Fort Walton Beach, FL Used Pickups Under $40,000 |with Payments|

2022 Ford Ranger XL

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This low mileage used 2022 Ford Ranger XL RWD pickup below 19,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $37K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$36,488
Est. Payment:	$705.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,670
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$36,488.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,048.00
Avg. DMV Fee	363.00
Cash Sale Price	$41,211.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,211.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$705.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Colorado Trail Boss

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This low mileage used 2023 Chevrolet Colorado Trail Boss 4x4 pickup below 52,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $36K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$35,999
Est. Payment:	$746.69 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,206
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,994.21
Avg. DMV Fee	363.00
Cash Sale Price	$40,668.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,668.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$746.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Laramie

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This high mileage used 2023 Ram 1500 Laramie 4x4 pickup below 115,000 miles, automatic transmission, and 21 MPG, 3.0L diesel engine is for sale right now below $36K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$35,999
Est. Payment:	$1258.13 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,967
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,994.21
Avg. DMV Fee	363.00
Cash Sale Price	$40,668.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,668.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1258.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This above average mileage second hand 2021 Ford F-150 XL 4x4 pickup below 95,000 miles, automatic transmission, and 21 MPG, 3.5L hybrid engine is for sale right now under $40K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$39,999
Est. Payment:	$1216.75 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,233
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,434.21
Avg. DMV Fee	363.00
Cash Sale Price	$45,108.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,108.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1216.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XL

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This below average mileage used 2020 Ford F-150 XL RWD pickup under 62,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $36K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$35,488
Est. Payment:	$796.51 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,982
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$35,488.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,938.00
Avg. DMV Fee	363.00
Cash Sale Price	$40,101.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,101.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$796.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XL

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This average mileage preowned 2020 Ford F-150 XL 4x4 pickup below 86,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $36K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$35,448
Est. Payment:	$961.62 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,376
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$35,448.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,933.60
Avg. DMV Fee	363.00
Cash Sale Price	$40,056.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,056.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$961.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,448.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Colorado Z71

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This low mileage preowned 2024 Chevrolet Colorado Z71 4x4 pickup below 25,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $39K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$38,689
Est. Payment:	$746.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,996
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$38,689.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,290.11
Avg. DMV Fee	363.00
Cash Sale Price	$43,654.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,654.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$746.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,689.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LTZ

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This high mileage used 2023 Chevrolet Silverado 1500 LTZ 4x4 pickup under 108,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now under $37K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$36,999
Est. Payment:	$1292.47 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,767
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$36,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,104.21
Avg. DMV Fee	363.00
Cash Sale Price	$41,778.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,778.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$1292.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage second hand 2023 Ford F-150 XL RWD pickup under 23,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $40K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$39,497
Est. Payment:	$762.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,501
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$39,497.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,378.99
Avg. DMV Fee	363.00
Cash Sale Price	$44,550.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,550.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$762.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Canyon Elevation

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This low mileage used 2025 GMC Canyon Elevation RWD pickup below 13,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $40K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$39,998
Est. Payment:	$771.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,492
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$39,998.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,434.10
Avg. DMV Fee	363.00
Cash Sale Price	$45,107.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,107.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$771.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Pickups Priced Below $40,000

2022 Ford Ranger XL

2023 Chevrolet Colorado Trail Boss

2023 Ram 1500 Laramie

2021 Ford F-150 XL

2020 Ford F-150 XL

2020 Ford F-150 XL

2024 Chevrolet Colorado Z71

2023 Chevrolet Silverado 1500 LTZ

2023 Ford F-150 XL

2025 GMC Canyon Elevation

Used Pickups under $40,000 for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Pickups Priced Below $40,000

2022 Ford Ranger XL

Ford Ranger XL

2022 Ford Ranger XL Car Loan Estimate

2023 Chevrolet Colorado Trail Boss

Chevrolet Colorado Trail Boss

2023 Chevrolet Colorado Trail Boss Car Loan Estimate

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Car Loan Estimate

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Car Loan Estimate

2024 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2024 Chevrolet Colorado Z71 Car Loan Estimate

2023 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2023 Chevrolet Silverado 1500 LTZ Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2025 GMC Canyon Elevation

GMC Canyon Elevation

2025 GMC Canyon Elevation Car Loan Estimate

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