Pensacola, FL Used Cars Under $40,000 |with Payments|

2023 Jeep Gladiator Mojave

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This low mileage used 2023 Jeep Gladiator Mojave 4X4 pickup below 24,000 miles, transmission, and 23 MPG, 3.6L gas engine is for sale right now under $40K at Group 1 Ford of Pensacola in Pensacola, FL. ...View More Details

Sales Price:	$39,981
Est. Payment:	$771.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,517
Location:	Pensacola, FL

Item	Amount
Used Car Price⁽¹⁾	$39,981.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,432.23
Avg. DMV Fee	363.00
Cash Sale Price	$45,088.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,088.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$771.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Maverick Lariat

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This low mileage preowned 2024 Ford Maverick Lariat AWD pickup below 4,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now below $39K at Group 1 Ford of Pensacola in Pensacola, FL. ...View More Details

Sales Price:	$38,881
Est. Payment:	$750.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,450
Location:	Pensacola, FL

Item	Amount
Used Car Price⁽¹⁾	$38,881.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,311.23
Avg. DMV Fee	363.00
Cash Sale Price	$43,867.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,867.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$750.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,881.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage second hand 2025 Ford Explorer Active RWD SUV below 10,000 miles, a transmission, and 23 MPG, 2.3L gas engine is for sale right now under $36K at Group 1 Ford of Pensacola in Pensacola, FL. ...View More Details

Sales Price:	$35,982
Est. Payment:	$695.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,285
Location:	Pensacola, FL

Item	Amount
Used Car Price⁽¹⁾	$35,982.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,992.34
Avg. DMV Fee	363.00
Cash Sale Price	$40,649.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,649.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$695.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,982.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 Limited

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This average mileage second hand 2019 Ford F-150 Limited 4X4 pickup under 82,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now below $36K at Group 1 Ford of Pensacola in Pensacola, FL. ...View More Details

Sales Price:	$35,981
Est. Payment:	$975.83 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,924
Location:	Pensacola, FL

Item	Amount
Used Car Price⁽¹⁾	$35,981.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,992.23
Avg. DMV Fee	363.00
Cash Sale Price	$40,648.23
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,648.23
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$975.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma Limited

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This low mileage used 2023 Toyota Tacoma Limited 4X2 pickup under 44,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $36K at Astro Lincoln in Pensacola, FL. ...View More Details

Sales Price:	$35,225
Est. Payment:	$681.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,682
Location:	Pensacola, FL

Item	Amount
Used Car Price⁽¹⁾	$35,225.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	3,909.07
Avg. DMV Fee	363.00
Cash Sale Price	$39,809.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,809.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$681.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX X-Line

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This low mileage used 2024 Kia Telluride SX X-Line AWD SUV under 58,000 miles, a transmission, and 23 MPG, 3.8L gas engine is for sale right now under $38K at Astro Lincoln in Pensacola, FL. ...View More Details

Sales Price:	$37,999
Est. Payment:	$787.45 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,233
Location:	Pensacola, FL

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,214.21
Avg. DMV Fee	363.00
Cash Sale Price	$42,888.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,888.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$787.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This below average mileage second hand 2024 Ford F-150 XLT 4X4 pickup below 62,000 miles, a transmission, and 23 MPG, 3.5L hybrid engine is for sale right now under $39K at Group 1 Ford of Pensacola in Pensacola, FL. ...View More Details

Sales Price:	$38,989
Est. Payment:	$873.70 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,254
Location:	Pensacola, FL

Item	Amount
Used Car Price⁽¹⁾	$38,989.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,323.11
Avg. DMV Fee	363.00
Cash Sale Price	$43,987.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,987.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$873.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 INFINITI QX60 Sensory

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This low mileage preowned 2023 INFINITI QX60 Sensory AWD SUV below 30,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now below $38K at Astro Lincoln in Pensacola, FL. ...View More Details

Sales Price:	$37,999
Est. Payment:	$733.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,032
Location:	Pensacola, FL

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,214.21
Avg. DMV Fee	363.00
Cash Sale Price	$42,888.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,888.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$733.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X2 pickup below 35,000 miles, a transmission, and 23 MPG, 2.7L gas engine is for sale right now below $40K at Group 1 Ford of Pensacola in Pensacola, FL. ...View More Details

Sales Price:	$39,135
Est. Payment:	$755.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,843
Location:	Pensacola, FL

Item	Amount
Used Car Price⁽¹⁾	$39,135.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,339.17
Avg. DMV Fee	363.00
Cash Sale Price	$44,149.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,149.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$755.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,135.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage preowned 2023 Lincoln Nautilus Reserve AWD SUV below 40,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now below $37K at Astro Lincoln in Pensacola, FL. ...View More Details

Sales Price:	$36,152
Est. Payment:	$698.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,486
Location:	Pensacola, FL

Item	Amount
Used Car Price⁽¹⁾	$36,152.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	4,011.04
Avg. DMV Fee	363.00
Cash Sale Price	$40,838.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,838.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,152.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Pensacola, FL

Pensacola, FL Secondhand Used Vehicles Priced Below $40,000

2023 Jeep Gladiator Mojave

2024 Ford Maverick Lariat

2025 Ford Explorer Active

2019 Ford F-150 Limited

2023 Toyota Tacoma Limited

2024 Kia Telluride SX X-Line

2024 Ford F-150 XLT

2023 INFINITI QX60 Sensory

2023 Ford F-150 XLT

2023 Lincoln Nautilus Reserve

Used Cars under $40,000 for Sale in Pensacola, FL

Pensacola, FL Secondhand Used Vehicles Priced Below $40,000

2023 Jeep Gladiator Mojave

Jeep Gladiator Mojave

2023 Jeep Gladiator Mojave Car Loan Estimate

2024 Ford Maverick Lariat

Ford Maverick Lariat

2024 Ford Maverick Lariat Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2019 Ford F-150 Limited

Ford F-150 Limited

2019 Ford F-150 Limited Car Loan Estimate

2023 Toyota Tacoma Limited

Toyota Tacoma Limited

2023 Toyota Tacoma Limited Car Loan Estimate

2024 Kia Telluride SX X-Line

Kia Telluride SX X-Line

2024 Kia Telluride SX X-Line Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2023 INFINITI QX60 Sensory

INFINITI QX60 Sensory

2023 INFINITI QX60 Sensory Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

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