Fort Walton Beach, FL Used Cars Under $650 a Month

2010 Ford F-150 XLT

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This high mileage second hand 2010 Ford F-150 XLT RWD pickup below 170,000 miles, automatic transmission, and 23 MPG, 5.4L gas engine is for sale right now under $12K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$11,999
Est. Payment:	$511.90 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	169,524
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$11,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,354.21
Avg. DMV Fee	363.00
Cash Sale Price	$14,028.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,028.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$511.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Corolla LE

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This high mileage second hand 2022 Toyota Corolla LE FWD sedan under 114,000 miles, cvt transmission, and 23 MPG, 1.8L gas engine is for sale right now below $18K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$17,777
Est. Payment:	$632.40 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,933
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$17,777.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,989.79
Avg. DMV Fee	363.00
Cash Sale Price	$20,441.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,441.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$632.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage second hand 2023 Ford Explorer XLT AWD SUV under 31,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $33K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$32,777
Est. Payment:	$634.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,219
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$32,777.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,639.79
Avg. DMV Fee	363.00
Cash Sale Price	$37,091.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,091.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$634.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 King Ranch

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This low mileage used 2018 Ford F-150 King Ranch RWD pickup under 21,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $36K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$35,297
Est. Payment:	$682.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,909
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$35,297.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,916.99
Avg. DMV Fee	363.00
Cash Sale Price	$39,888.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,888.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$682.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,297.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Camry LE

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This low mileage second hand 2025 Toyota Camry LE FWD sedan below 9,000 miles, cvt transmission, and 23 MPG, 2.5L hybrid engine is for sale right now below $34K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$33,398
Est. Payment:	$646.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,571
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$33,398.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,708.10
Avg. DMV Fee	363.00
Cash Sale Price	$37,781.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,781.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$646.49

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 Work Truck

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This low mileage second hand 2024 Chevrolet Silverado 1500 Work Truck RWD pickup below 53,000 miles, automatic transmission, and 23 MPG, 5.3L gas engine is for sale right now under $32K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$31,997
Est. Payment:	$665.12 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,975
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$31,997.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,553.99
Avg. DMV Fee	363.00
Cash Sale Price	$36,225.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,225.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$665.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Honda CR-V LX

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This high mileage preowned 2019 Honda CR-V LX AWD SUV below 115,000 miles, cvt transmission, and 23 MPG, 2.4L gas engine is for sale right now below $18K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$17,949
Est. Payment:	$638.31 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,299
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$17,949.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,008.71
Avg. DMV Fee	363.00
Cash Sale Price	$20,632.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,632.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$638.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer Timberline

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This low mileage second hand 2022 Ford Explorer Timberline AWD SUV under 32,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $35K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$34,759
Est. Payment:	$672.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,306
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$34,759.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,857.81
Avg. DMV Fee	363.00
Cash Sale Price	$39,291.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,291.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$672.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,759.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Explorer Limited

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This high mileage preowned 2018 Ford Explorer Limited FWD SUV under 103,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $18K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$17,777
Est. Payment:	$632.40 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,676
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$17,777.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,989.79
Avg. DMV Fee	363.00
Cash Sale Price	$20,441.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,441.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$632.40

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $650 / Month

2010 Ford F-150 XLT

2022 Toyota Corolla LE

2023 Ford Explorer XLT

2018 Ford F-150 King Ranch

2025 Toyota Camry LE

2024 Chevrolet Silverado 1500 Work Truck

2019 Honda CR-V LX

2022 Ford Explorer Timberline

2018 Ford Explorer Limited

Used Cars under $650 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $650 / Month

2010 Ford F-150 XLT

Ford F-150 XLT

2010 Ford F-150 XLT Car Loan Estimate

2022 Toyota Corolla LE

Toyota Corolla LE

2022 Toyota Corolla LE Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2018 Ford F-150 King Ranch

Ford F-150 King Ranch

2018 Ford F-150 King Ranch Car Loan Estimate

2025 Toyota Camry LE

Toyota Camry LE

2025 Toyota Camry LE Car Loan Estimate

2024 Chevrolet Silverado 1500 Work Truck

Chevrolet Silverado 1500 Work Truck

2024 Chevrolet Silverado 1500 Work Truck Car Loan Estimate

2019 Honda CR-V LX

Honda CR-V LX

2019 Honda CR-V LX Car Loan Estimate

2022 Ford Explorer Timberline

Ford Explorer Timberline

2022 Ford Explorer Timberline Car Loan Estimate

2018 Ford Explorer Limited

Ford Explorer Limited

2018 Ford Explorer Limited Car Loan Estimate

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