Urbana, IL Used Cars Under $450 a Month

2025 Nissan Rogue SV

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This low mileage second hand 2025 Nissan Rogue SV AWD SUV below 40,000 miles, cvt transmission, and 29 MPG, 1.5L gas engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,399
Est. Payment:	$432.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,409
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,399.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,482.48
Avg. DMV Fee	196.00
Cash Sale Price	$25,246.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,246.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$432.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Compass High Altitude

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This low mileage preowned 2023 Jeep Compass High Altitude 4x4 SUV under 33,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,999
Est. Payment:	$462.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,054
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,658.48
Avg. DMV Fee	196.00
Cash Sale Price	$27,022.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,022.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$462.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Convenience

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This low mileage second hand 2025 Hyundai ELANTRA SEL Convenience FWD sedan below 6,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,595
Est. Payment:	$435.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,473
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,504.04
Avg. DMV Fee	196.00
Cash Sale Price	$25,464.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,464.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$435.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This low mileage second hand 2023 Hyundai SONATA SEL FWD sedan below 14,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now below $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$443.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,339
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$443.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage second hand 2025 Jeep Compass Limited 4x4 SUV under 43,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,990
Est. Payment:	$424.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,310
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,437.49
Avg. DMV Fee	196.00
Cash Sale Price	$24,792.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,792.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$424.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chrysler 300 C

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This low mileage preowned 2019 Chrysler 300 C RWD sedan under 45,000 miles, automatic transmission, and 29 MPG, 5.7L gas engine is for sale right now under $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,225
Est. Payment:	$466.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,261
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,683.34
Avg. DMV Fee	196.00
Cash Sale Price	$27,273.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,273.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$466.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Equinox LT

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This low mileage preowned 2025 Chevrolet Equinox LT FWD SUV under 37,000 miles, cvt transmission, and 29 MPG, 1.5L gas engine is for sale right now below $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,500
Est. Payment:	$452.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,243
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,603.59
Avg. DMV Fee	196.00
Cash Sale Price	$26,468.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,468.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$452.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SR

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This low mileage second hand 2025 Nissan Altima 2.5 SR FWD sedan below 21,000 miles, cvt transmission, and 29 MPG, 2.5L gas engine is for sale right now below $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,225
Est. Payment:	$428.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,486
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,463.34
Avg. DMV Fee	196.00
Cash Sale Price	$25,053.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,053.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$428.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage second hand 2025 Jeep Compass Limited 4x4 SUV below 33,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,225
Est. Payment:	$447.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,949
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,573.34
Avg. DMV Fee	196.00
Cash Sale Price	$26,163.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,163.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$447.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Taos S 4Motion

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This low mileage certified used 2025 Volkswagen Taos S 4Motion AWD SUV below 7,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now below $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,225
Est. Payment:	$447.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,332
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,573.34
Avg. DMV Fee	196.00
Cash Sale Price	$26,163.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,163.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$447.69

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $450 / Month

2025 Nissan Rogue SV

2023 Jeep Compass High Altitude

2025 Hyundai ELANTRA SEL Convenience

2023 Hyundai SONATA SEL

2025 Jeep Compass Limited

2019 Chrysler 300 C

2025 Chevrolet Equinox LT

2025 Nissan Altima 2.5 SR

2025 Jeep Compass Limited

2025 Volkswagen Taos S 4Motion

Used Cars under $450 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $450 / Month

2025 Nissan Rogue SV

Nissan Rogue SV

2025 Nissan Rogue SV Car Loan Estimate

2023 Jeep Compass High Altitude

Jeep Compass High Altitude

2023 Jeep Compass High Altitude Car Loan Estimate

2025 Hyundai ELANTRA SEL Convenience

Hyundai ELANTRA SEL Convenience

2025 Hyundai ELANTRA SEL Convenience Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2019 Chrysler 300 C

Chrysler 300 C

2019 Chrysler 300 C Car Loan Estimate

2025 Chevrolet Equinox LT

Chevrolet Equinox LT

2025 Chevrolet Equinox LT Car Loan Estimate

2025 Nissan Altima 2.5 SR

Nissan Altima 2.5 SR

2025 Nissan Altima 2.5 SR Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2025 Volkswagen Taos S 4Motion

Volkswagen Taos S 4Motion

2025 Volkswagen Taos S 4Motion Car Loan Estimate

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