Urbana, IL Used Cars Under $500 a Month

2025 Kia Niro EX

⇩ View Seller Description

This low mileage certified second hand 2025 Kia Niro EX FWD hatchback below 11,000 miles, automatic transmission, and 27 MPG, 1.6L hybrid engine is for sale right now under $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,225
Est. Payment:	$504.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,713
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,903.34
Avg. DMV Fee	196.00
Cash Sale Price	$29,493.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,493.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$504.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

⇩ View Seller Description

This low mileage used 2024 Chrysler Pacifica Touring L FWD minivan below 56,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now below $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$495.96 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,454
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,012.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$495.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Touring L

⇩ View Seller Description

This low mileage second hand 2023 Chrysler Pacifica Touring L FWD minivan below 55,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$475.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,822
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$475.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

⇩ View Seller Description

This low mileage second hand 2024 Chrysler Pacifica Touring L FWD minivan under 49,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now below $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,401
Est. Payment:	$508.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,881
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,401.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,922.70
Avg. DMV Fee	196.00
Cash Sale Price	$29,688.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,688.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$508.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,401.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA Hybrid Limited

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai ELANTRA Hybrid Limited FWD sedan under 8,000 miles, automatic transmission, and 27 MPG, 1.6L hybrid engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,237
Est. Payment:	$485.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,852
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,237.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,794.66
Avg. DMV Fee	196.00
Cash Sale Price	$28,396.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,396.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$485.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,237.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL

⇩ View Seller Description

This above average mileage used 2020 Hyundai SANTA FE SEL FWD SUV below 97,000 miles, automatic transmission, and 27 MPG, 2.4L gas engine is for sale right now below $16K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,500
Est. Payment:	$474.44 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,545
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,723.59
Avg. DMV Fee	196.00
Cash Sale Price	$17,588.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,588.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$474.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Corolla Cross L

⇩ View Seller Description

This low mileage preowned 2025 Toyota Corolla Cross L FWD SUV under 24,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,500
Est. Payment:	$490.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,742
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,823.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,688.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,688.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$490.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Buick LaCrosse Premium

⇩ View Seller Description

This high mileage second hand 2017 Buick LaCrosse Premium AWD sedan below 105,000 miles, automatic transmission, and 27 MPG, 3.6L gas engine is for sale right now under $15K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$14,225
Est. Payment:	$500.35 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,991
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$14,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,583.34
Avg. DMV Fee	196.00
Cash Sale Price	$16,173.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,173.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$500.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $14,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Subaru Legacy Limited

⇩ View Seller Description

This average mileage used 2020 Subaru Legacy Limited AWD sedan under 79,000 miles, cvt transmission, and 27 MPG, 2.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,325
Est. Payment:	$473.86 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,225
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,325.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,144.34
Avg. DMV Fee	196.00
Cash Sale Price	$21,834.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,834.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$473.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,325.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Equinox LT

⇩ View Seller Description

This low mileage preowned 2025 Chevrolet Equinox LT FWD SUV under 37,000 miles, cvt transmission, and 27 MPG, 1.5L gas engine is for sale right now under $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,500
Est. Payment:	$471.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,292
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,713.59
Avg. DMV Fee	196.00
Cash Sale Price	$27,578.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,578.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$471.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2025 Kia Niro EX

2024 Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L

2025 Hyundai ELANTRA Hybrid Limited

2020 Hyundai SANTA FE SEL

2025 Toyota Corolla Cross L

2017 Buick LaCrosse Premium

2020 Subaru Legacy Limited

2025 Chevrolet Equinox LT

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2023 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2025 Hyundai ELANTRA Hybrid Limited

Hyundai ELANTRA Hybrid Limited

2025 Hyundai ELANTRA Hybrid Limited Car Loan Estimate

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2025 Toyota Corolla Cross L

Toyota Corolla Cross L

2025 Toyota Corolla Cross L Car Loan Estimate

2017 Buick LaCrosse Premium

Buick LaCrosse Premium

2017 Buick LaCrosse Premium Car Loan Estimate

2020 Subaru Legacy Limited

Subaru Legacy Limited

2020 Subaru Legacy Limited Car Loan Estimate

2025 Chevrolet Equinox LT

Chevrolet Equinox LT

2025 Chevrolet Equinox LT Car Loan Estimate

Customize Payments

Find Financing

Customize Payments