Urbana, IL Used Cars Under $450 a Month

2025 Chevrolet Equinox LT

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This low mileage second hand 2025 Chevrolet Equinox LT FWD SUV under 37,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now under $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,500
Est. Payment:	$452.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,243
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,603.59
Avg. DMV Fee	196.00
Cash Sale Price	$26,468.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,468.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$452.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Rogue SV

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This low mileage used 2025 Nissan Rogue SV AWD SUV under 40,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,399
Est. Payment:	$432.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,409
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,399.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,482.48
Avg. DMV Fee	196.00
Cash Sale Price	$25,246.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,246.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$432.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Trailhawk

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This low mileage second hand 2025 Jeep Compass Trailhawk 4x4 SUV below 32,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$443.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,499
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$443.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Jetta SEL

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This low mileage second hand 2024 Volkswagen Jetta SEL FWD sedan under 41,000 miles, automatic transmission, and 32 MPG, 1.5L gas engine is for sale right now below $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,500
Est. Payment:	$433.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,870
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,493.59
Avg. DMV Fee	196.00
Cash Sale Price	$25,358.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,358.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$433.92

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Crosstrek Premium

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This average mileage preowned 2021 Subaru Crosstrek Premium AWD SUV under 79,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,650
Est. Payment:	$457.60 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,904
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,650.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,070.09
Avg. DMV Fee	196.00
Cash Sale Price	$21,085.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,085.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$457.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Compass High Altitude

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This low mileage used 2023 Jeep Compass High Altitude 4x4 SUV below 33,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now under $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,999
Est. Payment:	$462.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,054
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,658.48
Avg. DMV Fee	196.00
Cash Sale Price	$27,022.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,022.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$462.40

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chrysler 300 C

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This low mileage used 2019 Chrysler 300 C RWD sedan below 45,000 miles, automatic transmission, and 32 MPG, 5.7L gas engine is for sale right now under $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,225
Est. Payment:	$466.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,261
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,683.34
Avg. DMV Fee	196.00
Cash Sale Price	$27,273.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,273.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$466.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Convenience

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This low mileage used 2025 Hyundai ELANTRA SEL Convenience FWD sedan under 6,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,595
Est. Payment:	$435.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,473
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,504.04
Avg. DMV Fee	196.00
Cash Sale Price	$25,464.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,464.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$435.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This below average mileage preowned 2023 Hyundai SANTA FE SEL FWD SUV under 60,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,225
Est. Payment:	$453.53 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,078
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,243.34
Avg. DMV Fee	196.00
Cash Sale Price	$22,833.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,833.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$453.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This low mileage used 2023 Hyundai SONATA SEL FWD sedan under 14,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$443.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,339
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$443.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $450 / Month

2025 Chevrolet Equinox LT

2025 Nissan Rogue SV

2025 Jeep Compass Trailhawk

2024 Volkswagen Jetta SEL

2021 Subaru Crosstrek Premium

2023 Jeep Compass High Altitude

2019 Chrysler 300 C

2025 Hyundai ELANTRA SEL Convenience

2023 Hyundai SANTA FE SEL

2023 Hyundai SONATA SEL

Used Cars under $450 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $450 / Month

2025 Chevrolet Equinox LT

Chevrolet Equinox LT

2025 Chevrolet Equinox LT Car Loan Estimate

2025 Nissan Rogue SV

Nissan Rogue SV

2025 Nissan Rogue SV Car Loan Estimate

2025 Jeep Compass Trailhawk

Jeep Compass Trailhawk

2025 Jeep Compass Trailhawk Car Loan Estimate

2024 Volkswagen Jetta SEL

Volkswagen Jetta SEL

2024 Volkswagen Jetta SEL Car Loan Estimate

2021 Subaru Crosstrek Premium

Subaru Crosstrek Premium

2021 Subaru Crosstrek Premium Car Loan Estimate

2023 Jeep Compass High Altitude

Jeep Compass High Altitude

2023 Jeep Compass High Altitude Car Loan Estimate

2019 Chrysler 300 C

Chrysler 300 C

2019 Chrysler 300 C Car Loan Estimate

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

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