Urbana, IL Used Cars Under $400 a Month

2022 Volkswagen Tiguan SE 4Motion

⇩ View Seller Description

This low mileage preowned 2022 Volkswagen Tiguan SE 4Motion AWD SUV under 44,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,500
Est. Payment:	$414.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,556
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,383.59
Avg. DMV Fee	196.00
Cash Sale Price	$24,248.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,248.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$414.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

⇩ View Seller Description

This low mileage preowned 2025 Jeep Compass Limited 4x4 SUV below 48,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,790
Est. Payment:	$401.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,553
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,305.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,460.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,460.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$401.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Terrain SLE

⇩ View Seller Description

This low mileage preowned 2020 GMC Terrain SLE 4x4 SUV under 57,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$414.64 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,087
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$414.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Toyota RAV4 XLE

⇩ View Seller Description

This below average mileage second hand 2013 Toyota RAV4 XLE AWD SUV under 66,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,500
Est. Payment:	$393.45 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,790
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,943.59
Avg. DMV Fee	196.00
Cash Sale Price	$19,808.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,808.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$393.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

⇩ View Seller Description

This low mileage used 2025 Kia K4 LXS FWD sedan below 37,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,395
Est. Payment:	$393.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,562
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,395.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,262.04
Avg. DMV Fee	196.00
Cash Sale Price	$23,022.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,022.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$393.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai KONA SEL

⇩ View Seller Description

This low mileage second hand 2022 Hyundai KONA SEL AWD SUV under 52,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,225
Est. Payment:	$398.85 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,558
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,133.34
Avg. DMV Fee	196.00
Cash Sale Price	$21,723.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,723.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$398.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai SONATA SEL

⇩ View Seller Description

This low mileage preowned 2021 Hyundai SONATA SEL FWD sedan below 23,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,500
Est. Payment:	$395.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,889
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,273.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,138.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,138.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$395.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Audi A4 2.0T quattro Premium

⇩ View Seller Description

This high mileage used 2017 Audi A4 2.0T quattro Premium AWD sedan under 111,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $12K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$11,595
Est. Payment:	$410.03 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,459
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$11,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,294.04
Avg. DMV Fee	196.00
Cash Sale Price	$13,254.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,254.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$410.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $11,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul LX

⇩ View Seller Description

This low mileage second hand 2025 Kia Soul LX FWD hatchback under 12,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,500
Est. Payment:	$395.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,081
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,273.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,138.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,138.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$395.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Escape Titanium

⇩ View Seller Description

This below average mileage used 2019 Ford Escape Titanium FWD SUV under 68,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,250
Est. Payment:	$387.94 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,182
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,916.09
Avg. DMV Fee	196.00
Cash Sale Price	$19,531.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,531.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$387.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

2022 Volkswagen Tiguan SE 4Motion

2025 Jeep Compass Limited

2020 GMC Terrain SLE

2013 Toyota RAV4 XLE

2025 Kia K4 LXS

2022 Hyundai KONA SEL

2021 Hyundai SONATA SEL

2017 Audi A4 2.0T quattro Premium

2025 Kia Soul LX

2019 Ford Escape Titanium

Used Cars under $400 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

2022 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2022 Volkswagen Tiguan SE 4Motion Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2020 GMC Terrain SLE

GMC Terrain SLE

2020 GMC Terrain SLE Car Loan Estimate

2013 Toyota RAV4 XLE

Toyota RAV4 XLE

2013 Toyota RAV4 XLE Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2022 Hyundai KONA SEL

Hyundai KONA SEL

2022 Hyundai KONA SEL Car Loan Estimate

2021 Hyundai SONATA SEL

Hyundai SONATA SEL

2021 Hyundai SONATA SEL Car Loan Estimate

2017 Audi A4 2.0T quattro Premium

Audi A4 2.0T quattro Premium

2017 Audi A4 2.0T quattro Premium Car Loan Estimate

2025 Kia Soul LX

Kia Soul LX

2025 Kia Soul LX Car Loan Estimate

2019 Ford Escape Titanium

Ford Escape Titanium

2019 Ford Escape Titanium Car Loan Estimate

Customize Payments

Find Financing

Customize Payments