Buy a new Kia with bad credit. Calculate Kia bad credit auto loan payments based on December 2023 rebates, down payment, and trade equity or negative equity. Dealership bad credit programs.
Buying a new Kia with bad credit can be challenging especially with negative equity. Calculations below are based on a credit score between 300 and 500, a maximum Loan to Value (LTV) of 110%, a 72 month loan term, the national average new car rate for bad credit of 14.18%, and a recommended down payment amount of $1,500. If applicable, all rebates are deducted from the loan amount. When the LTV exceeds the maximum LTV of 110% the estimated lender required approval down payment amount for a Kia loan with bad credit is displayed.
Buying a Kia with Bad Credit
If you are in an upside down car loan and want to trade-in a car with negative equity for a new Kia vehicle our calculator will estimate how much negative equity a bank will finance on each Kia model based a bad credit credit score, trade value, and trade pay off.
Click the + Customize Payments button to tailor your new car auto loan payments to your exact preferences. Our estimated payments assume bad credit, $1,500 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Make it uniquely yours by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!
Credit Score / Avg. Rate 300-500 / 21.38%
Max Payment $600.00
Down Payment $1,500.00
Trade Value $0.00
Trade Payoff $0.00
December 2023 Recommeded Kia Vehicles for Bad Credit Financing
Get a lease quote or get pre-approved for financing on the a new kia models for bad credit.
The 2023 Kia Sportage has a December 2023 special interest rate of 4.25% APR. It is a 4 door sport utility vehicle with 11 trim levels (SX AWD, SX Front Wheel Drive, X-Pro AWD, SX-Prestige Front Wheel Drive, SX-Prestige AWD, LX AWD, X-Pro Prestige AWD, EX AWD, LX Front Wheel Drive, X-Line AWD, EX Fro...