Fort Walton Beach, FL Used Cars Under $35,000 |with Payments|

2023 Ford Explorer XLT

⇩ View Seller Description

This low mileage preowned 2023 Ford Explorer XLT AWD SUV under 35,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $32K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$31,999
Est. Payment:	$619.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,959
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$31,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,554.21
Avg. DMV Fee	363.00
Cash Sale Price	$36,228.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,228.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$619.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Mustang EcoBoost Premium

⇩ View Seller Description

This low mileage used 2024 Ford Mustang EcoBoost Premium RWD coupe below 28,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $31K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$30,999
Est. Payment:	$600.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,273
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$30,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,444.21
Avg. DMV Fee	363.00
Cash Sale Price	$35,118.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,118.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$600.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Camry LE

⇩ View Seller Description

This low mileage preowned 2025 Toyota Camry LE FWD sedan below 9,000 miles, cvt transmission, and 20 MPG, 2.5L hybrid engine is for sale right now under $34K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$33,398
Est. Payment:	$646.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,571
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$33,398.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,708.10
Avg. DMV Fee	363.00
Cash Sale Price	$37,781.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,781.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$646.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Dodge Charger R/T

⇩ View Seller Description

This average mileage preowned 2022 Dodge Charger R/T RWD sedan under 82,000 miles, automatic transmission, and 20 MPG, 5.7L gas engine is for sale right now below $32K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$31,797
Est. Payment:	$864.33 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,630
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$31,797.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,531.99
Avg. DMV Fee	363.00
Cash Sale Price	$36,003.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,003.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$864.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer Timberline

⇩ View Seller Description

This low mileage used 2022 Ford Explorer Timberline AWD SUV under 32,000 miles, automatic transmission, and 20 MPG, 2.3L gas engine is for sale right now below $35K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$34,759
Est. Payment:	$672.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,306
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$34,759.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,857.81
Avg. DMV Fee	363.00
Cash Sale Price	$39,291.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,291.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$672.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,759.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Forester Limited

⇩ View Seller Description

This low mileage preowned 2025 Subaru Forester Limited AWD SUV below 50,000 miles, cvt transmission, and 20 MPG, 2.5L gas engine is for sale right now under $33K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$32,999
Est. Payment:	$685.55 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,158
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$32,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,664.21
Avg. DMV Fee	363.00
Cash Sale Price	$37,338.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,338.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$685.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage used 2025 Hyundai SANTA FE SEL FWD SUV below 29,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $32K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$31,997
Est. Payment:	$619.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,039
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$31,997.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,553.99
Avg. DMV Fee	363.00
Cash Sale Price	$36,225.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,225.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$619.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

⇩ View Seller Description

This above average mileage used 2024 Chevrolet Silverado 1500 LT RWD pickup under 96,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $33K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$32,974
Est. Payment:	$1006.42 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,208
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$32,974.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,661.46
Avg. DMV Fee	363.00
Cash Sale Price	$37,310.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,310.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1006.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,974.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick XLT

⇩ View Seller Description

This low mileage preowned 2024 Ford Maverick XLT FWD pickup under 23,000 miles, automatic transmission, and 20 MPG, 2.5L hybrid engine is for sale right now below $31K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$30,999
Est. Payment:	$600.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,004
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$30,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,444.21
Avg. DMV Fee	363.00
Cash Sale Price	$35,118.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,118.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$600.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Lariat

⇩ View Seller Description

This average mileage second hand 2018 Ford F-150 Lariat 4x4 pickup below 76,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now under $33K at Gary Smith Ford in Fort Walton Beach, FL. ...View More Details

Sales Price:	$32,777
Est. Payment:	$804.98 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,964
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$32,777.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,639.79
Avg. DMV Fee	363.00
Cash Sale Price	$37,091.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,091.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$804.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles Priced Below $35,000

2023 Ford Explorer XLT

2024 Ford Mustang EcoBoost Premium

2025 Toyota Camry LE

2022 Dodge Charger R/T

2022 Ford Explorer Timberline

2025 Subaru Forester Limited

2025 Hyundai SANTA FE SEL

2024 Chevrolet Silverado 1500 LT

2024 Ford Maverick XLT

2018 Ford F-150 Lariat

Used Cars under $35,000 for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles Priced Below $35,000

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2024 Ford Mustang EcoBoost Premium

Ford Mustang EcoBoost Premium

2024 Ford Mustang EcoBoost Premium Car Loan Estimate

2025 Toyota Camry LE

Toyota Camry LE

2025 Toyota Camry LE Car Loan Estimate

2022 Dodge Charger R/T

Dodge Charger R/T

2022 Dodge Charger R/T Car Loan Estimate

2022 Ford Explorer Timberline

Ford Explorer Timberline

2022 Ford Explorer Timberline Car Loan Estimate

2025 Subaru Forester Limited

Subaru Forester Limited

2025 Subaru Forester Limited Car Loan Estimate

2025 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2025 Hyundai SANTA FE SEL Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Ford Maverick XLT

Ford Maverick XLT

2024 Ford Maverick XLT Car Loan Estimate

2018 Ford F-150 Lariat

Ford F-150 Lariat

2018 Ford F-150 Lariat Car Loan Estimate

Customize Payments

Find Financing

Customize Payments