Urbana, IL Used Cars Under $400 a Month

2025 Jeep Compass Limited

⇩ View Seller Description

This low mileage second hand 2025 Jeep Compass Limited 4x4 SUV below 48,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,790
Est. Payment:	$401.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,553
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,305.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,460.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,460.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$401.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

⇩ View Seller Description

This low mileage used 2025 Jeep Compass Limited 4x4 SUV under 46,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$405.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,651
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$405.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volkswagen Tiguan SE 4Motion

⇩ View Seller Description

This low mileage used 2022 Volkswagen Tiguan SE 4Motion AWD SUV under 44,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,500
Est. Payment:	$414.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,556
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,383.59
Avg. DMV Fee	196.00
Cash Sale Price	$24,248.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,248.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$414.93

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

⇩ View Seller Description

This low mileage second hand 2025 Nissan Altima 2.5 SV FWD sedan under 48,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,725
Est. Payment:	$400.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,825
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,298.34
Avg. DMV Fee	196.00
Cash Sale Price	$23,388.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,388.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$400.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Soul LX

⇩ View Seller Description

This low mileage second hand 2025 Kia Soul LX FWD hatchback under 12,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,500
Est. Payment:	$395.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,081
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,273.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,138.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,138.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$395.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Altima 2.5 SR

⇩ View Seller Description

This low mileage second hand 2022 Nissan Altima 2.5 SR AWD sedan under 55,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now under $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,889
Est. Payment:	$392.00 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,872
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,889.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,096.38
Avg. DMV Fee	196.00
Cash Sale Price	$21,350.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,350.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$392.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

⇩ View Seller Description

This low mileage used 2025 Nissan Altima 2.5 SV FWD sedan below 49,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,225
Est. Payment:	$371.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,966
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,133.34
Avg. DMV Fee	196.00
Cash Sale Price	$21,723.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,723.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$371.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Subaru Forester Premium

⇩ View Seller Description

This low mileage preowned 2019 Subaru Forester Premium AWD SUV under 57,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$414.64 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,578
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$414.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Audi A4 2.0T quattro Premium

⇩ View Seller Description

This high mileage second hand 2017 Audi A4 2.0T quattro Premium AWD sedan under 111,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $12K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$11,595
Est. Payment:	$410.03 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,459
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$11,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,294.04
Avg. DMV Fee	196.00
Cash Sale Price	$13,254.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,254.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$410.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Compass Limited

⇩ View Seller Description

This average mileage preowned 2018 Jeep Compass Limited 4x4 SUV below 84,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now below $15K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$14,695
Est. Payment:	$400.79 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,582
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$14,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,635.04
Avg. DMV Fee	196.00
Cash Sale Price	$16,695.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,695.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$400.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

2025 Jeep Compass Limited

2025 Jeep Compass Limited

2022 Volkswagen Tiguan SE 4Motion

2025 Nissan Altima 2.5 SV

2025 Kia Soul LX

2022 Nissan Altima 2.5 SR

2025 Nissan Altima 2.5 SV

2019 Subaru Forester Premium

2017 Audi A4 2.0T quattro Premium

2018 Jeep Compass Limited

Used Cars under $400 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2022 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2022 Volkswagen Tiguan SE 4Motion Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2025 Kia Soul LX

Kia Soul LX

2025 Kia Soul LX Car Loan Estimate

2022 Nissan Altima 2.5 SR

Nissan Altima 2.5 SR

2022 Nissan Altima 2.5 SR Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2019 Subaru Forester Premium

Subaru Forester Premium

2019 Subaru Forester Premium Car Loan Estimate

2017 Audi A4 2.0T quattro Premium

Audi A4 2.0T quattro Premium

2017 Audi A4 2.0T quattro Premium Car Loan Estimate

2018 Jeep Compass Limited

Jeep Compass Limited

2018 Jeep Compass Limited Car Loan Estimate

Customize Payments

Find Financing

Customize Payments