romeo Stelvio has a December 2023 rebate of $3,500 plus $1,750 bonus cash or special interest rate of 8.23% APR plus $1,750 bonus cash. It is a 4 door sport utility vehicle with 8 trim levels (Veloce AWD, Quadrifoglio Carbon AWD, Quadrifoglio 100th ...
The 2024 Alfa Romeo Tonale has a December 2023 rebate of $500 or special interest rate of 8.23% APR. It is a 4 door sport utility vehicle with 3 trim levels (Ti EAWD, Veloce EAWD, Sprint EAWD).
The 2023 Acura TLX has a December 2023 special interest rate of 3.90% APR. It is a 4 door sedan with 8 trim levels (SH-AWD with Advance Package, Type S SH-AWD, Type S with Performance Tire SH-AWD, Front Wheel Drive, Type S PMC Edition SH-AWD, Front Wheel Drive with Technology Package, Front Wheel Dri...
The 2024 Alfa Romeo Giulia has a December 2023 rebate of $3,500 plus $1,750 bonus cash or special interest rate of 8.23% APR plus $1,750 bonus cash. It is a 4 door sedan with 10 trim levels (Veloce RWD, Quadrifoglio RWD, Quadrifoglio 100th Anniversary RWD, AWD, R...
The 2023 Audi A5 Sportback has a December 2023 rebate of $5,000 plus $2,500 bonus cash or special interest rate of 6.99% APR plus $2,500 bonus cash. It is a 4 door sedan with 6 trim levels (S line Prestige 45 TFSI quattro, S line Premium Plus 45 TFSI quattro, Pre...
The 2024 Chevrolet Silverado 1500 is a 2 door regular cab pickup truck with 4 trim levels (4x4 Regular Cab 140" Work Truck, 2WD Regular Cab 126" Work Truck, 2WD Regular Cab 140" Work Truck, 4x4 Regular Cab 126" Work Truck).
The 2024 Chevrolet Silverado 2500HD is a 2 door regular cab pickup truck with 4 trim levels (2WD Regular Cab 142" Work Truck, 2WD Regular Cab 142" LT, 4x4 Regular Cab 142" Work Truck, 4x4 Regular Cab 142" LT).
The 2024 Ford Super Duty F-250 SRW is a 2 door regular cab pickup truck with 3 trim levels (XL 2WD Regular Cab 8 Foot Box, XL 4x4 Regular Cab 8 Foot Box, XLT 4x4 Regular Cab 8 Foot Box).
The 2023 Chrysler Pacifica has a December 2023 rebate of $1,750 plus $750 bonus cash or special interest rate of 8.23% APR plus $750 bonus cash. It is a 4 door minivan with 10 trim levels (Touring L AWD, Limited AWD, Pinnacle AWD, Touring Front Wheel Drive, Hybri...
The 2023 Ford Transit Connect Wagon is a 4 door minivan with 5 trim levels (XL LWB with Rear Symmetrical Doors, XL LWB with Rear Liftgate, XLT LWB with Rear Symmetrical Doors, XLT LWB with Rear Liftgate, Titanium LWB with Rear Liftgate).
The 2024 Honda Odyssey has a December 2023 special interest rate of 3.90% APR. It is a 4 door minivan with 5 trim levels (EX-L Auto, Sport Auto, Touring Auto, Elite Auto, EX Auto).
The 2024 BMW X2 is a 4 door hatchback with 2 trim levels (xDrive28i Sports Activity Coupe, M35i Sports Activity Coupe).
The 2023 Kia EV6 has a December 2023 rebate of $6,000 plus $1,000 bonus cash or special interest rate of 0.90% APR plus $1,000 bonus cash. It is a 4 door hatchback with 6 trim levels (GT AWD, Light RWD, Wind RWD, GT-Line RWD, Wind AWD, GT-Line AWD).
The 2023 Kia Niro EV has a December 2023 rebate of $3,750 or special interest rate of 0.90% APR. It is a 4 door hatchback with 2 trim levels (Wind, Wave).
The 2024 Chevrolet Silverado 1500 is a 4 door crew cab pickup truck with 26 trim levels (4x4 Crew Cab Short Bed LTZ, 4x4 Crew Cab Short Bed Custom Trail Boss, 4x4 Crew Cab 157" LT Trail Boss, 2WD Crew Cab Short Bed LTZ, 4x4 Crew Cab Short Bed High Country, 4x4 Crew Cab Short Bed LT with 1LT, 4x4 Crew Cab 157" LTZ, 2WD Crew Cab Short Bed ...
The 2024 Chevrolet Silverado 2500HD is a 4 door crew cab pickup truck with 19 trim levels (4x4 Crew Cab 159" LTZ, 2WD Crew Cab 172" LT, 2WD Crew Cab 159" Work Truck, 4x4 Crew Cab 172" High Country, 4x4 Crew Cab 159" High Country, 2WD Crew Cab 172" LTZ, 2WD Crew Cab 159" Custom, 4x4 Crew Cab 172" Work Truck, 4x4 Crew Cab 159" Work Truck, ...
The 2024 Ford Super Duty F-250 SRW is a 4 door crew cab pickup truck with 14 trim levels (Platinum 4x4 Crew Cab 8 Foot Box, Platinum 4x4 Crew Cab 6.75 Foot Box, XL 2WD Crew Cab 6.75 Foot Box, Limited 4x4 Crew Cab 8 Foot Box, Limited 4x4 Crew Cab 6.75 Foot Box, XL 2WD Crew Cab 8 Foot Box, XL 4x4 Crew Cab 8 Foot Box, XL 4x4 Crew Cab 6.75 F...
The 2024 Audi A5 Coupe has a December 2023 rebate of $3,000 plus $1,500 bonus cash or special interest rate of 6.99% APR plus $1,500 bonus cash. It is a 2 door coupe with 3 trim levels (S line Premium 45 TFSI quattro, S line Prestige 45 TFSI quattro, S line Premi...
The 2024 BMW 2 Series is a 2 door coupe with 4 trim levels (M240i Coupe, 230i xDrive Coupe, M240i xDrive Coupe, 230i Coupe).
The 2024 Lexus RC is a 2 door coupe with 8 trim levels (RC 350 AWD, RC 300 F SPORT AWD, RC 300 RWD, RC 350 F SPORT AWD, RC 350 RWD, RC 300 F SPORT RWD, RC 350 F SPORT RWD, RC 300 AWD).
The 2023 Mazda MX-5 Miata RF has a December 2023 special interest rate of 0.90% APR. It is a 2 door convertible with 3 trim levels (Grand Touring Manual, Grand Touring Auto, Club Manual).
The 2024 MINI Convertible has a December 2023 rebate of $500 plus $250 bonus cash or special interest rate of 3.99% APR plus $250 bonus cash. It is a 2 door convertible with 3 trim levels (Cooper S Front Wheel Drive, John Cooper Works Front Wheel Drive, Cooper Fr...
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