Fort Walton Beach, FL Used Cars Under $550 a Month

2026 Hyundai SANTA CRUZ SEL

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This low mileage second hand 2026 Hyundai SANTA CRUZ SEL FWD pickup under 3,000 miles, a transmission, and 2.5L gas engine is for sale right now under $30K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$29,900
Est. Payment:	$580.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,372
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$29,900.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,323.32
Avg. DMV Fee	363.00
Cash Sale Price	$33,898.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,898.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$580.05

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA SEL Sport

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This low mileage preowned 2026 Hyundai SONATA SEL Sport AWD sedan under 3,000 miles, a transmission, and 2.5L gas engine is for sale right now under $29K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$28,999
Est. Payment:	$562.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,006
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$28,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,224.21
Avg. DMV Fee	363.00
Cash Sale Price	$32,898.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,898.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$562.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Honda CR-V LX

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This high mileage second hand 2019 Honda CR-V LX AWD SUV below 115,000 miles, cvt transmission, and 2.4L gas engine is for sale right now below $16K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$15,299
Est. Payment:	$547.31 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,299
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$15,299.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,717.21
Avg. DMV Fee	363.00
Cash Sale Price	$17,691.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,691.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$547.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chevrolet Traverse Premier

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This high mileage preowned 2017 Chevrolet Traverse Premier FWD SUV below 134,000 miles, a transmission, and 3.6L gas engine is for sale right now under $11K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$10,799
Est. Payment:	$463.30 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	133,767
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$10,799.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,222.21
Avg. DMV Fee	363.00
Cash Sale Price	$12,696.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,696.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$463.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $10,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Mazda CX-90 3.3 Turbo Select

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This low mileage second hand 2024 Mazda CX-90 3.3 Turbo Select AWD SUV below 38,000 miles, a transmission, and 3.3L hybrid engine is for sale right now below $29K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$28,799
Est. Payment:	$559.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,421
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$28,799.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,202.21
Avg. DMV Fee	363.00
Cash Sale Price	$32,676.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,676.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$559.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Traverse LT Cloth

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This high mileage preowned 2019 Chevrolet Traverse LT Cloth FWD SUV below 114,000 miles, a transmission, and 3.6L gas engine is for sale right now under $16K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$15,483
Est. Payment:	$553.62 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,752
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$15,483.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,737.45
Avg. DMV Fee	363.00
Cash Sale Price	$17,895.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,895.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$553.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,483.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Tradesman

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This average mileage used 2022 Ram 1500 Tradesman 4X2 pickup under 76,000 miles, a transmission, and 5.7L gas engine is for sale right now under $23K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$22,998
Est. Payment:	$569.41 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	76,239
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$22,998.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,564.10
Avg. DMV Fee	363.00
Cash Sale Price	$26,237.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,237.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$569.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 BMW 3 Series 335i xDrive

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This high mileage used 2015 BMW 3 Series 335i xDrive AWD sedan under 111,000 miles, transmission, and 3.0L gas engine is for sale right now below $15K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$14,999
Est. Payment:	$537.00 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,685
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$14,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,684.21
Avg. DMV Fee	363.00
Cash Sale Price	$17,358.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,358.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$537.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $550 / Month

2026 Hyundai SANTA CRUZ SEL

2026 Hyundai SONATA SEL Sport

2019 Honda CR-V LX

2017 Chevrolet Traverse Premier

2024 Mazda CX-90 3.3 Turbo Select

2019 Chevrolet Traverse LT Cloth

2022 Ram 1500 Tradesman

2015 BMW 3 Series 335i xDrive

Used Cars under $550 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $550 / Month

2026 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2026 Hyundai SANTA CRUZ SEL Car Loan Estimate

2026 Hyundai SONATA SEL Sport

Hyundai SONATA SEL Sport

2026 Hyundai SONATA SEL Sport Car Loan Estimate

2019 Honda CR-V LX

Honda CR-V LX

2019 Honda CR-V LX Car Loan Estimate

2017 Chevrolet Traverse Premier

Chevrolet Traverse Premier

2017 Chevrolet Traverse Premier Car Loan Estimate

2024 Mazda CX-90 3.3 Turbo Select

Mazda CX-90 3.3 Turbo Select

2024 Mazda CX-90 3.3 Turbo Select Car Loan Estimate

2019 Chevrolet Traverse LT Cloth

Chevrolet Traverse LT Cloth

2019 Chevrolet Traverse LT Cloth Car Loan Estimate

2022 Ram 1500 Tradesman

Ram 1500 Tradesman

2022 Ram 1500 Tradesman Car Loan Estimate

2015 BMW 3 Series 335i xDrive

BMW 3 Series 335i xDrive

2015 BMW 3 Series 335i xDrive Car Loan Estimate

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