Urbana, IL Used Cars Under $500 a Month

2020 Hyundai SANTA FE SEL

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This above average mileage preowned 2020 Hyundai SANTA FE SEL FWD SUV under 97,000 miles, automatic transmission, and 30 MPG, 2.4L gas engine is for sale right now under $16K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,990
Est. Payment:	$489.11 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,545
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,777.49
Avg. DMV Fee	196.00
Cash Sale Price	$18,132.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,132.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$489.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SE

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This low mileage certified preowned 2025 Hyundai TUCSON SE AWD SUV under 10,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,890
Est. Payment:	$498.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,850
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,866.49
Avg. DMV Fee	196.00
Cash Sale Price	$29,121.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,121.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$498.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage used 2024 Chrysler Pacifica Touring L FWD minivan under 49,000 miles, automatic transmission, and 30 MPG, 3.6L gas engine is for sale right now below $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,899
Est. Payment:	$517.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,875
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,977.48
Avg. DMV Fee	196.00
Cash Sale Price	$30,241.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,241.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$517.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Equinox LT

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This low mileage used 2025 Chevrolet Equinox LT FWD SUV below 43,000 miles, cvt transmission, and 30 MPG, 1.5L gas engine is for sale right now under $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,000
Est. Payment:	$481.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,299
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,768.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,133.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,133.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$481.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Camry LE

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This below average mileage preowned 2024 Toyota Camry LE FWD sedan below 68,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,225
Est. Payment:	$519.67 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,282
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,573.34
Avg. DMV Fee	196.00
Cash Sale Price	$26,163.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,163.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$519.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Subaru Legacy Limited

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This average mileage used 2020 Subaru Legacy Limited AWD sedan under 79,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,599
Est. Payment:	$480.46 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,225
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,599.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,174.48
Avg. DMV Fee	196.00
Cash Sale Price	$22,138.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,138.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$480.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Equinox LT

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This low mileage preowned 2025 Chevrolet Equinox LT FWD SUV under 37,000 miles, cvt transmission, and 30 MPG, 1.5L gas engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,000
Est. Payment:	$481.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,292
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,768.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,133.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,133.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$481.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento S

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This low mileage used 2025 Kia Sorento S FWD SUV below 34,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,725
Est. Payment:	$514.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,328
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,958.34
Avg. DMV Fee	196.00
Cash Sale Price	$30,048.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,048.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$514.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Volkswagen Taos SE

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This low mileage preowned 2026 Volkswagen Taos SE FWD SUV under 27,000 miles, automatic transmission, and 30 MPG, 1.5L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,225
Est. Payment:	$485.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,087
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,793.34
Avg. DMV Fee	196.00
Cash Sale Price	$28,383.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,383.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$485.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Outback Base

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This average mileage used 2021 Subaru Outback Base AWD SUV below 86,000 miles, cvt transmission, and 30 MPG, 2.5L gas engine is for sale right now under $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,799
Est. Payment:	$510.15 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,328
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,799.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,086.48
Avg. DMV Fee	196.00
Cash Sale Price	$21,250.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,250.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$510.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2020 Hyundai SANTA FE SEL

2025 Hyundai TUCSON SE

2024 Chrysler Pacifica Touring L

2025 Chevrolet Equinox LT

2024 Toyota Camry LE

2020 Subaru Legacy Limited

2025 Chevrolet Equinox LT

2025 Kia Sorento S

2026 Volkswagen Taos SE

2021 Subaru Outback Base

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai TUCSON SE

Hyundai TUCSON SE

2025 Hyundai TUCSON SE Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2025 Chevrolet Equinox LT

Chevrolet Equinox LT

2025 Chevrolet Equinox LT Car Loan Estimate

2024 Toyota Camry LE

Toyota Camry LE

2024 Toyota Camry LE Car Loan Estimate

2020 Subaru Legacy Limited

Subaru Legacy Limited

2020 Subaru Legacy Limited Car Loan Estimate

2025 Chevrolet Equinox LT

Chevrolet Equinox LT

2025 Chevrolet Equinox LT Car Loan Estimate

2025 Kia Sorento S

Kia Sorento S

2025 Kia Sorento S Car Loan Estimate

2026 Volkswagen Taos SE

Volkswagen Taos SE

2026 Volkswagen Taos SE Car Loan Estimate

2021 Subaru Outback Base

Subaru Outback Base

2021 Subaru Outback Base Car Loan Estimate

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