Buy a New Car with Poor Credit

Top new cars for people with poor credit. Calculate loan payments on new cars with poor credit, December 2023 rebates, down payment, and trade equity or negative equity.

Buying a new car with poor credit can be challenging especially with negative equity. Calculations below are based on a credit score between 501 and 600, a maximum Loan to Value (LTV) of 115%, a 72 month loan term, the national average new car rate for poor credit of 11.72%, and a recommended down payment amount of $1,000. If applicable, all rebates are deducted from the loan amount. When the LTV exceeds the maximum LTV of 115% the estimated lender required approval down payment amount for a car loan with poor credit is displayed.

Best New Cars for Poor Credit

If you are in an upside down car loan and want to trade-in a car with negative equity for a new vehicle our calculator will estimate the down payment needed and how much negative equity a bank will finance on each vehicle based a poor credit credit score, trade value, and trade pay off.

Click the + Customize Payments button to tailor your new car auto loan payments to your exact preferences. Our estimated payments assume poor credit, $1,000 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Make it uniquely yours by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
National
Credit Score / Avg. Rate
501-600 / 18.49%
Max Payment
$700.00
Down Payment
$1,000.00
Trade Value
$0.00
Trade Payoff
$0.00

December 2023 Recommeded Cars for Poor Credit Financing

Get a lease quote or get pre-approved for financing on the best new car models for poor credit.

Sport Utility Vehicles for Poor Credit

2023 Dodge Hornet

Sticker Price Range (2 trims)
$32,330 to $37,330
Car Loan Payment Range
$635.99 to $700.00
Rebate Offer
$1,500 plus $1,000 Bonus Cash
Special APR Offer
8.23% plus $1,000 Bonus Cash
Down Payment Range
$1,000 to $3,064

The 2023 Dodge Hornet has a December 2023 rebate of $1,500 plus $1,000 bonus cash or special interest rate of 8.23% APR plus $1,000 bonus cash. It is a 4 door sport utility vehicle with 2 trim levels (GT AWD, GT Plus AWD).

2023 Ford Bronco Sport

Sticker Price Range (6 trims)
$30,810 to $46,250
Car Loan Payment Range
$623.76 to $700.00
Rebate Offer
$500 plus $500 Bonus Cash
Special APR Offer
0.90% plus $500 Bonus Cash
Down Payment Range
$1,000 to $13,630

The 2023 Ford Bronco Sport has a December 2023 rebate of $500 plus $500 bonus cash or special interest rate of 0.90% APR plus $500 bonus cash. It is a 4 door sport utility vehicle with 6 trim levels (Base 4x4, Big Bend 4x4, Heritage 4x4, Outer Banks 4x4, Badlands...

2023 Ford Escape

Sticker Price Range (11 trims)
$29,495 to $41,995
Car Loan Payment Range
$596.39 to $700.00
Rebate Offer
$500 plus $500 Bonus Cash
Special APR Offer
0.90% plus $500 Bonus Cash
Down Payment Range
$1,000 to $9,067

The 2023 Ford Escape has a December 2023 rebate of $500 plus $500 bonus cash or special interest rate of 0.90% APR plus $500 bonus cash. It is a 4 door sport utility vehicle with 11 trim levels (Base AWD, Active AWD, Base Front Wheel Drive, ST-Line AWD, Active Fr...

2023 Hyundai Santa Fe

Sticker Price Range (10 trims)
$30,085 to $45,635
Car Loan Payment Range
$550.45 to $700.00
Rebate Offer
$3,500 plus $1,000 Bonus Cash
Special APR Offer
0.00% plus $1,000 Bonus Cash
Down Payment Range
$1,000 to $9,971

The 2023 Hyundai Santa Fe has a December 2023 rebate of $3,500 plus $1,000 bonus cash or special interest rate of 0.00% APR plus $1,000 bonus cash. It is a 4 door sport utility vehicle with 10 trim levels (SEL AWD, SE Front Wheel Drive, XRT AWD, SEL Front Wheel D...

