Urbana, IL Used Cars Under $400 a Month

2025 Nissan Altima 2.5 SV

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This low mileage preowned 2025 Nissan Altima 2.5 SV FWD sedan below 48,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,725
Est. Payment:	$400.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,825
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,298.34
Avg. DMV Fee	196.00
Cash Sale Price	$23,388.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,388.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$400.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage preowned 2025 Nissan Altima 2.5 SV FWD sedan under 49,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,225
Est. Payment:	$371.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,966
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,133.34
Avg. DMV Fee	196.00
Cash Sale Price	$21,723.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,723.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$371.72

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Terrain SLE

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This low mileage second hand 2020 GMC Terrain SLE 4x4 SUV under 57,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$414.64 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,087
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$414.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Subaru Forester Premium

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This low mileage used 2019 Subaru Forester Premium AWD SUV below 57,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$414.64 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,578
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$414.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Encore GX Preferred

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This low mileage preowned 2025 Buick Encore GX Preferred FWD SUV under 29,000 miles, cvt transmission, and 26 MPG, 1.3L gas engine is for sale right now under $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,348
Est. Payment:	$412.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,731
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,348.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,366.87
Avg. DMV Fee	196.00
Cash Sale Price	$24,079.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,079.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$412.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,348.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Trailhawk

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This low mileage used 2025 Jeep Compass Trailhawk 4x4 SUV under 43,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,799
Est. Payment:	$401.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,252
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,799.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,306.48
Avg. DMV Fee	196.00
Cash Sale Price	$23,470.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,470.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$401.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Altima 2.5 SR

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This low mileage second hand 2022 Nissan Altima 2.5 SR AWD sedan below 55,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now under $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,889
Est. Payment:	$392.00 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,872
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,889.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,096.38
Avg. DMV Fee	196.00
Cash Sale Price	$21,350.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,350.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$392.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Jetta Sport

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This low mileage second hand 2024 Volkswagen Jetta Sport FWD sedan below 24,000 miles, manual transmission, and 26 MPG, 1.5L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,399
Est. Payment:	$394.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,407
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,399.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,262.48
Avg. DMV Fee	196.00
Cash Sale Price	$23,026.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,026.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$394.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Compass Limited

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This average mileage second hand 2018 Jeep Compass Limited 4x4 SUV below 84,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now below $15K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$14,695
Est. Payment:	$400.79 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,582
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$14,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,635.04
Avg. DMV Fee	196.00
Cash Sale Price	$16,695.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,695.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$400.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Escape Titanium

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This below average mileage used 2019 Ford Escape Titanium FWD SUV below 68,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,250
Est. Payment:	$387.94 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,182
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,916.09
Avg. DMV Fee	196.00
Cash Sale Price	$19,531.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,531.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$387.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

2025 Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV

2020 GMC Terrain SLE

2019 Subaru Forester Premium

2025 Buick Encore GX Preferred

2025 Jeep Compass Trailhawk

2022 Nissan Altima 2.5 SR

2024 Volkswagen Jetta Sport

2018 Jeep Compass Limited

2019 Ford Escape Titanium

Used Cars under $400 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2020 GMC Terrain SLE

GMC Terrain SLE

2020 GMC Terrain SLE Car Loan Estimate

2019 Subaru Forester Premium

Subaru Forester Premium

2019 Subaru Forester Premium Car Loan Estimate

2025 Buick Encore GX Preferred

Buick Encore GX Preferred

2025 Buick Encore GX Preferred Car Loan Estimate

2025 Jeep Compass Trailhawk

Jeep Compass Trailhawk

2025 Jeep Compass Trailhawk Car Loan Estimate

2022 Nissan Altima 2.5 SR

Nissan Altima 2.5 SR

2022 Nissan Altima 2.5 SR Car Loan Estimate

2024 Volkswagen Jetta Sport

Volkswagen Jetta Sport

2024 Volkswagen Jetta Sport Car Loan Estimate

2018 Jeep Compass Limited

Jeep Compass Limited

2018 Jeep Compass Limited Car Loan Estimate

2019 Ford Escape Titanium

Ford Escape Titanium

2019 Ford Escape Titanium Car Loan Estimate

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