New Cars Under $40,000

Buy a brand new convertible, coupe, crew cab, extended cab, hatchback, minivan, regular cab, sedan, suv priced below 40K. Estimate auto loan payments based on credit score.

Payments for Vehicles Priced Less Than 40K

Click the + Customize Payments button to tailor your new car auto loan payments to your exact preferences. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Make it uniquely yours by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
National
Credit Score / Avg. Rate
781-850 / 7.09%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00

Will a vehicle under $40,000 fit within your budget? Our calculator will estimate monthly payments, and how much negative equity a bank will finance, on vehicles priced below 40K based on your credit score, trade value, and trade pay off. If the new loan exceeds the maximum monthly payment, or amount of negative equity the bank will accept, the recommended down payment for lender approval is displayed. Use our car affordability calculator to determine the new car price you can afford.

New Cars Under 40000

Models Starting Below $40,000

New car models starting between $30,000 and $40,000.

Sport Utility Vehicles Under 40K

2024 Chevrolet Blazer

Sticker Price Range (2 trims)
$36,795 to $39,495
Car Loan Payment Range
$624.39 to $669.52

The 2024 Chevrolet Blazer is a midsize 4 door sport utility vehicle with 2 trim levels starting under $40,000 and above $30,000 (Front Wheel Drive 4 Door LT with 2LT, AWD 4 Door LT with 2LT).

2024 Chevrolet Equinox

Sticker Price Range (6 trims)
$30,890 to $34,795
Car Loan Payment Range
$525.69 to $590.96

The 2024 Chevrolet Equinox is a small 4 door sport utility vehicle with 6 trim levels starting under $40,000 and above $30,000 (Front Wheel Drive 4 Door RS, Front Wheel Drive 4 Door Premier, AWD 4 Door LT with 1LT, AWD 4 Door RS, Front Wheel Drive 4 Door LT with 1LT, AWD 4 Door Premier).

2023 Chevrolet Traverse

Sticker Price Range (3 trims)
$35,915 to $38,440
Car Loan Payment Range
$609.68 to $651.89

The 2023 Chevrolet Traverse is a midsize 4 door sport utility vehicle with 3 trim levels starting under $40,000 and above $30,000 (Front Wheel Drive 4 Door LS with 1LS, Front Wheel Drive 4 Door LT Cloth with 1LT, AWD 4 Door LS with 1LS).

Sedans Under 40K

2024 Chevrolet Malibu

Sticker Price (1 trim)
$32,595
Car Loan Payment
$554.19

The 2024 Chevrolet Malibu is a midsize 4 door sedan with 1 trim levels starting under $40,000 and above $30,000 (4 Door Sedan 2LT).

2023 Dodge Charger

Sticker Price Range (3 trims)
$36,920 to $40,520
Car Loan Payment Range
$595.31 to $655.48
Rebate Offer
$2,000
Special APR Offer
6.90%

The 2023 Dodge Charger has a December 2023 rebate of $2,000 or special interest rate of 6.90% APR. It is a large 4 door sedan with 3 trim levels starting under $40,000 and above $30,000 (SXT AWD, SXT RWD, GT RWD).

2024 Honda Accord Sedan

Sticker Price (1 trim)
$31,005
Car Loan Payment
$527.61
Special APR Offer
3.90%

The 2024 Honda Accord Sedan has a December 2023 special interest rate of 3.90% APR. It is a midsize 4 door sedan with 1 trim levels starting under $40,000 and above $30,000 (EX CVT).

Regular Cab Pickup Trucks Under 40K

2024 Chevrolet Silverado 1500

Sticker Price Range (2 trims)
$38,795 to $38,995
Car Loan Payment Range
$657.82 to $661.16

The 2024 Chevrolet Silverado 1500 is a long bed 2 door regular cab pickup truck with 2 trim levels starting under $40,000 and above $30,000 (2WD Regular Cab 140" Work Truck, 2WD Regular Cab 126" Work Truck).

2023 Ford F-150

Sticker Price Range (2 trims)
$36,580 to $36,880
Car Loan Payment Range
$620.80 to $625.81
Special APR Offer
1.90% plus $500 Bonus Cash

The 2023 Ford F-150 has a December 2023 special interest rate of 1.90% APR plus $500 bonus cash. It is a long bed 2 door regular cab pickup truck with 2 trim levels starting under $40,000 and above $30,000 (XL 2WD Regular Cab 8 Foot Box, XL 2WD Regular Cab 6.5 Foot Box).

