Urbana, IL Used Cars Under $500 a Month

2024 Toyota Camry LE

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This below average mileage second hand 2024 Toyota Camry LE FWD sedan under 68,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,225
Est. Payment:	$519.67 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,282
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,573.34
Avg. DMV Fee	196.00
Cash Sale Price	$26,163.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,163.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$519.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage used 2024 Chrysler Pacifica Touring L FWD minivan under 49,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now under $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,899
Est. Payment:	$517.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,875
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,977.48
Avg. DMV Fee	196.00
Cash Sale Price	$30,241.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,241.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$517.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mitsubishi Outlander SE

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This below average mileage preowned 2023 Mitsubishi Outlander SE AWD SUV below 65,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,999
Est. Payment:	$492.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,356
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,438.48
Avg. DMV Fee	196.00
Cash Sale Price	$24,802.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,802.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$492.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai TUCSON Ultimate

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This average mileage used 2021 Hyundai TUCSON Ultimate FWD SUV below 73,000 miles, automatic transmission, and 28 MPG, 2.4L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$490.12 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,728
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$490.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Outback Base

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This average mileage preowned 2021 Subaru Outback Base AWD SUV under 86,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now under $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,799
Est. Payment:	$510.15 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,328
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,799.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,086.48
Avg. DMV Fee	196.00
Cash Sale Price	$21,250.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,250.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$510.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Equinox LT

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This low mileage second hand 2025 Chevrolet Equinox LT FWD SUV below 37,000 miles, cvt transmission, and 28 MPG, 1.5L gas engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,000
Est. Payment:	$481.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,292
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,768.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,133.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,133.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$481.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chrysler 300 C

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This low mileage preowned 2019 Chrysler 300 C RWD sedan under 45,000 miles, automatic transmission, and 28 MPG, 5.7L gas engine is for sale right now under $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,543
Est. Payment:	$472.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,260
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,543.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,718.32
Avg. DMV Fee	196.00
Cash Sale Price	$27,626.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,626.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$472.73

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,543.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen ID 4 Pro S

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This low mileage preowned 2023 Volkswagen ID 4 Pro S AWD SUV below 18,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,899
Est. Payment:	$498.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,028
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,867.48
Avg. DMV Fee	196.00
Cash Sale Price	$29,131.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,131.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$498.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Kia Sportage LX

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This low mileage used 2026 Kia Sportage LX FWD SUV below 24,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,250
Est. Payment:	$505.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,830
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,906.09
Avg. DMV Fee	196.00
Cash Sale Price	$29,521.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,521.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$505.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Compass Limited

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This low mileage used 2023 Jeep Compass Limited 4x4 SUV below 17,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,500
Est. Payment:	$471.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,774
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,713.59
Avg. DMV Fee	196.00
Cash Sale Price	$27,578.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,578.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$471.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2024 Toyota Camry LE

2024 Chrysler Pacifica Touring L

2023 Mitsubishi Outlander SE

2021 Hyundai TUCSON Ultimate

2021 Subaru Outback Base

2025 Chevrolet Equinox LT

2019 Chrysler 300 C

2023 Volkswagen ID 4 Pro S

2026 Kia Sportage LX

2023 Jeep Compass Limited

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2024 Toyota Camry LE

Toyota Camry LE

2024 Toyota Camry LE Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2023 Mitsubishi Outlander SE

Mitsubishi Outlander SE

2023 Mitsubishi Outlander SE Car Loan Estimate

2021 Hyundai TUCSON Ultimate

Hyundai TUCSON Ultimate

2021 Hyundai TUCSON Ultimate Car Loan Estimate

2021 Subaru Outback Base

Subaru Outback Base

2021 Subaru Outback Base Car Loan Estimate

2025 Chevrolet Equinox LT

Chevrolet Equinox LT

2025 Chevrolet Equinox LT Car Loan Estimate

2019 Chrysler 300 C

Chrysler 300 C

2019 Chrysler 300 C Car Loan Estimate

2023 Volkswagen ID 4 Pro S

Volkswagen ID 4 Pro S

2023 Volkswagen ID 4 Pro S Car Loan Estimate

2026 Kia Sportage LX

Kia Sportage LX

2026 Kia Sportage LX Car Loan Estimate

2023 Jeep Compass Limited

Jeep Compass Limited

2023 Jeep Compass Limited Car Loan Estimate

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