Buy a New Car with Great Credit

Top new cars for people with great credit. Calculate loan payments on new cars with great credit, December 2023 rebates, down payment, and trade equity or negative equity.

Buying a new car with great credit and negative equity. Calculations below are based on a credit score between 781 and 850, a maximum Loan to Value (LTV) of 130%, a 75 month loan term, the national average new car rate for great credit of 5.07%, and no money down. If applicable, all rebates are deducted from the loan amount. When the LTV exceeds the maximum LTV of 130% the estimated lender required approval down payment amount for a car loan with great credit is displayed.

Best New Cars for Great Credit

If you are in an upside down car loan and want to trade-in a car with negative equity for a new vehicle our calculator will estimate the down payment needed and how much negative equity a bank will finance on each vehicle based a great credit credit score, trade value, and trade pay off.

Click the + Customize Payments button to tailor your new car auto loan payments to your exact preferences. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Make it uniquely yours by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
National
Credit Score / Avg. Rate
781-850 / 7.09%
Max Payment
$1,000.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00

December 2023 Recommeded Cars for Great Credit Financing

Get a lease quote or get pre-approved for financing on the best new car models for great credit.

Sport Utility Vehicles for Great Credit

2024 Acura MDX

Sticker Price Range (8 trims)
$51,045 to $74,695
Car Loan Payment Range
$862.58 to $1,000.00
Down Payment Range
$0 to $16,547

The 2024 Acura MDX is a 4 door sport utility vehicle with 8 trim levels (SH-AWD with Advance Package, Type S SH-AWD, Front Wheel Drive, Type S SH-AWD with Advance Package, Front Wheel Drive with Technology Package, SH-AWD, SH-AWD with Technology Package, SH-AWD with A-Spec Package).

2023 Audi SQ5

Sticker Price Range (3 trims)
$57,695 to $57,695
Car Loan Payment Range
$817.88 to $817.88
Rebate Offer
$10,000 plus $5,000 Bonus Cash
Special APR Offer
6.99% plus $5,000 Bonus Cash

The 2023 Audi SQ5 has a December 2023 rebate of $10,000 plus $5,000 bonus cash or special interest rate of 6.99% APR plus $5,000 bonus cash. It is a 4 door sport utility vehicle with 3 trim levels (Premium 3.0 TFSI quattro, Prestige 3.0 TFSI quattro, Premium Plus...

2023 Audi SQ5 Sportback

Sticker Price Range (3 trims)
$61,095 to $61,095
Car Loan Payment Range
$874.72 to $874.72
Rebate Offer
$10,000 plus $5,000 Bonus Cash
Special APR Offer
6.99% plus $5,000 Bonus Cash

The 2023 Audi SQ5 Sportback has a December 2023 rebate of $10,000 plus $5,000 bonus cash or special interest rate of 6.99% APR plus $5,000 bonus cash. It is a 4 door sport utility vehicle with 3 trim levels (Premium 3.0 TFSI quattro, Prestige 3.0 TFSI quattro, Pr...

Sedans for Great Credit

2024 BMW 4 Series

Sticker Price Range (4 trims)
$49,295 to $64,045
Car Loan Payment Range
$833.33 to $1,000.00
Down Payment Range
$0 to $5,125

The 2024 BMW 4 Series is a 4 door sedan with 4 trim levels (430i xDrive Gran Coupe, M440i xDrive Gran Coupe, 430i Gran Coupe, M440i Gran Coupe).

2024 Cadillac CT4-V

Sticker Price Range (2 trims)
$48,490 to $62,890
Car Loan Payment Range
$819.87 to $1,000.00
Down Payment Range
$0 to $3,886

The 2024 Cadillac CT4-V is a 4 door sedan with 2 trim levels (4 Door Sedan, 4 Door Sedan Blackwing).

2024 Jaguar XF

Sticker Price Range (2 trims)
$51,075 to $54,775
Car Loan Payment Range
$863.08 to $924.93

The 2024 Jaguar XF is a 4 door sedan with 2 trim levels (R-Dynamic SE Sedan RWD, R-Dynamic SE Sedan AWD).

Regular Cab Pickup Trucks for Great Credit

2024 Chevrolet Silverado 3500HD

Sticker Price Range (4 trims)
$47,595 to $54,395
Car Loan Payment Range
$804.91 to $918.58

The 2024 Chevrolet Silverado 3500HD is a 2 door regular cab pickup truck with 4 trim levels (2WD Regular Cab 142" LT, 4x4 Regular Cab 142" Work Truck, 4x4 Regular Cab 142" LT, 2WD Regular Cab 142" Work Truck).

2024 Ford Super Duty F-350 DRW

Sticker Price Range (3 trims)
$49,500 to $55,110
Car Loan Payment Range
$836.76 to $930.53

The 2024 Ford Super Duty F-350 DRW is a 2 door regular cab pickup truck with 3 trim levels (XL 2WD Regular Cab 8 Foot Box, XL 4x4 Regular Cab 8 Foot Box, XLT 4x4 Regular Cab 8 Foot Box).

