Urbana, IL Used Cars Under $500 a Month

2026 Kia Sportage LX

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This low mileage preowned 2026 Kia Sportage LX FWD SUV below 24,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,728
Est. Payment:	$495.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,830
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,728.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,848.67
Avg. DMV Fee	196.00
Cash Sale Price	$28,941.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,941.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$495.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,728.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi A3 Premium 40 TFSI

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This low mileage used 2024 Audi A3 Premium 40 TFSI FWD sedan under 54,000 miles, automatic transmission, and 27 MPG, 2.0L hybrid engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$475.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,902
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$475.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Corolla Cross L

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This low mileage preowned 2025 Toyota Corolla Cross L FWD SUV below 24,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,500
Est. Payment:	$490.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,742
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,823.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,688.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,688.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$490.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento S

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This low mileage second hand 2025 Kia Sorento S FWD SUV under 34,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,225
Est. Payment:	$504.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,328
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,903.34
Avg. DMV Fee	196.00
Cash Sale Price	$29,493.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,493.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$504.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Sportage LX

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This high mileage preowned 2019 Kia Sportage LX FWD SUV under 130,000 miles, automatic transmission, and 27 MPG, 2.4L gas engine is for sale right now under $10K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$9,590
Est. Payment:	$402.44 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	130,499
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$9,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,073.49
Avg. DMV Fee	196.00
Cash Sale Price	$11,028.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,028.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$402.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $9,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Touring L

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This low mileage preowned 2023 Chrysler Pacifica Touring L FWD minivan below 55,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$475.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,822
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$475.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Niro EX

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This low mileage certified used 2025 Kia Niro EX FWD hatchback below 11,000 miles, automatic transmission, and 27 MPG, 1.6L hybrid engine is for sale right now below $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,225
Est. Payment:	$504.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,713
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,903.34
Avg. DMV Fee	196.00
Cash Sale Price	$29,493.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,493.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$504.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Niro EX

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This low mileage certified second hand 2025 Kia Niro EX FWD hatchback below 5,000 miles, automatic transmission, and 27 MPG, 1.6L hybrid engine is for sale right now under $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,595
Est. Payment:	$511.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,218
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,944.04
Avg. DMV Fee	196.00
Cash Sale Price	$29,904.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,904.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$511.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai TUCSON Ultimate

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This average mileage second hand 2021 Hyundai TUCSON Ultimate FWD SUV below 73,000 miles, automatic transmission, and 27 MPG, 2.4L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,500
Est. Payment:	$478.07 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,730
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,028.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,028.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$478.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Equinox LT

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This low mileage preowned 2025 Chevrolet Equinox LT FWD SUV under 37,000 miles, cvt transmission, and 27 MPG, 1.5L gas engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,500
Est. Payment:	$471.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,292
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,713.59
Avg. DMV Fee	196.00
Cash Sale Price	$27,578.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,578.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$471.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2026 Kia Sportage LX

2024 Audi A3 Premium 40 TFSI

2025 Toyota Corolla Cross L

2025 Kia Sorento S

2019 Kia Sportage LX

2023 Chrysler Pacifica Touring L

2025 Kia Niro EX

2025 Kia Niro EX

2021 Hyundai TUCSON Ultimate

2025 Chevrolet Equinox LT

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2026 Kia Sportage LX

Kia Sportage LX

2026 Kia Sportage LX Car Loan Estimate

2024 Audi A3 Premium 40 TFSI

Audi A3 Premium 40 TFSI

2024 Audi A3 Premium 40 TFSI Car Loan Estimate

2025 Toyota Corolla Cross L

Toyota Corolla Cross L

2025 Toyota Corolla Cross L Car Loan Estimate

2025 Kia Sorento S

Kia Sorento S

2025 Kia Sorento S Car Loan Estimate

2019 Kia Sportage LX

Kia Sportage LX

2019 Kia Sportage LX Car Loan Estimate

2023 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L Car Loan Estimate

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

2021 Hyundai TUCSON Ultimate

Hyundai TUCSON Ultimate

2021 Hyundai TUCSON Ultimate Car Loan Estimate

2025 Chevrolet Equinox LT

Chevrolet Equinox LT

2025 Chevrolet Equinox LT Car Loan Estimate

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