Fort Walton Beach, FL Used Cars Under $700 a Month

2026 BMW 2 Series 228 Gran Coupe

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This low mileage certified second hand 2026 BMW 2 Series 228 Gran Coupe FWD sedan under 16,000 miles, transmission, and 2.0L gas engine is for sale right now under $38K at BMW of Fort Walton Beach in Fort Walton Beach, FL. ...View More Details

Sales Price:	$37,094
Est. Payment:	$716.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,871
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$37,094.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,114.66
Avg. DMV Fee	363.00
Cash Sale Price	$41,883.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,883.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,094.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT4 Sport

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This low mileage used 2024 Cadillac XT4 Sport 4x4 SUV under 19,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $38K at BMW of Fort Walton Beach in Fort Walton Beach, FL. ...View More Details

Sales Price:	$37,849
Est. Payment:	$731.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,408
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$37,849.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,197.71
Avg. DMV Fee	363.00
Cash Sale Price	$42,721.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,721.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$731.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,849.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger XLT

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This low mileage second hand 2024 Ford Ranger XLT RWD pickup below 51,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $34K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$33,999
Est. Payment:	$705.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,091
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,774.21
Avg. DMV Fee	363.00
Cash Sale Price	$38,448.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,448.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$705.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Transit 350 XL

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This average mileage second hand 2019 Ford Transit 350 XL RWD van under 79,000 miles, automatic transmission, and 3.7L gas engine is for sale right now below $28K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$27,999
Est. Payment:	$689.88 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,558
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$27,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,114.21
Avg. DMV Fee	363.00
Cash Sale Price	$31,788.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,788.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$689.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger XLT

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This low mileage used 2025 Ford Ranger XLT RWD pickup below 7,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $37K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$36,988
Est. Payment:	$714.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,883
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,103.00
Avg. DMV Fee	363.00
Cash Sale Price	$41,766.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,766.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$714.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 LT

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This below average mileage preowned 2022 Chevrolet Silverado 1500 LT 4x4 pickup under 63,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $31K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$30,997
Est. Payment:	$697.49 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,035
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$30,997.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,443.99
Avg. DMV Fee	363.00
Cash Sale Price	$35,115.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,115.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$697.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado Z71

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This low mileage preowned 2024 Chevrolet Colorado Z71 4x4 pickup under 25,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $36K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$35,988
Est. Payment:	$695.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,996
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,993.00
Avg. DMV Fee	363.00
Cash Sale Price	$40,656.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,656.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$695.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Canyon Elevation

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This low mileage preowned 2025 GMC Canyon Elevation RWD pickup under 13,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $37K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$36,999
Est. Payment:	$714.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,492
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,104.21
Avg. DMV Fee	363.00
Cash Sale Price	$41,778.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,778.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$714.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage preowned 2023 Ford F-150 XL RWD pickup under 23,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $38K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$37,988
Est. Payment:	$733.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,501
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$37,988.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,213.00
Avg. DMV Fee	363.00
Cash Sale Price	$42,876.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,876.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$733.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Wrangler Unlimited Rubicon

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This average mileage second hand 2018 Jeep Wrangler Unlimited Rubicon 4x4 SUV under 83,000 miles, transmission, and 3.6L gas engine is for sale right now below $26K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$25,999
Est. Payment:	$709.83 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,155
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$25,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,894.21
Avg. DMV Fee	363.00
Cash Sale Price	$29,568.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,568.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$709.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $700 / Month

2026 BMW 2 Series 228 Gran Coupe

2024 Cadillac XT4 Sport

2024 Ford Ranger XLT

2019 Ford Transit 350 XL

2025 Ford Ranger XLT

2022 Chevrolet Silverado 1500 LT

2024 Chevrolet Colorado Z71

2025 GMC Canyon Elevation

2023 Ford F-150 XL

2018 Jeep Wrangler Unlimited Rubicon

Used Cars under $700 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $700 / Month

2026 BMW 2 Series 228 Gran Coupe

BMW 2 Series 228 Gran Coupe

2026 BMW 2 Series 228 Gran Coupe Car Loan Estimate

2024 Cadillac XT4 Sport

Cadillac XT4 Sport

2024 Cadillac XT4 Sport Car Loan Estimate

2024 Ford Ranger XLT

Ford Ranger XLT

2024 Ford Ranger XLT Car Loan Estimate

2019 Ford Transit 350 XL

Ford Transit 350 XL

2019 Ford Transit 350 XL Car Loan Estimate

2025 Ford Ranger XLT

Ford Ranger XLT

2025 Ford Ranger XLT Car Loan Estimate

2022 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2022 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2024 Chevrolet Colorado Z71 Car Loan Estimate

2025 GMC Canyon Elevation

GMC Canyon Elevation

2025 GMC Canyon Elevation Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2018 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2018 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

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