Buy a brand new convertible, coupe, crew cab, extended cab, hatchback, minivan, regular cab, sedan, suv priced below 40K. Estimate auto loan payments based on credit score.
Click the + Customize Payments button to tailor your new car auto loan payments to your exact preferences. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. The Sticker Price accounts for the MSRP and Destination Charge. Make it uniquely yours by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!
Will a vehicle under $40,000 fit within your budget? Our calculator will estimate monthly payments, and how much negative equity a bank will finance, on vehicles priced below 40K based on your credit score, trade value, and trade pay off. If the new loan exceeds the maximum monthly payment, or amount of negative equity the bank will accept, the recommended down payment for lender approval is displayed. Use our car affordability calculator to determine the new car price you can afford.
New car models starting between $30,000 and $40,000.
The 2024 Chevrolet Blazer is a midsize 4 door sport utility vehicle with 2 trim levels starting under $40,000 and above $30,000 (Front Wheel Drive 4 Door LT with 2LT, AWD 4 Door LT with 2LT).
The 2024 Chevrolet Equinox is a small 4 door sport utility vehicle with 6 trim levels starting under $40,000 and above $30,000 (Front Wheel Drive 4 Door RS, Front Wheel Drive 4 Door Premier, AWD 4 Door LT with 1LT, AWD 4 Door RS, Front Wheel Drive 4 Door LT with 1LT, AWD 4 Door Premier).
The 2023 Chevrolet Traverse is a midsize 4 door sport utility vehicle with 3 trim levels starting under $40,000 and above $30,000 (Front Wheel Drive 4 Door LS with 1LS, Front Wheel Drive 4 Door LT Cloth with 1LT, AWD 4 Door LS with 1LS).
The 2024 Chevrolet Malibu is a midsize 4 door sedan with 1 trim levels starting under $40,000 and above $30,000 (4 Door Sedan 2LT).
The 2023 Dodge Charger has a December 2023 rebate of $2,000 or special interest rate of 6.90% APR. It is a large 4 door sedan with 3 trim levels starting under $40,000 and above $30,000 (SXT AWD, SXT RWD, GT RWD).
The 2024 Honda Accord Sedan has a December 2023 special interest rate of 3.90% APR. It is a midsize 4 door sedan with 1 trim levels starting under $40,000 and above $30,000 (EX CVT).
The 2024 Chevrolet Silverado 1500 is a long bed 2 door regular cab pickup truck with 2 trim levels starting under $40,000 and above $30,000 (2WD Regular Cab 140" Work Truck, 2WD Regular Cab 126" Work Truck).
The 2023 Ford F-150 has a December 2023 special interest rate of 1.90% APR plus $500 bonus cash. It is a long bed 2 door regular cab pickup truck with 2 trim levels starting under $40,000 and above $30,000 (XL 2WD Regular Cab 8 Foot Box, XL 2WD Regular Cab 6.5 Foot Box).
The 2024 GMC Sierra 1500 is a standard bed 2 door regular cab pickup truck with 2 trim levels starting under $40,000 and above $30,000 (2WD Regular Cab 126" Pro, 2WD Regular Cab 140" Pro).
The 2023 Chrysler Pacifica has a December 2023 rebate of $1,000 plus $750 bonus cash or special interest rate of 8.23% APR plus $750 bonus cash. It is a passenger 4 door minivan with 1 trim levels starting under $40,000 and above $30,000 (Touring Front Wheel Drive).
The 2024 Honda Odyssey has a December 2023 special interest rate of 3.90% APR. It is a passenger 4 door minivan with 1 trim levels starting under $40,000 and above $30,000 (EX Auto).
The 2024 Kia Carnival is a passenger 4 door minivan with 2 trim levels starting under $40,000 and above $30,000 (LX Front Wheel Drive with Seat Pkg, LX Front Wheel Drive).
The 2024 Honda HR-V has a December 2023 special interest rate of 3.90% APR. It is a compact 4 door hatchback with 2 trim levels starting under $40,000 and above $30,000 (EX-L AWD CVT, EX-L AWD CVT with o BSI).
