Fort Walton Beach, FL Used Cars Under $20,000 |with Payments|

2020 Hyundai SANTA FE SEL

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This high mileage second hand 2020 Hyundai SANTA FE SEL FWD SUV under 102,000 miles, automatic transmission, and 28 MPG, 2.4L gas engine is for sale right now under $16K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$16,000
Est. Payment:	$571.38 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,646
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$16,000.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,794.32
Avg. DMV Fee	363.00
Cash Sale Price	$18,469.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,469.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$571.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage used 2024 Hyundai ELANTRA SEL FWD sedan under 24,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $20K at Hampton Hyundai in Fort Walton Beach, FL. ...View More Details

Sales Price:	$19,559
Est. Payment:	$383.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,949
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$19,559.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,185.81
Avg. DMV Fee	363.00
Cash Sale Price	$22,419.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,419.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$383.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,559.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford F-150 XL

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This high mileage used 2014 Ford F-150 XL 4x4 pickup under 138,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now below $20K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$19,999
Est. Payment:	$835.94 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	138,103
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,234.21
Avg. DMV Fee	363.00
Cash Sale Price	$22,908.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,908.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$835.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Explorer Limited

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This high mileage used 2018 Ford Explorer Limited FWD SUV below 103,000 miles, automatic transmission, and 28 MPG, 2.3L gas engine is for sale right now under $18K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$17,777
Est. Payment:	$632.40 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,676
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$17,777.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,989.79
Avg. DMV Fee	363.00
Cash Sale Price	$20,441.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,441.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$632.40

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-150 King Ranch

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This high mileage preowned 2016 Ford F-150 King Ranch RWD pickup under 122,000 miles, automatic transmission, and 28 MPG, 5.0L gas engine is for sale right now below $20K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$19,999
Est. Payment:	$835.94 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,123
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,234.21
Avg. DMV Fee	363.00
Cash Sale Price	$22,908.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,908.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$835.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Toyota Avalon Limited

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This below average mileage preowned 2015 Toyota Avalon Limited FWD sedan under 60,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now below $20K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$19,479
Est. Payment:	$443.55 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,483
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$19,479.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,177.01
Avg. DMV Fee	363.00
Cash Sale Price	$22,331.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,331.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$443.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Terrain SLE

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This average mileage used 2021 GMC Terrain SLE FWD SUV under 82,000 miles, automatic transmission, and 28 MPG, 1.5L gas engine is for sale right now under $19K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$18,749
Est. Payment:	$516.64 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,160
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$18,749.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,096.71
Avg. DMV Fee	363.00
Cash Sale Price	$21,520.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,520.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$516.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,749.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Equinox LS

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This average mileage second hand 2020 Chevrolet Equinox LS FWD SUV under 73,000 miles, automatic transmission, and 28 MPG, 1.5L gas engine is for sale right now under $16K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$15,497
Est. Payment:	$388.71 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,303
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$15,497.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,738.99
Avg. DMV Fee	363.00
Cash Sale Price	$17,910.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,910.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$388.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,497.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Classic Warlock

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This high mileage preowned 2019 Ram 1500 Classic Warlock 4x4 pickup under 149,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now under $18K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$17,499
Est. Payment:	$734.68 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	149,159
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$17,499.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,959.21
Avg. DMV Fee	363.00
Cash Sale Price	$20,133.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,133.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$734.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Honda CR-V LX

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This high mileage used 2019 Honda CR-V LX AWD SUV below 115,000 miles, cvt transmission, and 28 MPG, 2.4L gas engine is for sale right now below $18K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$17,949
Est. Payment:	$638.31 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,299
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$17,949.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	2,008.71
Avg. DMV Fee	363.00
Cash Sale Price	$20,632.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,632.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$638.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,949.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles Priced Below $20,000

2020 Hyundai SANTA FE SEL

2024 Hyundai ELANTRA SEL

2014 Ford F-150 XL

2018 Ford Explorer Limited

2016 Ford F-150 King Ranch

2015 Toyota Avalon Limited

2021 GMC Terrain SLE

2020 Chevrolet Equinox LS

2019 Ram 1500 Classic Warlock

2019 Honda CR-V LX

Used Cars under $20,000 for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles Priced Below $20,000

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2014 Ford F-150 XL

Ford F-150 XL

2014 Ford F-150 XL Car Loan Estimate

2018 Ford Explorer Limited

Ford Explorer Limited

2018 Ford Explorer Limited Car Loan Estimate

2016 Ford F-150 King Ranch

Ford F-150 King Ranch

2016 Ford F-150 King Ranch Car Loan Estimate

2015 Toyota Avalon Limited

Toyota Avalon Limited

2015 Toyota Avalon Limited Car Loan Estimate

2021 GMC Terrain SLE

GMC Terrain SLE

2021 GMC Terrain SLE Car Loan Estimate

2020 Chevrolet Equinox LS

Chevrolet Equinox LS

2020 Chevrolet Equinox LS Car Loan Estimate

2019 Ram 1500 Classic Warlock

Ram 1500 Classic Warlock

2019 Ram 1500 Classic Warlock Car Loan Estimate

2019 Honda CR-V LX

Honda CR-V LX

2019 Honda CR-V LX Car Loan Estimate

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