2024 GMC Sierra 1500

Sticker Price Range (2 trims)
$39,695 to $39,895
Car Loan Payment Range
$672.86 to $676.21

The 2024 GMC Sierra 1500 is a standard bed 2 door regular cab pickup truck with 2 trim levels starting under $40,000 and above $30,000 (2WD Regular Cab 126" Pro, 2WD Regular Cab 140" Pro).

Minivans Under 40K

2023 Chrysler Pacifica

Sticker Price (1 trim)
$39,615
Car Loan Payment
$655.94
Rebate Offer
$1,000 plus $750 Bonus Cash
Special APR Offer
8.23% plus $750 Bonus Cash

The 2023 Chrysler Pacifica has a December 2023 rebate of $1,000 plus $750 bonus cash or special interest rate of 8.23% APR plus $750 bonus cash. It is a passenger 4 door minivan with 1 trim levels starting under $40,000 and above $30,000 (Touring Front Wheel Drive).

2024 Honda Odyssey

Sticker Price (1 trim)
$39,215
Car Loan Payment
$664.84
Special APR Offer
3.90%

The 2024 Honda Odyssey has a December 2023 special interest rate of 3.90% APR. It is a passenger 4 door minivan with 1 trim levels starting under $40,000 and above $30,000 (EX Auto).

2024 Kia Carnival

Sticker Price Range (2 trims)
$34,565 to $36,565
Car Loan Payment Range
$587.12 to $620.55

The 2024 Kia Carnival is a passenger 4 door minivan with 2 trim levels starting under $40,000 and above $30,000 (LX Front Wheel Drive with Seat Pkg, LX Front Wheel Drive).

Hatchbacks Under 40K

2024 Honda HR-V

Sticker Price Range (2 trims)
$30,475 to $31,025
Car Loan Payment Range
$518.75 to $527.95
Special APR Offer
3.90%

The 2024 Honda HR-V has a December 2023 special interest rate of 3.90% APR. It is a compact 4 door hatchback with 2 trim levels starting under $40,000 and above $30,000 (EX-L AWD CVT, EX-L AWD CVT with o BSI).

2023 Chevrolet Bolt EV

Sticker Price (1 trim)
$30,695
Car Loan Payment
$522.43

The 2023 Chevrolet Bolt EV is a sub compact 4 door hatchback with 1 trim levels starting under $40,000 and above $30,000 (5 Door Wagon 2LT).

2023 Kia EV6

Sticker Price (1 trim)
$43,925
Car Loan Payment
$665.64
Rebate Offer
$5,000 plus $1,000 Bonus Cash
Special APR Offer
0.90% plus $1,000 Bonus Cash

The 2023 Kia EV6 has a December 2023 rebate of $5,000 plus $1,000 bonus cash or special interest rate of 0.90% APR plus $1,000 bonus cash. It is a compact 4 door hatchback with 1 trim levels starting under $40,000 and above $30,000 (Light RWD).

Extended Cab Pickup Trucks Under 40K

2023 Nissan Frontier

Sticker Price Range (4 trims)
$31,065 to $36,965
Car Loan Payment Range
$528.61 to $627.23
Special APR Offer
3.69% plus $500 Bonus Cash

The 2023 Nissan Frontier has a December 2023 special interest rate of 3.69% APR plus $500 bonus cash. It is a standard bed 4 door extended cab pickup truck with 4 trim levels starting under $40,000 and above $30,000 (King Cab 4x2 SV Auto, King Cab 4x4 S Auto, King Cab 4x4 SV Auto, King Cab 4x2 S Auto...

2023 Toyota Tacoma 2WD

Sticker Price Range (5 trims)
$30,095 to $37,005
Car Loan Payment Range
$512.40 to $627.90
Special APR Offer
3.99%

The 2023 Toyota Tacoma 2WD has a December 2023 special interest rate of 3.99% APR. It is a standard bed 4 door extended cab pickup truck with 5 trim levels starting under $40,000 and above $30,000 (SR Access Cab 6 Foot Bed V6 AT, SR5 Access Cab 6 Foot Bed V6 AT, TRD Sport Access Cab 6 Foot Bed V6 AT,...

