Fort Walton Beach, FL Used Cars Under $800 a Month

2018 Lincoln Navigator Reserve

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This average mileage second hand 2018 Lincoln Navigator Reserve 4X4 SUV below 79,000 miles, a transmission, and 18 MPG, 3.5L gas engine is for sale right now under $33K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$32,999
Est. Payment:	$810.33 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,772
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$32,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,664.21
Avg. DMV Fee	363.00
Cash Sale Price	$37,338.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,338.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$810.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Platinum

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This low mileage second hand 2025 Ford Explorer Platinum AWD SUV below 42,000 miles, a transmission, and 18 MPG, 2.3L gas engine is for sale right now below $42K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$41,997
Est. Payment:	$809.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,623
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$41,997.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,653.99
Avg. DMV Fee	363.00
Cash Sale Price	$47,325.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,325.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$809.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup under 39,000 miles, a transmission, and 18 MPG, 3.5L hybrid engine is for sale right now under $44K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$43,468
Est. Payment:	$837.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,543
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$43,468.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,815.80
Avg. DMV Fee	363.00
Cash Sale Price	$48,958.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,958.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$837.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,468.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Big Horn

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This high mileage used 2024 Ram 1500 Big Horn 4X2 pickup under 103,000 miles, a transmission, and 18 MPG, 3.6L hybrid engine is for sale right now under $24K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$23,299
Est. Payment:	$822.02 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,856
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$23,299.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,597.21
Avg. DMV Fee	363.00
Cash Sale Price	$26,571.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,571.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$822.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Edge ST

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This high mileage used 2019 Ford Edge ST AWD SUV below 124,000 miles, a transmission, and 18 MPG, 2.7L gas engine is for sale right now below $16K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$15,487
Est. Payment:	$653.19 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	124,461
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$15,487.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,737.89
Avg. DMV Fee	363.00
Cash Sale Price	$17,899.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,899.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$653.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Tradesman

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This high mileage preowned 2023 Ram 1500 Tradesman 4X2 pickup below 103,000 miles, a transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $23K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$22,575
Est. Payment:	$797.16 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,956
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$22,575.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,517.57
Avg. DMV Fee	363.00
Cash Sale Price	$25,767.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,767.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$797.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,575.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Gladiator Rubicon

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This average mileage used 2021 Jeep Gladiator Rubicon 4X4 pickup under 75,000 miles, transmission, and 18 MPG, 3.6L gas engine is for sale right now below $34K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$33,999
Est. Payment:	$834.42 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,749
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,774.21
Avg. DMV Fee	363.00
Cash Sale Price	$38,448.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,448.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$834.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Subaru Outback 2.5i Limited

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This high mileage preowned 2017 Subaru Outback 2.5i Limited AWD wagon under 126,000 miles, cvt transmission, and 18 MPG, 2.5L gas engine is for sale right now below $16K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$15,999
Est. Payment:	$673.92 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	126,465
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$15,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,794.21
Avg. DMV Fee	363.00
Cash Sale Price	$18,468.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,468.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$673.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Big Horn

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This average mileage second hand 2024 Ram 1500 Big Horn 4X2 pickup below 84,000 miles, a transmission, and 18 MPG, 3.6L hybrid engine is for sale right now under $30K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$29,879
Est. Payment:	$813.22 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,122
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$29,879.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,321.01
Avg. DMV Fee	363.00
Cash Sale Price	$33,875.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,875.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$813.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,879.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ram 1500 Sport

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This average mileage second hand 2018 Ram 1500 Sport 4X4 pickup under 90,000 miles, a transmission, and 18 MPG, 5.7L gas engine is for sale right now under $30K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$29,998
Est. Payment:	$816.39 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,700
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$29,998.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,334.10
Avg. DMV Fee	363.00
Cash Sale Price	$34,007.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,007.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$816.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $800 / Month

2018 Lincoln Navigator Reserve

2025 Ford Explorer Platinum

2024 Ford F-150 XLT

2024 Ram 1500 Big Horn

2019 Ford Edge ST

2023 Ram 1500 Tradesman

2021 Jeep Gladiator Rubicon

2017 Subaru Outback 2.5i Limited

2024 Ram 1500 Big Horn

2018 Ram 1500 Sport

Used Cars under $800 per month for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles with Payments Below $800 / Month

2018 Lincoln Navigator Reserve

Lincoln Navigator Reserve

2018 Lincoln Navigator Reserve Car Loan Estimate

2025 Ford Explorer Platinum

Ford Explorer Platinum

2025 Ford Explorer Platinum Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ram 1500 Big Horn

Ram 1500 Big Horn

2024 Ram 1500 Big Horn Car Loan Estimate

2019 Ford Edge ST

Ford Edge ST

2019 Ford Edge ST Car Loan Estimate

2023 Ram 1500 Tradesman

Ram 1500 Tradesman

2023 Ram 1500 Tradesman Car Loan Estimate

2021 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2021 Jeep Gladiator Rubicon Car Loan Estimate

2017 Subaru Outback 2.5i Limited

Subaru Outback 2.5i Limited

2017 Subaru Outback 2.5i Limited Car Loan Estimate

2024 Ram 1500 Big Horn

Ram 1500 Big Horn

2024 Ram 1500 Big Horn Car Loan Estimate

2018 Ram 1500 Sport

Ram 1500 Sport

2018 Ram 1500 Sport Car Loan Estimate

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