Urbana, IL Used Cars Under $400 a Month

2025 Hyundai SONATA SE

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This low mileage preowned 2025 Hyundai SONATA SE FWD sedan under 25,000 miles, automatic transmission, and 33 MPG, 2.5L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,500
Est. Payment:	$414.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,971
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,383.59
Avg. DMV Fee	196.00
Cash Sale Price	$24,248.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,248.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$414.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Jetta Sport

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This low mileage preowned 2024 Volkswagen Jetta Sport FWD sedan below 24,000 miles, manual transmission, and 33 MPG, 1.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$386.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,430
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$386.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax LT

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This low mileage preowned 2025 Chevrolet Trax LT FWD SUV under 39,000 miles, automatic transmission, and 33 MPG, 1.2L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,500
Est. Payment:	$414.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,564
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,383.59
Avg. DMV Fee	196.00
Cash Sale Price	$24,248.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,248.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$414.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage second hand 2025 Kia K4 LXS FWD sedan below 37,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,295
Est. Payment:	$392.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,562
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,295.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,251.04
Avg. DMV Fee	196.00
Cash Sale Price	$22,911.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,911.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$392.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Encore GX Preferred

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This low mileage second hand 2025 Buick Encore GX Preferred FWD SUV below 29,000 miles, cvt transmission, and 33 MPG, 1.3L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$405.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,731
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$405.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage used 2025 Jeep Compass Limited 4x4 SUV under 46,000 miles, automatic transmission, and 33 MPG, 2.0L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,725
Est. Payment:	$400.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,651
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,298.34
Avg. DMV Fee	196.00
Cash Sale Price	$23,388.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,388.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$400.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage used 2025 Kia K4 LXS FWD sedan below 44,000 miles, cvt transmission, and 33 MPG, 2.0L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,395
Est. Payment:	$393.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,784
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,395.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,262.04
Avg. DMV Fee	196.00
Cash Sale Price	$23,022.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,022.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$393.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Compass Limited

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This average mileage used 2018 Jeep Compass Limited 4x4 SUV under 84,000 miles, automatic transmission, and 33 MPG, 2.4L gas engine is for sale right now below $15K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$14,202
Est. Payment:	$387.65 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,568
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$14,202.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,580.81
Avg. DMV Fee	196.00
Cash Sale Price	$16,147.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,147.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$387.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,202.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Trailhawk

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This low mileage second hand 2025 Jeep Compass Trailhawk 4x4 SUV below 43,000 miles, automatic transmission, and 33 MPG, 2.0L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,350
Est. Payment:	$393.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,252
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,350.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,257.09
Avg. DMV Fee	196.00
Cash Sale Price	$22,972.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,972.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$393.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage used 2025 Nissan Altima 2.5 SV FWD sedan below 48,000 miles, cvt transmission, and 33 MPG, 2.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,595
Est. Payment:	$378.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,825
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,174.04
Avg. DMV Fee	196.00
Cash Sale Price	$22,134.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,134.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$378.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

2025 Hyundai SONATA SE

2024 Volkswagen Jetta Sport

2025 Chevrolet Trax LT

2025 Kia K4 LXS

2025 Buick Encore GX Preferred

2025 Jeep Compass Limited

2025 Kia K4 LXS

2018 Jeep Compass Limited

2025 Jeep Compass Trailhawk

2025 Nissan Altima 2.5 SV

Used Cars under $400 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

2025 Hyundai SONATA SE

Hyundai SONATA SE

2025 Hyundai SONATA SE Car Loan Estimate

2024 Volkswagen Jetta Sport

Volkswagen Jetta Sport

2024 Volkswagen Jetta Sport Car Loan Estimate

2025 Chevrolet Trax LT

Chevrolet Trax LT

2025 Chevrolet Trax LT Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2025 Buick Encore GX Preferred

Buick Encore GX Preferred

2025 Buick Encore GX Preferred Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2018 Jeep Compass Limited

Jeep Compass Limited

2018 Jeep Compass Limited Car Loan Estimate

2025 Jeep Compass Trailhawk

Jeep Compass Trailhawk

2025 Jeep Compass Trailhawk Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

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