Fort Walton Beach, FL Used Cars Under $450 a Month

2026 Hyundai KONA SEL Sport

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This low mileage certified preowned 2026 Hyundai KONA SEL Sport FWD SUV below 3,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $24K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$23,999
Est. Payment:	$467.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,005
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$23,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,674.21
Avg. DMV Fee	363.00
Cash Sale Price	$27,348.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,348.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$467.97

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA Limited

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This low mileage second hand 2023 Hyundai ELANTRA Limited FWD sedan under 31,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $23K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$22,450
Est. Payment:	$438.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,983
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$22,450.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,503.82
Avg. DMV Fee	363.00
Cash Sale Price	$25,628.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,628.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$438.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage second hand 2023 Hyundai SANTA FE SEL FWD SUV below 41,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $24K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$23,450
Est. Payment:	$457.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,087
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$23,450.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,613.82
Avg. DMV Fee	363.00
Cash Sale Price	$26,738.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,738.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$457.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan below 3,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $23K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$22,250
Est. Payment:	$434.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,105
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$22,250.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,481.82
Avg. DMV Fee	363.00
Cash Sale Price	$25,406.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,406.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$434.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA SEL Sport

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This low mileage certified used 2026 Hyundai ELANTRA SEL Sport FWD sedan under 3,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $22K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$21,995
Est. Payment:	$429.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,296
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$21,995.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,453.77
Avg. DMV Fee	363.00
Cash Sale Price	$25,123.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,123.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$429.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Explorer XLT

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This low mileage used 2018 Ford Explorer XLT FWD SUV below 43,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $23K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$22,488
Est. Payment:	$439.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,208
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$22,488.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,508.00
Avg. DMV Fee	363.00
Cash Sale Price	$25,671.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,671.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$439.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Toyota Avalon Limited

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This below average mileage preowned 2015 Toyota Avalon Limited FWD sedan below 60,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $20K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$19,479
Est. Payment:	$443.55 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,483
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$19,479.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,177.01
Avg. DMV Fee	363.00
Cash Sale Price	$22,331.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,331.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$443.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Renegade Latitude

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This high mileage second hand 2018 Jeep Renegade Latitude FWD SUV under 103,000 miles, automatic transmission, and 2.4L gas engine is for sale right now under $12K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$11,999
Est. Payment:	$433.98 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,500
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$11,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,354.21
Avg. DMV Fee	363.00
Cash Sale Price	$14,028.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,028.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$433.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Bronco Sport Big Bend

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This below average mileage second hand 2021 Ford Bronco Sport Big Bend AWD SUV under 68,000 miles, automatic transmission, and 1.5L gas engine is for sale right now below $21K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$20,497
Est. Payment:	$466.00 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,735
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$20,497.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,288.99
Avg. DMV Fee	363.00
Cash Sale Price	$23,460.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,460.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$466.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA SEL

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This low mileage second hand 2025 Hyundai SONATA SEL FWD sedan below 28,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $23K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$22,997
Est. Payment:	$448.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,984
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$22,997.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,563.99
Avg. DMV Fee	363.00
Cash Sale Price	$26,235.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,235.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$448.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $450 / Month

2026 Hyundai KONA SEL Sport

2023 Hyundai ELANTRA Limited

2023 Hyundai SANTA FE SEL

2025 Hyundai ELANTRA SEL Sport

2026 Hyundai ELANTRA SEL Sport

2018 Ford Explorer XLT

2015 Toyota Avalon Limited

2018 Jeep Renegade Latitude

2021 Ford Bronco Sport Big Bend

2025 Hyundai SONATA SEL

Used Cars under $450 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $450 / Month

2026 Hyundai KONA SEL Sport

Hyundai KONA SEL Sport

2026 Hyundai KONA SEL Sport Car Loan Estimate

2023 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2023 Hyundai ELANTRA Limited Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2026 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2026 Hyundai ELANTRA SEL Sport Car Loan Estimate

2018 Ford Explorer XLT

Ford Explorer XLT

2018 Ford Explorer XLT Car Loan Estimate

2015 Toyota Avalon Limited

Toyota Avalon Limited

2015 Toyota Avalon Limited Car Loan Estimate

2018 Jeep Renegade Latitude

Jeep Renegade Latitude

2018 Jeep Renegade Latitude Car Loan Estimate

2021 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2021 Ford Bronco Sport Big Bend Car Loan Estimate

2025 Hyundai SONATA SEL

Hyundai SONATA SEL

2025 Hyundai SONATA SEL Car Loan Estimate

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