1 Montgomery, AL Used Kia Optima Sedans for Sale |with Payments|

Montgomery, AL Secondhand Used Optima Sedan Inventory

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Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume great credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
AL

Credit Score / Avg. Rate
781-850 / 7.13%

Max Payment
$0.00

Down Payment
$0.00

Trade Value
$0.00

Trade Payoff
$0.00

2020 Kia Optima LX

⇩ View Seller Description

This high mileage preowned 2020 Kia Optima LX FWD sedan below 110,000 miles, automatic transmission, and 28 MPG, 2.4L gas engine is for sale right now below $11K at Hyundai Montgomery in Montgomery, AL. ...View More Details

Sales Price:	$10,500
Est. Payment:	$382.51 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	109,735
Location:	Montgomery, AL

Item	Amount
Used Car Price⁽¹⁾	$10,500.00
Avg. Dealer Doc Fee	312.00
AL Sales Tax (11%)	1,189.32
Avg. DMV Fee	363.00
Cash Sale Price	$12,364.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,364.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$382.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $10,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Kia Optima Sedans for Sale in Montgomery, AL

Montgomery, AL Secondhand Used Optima Sedan Inventory

2020 Kia Optima LX

Kia Optima LX

2020 Kia Optima LX Car Loan Estimate

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