Fort Walton Beach, FL Used Cars Under $35,000 |with Payments|

2025 Subaru Forester Limited

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This low mileage second hand 2025 Subaru Forester Limited AWD wagon under 50,000 miles, cvt transmission, and 20 MPG, 2.5L gas engine is for sale right now under $31K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$30,341
Est. Payment:	$631.37 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,158
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$30,341.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,371.83
Avg. DMV Fee	363.00
Cash Sale Price	$34,387.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,387.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$631.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,341.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Wrangler Unlimited Sport

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This low mileage preowned 2022 Jeep Wrangler Unlimited Sport 4X4 SUV under 48,000 miles, a transmission, and 20 MPG, 2.0L gas engine is for sale right now below $32K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$31,297
Est. Payment:	$606.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,879
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$31,297.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,476.99
Avg. DMV Fee	363.00
Cash Sale Price	$35,448.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,448.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$606.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,297.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Mustang Mach-E Select

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This low mileage preowned 2025 Ford Mustang Mach-E Select AWD SUV under 11,000 miles, a transmission, and 0.0L electric engine is for sale right now under $32K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$31,977
Est. Payment:	$619.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,657
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$31,977.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,551.79
Avg. DMV Fee	363.00
Cash Sale Price	$36,203.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,203.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$619.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 LT

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This below average mileage preowned 2022 Chevrolet Silverado 1500 LT 4X4 pickup under 63,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $32K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$31,499
Est. Payment:	$708.56 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,035
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$31,499.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,499.21
Avg. DMV Fee	363.00
Cash Sale Price	$35,673.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,673.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$708.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Ranger XLT

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This low mileage preowned 2022 Ford Ranger XLT 4X2 pickup below 19,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now below $32K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$31,274
Est. Payment:	$606.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,670
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$31,274.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,474.46
Avg. DMV Fee	363.00
Cash Sale Price	$35,423.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,423.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$606.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,274.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE SEL

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This low mileage used 2025 Hyundai SANTA FE SEL FWD SUV below 29,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now below $31K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$30,255
Est. Payment:	$586.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,039
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$30,255.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,362.37
Avg. DMV Fee	363.00
Cash Sale Price	$34,292.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,292.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$586.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,255.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 Work Truck

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This low mileage preowned 2024 Chevrolet Silverado 1500 Work Truck 4X2 pickup below 53,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now under $31K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$30,997
Est. Payment:	$644.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,975
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$30,997.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,443.99
Avg. DMV Fee	363.00
Cash Sale Price	$35,115.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,115.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$644.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $30,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition Limited

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This high mileage used 2021 Ford Expedition Limited 4X2 SUV below 127,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $32K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$31,333
Est. Payment:	$1295.03 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	126,864
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$31,333.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,480.95
Avg. DMV Fee	363.00
Cash Sale Price	$35,488.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,488.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$1295.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,333.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Laramie

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This high mileage used 2023 Ram 1500 Laramie 4X4 pickup below 115,000 miles, a transmission, and 20 MPG, 3.0L diesel engine is for sale right now under $32K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$31,997
Est. Payment:	$1120.71 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,967
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$31,997.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,553.99
Avg. DMV Fee	363.00
Cash Sale Price	$36,225.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,225.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1120.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $31,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer Timberline

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This low mileage used 2022 Ford Explorer Timberline AWD SUV under 32,000 miles, a transmission, and 20 MPG, 2.3L gas engine is for sale right now under $34K at Gary Smith Ford Inc in Fort Walton Beach, FL. ...View More Details

Sales Price:	$33,999
Est. Payment:	$657.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,306
Location:	Fort Walton Beach, FL

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,774.21
Avg. DMV Fee	363.00
Cash Sale Price	$38,448.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,448.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$657.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $35,000 for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles Priced Below $35,000

2025 Subaru Forester Limited

2022 Jeep Wrangler Unlimited Sport

2025 Ford Mustang Mach-E Select

2022 Chevrolet Silverado 1500 LT

2022 Ford Ranger XLT

2025 Hyundai SANTA FE SEL

2024 Chevrolet Silverado 1500 Work Truck

2021 Ford Expedition Limited

2023 Ram 1500 Laramie

2022 Ford Explorer Timberline

Used Cars under $35,000 for Sale in Fort Walton Beach, FL

Fort Walton Beach, FL Secondhand Used Vehicles Priced Below $35,000

2025 Subaru Forester Limited

Subaru Forester Limited

2025 Subaru Forester Limited Car Loan Estimate

2022 Jeep Wrangler Unlimited Sport

Jeep Wrangler Unlimited Sport

2022 Jeep Wrangler Unlimited Sport Car Loan Estimate

2025 Ford Mustang Mach-E Select

Ford Mustang Mach-E Select

2025 Ford Mustang Mach-E Select Car Loan Estimate

2022 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2022 Chevrolet Silverado 1500 LT Car Loan Estimate

2022 Ford Ranger XLT

Ford Ranger XLT

2022 Ford Ranger XLT Car Loan Estimate

2025 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2025 Hyundai SANTA FE SEL Car Loan Estimate

2024 Chevrolet Silverado 1500 Work Truck

Chevrolet Silverado 1500 Work Truck

2024 Chevrolet Silverado 1500 Work Truck Car Loan Estimate

2021 Ford Expedition Limited

Ford Expedition Limited

2021 Ford Expedition Limited Car Loan Estimate

2023 Ram 1500 Laramie

Ram 1500 Laramie

2023 Ram 1500 Laramie Car Loan Estimate

2022 Ford Explorer Timberline

Ford Explorer Timberline

2022 Ford Explorer Timberline Car Loan Estimate

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