Urbana, IL Used Cars Under $500 a Month

2020 Hyundai SANTA FE SEL

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This above average mileage preowned 2020 Hyundai SANTA FE SEL FWD SUV below 97,000 miles, automatic transmission, and 27 MPG, 2.4L gas engine is for sale right now under $16K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,500
Est. Payment:	$474.44 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,545
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,723.59
Avg. DMV Fee	196.00
Cash Sale Price	$17,588.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,588.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$474.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Niro EX

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This low mileage certified preowned 2025 Kia Niro EX FWD hatchback below 8,000 miles, automatic transmission, and 27 MPG, 1.6L hybrid engine is for sale right now below $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,315
Est. Payment:	$506.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,751
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,315.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,913.24
Avg. DMV Fee	196.00
Cash Sale Price	$29,593.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,593.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$506.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,315.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Kia Sportage LX

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This low mileage second hand 2026 Kia Sportage LX FWD SUV below 24,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,728
Est. Payment:	$495.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,830
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,728.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,848.67
Avg. DMV Fee	196.00
Cash Sale Price	$28,941.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,941.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$495.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,728.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 2.5 S Preferred

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This low mileage second hand 2025 Mazda CX-50 2.5 S Preferred AWD SUV below 40,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,500
Est. Payment:	$490.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,023
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,823.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,688.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,688.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$490.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Compass Limited

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This low mileage used 2023 Jeep Compass Limited 4x4 SUV under 36,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,500
Est. Payment:	$490.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,106
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,823.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,688.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,688.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$490.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Corolla Cross L

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This low mileage second hand 2025 Toyota Corolla Cross L FWD SUV under 24,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,500
Est. Payment:	$490.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,742
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,823.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,688.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,688.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$490.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Sportage LX

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This high mileage used 2019 Kia Sportage LX FWD SUV below 130,000 miles, automatic transmission, and 27 MPG, 2.4L gas engine is for sale right now under $10K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$9,590
Est. Payment:	$402.44 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	130,499
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$9,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,073.49
Avg. DMV Fee	196.00
Cash Sale Price	$11,028.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,028.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$402.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $9,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Touring L

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This low mileage used 2023 Chrysler Pacifica Touring L FWD minivan below 55,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$475.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,822
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$475.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage second hand 2024 Chrysler Pacifica Touring L FWD minivan under 49,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now under $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,401
Est. Payment:	$508.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,881
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,401.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,922.70
Avg. DMV Fee	196.00
Cash Sale Price	$29,688.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,688.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$508.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,401.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mitsubishi Outlander SE

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This below average mileage used 2023 Mitsubishi Outlander SE AWD SUV under 65,000 miles, cvt transmission, and 27 MPG, 2.5L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,999
Est. Payment:	$492.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,356
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,438.48
Avg. DMV Fee	196.00
Cash Sale Price	$24,802.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,802.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$492.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2020 Hyundai SANTA FE SEL

2025 Kia Niro EX

2026 Kia Sportage LX

2025 Mazda CX-50 2.5 S Preferred

2023 Jeep Compass Limited

2025 Toyota Corolla Cross L

2019 Kia Sportage LX

2023 Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L

2023 Mitsubishi Outlander SE

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

2026 Kia Sportage LX

Kia Sportage LX

2026 Kia Sportage LX Car Loan Estimate

2025 Mazda CX-50 2.5 S Preferred

Mazda CX-50 2.5 S Preferred

2025 Mazda CX-50 2.5 S Preferred Car Loan Estimate

2023 Jeep Compass Limited

Jeep Compass Limited

2023 Jeep Compass Limited Car Loan Estimate

2025 Toyota Corolla Cross L

Toyota Corolla Cross L

2025 Toyota Corolla Cross L Car Loan Estimate

2019 Kia Sportage LX

Kia Sportage LX

2019 Kia Sportage LX Car Loan Estimate

2023 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2023 Mitsubishi Outlander SE

Mitsubishi Outlander SE

2023 Mitsubishi Outlander SE Car Loan Estimate

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