Urbana, IL Used Cars Under $400 a Month

2016 GMC Acadia Denali

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This average mileage used 2016 GMC Acadia Denali AWD SUV below 86,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now under $15K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,000
Est. Payment:	$408.92 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,909
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,668.59
Avg. DMV Fee	196.00
Cash Sale Price	$17,033.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,033.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$408.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volkswagen Tiguan SE 4Motion

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This low mileage preowned 2022 Volkswagen Tiguan SE 4Motion AWD SUV below 44,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$405.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,769
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$405.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Terrain SLE

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This low mileage used 2020 GMC Terrain SLE 4x4 SUV under 57,000 miles, automatic transmission, and 28 MPG, 1.5L gas engine is for sale right now under $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,994
Est. Payment:	$394.14 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,091
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,994.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,107.93
Avg. DMV Fee	196.00
Cash Sale Price	$21,466.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,466.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$394.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Subaru Forester Premium

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This low mileage used 2019 Subaru Forester Premium AWD SUV under 57,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,750
Est. Payment:	$409.55 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,578
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,191.09
Avg. DMV Fee	196.00
Cash Sale Price	$22,306.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,306.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$409.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Escape Titanium

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This below average mileage preowned 2019 Ford Escape Titanium FWD SUV under 68,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $17K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$16,595
Est. Payment:	$373.50 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,277
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$16,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,844.04
Avg. DMV Fee	196.00
Cash Sale Price	$18,804.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,804.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$373.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Jetta Sport

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This low mileage preowned 2024 Volkswagen Jetta Sport FWD sedan under 24,000 miles, manual transmission, and 28 MPG, 1.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$386.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,430
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$386.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Volkswagen Passat SEL

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This low mileage used 2020 Volkswagen Passat SEL FWD sedan below 30,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$386.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,315
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$386.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Volkswagen Tiguan SEL Premium 4Motion

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This low mileage preowned 2019 Volkswagen Tiguan SEL Premium 4Motion AWD SUV under 54,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,500
Est. Payment:	$404.45 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,990
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,028.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,028.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$404.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Altima 2.5 SR

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This low mileage used 2022 Nissan Altima 2.5 SR AWD sedan below 55,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now below $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,750
Est. Payment:	$389.17 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,872
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,750.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,081.09
Avg. DMV Fee	196.00
Cash Sale Price	$21,196.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,196.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$389.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Audi A4 2.0T quattro Premium

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This high mileage second hand 2017 Audi A4 2.0T quattro Premium AWD sedan below 111,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $12K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$11,225
Est. Payment:	$397.33 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,462
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$11,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,253.34
Avg. DMV Fee	196.00
Cash Sale Price	$12,843.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,843.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$397.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $11,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

2016 GMC Acadia Denali

2022 Volkswagen Tiguan SE 4Motion

2020 GMC Terrain SLE

2019 Subaru Forester Premium

2019 Ford Escape Titanium

2024 Volkswagen Jetta Sport

2020 Volkswagen Passat SEL

2019 Volkswagen Tiguan SEL Premium 4Motion

2022 Nissan Altima 2.5 SR

2017 Audi A4 2.0T quattro Premium

Used Cars under $400 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

2016 GMC Acadia Denali

GMC Acadia Denali

2016 GMC Acadia Denali Car Loan Estimate

2022 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2022 Volkswagen Tiguan SE 4Motion Car Loan Estimate

2020 GMC Terrain SLE

GMC Terrain SLE

2020 GMC Terrain SLE Car Loan Estimate

2019 Subaru Forester Premium

Subaru Forester Premium

2019 Subaru Forester Premium Car Loan Estimate

2019 Ford Escape Titanium

Ford Escape Titanium

2019 Ford Escape Titanium Car Loan Estimate

2024 Volkswagen Jetta Sport

Volkswagen Jetta Sport

2024 Volkswagen Jetta Sport Car Loan Estimate

2020 Volkswagen Passat SEL

Volkswagen Passat SEL

2020 Volkswagen Passat SEL Car Loan Estimate

2019 Volkswagen Tiguan SEL Premium 4Motion

Volkswagen Tiguan SEL Premium 4Motion

2019 Volkswagen Tiguan SEL Premium 4Motion Car Loan Estimate

2022 Nissan Altima 2.5 SR

Nissan Altima 2.5 SR

2022 Nissan Altima 2.5 SR Car Loan Estimate

2017 Audi A4 2.0T quattro Premium

Audi A4 2.0T quattro Premium

2017 Audi A4 2.0T quattro Premium Car Loan Estimate

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