Fort Walton Beach, FL Used Cars Under $35,000 |with Payments|

2024 Ford Maverick XLT

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This low mileage preowned 2024 Ford Maverick XLT FWD pickup under 23,000 miles, automatic transmission, and 30 MPG, 2.5L hybrid engine is for sale right now below $31K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$30,999
Est. Payment:	$600.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,004
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$30,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,444.21
Avg. DMV Fee	363.00
Cash Sale Price	$35,118.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,118.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$600.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer Timberline

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This low mileage second hand 2022 Ford Explorer Timberline AWD SUV under 32,000 miles, automatic transmission, and 30 MPG, 2.3L gas engine is for sale right now below $35K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$34,759
Est. Payment:	$672.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,306
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$34,759.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,857.81
Avg. DMV Fee	363.00
Cash Sale Price	$39,291.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,291.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$672.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,759.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE SEL

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This low mileage preowned 2025 Hyundai SANTA FE SEL FWD SUV under 29,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $32K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$31,997
Est. Payment:	$619.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,039
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$31,997.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,553.99
Avg. DMV Fee	363.00
Cash Sale Price	$36,225.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,225.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$619.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV below 31,000 miles, automatic transmission, and 30 MPG, 2.3L gas engine is for sale right now below $33K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$32,777
Est. Payment:	$634.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,219
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$32,777.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,639.79
Avg. DMV Fee	363.00
Cash Sale Price	$37,091.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,091.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$634.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV under 34,000 miles, automatic transmission, and 30 MPG, 2.3L gas engine is for sale right now below $33K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$32,297
Est. Payment:	$625.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,576
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$32,297.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,586.99
Avg. DMV Fee	363.00
Cash Sale Price	$36,558.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,558.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$625.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,297.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang EcoBoost Premium

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This low mileage second hand 2024 Ford Mustang EcoBoost Premium RWD coupe under 28,000 miles, automatic transmission, and 30 MPG, 2.3L gas engine is for sale right now below $31K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$30,999
Est. Payment:	$600.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,273
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$30,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,444.21
Avg. DMV Fee	363.00
Cash Sale Price	$35,118.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,118.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$600.93

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This above average mileage used 2024 Chevrolet Silverado 1500 LT RWD pickup below 96,000 miles, automatic transmission, and 30 MPG, 2.7L gas engine is for sale right now below $33K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$32,974
Est. Payment:	$1006.42 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,208
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$32,974.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,661.46
Avg. DMV Fee	363.00
Cash Sale Price	$37,310.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,310.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1006.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,974.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage used 2023 Ford Explorer XLT AWD SUV under 35,000 miles, automatic transmission, and 30 MPG, 2.3L gas engine is for sale right now under $32K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$31,999
Est. Payment:	$619.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,959
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$31,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,554.21
Avg. DMV Fee	363.00
Cash Sale Price	$36,228.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,228.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$619.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Honda Civic Type R Touring

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This high mileage preowned 2019 Honda Civic Type R Touring FWD hatchback below 111,000 miles, manual transmission, and 30 MPG, 2.0L gas engine is for sale right now under $32K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$31,488
Est. Payment:	$1103.23 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,451
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$31,488.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,498.00
Avg. DMV Fee	363.00
Cash Sale Price	$35,661.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,661.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$1103.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Forester Limited

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This low mileage second hand 2025 Subaru Forester Limited AWD SUV below 50,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now below $33K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$32,999
Est. Payment:	$685.55 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,158
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$32,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,664.21
Avg. DMV Fee	363.00
Cash Sale Price	$37,338.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,338.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$685.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles Priced Below $35,000

2024 Ford Maverick XLT

2022 Ford Explorer Timberline

2025 Hyundai SANTA FE SEL

2023 Ford Explorer XLT

2023 Ford Explorer XLT

2024 Ford Mustang EcoBoost Premium

2024 Chevrolet Silverado 1500 LT

2023 Ford Explorer XLT

2019 Honda Civic Type R Touring

2025 Subaru Forester Limited

Used Cars under $35,000 for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles Priced Below $35,000

2024 Ford Maverick XLT

Ford Maverick XLT

2024 Ford Maverick XLT Car Loan Estimate

2022 Ford Explorer Timberline

Ford Explorer Timberline

2022 Ford Explorer Timberline Car Loan Estimate

2025 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2025 Hyundai SANTA FE SEL Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2024 Ford Mustang EcoBoost Premium

Ford Mustang EcoBoost Premium

2024 Ford Mustang EcoBoost Premium Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2019 Honda Civic Type R Touring

Honda Civic Type R Touring

2019 Honda Civic Type R Touring Car Loan Estimate

2025 Subaru Forester Limited

Subaru Forester Limited

2025 Subaru Forester Limited Car Loan Estimate

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