2024 Hyundai Tucson

Sticker Price Range (8 trims)
$28,585 to $39,345
Car Loan Payment Range
$538.64 to $700.00
Rebate Offer
$2,500
Special APR Offer
0.00%
Down Payment Range
$1,000 to $4,225

The 2024 Hyundai Tucson has a December 2023 rebate of $2,500 or special interest rate of 0.00% APR. It is a 4 door sport utility vehicle with 8 trim levels (SE Front Wheel Drive, SEL Front Wheel Drive, XRT Front Wheel Drive, Limited Front Wheel Drive, SE AWD, XRT...

2024 Jeep Compass

Sticker Price Range (5 trims)
$29,995 to $37,990
Car Loan Payment Range
$587.39 to $700.00
Rebate Offer
$1,500
Special APR Offer
1.90%
Down Payment Range
$1,000 to $3,771

The 2024 Jeep Compass has a December 2023 rebate of $1,500 or special interest rate of 1.90% APR. It is a 4 door sport utility vehicle with 5 trim levels (Sport 4x4, Latitude 4x4, Latitude Lux, Limited 4x4, Trailhawk 4x4).

2023 Jeep Renegade

Sticker Price Range (5 trims)
$29,445 to $34,565
Car Loan Payment Range
$585.65 to $692.20
Rebate Offer
$1,000 plus $500 Bonus Cash
Special APR Offer
1.90% plus $500 Bonus Cash

The 2023 Jeep Renegade has a December 2023 rebate of $1,000 plus $500 bonus cash or special interest rate of 1.90% APR plus $500 bonus cash. It is a 4 door sport utility vehicle with 5 trim levels (Limited 4x4, Latitude 4x4, Upland 4x4, Altitude 4x4, Trailhawk 4x...

2023 Mazda CX-30

Sticker Price Range (7 trims)
$24,325 to $36,775
Car Loan Payment Range
$479.09 to $700.00
Rebate Offer
$1,000
Special APR Offer
1.90%
Down Payment Range
$1,000 to $2,969

The 2023 Mazda CX-30 has a December 2023 rebate of $1,000 or special interest rate of 1.90% APR. It is a 4 door sport utility vehicle with 7 trim levels (2.5 S AWD, 2.5 S Select Package AWD, 2.5 S Preferred Package AWD, 2.5 S Carbon Edition AWD, 2.5 S Premium Pac...

2024 Mazda CX-5

Sticker Price Range (8 trims)
$30,675 to $41,975
Car Loan Payment Range
$611.25 to $700.00
Rebate Offer
$1,000 plus $1,000 Bonus Cash
Special APR Offer
0.90% plus $1,000 Bonus Cash
Down Payment Range
$1,000 to $8,546

The 2024 Mazda CX-5 has a December 2023 rebate of $1,000 plus $1,000 bonus cash or special interest rate of 0.90% APR plus $1,000 bonus cash. It is a 4 door sport utility vehicle with 8 trim levels (2.5 S Carbon Edition AWD, 2.5 S Premium Package AWD, 2.5 S Premi...

2024 Mazda CX-50

Sticker Price Range (8 trims)
$31,675 to $44,675
Car Loan Payment Range
$641.76 to $700.00
Rebate Offer
$500 plus $500 Bonus Cash
Special APR Offer
2.90% plus $500 Bonus Cash
Down Payment Range
$1,000 to $11,941

The 2024 Mazda CX-50 has a December 2023 rebate of $500 plus $500 bonus cash or special interest rate of 2.90% APR plus $500 bonus cash. It is a 4 door sport utility vehicle with 8 trim levels (2.5 Turbo AWD, 2.5 Turbo Meridian Edition AWD, 2.5 Turbo Premium Pack...