2023 Toyota Tacoma 4WD

Sticker Price Range (5 trims)
$33,170 to $38,780
Car Loan Payment Range
$563.80 to $657.57
Special APR Offer
3.99%

The 2023 Toyota Tacoma 4WD has a December 2023 special interest rate of 3.99% APR. It is a standard bed 4 door extended cab pickup truck with 5 trim levels starting under $40,000 and above $30,000 (SR5 Access Cab 6 Foot Bed I4 AT, SR Access Cab 6 Foot Bed V6 AT, SR5 Access Cab 6 Foot Bed V6 AT, TRD S...

Crew Cab Pickup Trucks Under 40K

2024 Chevrolet Colorado

Sticker Price Range (5 trims)
$31,095 to $38,895
Car Loan Payment Range
$529.12 to $659.49

The 2024 Chevrolet Colorado is a short bed 4 door crew cab pickup truck with 5 trim levels starting under $40,000 and above $30,000 (4x4 Crew Cab WT, 4x4 Crew Cab LT, 4x4 Crew Cab Trail Boss, 2WD Crew Cab WT, 2WD Crew Cab LT).

2024 Ford Ranger

Sticker Price Range (3 trims)
$34,160 to $37,805
Car Loan Payment Range
$580.35 to $641.27

The 2024 Ford Ranger is a short bed 4 door crew cab pickup truck with 3 trim levels starting under $40,000 and above $30,000 (XL 2WD SuperCrew 5 Foot Box, XLT 2WD SuperCrew 5 Foot Box, XL 4x4 SuperCrew 5 Foot Box).

2023 Nissan Frontier

Sticker Price Range (6 trims)
$32,365 to $38,165
Car Loan Payment Range
$550.34 to $647.29
Special APR Offer
3.69% plus $500 Bonus Cash

The 2023 Nissan Frontier has a December 2023 special interest rate of 3.69% APR plus $500 bonus cash. It is a short bed 4 door crew cab pickup truck with 6 trim levels starting under $40,000 and above $30,000 (Crew Cab 4x2 S Auto, Crew Cab 4x4 SV Auto, Crew Cab 4x2 SV Auto, Crew Cab 4x2 PRO-X Auto, C...

Coupes Under 40K

2024 Chevrolet Camaro

Sticker Price Range (3 trims)
$32,495 to $38,495
Car Loan Payment Range
$552.52 to $652.81

The 2024 Chevrolet Camaro is a compact 2 door coupe with 3 trim levels starting under $40,000 and above $30,000 (2 Door Coupe 3LT, 2 Door Coupe 1LT, 2 Door Coupe 2LT).

2023 Dodge Challenger

Sticker Price Range (4 trims)
$34,395 to $40,695
Car Loan Payment Range
$553.10 to $658.41
Rebate Offer
$2,000
Special APR Offer
6.90%

The 2023 Dodge Challenger has a December 2023 rebate of $2,000 or special interest rate of 6.90% APR. It is a compact 2 door coupe with 4 trim levels starting under $40,000 and above $30,000 (GT RWD, SXT AWD, GT AWD, SXT RWD).

2024 Ford Mustang

Sticker Price Range (2 trims)
$32,515 to $38,040
Car Loan Payment Range
$552.85 to $645.20
Special APR Offer
4.90%

The 2024 Ford Mustang has a December 2023 special interest rate of 4.90% APR. It is a compact 2 door coupe with 2 trim levels starting under $40,000 and above $30,000 (EcoBoost Fastback, EcoBoost Premium Fastback).

Convertibles Under 40K

2024 Chevrolet Camaro

Sticker Price (1 trim)
$38,495
Car Loan Payment
$652.81

The 2024 Chevrolet Camaro is a compact 2 door convertible with 1 trim levels starting under $40,000 and above $30,000 (2 Door Convertible 1LT).

2023 Mazda MX-5 Miata

Sticker Price Range (3 trims)
$32,715 to $34,715
Car Loan Payment Range
$556.19 to $589.62
Special APR Offer
0.90%

The 2023 Mazda MX-5 Miata has a December 2023 special interest rate of 0.90% APR. It is a two seater 2 door convertible with 3 trim levels starting under $40,000 and above $30,000 (Grand Touring Auto, Club Manual, Grand Touring Manual).

2023 Mazda MX-5 Miata RF

Sticker Price Range (2 trims)
$36,915 to $37,465
Car Loan Payment Range
$626.40 to $635.59
Special APR Offer
0.90%

The 2023 Mazda MX-5 Miata RF has a December 2023 special interest rate of 0.90% APR. It is a two seater 2 door convertible with 2 trim levels starting under $40,000 and above $30,000 (Grand Touring Manual, Grand Touring Auto).

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