Used Cars under $400 per month for Sale in Urbana, IL

23 Preowned vehicles for sale in Urbana Illinois and the Metro Champaign - Springfield - Decatur and Champaign County area with monthly payments below $400. Search by payment, bodystyle, engine type, or drivetrain.

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Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

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State
IL
Credit Score / Avg. Rate
781-850 / 7.13%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2025 Nissan Altima 2.5 SV for Sale
2025 Nissan Altima 2.5 SV

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This low mileage used 2025 Nissan Altima 2.5 SV FWD sedan below 51,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $19,750
Est. Payment: $409.55 / 66 months @ 7.13% APR
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Mileage: 51,454
Location: Urbana, IL
Preowned 2024 Volkswagen Jetta Sport for Sale
2024 Volkswagen Jetta Sport

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This low mileage second hand 2024 Volkswagen Jetta Sport FWD sedan below 24,000 miles, manual transmission, and 30 MPG, 1.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $20,000
Est. Payment: $386.44 / 72 months @ 7.13% APR
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Mileage: 24,430
Location: Urbana, IL
Preowned 2025 Hyundai SONATA SE for Sale
2025 Hyundai SONATA SE

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This low mileage used 2025 Hyundai SONATA SE FWD sedan below 25,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $21,500
Est. Payment: $414.93 / 72 months @ 7.13% APR
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Mileage: 24,971
Location: Urbana, IL
Preowned 2019 Subaru Forester Premium for Sale
2019 Subaru Forester Premium

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This low mileage second hand 2019 Subaru Forester Premium AWD SUV under 57,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $19,750
Est. Payment: $409.55 / 66 months @ 7.13% APR
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Mileage: 56,578
Location: Urbana, IL
Preowned 2013 Toyota RAV4 XLE for Sale
2013 Toyota RAV4 XLE

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This below average mileage second hand 2013 Toyota RAV4 XLE AWD SUV below 66,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $17K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $16,500
Est. Payment: $371.40 / 60 months @ 7.13% APR
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Mileage: 65,791
Location: Urbana, IL
Preowned 2019 Volkswagen Tiguan SEL Premium 4Motion for Sale
2019 Volkswagen Tiguan SEL Premium 4Motion

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This low mileage used 2019 Volkswagen Tiguan SEL Premium 4Motion AWD SUV under 54,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $19,500
Est. Payment: $404.45 / 66 months @ 7.13% APR
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Mileage: 53,990
Location: Urbana, IL
Preowned 2025 Chevrolet Trax LT for Sale
2025 Chevrolet Trax LT

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This low mileage second hand 2025 Chevrolet Trax LT FWD SUV under 39,000 miles, automatic transmission, and 30 MPG, 1.2L gas engine is for sale right now under $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $21,500
Est. Payment: $414.93 / 72 months @ 7.13% APR
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Mileage: 38,564
Location: Urbana, IL
Preowned 2020 GMC Terrain SLE for Sale
2020 GMC Terrain SLE

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This low mileage used 2020 GMC Terrain SLE 4x4 SUV below 57,000 miles, automatic transmission, and 30 MPG, 1.5L gas engine is for sale right now below $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $18,994
Est. Payment: $394.14 / 66 months @ 7.13% APR
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Mileage: 57,091
Location: Urbana, IL
Preowned 2019 Ford Escape Titanium for Sale
2019 Ford Escape Titanium

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This below average mileage used 2019 Ford Escape Titanium FWD SUV below 68,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now under $17K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $16,595
Est. Payment: $373.50 / 60 months @ 7.13% APR
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Mileage: 68,277
Location: Urbana, IL
Preowned 2025 Buick Encore GX Preferred for Sale
2025 Buick Encore GX Preferred

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This low mileage second hand 2025 Buick Encore GX Preferred FWD SUV below 29,000 miles, cvt transmission, and 30 MPG, 1.3L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $20,990
Est. Payment: $405.24 / 72 months @ 7.13% APR
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Mileage: 28,731
Location: Urbana, IL