Urbana, IL Used Cars Under $400 a Month

2013 Toyota RAV4 XLE

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This below average mileage second hand 2013 Toyota RAV4 XLE AWD SUV under 66,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,500
Est. Payment:	$393.45 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,790
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,943.59
Avg. DMV Fee	196.00
Cash Sale Price	$19,808.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,808.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$393.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Trailhawk

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This low mileage second hand 2025 Jeep Compass Trailhawk 4x4 SUV below 45,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,500
Est. Payment:	$395.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,089
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,273.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,138.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,138.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$395.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Altima 2.5 SR

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This low mileage preowned 2022 Nissan Altima 2.5 SR AWD sedan below 55,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now below $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,889
Est. Payment:	$392.00 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,872
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,889.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,096.38
Avg. DMV Fee	196.00
Cash Sale Price	$21,350.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,350.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$392.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,889.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage second hand 2025 Kia K4 LXS FWD sedan under 37,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,395
Est. Payment:	$393.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,562
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,395.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,262.04
Avg. DMV Fee	196.00
Cash Sale Price	$23,022.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,022.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$393.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai KONA SEL

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This low mileage preowned 2022 Hyundai KONA SEL AWD SUV under 52,000 miles, cvt transmission, and 30 MPG, 2.0L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,225
Est. Payment:	$398.85 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,558
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,133.34
Avg. DMV Fee	196.00
Cash Sale Price	$21,723.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,723.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$398.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage preowned 2025 Jeep Compass Limited 4x4 SUV below 48,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,790
Est. Payment:	$401.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,553
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,305.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,460.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,460.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$401.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage used 2025 Jeep Compass Limited 4x4 SUV under 46,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$405.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,651
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$405.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Compass Limited

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This average mileage second hand 2018 Jeep Compass Limited 4x4 SUV under 84,000 miles, automatic transmission, and 30 MPG, 2.4L gas engine is for sale right now under $15K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$14,695
Est. Payment:	$400.79 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,582
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$14,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,635.04
Avg. DMV Fee	196.00
Cash Sale Price	$16,695.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,695.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$400.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $14,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai SONATA SEL

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This low mileage preowned 2021 Hyundai SONATA SEL FWD sedan under 23,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,500
Est. Payment:	$395.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,889
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,273.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,138.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,138.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$395.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Subaru Forester Premium

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This low mileage used 2019 Subaru Forester Premium AWD SUV under 57,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$414.64 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,578
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$414.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

2013 Toyota RAV4 XLE

2025 Jeep Compass Trailhawk

2022 Nissan Altima 2.5 SR

2025 Kia K4 LXS

2022 Hyundai KONA SEL

2025 Jeep Compass Limited

2025 Jeep Compass Limited

2018 Jeep Compass Limited

2021 Hyundai SONATA SEL

2019 Subaru Forester Premium

Used Cars under $400 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $400 / Month

2013 Toyota RAV4 XLE

Toyota RAV4 XLE

2013 Toyota RAV4 XLE Car Loan Estimate

2025 Jeep Compass Trailhawk

Jeep Compass Trailhawk

2025 Jeep Compass Trailhawk Car Loan Estimate

2022 Nissan Altima 2.5 SR

Nissan Altima 2.5 SR

2022 Nissan Altima 2.5 SR Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2022 Hyundai KONA SEL

Hyundai KONA SEL

2022 Hyundai KONA SEL Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2018 Jeep Compass Limited

Jeep Compass Limited

2018 Jeep Compass Limited Car Loan Estimate

2021 Hyundai SONATA SEL

Hyundai SONATA SEL

2021 Hyundai SONATA SEL Car Loan Estimate

2019 Subaru Forester Premium

Subaru Forester Premium

2019 Subaru Forester Premium Car Loan Estimate

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