The 2023 Chevrolet Bolt EV is a sub compact 4 door hatchback with 1 trim levels starting under $40,000 and above $30,000 (5 Door Wagon 2LT).
The 2023 Kia EV6 has a December 2023 rebate of $5,000 plus $1,000 bonus cash or special interest rate of 0.90% APR plus $1,000 bonus cash. It is a compact 4 door hatchback with 1 trim levels starting under $40,000 and above $30,000 (Light RWD).
The 2023 Nissan Frontier has a December 2023 special interest rate of 3.69% APR plus $500 bonus cash. It is a standard bed 4 door extended cab pickup truck with 4 trim levels starting under $40,000 and above $30,000 (King Cab 4x2 SV Auto, King Cab 4x4 S Auto, King Cab 4x4 SV Auto, King Cab 4x2 S Auto...
The 2023 Toyota Tacoma 2WD has a December 2023 special interest rate of 3.99% APR. It is a standard bed 4 door extended cab pickup truck with 5 trim levels starting under $40,000 and above $30,000 (SR Access Cab 6 Foot Bed V6 AT, SR5 Access Cab 6 Foot Bed V6 AT, TRD Sport Access Cab 6 Foot Bed V6 AT,...
The 2023 Toyota Tacoma 4WD has a December 2023 special interest rate of 3.99% APR. It is a standard bed 4 door extended cab pickup truck with 5 trim levels starting under $40,000 and above $30,000 (SR5 Access Cab 6 Foot Bed I4 AT, SR Access Cab 6 Foot Bed V6 AT, SR5 Access Cab 6 Foot Bed V6 AT, TRD S...
The 2024 Chevrolet Colorado is a short bed 4 door crew cab pickup truck with 5 trim levels starting under $40,000 and above $30,000 (4x4 Crew Cab WT, 4x4 Crew Cab LT, 4x4 Crew Cab Trail Boss, 2WD Crew Cab WT, 2WD Crew Cab LT).
The 2024 Ford Ranger is a short bed 4 door crew cab pickup truck with 3 trim levels starting under $40,000 and above $30,000 (XL 2WD SuperCrew 5 Foot Box, XLT 2WD SuperCrew 5 Foot Box, XL 4x4 SuperCrew 5 Foot Box).
The 2023 Nissan Frontier has a December 2023 special interest rate of 3.69% APR plus $500 bonus cash. It is a short bed 4 door crew cab pickup truck with 6 trim levels starting under $40,000 and above $30,000 (Crew Cab 4x2 S Auto, Crew Cab 4x4 SV Auto, Crew Cab 4x2 SV Auto, Crew Cab 4x2 PRO-X Auto, C...
The 2024 Chevrolet Camaro is a compact 2 door coupe with 3 trim levels starting under $40,000 and above $30,000 (2 Door Coupe 3LT, 2 Door Coupe 1LT, 2 Door Coupe 2LT).
The 2023 Dodge Challenger has a December 2023 rebate of $2,000 or special interest rate of 6.90% APR. It is a compact 2 door coupe with 4 trim levels starting under $40,000 and above $30,000 (GT RWD, SXT AWD, GT AWD, SXT RWD).
The 2024 Ford Mustang has a December 2023 special interest rate of 4.90% APR. It is a compact 2 door coupe with 2 trim levels starting under $40,000 and above $30,000 (EcoBoost Fastback, EcoBoost Premium Fastback).
The 2024 Chevrolet Camaro is a compact 2 door convertible with 1 trim levels starting under $40,000 and above $30,000 (2 Door Convertible 1LT).
The 2023 Mazda MX-5 Miata has a December 2023 special interest rate of 0.90% APR. It is a two seater 2 door convertible with 3 trim levels starting under $40,000 and above $30,000 (Grand Touring Auto, Club Manual, Grand Touring Manual).
The 2023 Mazda MX-5 Miata RF has a December 2023 special interest rate of 0.90% APR. It is a two seater 2 door convertible with 2 trim levels starting under $40,000 and above $30,000 (Grand Touring Manual, Grand Touring Auto).
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