Urbana, IL Used Cars Under $400 a Month

2024 Volkswagen Jetta Sport

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This low mileage used 2024 Volkswagen Jetta Sport FWD sedan below 24,000 miles, manual transmission, and 28 MPG, 1.5L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,399
Est. Payment:	$394.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,407
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,399.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,262.48
Avg. DMV Fee	196.00
Cash Sale Price	$23,026.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,026.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$394.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Encore GX Preferred

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This low mileage second hand 2025 Buick Encore GX Preferred FWD SUV under 29,000 miles, cvt transmission, and 28 MPG, 1.3L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,348
Est. Payment:	$412.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,731
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,348.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,366.87
Avg. DMV Fee	196.00
Cash Sale Price	$24,079.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,079.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$412.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,348.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Toyota RAV4 XLE

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This below average mileage preowned 2013 Toyota RAV4 XLE AWD SUV below 66,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,500
Est. Payment:	$393.45 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,790
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,943.59
Avg. DMV Fee	196.00
Cash Sale Price	$19,808.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,808.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$393.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage preowned 2025 Jeep Compass Limited 4x4 SUV below 48,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,790
Est. Payment:	$401.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,553
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,305.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,460.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,460.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$401.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Escape Titanium

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This below average mileage used 2019 Ford Escape Titanium FWD SUV below 68,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,250
Est. Payment:	$387.94 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,182
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,916.09
Avg. DMV Fee	196.00
Cash Sale Price	$19,531.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,531.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$387.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Compass Limited

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This average mileage used 2018 Jeep Compass Limited 4x4 SUV below 84,000 miles, automatic transmission, and 28 MPG, 2.4L gas engine is for sale right now below $15K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$14,695
Est. Payment:	$400.79 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,582
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$14,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,635.04
Avg. DMV Fee	196.00
Cash Sale Price	$16,695.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,695.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$400.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volkswagen Tiguan SE 4Motion

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This low mileage used 2022 Volkswagen Tiguan SE 4Motion AWD SUV under 44,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,500
Est. Payment:	$414.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,556
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,383.59
Avg. DMV Fee	196.00
Cash Sale Price	$24,248.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,248.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$414.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage second hand 2025 Nissan Altima 2.5 SV FWD sedan under 49,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,225
Est. Payment:	$371.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,966
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,133.34
Avg. DMV Fee	196.00
Cash Sale Price	$21,723.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,723.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$371.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul LX

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This low mileage used 2025 Kia Soul LX FWD hatchback below 12,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,500
Est. Payment:	$395.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,081
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,273.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,138.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,138.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$395.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Trailhawk

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This low mileage second hand 2025 Jeep Compass Trailhawk 4x4 SUV under 43,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,799
Est. Payment:	$401.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,252
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,799.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,306.48
Avg. DMV Fee	196.00
Cash Sale Price	$23,470.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,470.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$401.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

2024 Volkswagen Jetta Sport

2025 Buick Encore GX Preferred

2013 Toyota RAV4 XLE

2025 Jeep Compass Limited

2019 Ford Escape Titanium

2018 Jeep Compass Limited

2022 Volkswagen Tiguan SE 4Motion

2025 Nissan Altima 2.5 SV

2025 Kia Soul LX

2025 Jeep Compass Trailhawk

Used Cars under $400 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

2024 Volkswagen Jetta Sport

Volkswagen Jetta Sport

2024 Volkswagen Jetta Sport Car Loan Estimate

2025 Buick Encore GX Preferred

Buick Encore GX Preferred

2025 Buick Encore GX Preferred Car Loan Estimate

2013 Toyota RAV4 XLE

Toyota RAV4 XLE

2013 Toyota RAV4 XLE Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2019 Ford Escape Titanium

Ford Escape Titanium

2019 Ford Escape Titanium Car Loan Estimate

2018 Jeep Compass Limited

Jeep Compass Limited

2018 Jeep Compass Limited Car Loan Estimate

2022 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2022 Volkswagen Tiguan SE 4Motion Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2025 Kia Soul LX

Kia Soul LX

2025 Kia Soul LX Car Loan Estimate

2025 Jeep Compass Trailhawk

Jeep Compass Trailhawk

2025 Jeep Compass Trailhawk Car Loan Estimate

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