Fort Walton Beach, FL Used Cars Under $800 a Month

2025 Toyota Tacoma TRD Sport

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This low mileage preowned 2025 Toyota Tacoma TRD Sport 4x4 pickup under 22,000 miles, automatic transmission, and 20 MPG, 2.4L gas engine is for sale right now under $43K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$42,997
Est. Payment:	$828.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,170
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$42,997.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,763.99
Avg. DMV Fee	363.00
Cash Sale Price	$48,435.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,435.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$828.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 Pro

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This low mileage preowned 2024 GMC Sierra 1500 Pro 4x4 pickup under 19,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now below $42K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$41,999
Est. Payment:	$809.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,233
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$41,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,654.21
Avg. DMV Fee	363.00
Cash Sale Price	$47,328.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,328.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$809.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Big Horn

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This average mileage used 2024 Ram 1500 Big Horn RWD pickup under 84,000 miles, automatic transmission, and 20 MPG, 3.6L hybrid engine is for sale right now below $29K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$28,999
Est. Payment:	$789.77 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,122
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$28,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,224.21
Avg. DMV Fee	363.00
Cash Sale Price	$32,898.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,898.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$789.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XL

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This below average mileage used 2020 Ford F-150 XL RWD pickup under 62,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $36K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$35,488
Est. Payment:	$796.51 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,982
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$35,488.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,938.00
Avg. DMV Fee	363.00
Cash Sale Price	$40,101.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,101.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$796.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tundra SR5

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This low mileage used 2024 Toyota Tundra SR5 RWD pickup below 25,000 miles, automatic transmission, and 20 MPG, 3.4L gas engine is for sale right now below $43K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$42,279
Est. Payment:	$815.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,627
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$42,279.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,685.01
Avg. DMV Fee	363.00
Cash Sale Price	$47,639.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,639.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$815.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,279.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Lariat

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This average mileage preowned 2018 Ford F-150 Lariat 4x4 pickup under 76,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $33K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$32,777
Est. Payment:	$804.98 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,964
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$32,777.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,639.79
Avg. DMV Fee	363.00
Cash Sale Price	$37,091.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,091.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$804.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $800 / Month

2025 Toyota Tacoma TRD Sport

2024 GMC Sierra 1500 Pro

2024 Ram 1500 Big Horn

2020 Ford F-150 XL

2024 Toyota Tundra SR5

2018 Ford F-150 Lariat

Used Cars under $800 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $800 / Month

2025 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2025 Toyota Tacoma TRD Sport Car Loan Estimate

2024 GMC Sierra 1500 Pro

GMC Sierra 1500 Pro

2024 GMC Sierra 1500 Pro Car Loan Estimate

2024 Ram 1500 Big Horn

Ram 1500 Big Horn

2024 Ram 1500 Big Horn Car Loan Estimate

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Car Loan Estimate

2024 Toyota Tundra SR5

Toyota Tundra SR5

2024 Toyota Tundra SR5 Car Loan Estimate

2018 Ford F-150 Lariat

Ford F-150 Lariat

2018 Ford F-150 Lariat Car Loan Estimate

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