Used Cars for Bad Credit in Waterloo, IA

97 recommended vehicles with auto loan payments from bad credit car dealerships in Waterloo Iowa and the Metro Cedar Rapids - Waterloo - Dubuque area.

Waterloo, IA Car Dealerships for Bad Credit

Bad Credit holding you back from buying a car? We get it. That's why we've put together a curated selection of dealership used cars in Waterloo, IA priced just right for subprime financing, increasing your chances of approval. Browse the inventory below and find the perfect vehicle to match your budget and style, all without worrying about your credit score. Get ready to drive home the car you deserve!
➔ How Much Can Your Borrow? See in Seconds!

Customize Payments

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume poor credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
IA
Credit Score / Avg. Rate
501-600 / 18.86%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2015 Chevrolet Malibu LTZ for Sale
2015 Chevrolet Malibu LTZ

⇩ View Seller Description

This high mileage second hand 2015 Chevrolet Malibu LTZ FWD sedan under 198,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $6K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $5,502
Est. Payment: $250.18 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 197,802
Location: Waterloo, IA
Estimated Cash Down: $500
Preowned 2019 Subaru Outback 2.5i Limited for Sale
2019 Subaru Outback 2.5i Limited

⇩ View Seller Description

This above average mileage used 2019 Subaru Outback 2.5i Limited AWD SUV under 94,000 miles, cvt transmission, and 2.5L gas engine is for sale right now under $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $19,253
Est. Payment: $680.70 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 94,431
Location: Waterloo, IA
Estimated Cash Down: $400
Preowned 2020 Subaru Forester Limited for Sale
2020 Subaru Forester Limited

⇩ View Seller Description

This average mileage used 2020 Subaru Forester Limited AWD SUV under 79,000 miles, cvt transmission, and 2.5L gas engine is for sale right now under $22K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $21,287
Est. Payment: $635.39 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 78,941
Location: Waterloo, IA
Estimated Cash Down: $400
Preowned 2024 Hyundai SONATA SEL for Sale
2024 Hyundai SONATA SEL

⇩ View Seller Description

This low mileage second hand 2024 Hyundai SONATA SEL FWD sedan under 15,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $24K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $23,768
Est. Payment: $598.57 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 15,416
Location: Waterloo, IA
Estimated Cash Down: $300
Preowned 2012 Toyota Tundra Limited for Sale
2012 Toyota Tundra Limited

⇩ View Seller Description

This high mileage preowned 2012 Toyota Tundra Limited 4x4 pickup under 173,000 miles, automatic transmission, and 5.7L gas engine is for sale right now below $17K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $16,673
Est. Payment: $758.13 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 173,485
Location: Waterloo, IA
Estimated Cash Down: $400
Preowned 2017 Chevrolet Silverado 1500 LT for Sale
2017 Chevrolet Silverado 1500 LT

⇩ View Seller Description

This above average mileage preowned 2017 Chevrolet Silverado 1500 LT 4x4 pickup under 94,000 miles, automatic transmission, and 5.3L gas engine is for sale right now under $25K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $24,499
Est. Payment: $866.17 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 94,142
Location: Waterloo, IA
Estimated Cash Down: $300
Preowned 2021 Chevrolet Malibu LT for Sale
2021 Chevrolet Malibu LT

⇩ View Seller Description

This above average mileage preowned 2021 Chevrolet Malibu LT FWD sedan below 96,000 miles, cvt transmission, and 1.5L gas engine is for sale right now under $16K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $15,096
Est. Payment: $533.73 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 95,536
Location: Waterloo, IA
Estimated Cash Down: $400
Preowned 2018 Chevrolet Traverse LT Cloth for Sale
2018 Chevrolet Traverse LT Cloth

⇩ View Seller Description

This high mileage used 2018 Chevrolet Traverse LT Cloth 4x4 SUV under 113,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $15K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $14,225
Est. Payment: $562.58 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 112,919
Location: Waterloo, IA
Estimated Cash Down: $500
Preowned 2017 Hyundai SANTA FE Sport 2.4L for Sale
2017 Hyundai SANTA FE Sport 2.4L

⇩ View Seller Description

This high mileage second hand 2017 Hyundai SANTA FE Sport 2.4L AWD SUV below 120,000 miles, automatic transmission, and 2.4L gas engine is for sale right now below $11K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $10,822
Est. Payment: $428.00 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 119,954
Location: Waterloo, IA
Estimated Cash Down: $500
Preowned 2017 Ram 2500 Tradesman for Sale
2017 Ram 2500 Tradesman

⇩ View Seller Description

This high mileage used 2017 Ram 2500 Tradesman 4x4 pickup under 118,000 miles, automatic transmission, and 6.4L gas engine is for sale right now under $23K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price: $22,557
Est. Payment: $892.10 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 118,491
Location: Waterloo, IA
Estimated Cash Down: $400