Sedans for Poor Credit

2023 Hyundai Elantra Hybrid

Sticker Price Range (2 trims)
$25,665 to $30,265
Car Loan Payment Range
$511.83 to $607.56
Rebate Offer
$750 plus $750 Bonus Cash
Special APR Offer
4.99% plus $750 Bonus Cash

The 2023 Hyundai Elantra Hybrid has a December 2023 rebate of $750 plus $750 bonus cash or special interest rate of 4.99% APR plus $750 bonus cash. It is a 4 door sedan with 2 trim levels (Blue DCT, Limited DCT).

2023 Hyundai Sonata

Sticker Price Range (5 trims)
$26,565 to $36,440
Car Loan Payment Range
$520.86 to $700.00
Rebate Offer
$1,250
Special APR Offer
3.29%
Down Payment Range
$1,000 to $2,359

The 2023 Hyundai Sonata has a December 2023 rebate of $1,250 or special interest rate of 3.29% APR. It is a 4 door sedan with 5 trim levels (Limited 1.6T, SE 2.5L, SEL 2.5L, SEL Plus 1.6T, N Line 2.5T).

2023 Hyundai Sonata Hybrid

Sticker Price Range (3 trims)
$29,565 to $37,715
Car Loan Payment Range
$597.85 to $700.00
Rebate Offer
$500
Special APR Offer
3.49%
Down Payment Range
$1,000 to $4,476

The 2023 Hyundai Sonata Hybrid has a December 2023 rebate of $500 or special interest rate of 3.49% APR. It is a 4 door sedan with 3 trim levels (SEL 2.0L, Limited 2.0L, Blue 2.0L).

2024 MINI Hardtop 4 Door

Sticker Price Range (2 trims)
$27,795 to $31,095
Car Loan Payment Range
$561.01 to $629.69
Rebate Offer
$500 plus $250 Bonus Cash
Special APR Offer
3.99% plus $250 Bonus Cash

The 2024 MINI Hardtop 4 Door has a December 2023 rebate of $500 plus $250 bonus cash or special interest rate of 3.99% APR plus $250 bonus cash. It is a 4 door sedan with 2 trim levels (Cooper Front Wheel Drive, Cooper S Front Wheel Drive).

2023 Nissan Altima

Sticker Price Range (8 trims)
$26,745 to $36,445
Car Loan Payment Range
$529.46 to $700.00
Rebate Offer
$1,000 plus $1,000 Bonus Cash
Special APR Offer
0.00% plus $1,000 Bonus Cash
Down Payment Range
$1,000 to $2,615

The 2023 Nissan Altima has a December 2023 rebate of $1,000 plus $1,000 bonus cash or special interest rate of 0.00% APR plus $1,000 bonus cash. It is a 4 door sedan with 8 trim levels (2.5 SR Sedan, 2.5 SL Sedan, 2.0 SR Sedan, 2.5 SV AWD Sedan, 2.5 SR AWD Sedan,...

2024 Toyota Camry

Sticker Price Range (18 trims)
$27,515 to $37,940
Car Loan Payment Range
$555.18 to $700.00
Rebate Offer
$500
Down Payment Range
$1,000 to $4,718

The 2024 Toyota Camry has a December 2023 rebate of $500. It is a 4 door sedan with 18 trim levels (SE Nightshade Auto, XLE Auto AWD, Hybrid XSE CVT, Hybrid SE CVT, XSE Auto AWD, XLE V6 Auto, XLE Auto, XSE V6 Auto, Hybrid SE Nightshade CVT, LE Auto, LE Auto AWD, XSE Auto, SE Auto, SE Auto AWD, TRD V6...

2024 Toyota Corolla

Sticker Price Range (11 trims)
$22,995 to $29,235
Car Loan Payment Range
$461.11 to $590.98
Rebate Offer
$500

The 2024 Toyota Corolla has a December 2023 rebate of $500. It is a 4 door sedan with 11 trim levels (Hybrid Nightshade Edition Front Wheel Drive, XSE CVT, LE CVT, Hybrid XLE Front Wheel Drive, Hybrid LE Front Wheel Drive, Hybrid LE AWD, SE CVT, Hybrid SE AWD, Nightshade Edition CVT, Hybrid Nightshad...

