Fort Walton Beach, FL Used Cars Under $400 a Month

2025 Nissan Altima 2.5 SV

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This low mileage preowned 2025 Nissan Altima 2.5 SV AWD sedan under 30,000 miles, cvt transmission, and 25 MPG, 2.5L gas engine is for sale right now below $21K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$20,779
Est. Payment:	$406.81 / 72 months @ 7.13% APR
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Mileage:	30,027
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$20,779.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,320.01
Avg. DMV Fee	363.00
Cash Sale Price	$23,774.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,774.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$406.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,779.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Toyota Avalon XLE Premium

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This below average mileage second hand 2015 Toyota Avalon XLE Premium FWD sedan below 60,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now under $19K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$18,444
Est. Payment:	$420.73 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,483
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$18,444.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,063.16
Avg. DMV Fee	363.00
Cash Sale Price	$21,182.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,182.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$420.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte LXS

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This low mileage second hand 2024 Kia Forte LXS FWD sedan below 10,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now under $20K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$19,997
Est. Payment:	$391.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,022
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$19,997.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,233.99
Avg. DMV Fee	363.00
Cash Sale Price	$22,905.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,905.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$391.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Kia Sportage EX

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This average mileage used 2018 Kia Sportage EX AWD SUV under 84,000 miles, a transmission, and 25 MPG, 2.4L gas engine is for sale right now below $15K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$14,997
Est. Payment:	$416.66 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,652
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$14,997.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,683.99
Avg. DMV Fee	363.00
Cash Sale Price	$17,355.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,355.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$416.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2001 Ford F-150 XL

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This high mileage used 2001 Ford F-150 XL RWD pickup below 282,000 miles, a transmission, and 25 MPG, 5.4L gas engine is for sale right now below $8K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$7,500
Est. Payment:	$329.67 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	282,263
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$7,500.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	859.32
Avg. DMV Fee	363.00
Cash Sale Price	$9,034.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,034.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$329.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $7,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Nissan Murano Platinum

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This below average mileage second hand 2017 Nissan Murano Platinum FWD SUV below 69,000 miles, cvt transmission, and 25 MPG, 3.5L gas engine is for sale right now under $18K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$17,163
Est. Payment:	$392.49 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,822
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$17,163.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,922.25
Avg. DMV Fee	363.00
Cash Sale Price	$19,760.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,760.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$392.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,163.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $400 / Month

2025 Nissan Altima 2.5 SV

2015 Toyota Avalon XLE Premium

2024 Kia Forte LXS

2018 Kia Sportage EX

2001 Ford F-150 XL

2017 Nissan Murano Platinum

Used Cars under $400 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $400 / Month

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2015 Toyota Avalon XLE Premium

Toyota Avalon XLE Premium

2015 Toyota Avalon XLE Premium Car Loan Estimate

2024 Kia Forte LXS

Kia Forte LXS

2024 Kia Forte LXS Car Loan Estimate

2018 Kia Sportage EX

Kia Sportage EX

2018 Kia Sportage EX Car Loan Estimate

2001 Ford F-150 XL

Ford F-150 XL

2001 Ford F-150 XL Car Loan Estimate

2017 Nissan Murano Platinum

Nissan Murano Platinum

2017 Nissan Murano Platinum Car Loan Estimate

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