Mesa, AZ Used Cars Under $40,000 |with Payments|

2025 Ford F-150 STX

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This low mileage second hand 2025 Ford F-150 STX RWD pickup under 23,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now below $37K at Larry H. Miller Ford Mesa in Mesa, AZ. ...View More Details

Sales Price:	$36,221
Est. Payment:	$706.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,336
Location:	Mesa, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,221.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,104.80
Avg. DMV Fee	532.00
Cash Sale Price	$41,286.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,286.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$706.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,221.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This low mileage preowned 2022 Ram 1500 Big Horn 4x4 pickup below 45,000 miles, automatic transmission, and 17 MPG, 5.7L gas engine is for sale right now below $37K at Larry H. Miller Ford Mesa in Mesa, AZ. ...View More Details

Sales Price:	$36,597
Est. Payment:	$713.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,698
Location:	Mesa, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,597.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,146.91
Avg. DMV Fee	532.00
Cash Sale Price	$41,704.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,704.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$713.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,597.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Edge ST

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This low mileage second hand 2024 Ford Edge ST AWD SUV below 12,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now under $38K at Larry H. Miller Ford Mesa in Mesa, AZ. ...View More Details

Sales Price:	$37,221
Est. Payment:	$725.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,731
Location:	Mesa, AZ

Item	Amount
Used Car Price⁽¹⁾	$37,221.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,216.80
Avg. DMV Fee	532.00
Cash Sale Price	$42,398.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,398.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$725.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,221.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Maverick XLT

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This low mileage preowned 2026 Ford Maverick XLT AWD pickup below 0,000 miles, automatic transmission, and 17 MPG, 2.5L hybrid engine is for sale right now under $36K at Larry H. Miller Ford Mesa in Mesa, AZ. ...View More Details

Sales Price:	$35,110
Est. Payment:	$685.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Mesa, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,110.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,980.37
Avg. DMV Fee	532.00
Cash Sale Price	$40,051.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,051.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$685.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,110.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer ST

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This low mileage second hand 2022 Ford Explorer ST AWD SUV under 33,000 miles, automatic transmission, and 17 MPG, 3.0L gas engine is for sale right now under $36K at Larry H. Miller Ford Mesa in Mesa, AZ. ...View More Details

Sales Price:	$35,991
Est. Payment:	$702.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,906
Location:	Mesa, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,991.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,079.04
Avg. DMV Fee	532.00
Cash Sale Price	$41,031.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,031.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$702.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Jeep Wrangler Willys

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This low mileage preowned 2026 Jeep Wrangler Willys 4x4 SUV below 0,000 miles, automatic transmission, and 17 MPG, 2.0L gas engine is for sale right now under $39K at Larry H. Miller Ford Mesa in Mesa, AZ. ...View More Details

Sales Price:	$38,435
Est. Payment:	$748.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	403
Location:	Mesa, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,435.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,352.77
Avg. DMV Fee	532.00
Cash Sale Price	$43,748.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,748.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$748.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,435.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Ford Maverick XLT

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This low mileage used 2026 Ford Maverick XLT AWD pickup under 0,000 miles, automatic transmission, and 17 MPG, 2.5L hybrid engine is for sale right now below $36K at Larry H. Miller Ford Mesa in Mesa, AZ. ...View More Details

Sales Price:	$35,110
Est. Payment:	$685.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Mesa, AZ

Item	Amount
Used Car Price⁽¹⁾	$35,110.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	3,980.37
Avg. DMV Fee	532.00
Cash Sale Price	$40,051.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,051.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$685.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,110.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Raptor

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This high mileage used 2018 Ford F-150 Raptor 4x4 pickup below 118,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now below $37K at Larry H. Miller Ford Mesa in Mesa, AZ. ...View More Details

Sales Price:	$36,771
Est. Payment:	$1296.19 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,939
Location:	Mesa, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,771.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,166.40
Avg. DMV Fee	532.00
Cash Sale Price	$41,898.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,898.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$1296.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,771.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Chevrolet Silverado 1500 Custom

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This low mileage preowned 2026 Chevrolet Silverado 1500 Custom RWD pickup below 30,000 miles, automatic transmission, and 17 MPG, 2.7L gas engine is for sale right now under $37K at Larry H. Miller Ford Mesa in Mesa, AZ. ...View More Details

Sales Price:	$36,221
Est. Payment:	$706.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,519
Location:	Mesa, AZ

Item	Amount
Used Car Price⁽¹⁾	$36,221.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,104.80
Avg. DMV Fee	532.00
Cash Sale Price	$41,286.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,286.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$706.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,221.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Raptor

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This above average mileage second hand 2018 Ford F-150 Raptor 4x4 pickup under 96,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now under $39K at Larry H. Miller Ford Mesa in Mesa, AZ. ...View More Details

Sales Price:	$38,991
Est. Payment:	$1196.76 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,826
Location:	Mesa, AZ

Item	Amount
Used Car Price⁽¹⁾	$38,991.00
Avg. Dealer Doc Fee	429.00
AZ Sales Tax (11.2%)	4,415.04
Avg. DMV Fee	532.00
Cash Sale Price	$44,367.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,367.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1196.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Mesa, AZ

Mesa, AZ Secondhand Used Vehicles Priced Below $40,000

2025 Ford F-150 STX

2022 Ram 1500 Big Horn

2024 Ford Edge ST

2026 Ford Maverick XLT

2022 Ford Explorer ST

2026 Jeep Wrangler Willys

2026 Ford Maverick XLT

2018 Ford F-150 Raptor

2026 Chevrolet Silverado 1500 Custom

2018 Ford F-150 Raptor

Used Cars under $40,000 for Sale in Mesa, AZ

Mesa, AZ Secondhand Used Vehicles Priced Below $40,000

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2024 Ford Edge ST

Ford Edge ST

2024 Ford Edge ST Car Loan Estimate

2026 Ford Maverick XLT

Ford Maverick XLT

2026 Ford Maverick XLT Car Loan Estimate

2022 Ford Explorer ST

Ford Explorer ST

2022 Ford Explorer ST Car Loan Estimate

2026 Jeep Wrangler Willys

Jeep Wrangler Willys

2026 Jeep Wrangler Willys Car Loan Estimate

2026 Ford Maverick XLT

Ford Maverick XLT

2026 Ford Maverick XLT Car Loan Estimate

2018 Ford F-150 Raptor

Ford F-150 Raptor

2018 Ford F-150 Raptor Car Loan Estimate

2026 Chevrolet Silverado 1500 Custom

Chevrolet Silverado 1500 Custom

2026 Chevrolet Silverado 1500 Custom Car Loan Estimate

2018 Ford F-150 Raptor

Ford F-150 Raptor

2018 Ford F-150 Raptor Car Loan Estimate

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