Bay County, FL Used Cars for Sale |with Payments|

2025 Ford F-150 Lariat

⇩ View Seller Description

This low mileage certified second hand 2025 Ford F-150 Lariat 4x4 pickup under 9,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now under $61K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$60,766
Est. Payment:	$1121.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,810
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$60,766.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,693.90
Avg. DMV Fee	294.00
Cash Sale Price	$65,552.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$65,552.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1121.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $60,766.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai PALISADE Limited

⇩ View Seller Description

This high mileage used 2020 Hyundai PALISADE Limited FWD SUV below 138,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $22K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$21,095
Est. Payment:	$857.60 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	138,360
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$21,095.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,313.64
Avg. DMV Fee	294.00
Cash Sale Price	$23,501.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,501.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$857.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,095.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

⇩ View Seller Description

This low mileage certified second hand 2025 Ford F-150 XLT 4x4 pickup under 29,000 miles, automatic transmission, and 24 MPG, 5.0L gas engine is for sale right now below $48K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$47,995
Est. Payment:	$890.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,864
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$47,995.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,927.64
Avg. DMV Fee	294.00
Cash Sale Price	$52,015.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$52,015.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$890.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $47,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Forte GT

⇩ View Seller Description

This low mileage preowned 2023 Kia Forte GT FWD sedan below 30,000 miles, manual transmission, and 24 MPG, 1.6L gas engine is for sale right now below $24K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$23,888
Est. Payment:	$452.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,018
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$23,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,481.22
Avg. DMV Fee	294.00
Cash Sale Price	$26,462.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,462.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$452.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Odyssey EX-L

⇩ View Seller Description

This low mileage certified second hand 2025 Honda Odyssey EX-L FWD minivan under 21,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $39K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$726.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,535
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,387.34
Avg. DMV Fee	294.00
Cash Sale Price	$42,470.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,470.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$726.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 3500 Tradesman

⇩ View Seller Description

This low mileage second hand 2024 Ram 3500 Tradesman 4x4 chassis below 43,000 miles, automatic transmission, and 24 MPG, 6.7L diesel engine is for sale right now under $60K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$59,444
Est. Payment:	$1097.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,976
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$59,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,614.58
Avg. DMV Fee	294.00
Cash Sale Price	$64,151.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$64,151.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1097.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $59,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota C-HR LE

⇩ View Seller Description

This low mileage second hand 2019 Toyota C-HR LE FWD wagon under 40,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $19K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$18,222
Est. Payment:	$350.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,959
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$18,222.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,141.26
Avg. DMV Fee	294.00
Cash Sale Price	$20,456.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,456.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$350.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,222.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage certified second hand 2024 Ford Explorer XLT AWD SUV below 23,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $39K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$38,481
Est. Payment:	$717.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,322
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$38,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,356.80
Avg. DMV Fee	294.00
Cash Sale Price	$41,930.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,930.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$717.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-250 Super Duty Lariat

⇩ View Seller Description

This low mileage preowned 2025 Ford F-250 Super Duty Lariat 4x4 pickup under 11,000 miles, automatic transmission, and 24 MPG, 6.7L diesel engine is for sale right now under $75K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$74,994
Est. Payment:	$1379.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,512
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$74,994.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	4,547.58
Avg. DMV Fee	294.00
Cash Sale Price	$80,634.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$80,634.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1379.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $74,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Toyota Highlander Limited

⇩ View Seller Description

This high mileage certified used 2018 Toyota Highlander Limited FWD SUV below 102,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $23K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$22,473
Est. Payment:	$772.25 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,496
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$22,473.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	1,396.32
Avg. DMV Fee	294.00
Cash Sale Price	$24,962.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,962.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$772.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,473.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Bay County, FL Used Cars for Sale

Bay County Secondhand Used Vehicle Inventory

2025 Ford F-150 Lariat

2020 Hyundai PALISADE Limited

2025 Ford F-150 XLT

2023 Kia Forte GT

2025 Honda Odyssey EX-L

2024 Ram 3500 Tradesman

2019 Toyota C-HR LE

2024 Ford Explorer XLT

2025 Ford F-250 Super Duty Lariat

2018 Toyota Highlander Limited

Bay County Cities with Used Cars for Sale

Bay County, FL Used Cars for Sale

Bay County Secondhand Used Vehicle Inventory

2025 Ford F-150 Lariat

Ford F-150 Lariat

2025 Ford F-150 Lariat Car Loan Estimate

2020 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2020 Hyundai PALISADE Limited Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2023 Kia Forte GT

Kia Forte GT

2023 Kia Forte GT Car Loan Estimate

2025 Honda Odyssey EX-L

Honda Odyssey EX-L

2025 Honda Odyssey EX-L Car Loan Estimate

2024 Ram 3500 Tradesman

Ram 3500 Tradesman

2024 Ram 3500 Tradesman Car Loan Estimate

2019 Toyota C-HR LE

Toyota C-HR LE

2019 Toyota C-HR LE Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

2025 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2025 Ford F-250 Super Duty Lariat Car Loan Estimate

2018 Toyota Highlander Limited

Toyota Highlander Limited

2018 Toyota Highlander Limited Car Loan Estimate

Bay County Cities with Used Cars for Sale

Customize Payments

Find Financing

Customize Payments