Fort Walton Beach, FL Used Cars Under $550 a Month

2026 Hyundai SANTA CRUZ SEL

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This low mileage certified used 2026 Hyundai SANTA CRUZ SEL FWD pickup below 3,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $30K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$29,900
Est. Payment:	$580.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,372
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$29,900.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,323.32
Avg. DMV Fee	363.00
Cash Sale Price	$33,898.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,898.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$580.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA SEL Sport

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This low mileage certified used 2026 Hyundai SONATA SEL Sport AWD sedan below 3,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $29K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$28,999
Est. Payment:	$562.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,006
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$28,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,224.21
Avg. DMV Fee	363.00
Cash Sale Price	$32,898.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,898.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$562.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL

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This high mileage preowned 2020 Hyundai SANTA FE SEL FWD SUV under 102,000 miles, automatic transmission, and 20 MPG, 2.4L gas engine is for sale right now below $16K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$16,000
Est. Payment:	$571.38 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,646
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$16,000.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,794.32
Avg. DMV Fee	363.00
Cash Sale Price	$18,469.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,469.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$571.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $16,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Wrangler JK Unlimited Sport

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This below average mileage second hand 2018 Jeep Wrangler JK Unlimited Sport 4x4 SUV below 65,000 miles, transmission, and 20 MPG, 3.6L gas engine is for sale right now below $25K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$24,999
Est. Payment:	$565.25 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,642
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$24,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,784.21
Avg. DMV Fee	363.00
Cash Sale Price	$28,458.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,458.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$565.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Explorer XLT

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This below average mileage preowned 2020 Ford Explorer XLT RWD SUV below 65,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $24K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$23,488
Est. Payment:	$531.94 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,065
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$23,488.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,618.00
Avg. DMV Fee	363.00
Cash Sale Price	$26,781.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,781.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$531.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Lincoln MKX Base

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This high mileage preowned 2013 Lincoln MKX Base FWD SUV under 137,000 miles, automatic transmission, and 20 MPG, 3.7L gas engine is for sale right now below $11K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$10,888
Est. Payment:	$466.90 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	137,225
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$10,888.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,232.00
Avg. DMV Fee	363.00
Cash Sale Price	$12,795.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,795.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$466.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $10,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Edge Titanium

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This low mileage used 2022 Ford Edge Titanium AWD SUV under 34,000 miles, automatic transmission, and 20 MPG, 2.0L gas engine is for sale right now below $29K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$28,989
Est. Payment:	$562.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,392
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$28,989.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,223.11
Avg. DMV Fee	363.00
Cash Sale Price	$32,887.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,887.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$562.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Classic Warlock

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This below average mileage preowned 2020 Ram 1500 Classic Warlock 4x4 pickup under 64,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now under $26K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$25,477
Est. Payment:	$575.79 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,204
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$25,477.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,836.79
Avg. DMV Fee	363.00
Cash Sale Price	$28,988.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,988.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$575.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,477.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $550 / Month

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SONATA SEL Sport

2020 Hyundai SANTA FE SEL

2018 Jeep Wrangler JK Unlimited Sport

2020 Ford Explorer XLT

2013 Lincoln MKX Base

2022 Ford Edge Titanium

2020 Ram 1500 Classic Warlock

Used Cars under $550 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $550 / Month

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SONATA SEL Sport

Hyundai SONATA SEL Sport

2026 Hyundai SONATA SEL Sport Car Loan Estimate

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2018 Jeep Wrangler JK Unlimited Sport

Jeep Wrangler JK Unlimited Sport

2018 Jeep Wrangler JK Unlimited Sport Car Loan Estimate

2020 Ford Explorer XLT

Ford Explorer XLT

2020 Ford Explorer XLT Car Loan Estimate

2013 Lincoln MKX Base

Lincoln MKX Base

2013 Lincoln MKX Base Car Loan Estimate

2022 Ford Edge Titanium

Ford Edge Titanium

2022 Ford Edge Titanium Car Loan Estimate

2020 Ram 1500 Classic Warlock

Ram 1500 Classic Warlock

2020 Ram 1500 Classic Warlock Car Loan Estimate

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