Used Cars under $400 per month for Sale in Urbana, IL

23 Preowned vehicles for sale in Urbana Illinois and the Metro Champaign - Springfield - Decatur and Champaign County area with monthly payments below $400. Search by payment, bodystyle, engine type, or drivetrain.

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Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

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State
IL
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2020 GMC Terrain SLE for Sale
2020 GMC Terrain SLE

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This low mileage used 2020 GMC Terrain SLE 4x4 SUV under 57,000 miles, automatic transmission, and 36 MPG, 1.5L gas engine is for sale right now below $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $18,994
Est. Payment: $394.14 / 66 months @ 7.13% APR
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Mileage: 57,091
Location: Urbana, IL
Preowned 2025 Chevrolet Trax LT for Sale
2025 Chevrolet Trax LT

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This low mileage preowned 2025 Chevrolet Trax LT FWD SUV below 39,000 miles, automatic transmission, and 36 MPG, 1.2L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $21,500
Est. Payment: $414.93 / 72 months @ 7.13% APR
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Mileage: 38,564
Location: Urbana, IL
Preowned 2018 Jeep Compass Limited for Sale
2018 Jeep Compass Limited

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This average mileage preowned 2018 Jeep Compass Limited 4x4 SUV under 84,000 miles, automatic transmission, and 36 MPG, 2.4L gas engine is for sale right now under $15K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $14,202
Est. Payment: $387.65 / 48 months @ 7.13% APR
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Mileage: 83,568
Location: Urbana, IL
Preowned 2017 Audi A4 2.0T quattro Premium for Sale
2017 Audi A4 2.0T quattro Premium

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This high mileage preowned 2017 Audi A4 2.0T quattro Premium AWD sedan under 111,000 miles, automatic transmission, and 36 MPG, 2.0L gas engine is for sale right now below $12K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $11,225
Est. Payment: $397.33 / 36 months @ 7.13% APR
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Mileage: 111,462
Location: Urbana, IL
Preowned 2019 Ford Escape Titanium for Sale
2019 Ford Escape Titanium

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This below average mileage preowned 2019 Ford Escape Titanium FWD SUV under 68,000 miles, automatic transmission, and 36 MPG, 2.0L gas engine is for sale right now under $17K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $16,595
Est. Payment: $373.50 / 60 months @ 7.13% APR
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Mileage: 68,277
Location: Urbana, IL
Preowned 2020 Volkswagen Passat SEL for Sale
2020 Volkswagen Passat SEL

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This low mileage used 2020 Volkswagen Passat SEL FWD sedan under 30,000 miles, automatic transmission, and 36 MPG, 2.0L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $20,000
Est. Payment: $386.44 / 72 months @ 7.13% APR
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Mileage: 30,315
Location: Urbana, IL
Preowned 2025 Buick Encore GX Preferred for Sale
2025 Buick Encore GX Preferred

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This low mileage preowned 2025 Buick Encore GX Preferred FWD SUV under 29,000 miles, cvt transmission, and 36 MPG, 1.3L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $20,990
Est. Payment: $405.24 / 72 months @ 7.13% APR
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Mileage: 28,731
Location: Urbana, IL
Preowned 2025 Nissan Altima 2.5 SV for Sale
2025 Nissan Altima 2.5 SV

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This low mileage preowned 2025 Nissan Altima 2.5 SV FWD sedan under 48,000 miles, cvt transmission, and 36 MPG, 2.5L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $19,595
Est. Payment: $378.75 / 72 months @ 7.13% APR
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Mileage: 47,825
Location: Urbana, IL
Preowned 2019 Subaru Forester Premium for Sale
2019 Subaru Forester Premium

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This low mileage second hand 2019 Subaru Forester Premium AWD SUV under 57,000 miles, cvt transmission, and 36 MPG, 2.5L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $19,750
Est. Payment: $409.55 / 66 months @ 7.13% APR
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Mileage: 56,578
Location: Urbana, IL
Preowned 2024 Volkswagen Jetta Sport for Sale
2024 Volkswagen Jetta Sport

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This low mileage preowned 2024 Volkswagen Jetta Sport FWD sedan below 24,000 miles, manual transmission, and 36 MPG, 1.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $20,000
Est. Payment: $386.44 / 72 months @ 7.13% APR
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Mileage: 24,430
Location: Urbana, IL