Hatchbacks for Poor Credit

2023 Nissan LEAF

Sticker Price Range (2 trims)
$29,155 to $37,155
Car Loan Payment Range
$487.44 to $653.93
Rebate Offer
$5,750 plus $4,750 Bonus Cash
Special APR Offer
2.99% plus $4,750 Bonus Cash

The 2023 Nissan LEAF has a December 2023 rebate of $5,750 plus $4,750 bonus cash or special interest rate of 2.99% APR plus $4,750 bonus cash. It is a 4 door hatchback with 2 trim levels (S Hatchback, SV PLUS Hatchback).

2024 Toyota Corolla Hatchback

Sticker Price Range (3 trims)
$24,450 to $27,750
Car Loan Payment Range
$481.69 to $550.37
Rebate Offer
$1,000

The 2024 Toyota Corolla Hatchback has a December 2023 rebate of $1,000. It is a 4 door hatchback with 3 trim levels (XSE CVT, SE CVT, Nightshade Edition CVT).

Extended Cab Pickup Trucks for Poor Credit

2023 Nissan Frontier

Sticker Price Range (4 trims)
$31,065 to $36,965
Car Loan Payment Range
$629.06 to $700.00
Rebate Offer
$500 plus $500 Bonus Cash
Special APR Offer
3.69% plus $500 Bonus Cash
Down Payment Range
$1,000 to $3,672

The 2023 Nissan Frontier has a December 2023 rebate of $500 plus $500 bonus cash or special interest rate of 3.69% APR plus $500 bonus cash. It is a 4 door extended cab pickup truck with 4 trim levels (King Cab 4x2 S Auto, King Cab 4x2 SV Auto, King Cab 4x4 S Aut...

Crew Cab Pickup Trucks for Poor Credit

2024 Hyundai Santa Cruz

Sticker Price Range (7 trims)
$27,985 to $42,405
Car Loan Payment Range
$564.96 to $700.00
Rebate Offer
$500
Special APR Offer
2.99%
Down Payment Range
$1,000 to $9,507

The 2024 Hyundai Santa Cruz has a December 2023 rebate of $500 or special interest rate of 2.99% APR. It is a 4 door crew cab pickup truck with 7 trim levels (SEL AWD, NIGHT AWD, XRT AWD, Limited AWD, SE Front Wheel Drive, SEL Front Wheel Drive, SE AWD).

2023 Nissan Frontier

Sticker Price Range (8 trims)
$32,365 to $40,995
Car Loan Payment Range
$656.12 to $700.00
Rebate Offer
$500 plus $500 Bonus Cash
Special APR Offer
3.69% plus $500 Bonus Cash
Down Payment Range
$1,000 to $7,995

The 2023 Nissan Frontier has a December 2023 rebate of $500 plus $500 bonus cash or special interest rate of 3.69% APR plus $500 bonus cash. It is a 4 door crew cab pickup truck with 8 trim levels (Crew Cab 4x4 S Auto, Crew Cab 4x4 SV Auto, Crew Cab 4x4 PRO-4X Au...

Coupes for Poor Credit

2024 MINI Hardtop 2 Door

Sticker Price Range (4 trims)
$26,795 to $36,395
Car Loan Payment Range
$540.20 to $700.00
Rebate Offer
$500 plus $250 Bonus Cash
Special APR Offer
2.99% plus $250 Bonus Cash
Down Payment Range
$1,000 to $3,061

The 2024 MINI Hardtop 2 Door has a December 2023 rebate of $500 plus $250 bonus cash or special interest rate of 2.99% APR plus $250 bonus cash. It is a 2 door coupe with 4 trim levels (Cooper Front Wheel Drive, Cooper S Front Wheel Drive, Cooper SE Front Wheel D...

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