Monticello, IA Used Cars for Bad Credit with Auto Loan Payments

2012 Chevrolet Silverado 1500 LT

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This high mileage used 2012 Chevrolet Silverado 1500 LT 4x4 pickup under 117,000 miles, automatic transmission, and 24 MPG, 5.3L gas engine is for sale right now under $15K at Freese Motors in Monticello, IA. ...View More Details

Sales Price:	$14,995
Est. Payment:	$593.03 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	116,810
Location:	Monticello, IA
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$14,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,062.25
Avg. DMV Fee	365.00
Cash Sale Price	$16,602.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$16,209.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Loan Payment	$593.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $14,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 36 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Toyota Corolla LE

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This low mileage second hand 2023 Toyota Corolla LE FWD sedan below 52,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $22K at Freese Motors in Monticello, IA. ...View More Details

Sales Price:	$21,500
Est. Payment:	$568.33 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	52,000
Location:	Monticello, IA
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,517.60
Avg. DMV Fee	365.00
Cash Sale Price	$23,562.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$23,241.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Finance Payment	$568.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 66 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Jeep Grand Cherokee Trailhawk

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This average mileage used 2019 Jeep Grand Cherokee Trailhawk 4x4 SUV under 75,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $23K at Freese Motors in Monticello, IA. ...View More Details

Sales Price:	$22,995
Est. Payment:	$686.37 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	74,571
Location:	Monticello, IA
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$22,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,622.25
Avg. DMV Fee	365.00
Cash Sale Price	$25,162.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$24,857.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Loan Payment	$686.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 54 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Ford Expedition XLT

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This high mileage second hand 2019 Ford Expedition XLT 4x4 SUV below 135,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $19K at Freese Motors in Monticello, IA. ...View More Details

Sales Price:	$18,995
Est. Payment:	$863.71 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	134,531
Location:	Monticello, IA
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,342.25
Avg. DMV Fee	365.00
Cash Sale Price	$20,882.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$20,533.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Finance Payment	$863.71

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 30 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Nissan Kicks SV

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This low mileage second hand 2025 Nissan Kicks SV AWD hatchback below 9,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $25K at Freese Motors in Monticello, IA. ...View More Details

Sales Price:	$24,995
Est. Payment:	$629.47 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	9,195
Location:	Monticello, IA
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$24,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,762.25
Avg. DMV Fee	365.00
Cash Sale Price	$27,302.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$27,019.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$629.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Ford Escape Titanium

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This low mileage used 2020 Ford Escape Titanium AWD SUV under 50,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $20K at Freese Motors in Monticello, IA. ...View More Details

Sales Price:	$19,995
Est. Payment:	$503.55 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	49,599
Location:	Monticello, IA
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,412.25
Avg. DMV Fee	365.00
Cash Sale Price	$21,952.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$21,614.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$503.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2015 Ford F-150 Lariat

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This above average mileage used 2015 Ford F-150 Lariat 4x4 pickup below 94,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $19K at Freese Motors in Monticello, IA. ...View More Details

Sales Price:	$18,995
Est. Payment:	$671.58 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	94,121
Location:	Monticello, IA
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,342.25
Avg. DMV Fee	365.00
Cash Sale Price	$20,882.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$20,533.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Auto Finance Payment	$671.58

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 42 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2017 Chevrolet Equinox LT

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This above average mileage used 2017 Chevrolet Equinox LT AWD SUV below 90,000 miles, automatic transmission, and 24 MPG, 2.4L gas engine is for sale right now under $11K at Freese Motors in Monticello, IA. ...View More Details

Sales Price:	$10,995
Est. Payment:	$388.73 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	90,444
Location:	Monticello, IA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$10,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	782.25
Avg. DMV Fee	365.00
Cash Sale Price	$12,322.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$11,885.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Auto Loan Payment	$388.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $10,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 42 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2010 Ford F-150 XL

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This high mileage second hand 2010 Ford F-150 XL 4x4 pickup below 114,000 miles, automatic transmission, and 24 MPG, 5.4L gas engine is for sale right now below $12K at Freese Motors in Monticello, IA. ...View More Details

Sales Price:	$11,995
Est. Payment:	$474.39 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	113,750
Location:	Monticello, IA
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$11,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	852.25
Avg. DMV Fee	365.00
Cash Sale Price	$13,392.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$12,966.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Car Loan Payment	$474.39

(1) Car Loan calculations are based on the used car dealer's advertised price of $11,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 36 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Ford Explorer XLT

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This average mileage used 2021 Ford Explorer XLT AWD SUV below 77,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now under $24K at Freese Motors in Monticello, IA. ...View More Details

Sales Price:	$23,995
Est. Payment:	$716.22 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	76,788
Location:	Monticello, IA
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$23,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,692.25
Avg. DMV Fee	365.00
Cash Sale Price	$26,232.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$25,938.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Finance Payment	$716.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 54 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in Monticello, IA

Monticello, IA Car Dealerships for Bad Credit

2012 Chevrolet Silverado 1500 LT

2023 Toyota Corolla LE

2019 Jeep Grand Cherokee Trailhawk

2019 Ford Expedition XLT

2025 Nissan Kicks SV

2020 Ford Escape Titanium

2015 Ford F-150 Lariat

2017 Chevrolet Equinox LT

2010 Ford F-150 XL

2021 Ford Explorer XLT

Used Cars for Bad Credit in Monticello, IA

Monticello, IA Car Dealerships for Bad Credit

2012 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2012 Chevrolet Silverado 1500 LT Poor Credit Auto Loan Estimate

2023 Toyota Corolla LE

Toyota Corolla LE

2023 Toyota Corolla LE Poor Credit Auto Finance Estimate

2019 Jeep Grand Cherokee Trailhawk

Jeep Grand Cherokee Trailhawk

2019 Jeep Grand Cherokee Trailhawk Poor Credit Auto Loan Estimate

2019 Ford Expedition XLT

Ford Expedition XLT

2019 Ford Expedition XLT Poor Credit Auto Finance Estimate

2025 Nissan Kicks SV

Nissan Kicks SV

2025 Nissan Kicks SV Poor Credit Car Loan Estimate

2020 Ford Escape Titanium

Ford Escape Titanium

2020 Ford Escape Titanium Poor Credit Auto Finance Estimate

2015 Ford F-150 Lariat

Ford F-150 Lariat

2015 Ford F-150 Lariat Poor Credit Auto Finance Estimate

2017 Chevrolet Equinox LT

Chevrolet Equinox LT

2017 Chevrolet Equinox LT Poor Credit Auto Loan Estimate

2010 Ford F-150 XL

Ford F-150 XL

2010 Ford F-150 XL Poor Credit Car Loan Estimate

2021 Ford Explorer XLT

Ford Explorer XLT

2021 Ford Explorer XLT Poor Credit Car Finance Estimate

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