2024 Ford Super Duty F-350 SRW

Sticker Price Range (3 trims)
$48,010 to $54,155
Car Loan Payment Range
$811.85 to $914.56

The 2024 Ford Super Duty F-350 SRW is a 2 door regular cab pickup truck with 3 trim levels (XLT 4x4 Regular Cab 8 Foot Box, XL 2WD Regular Cab 8 Foot Box, XL 4x4 Regular Cab 8 Foot Box).

Hatchbacks for Great Credit

2024 Audi A4 allroad

Sticker Price Range (3 trims)
$47,995 to $47,995
Car Loan Payment Range
$811.60 to $811.60
Special APR Offer
6.99%

The 2024 Audi A4 allroad has a December 2023 special interest rate of 6.99% APR. It is a 4 door hatchback with 3 trim levels (Premium Plus 45 TFSI quattro, Premium 45 TFSI quattro, Prestige 45 TFSI quattro).

2024 Volkswagen Golf R

Sticker Price Range (2 trims)
$46,605 to $47,405
Car Loan Payment Range
$788.37 to $801.74

The 2024 Volkswagen Golf R is a 4 door hatchback with 2 trim levels (2.0T Manual, 2.0T DSG).

2024 Volvo V60 Cross Country

Sticker Price Range (2 trims)
$50,845 to $55,895
Car Loan Payment Range
$859.24 to $943.65

The 2024 Volvo V60 Cross Country is a 4 door hatchback with 2 trim levels (B5 AWD Plus, B5 AWD Ultimate).

Crew Cab Pickup Trucks for Great Credit

2024 Chevrolet Silverado 3500HD

Sticker Price Range (14 trims)
$51,095 to $75,395
Car Loan Payment Range
$863.42 to $1,000.00
Down Payment Range
$0 to $17,298

The 2024 Chevrolet Silverado 3500HD is a 4 door crew cab pickup truck with 14 trim levels (2WD Crew Cab 172" LTZ, 4x4 Crew Cab 159" Work Truck, 4x4 Crew Cab 172" LT, 2WD Crew Cab 159" Work Truck, 4x4 Crew Cab 159" LT, 4x4 Crew Cab 172" LTZ, 2WD Crew Cab 159" LT, 4x4 Crew Cab 159" LTZ, 4x4 Crew Cab 172" High Country, 2WD Crew Cab 159" LTZ...

2023 Ford F-150 Lightning

Sticker Price Range (4 trims)
$51,990 to $93,990
Car Loan Payment Range
$855.00 to $1,000.00
Rebate Offer
$1,500
Down Payment Range
$0 to $35,741

The 2023 Ford F-150 Lightning has a December 2023 rebate of $1,500. It is a 4 door crew cab pickup truck with 4 trim levels (Platinum 4x4 SuperCrew 5.5 Foot Box, Pro 4x4 SuperCrew 5.5 Foot Box, XLT 4x4 SuperCrew 5.5 Foot Box, LARIAT 4x4 SuperCrew 5.5 Foot Box).

2024 Ford Super Duty F-350 DRW

Sticker Price Range (7 trims)
$56,295 to $102,275
Car Loan Payment Range
$950.33 to $1,000.00
Down Payment Range
$0 to $46,127

The 2024 Ford Super Duty F-350 DRW is a 4 door crew cab pickup truck with 7 trim levels (King Ranch 4x4 Crew Cab 8 Foot Box, Platinum 4x4 Crew Cab 8 Foot Box, Limited 4x4 Crew Cab 8 Foot Box, XL 2WD Crew Cab 8 Foot Box, XL 4x4 Crew Cab 8 Foot Box, XLT 4x4 Crew Cab 8 Foot Box, LARIAT 4x4 Crew Cab 8 Foot Box).

Coupes for Great Credit

2024 BMW 4 Series

Sticker Price Range (4 trims)
$50,895 to $64,445
Car Loan Payment Range
$860.07 to $1,000.00
Down Payment Range
$0 to $5,554

The 2024 BMW 4 Series is a 2 door coupe with 4 trim levels (430i Coupe, M440i Coupe, 430i xDrive Coupe, M440i xDrive Coupe).

2024 Toyota GR Supra

Sticker Price Range (7 trims)
$46,635 to $65,470
Car Loan Payment Range
$788.87 to $1,000.00
Down Payment Range
$0 to $6,654

The 2024 Toyota GR Supra is a 2 door coupe with 7 trim levels (2.0 Auto, 3.0 Auto, 3.0 Manual, 3.0 Premium Auto, 3.0 Premium Manual, 45th Anniversary Edition Auto, 45th Anniversary Edition Manual).

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