Urbana, IL Used Cars Under $500 a Month

2026 Kia Sportage LX

⇩ View Seller Description

This low mileage second hand 2026 Kia Sportage LX FWD SUV below 24,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,250
Est. Payment:	$505.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,830
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,906.09
Avg. DMV Fee	196.00
Cash Sale Price	$29,521.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,521.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$505.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Outback Base

⇩ View Seller Description

This average mileage used 2021 Subaru Outback Base AWD SUV under 86,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now under $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,799
Est. Payment:	$510.15 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,328
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,799.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,086.48
Avg. DMV Fee	196.00
Cash Sale Price	$21,250.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,250.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$510.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Touring L

⇩ View Seller Description

This low mileage used 2023 Chrysler Pacifica Touring L FWD minivan under 55,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,650
Est. Payment:	$489.03 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,822
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,650.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,620.09
Avg. DMV Fee	196.00
Cash Sale Price	$26,635.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,635.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$489.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen ID 4 Pro S

⇩ View Seller Description

This low mileage used 2023 Volkswagen ID 4 Pro S AWD SUV under 18,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,899
Est. Payment:	$498.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,028
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,867.48
Avg. DMV Fee	196.00
Cash Sale Price	$29,131.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,131.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$498.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi A3 Premium 40 TFSI

⇩ View Seller Description

This low mileage second hand 2024 Audi A3 Premium 40 TFSI FWD sedan under 53,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,595
Est. Payment:	$487.91 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,391
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,614.04
Avg. DMV Fee	196.00
Cash Sale Price	$26,574.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,574.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$487.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mitsubishi Outlander SE

⇩ View Seller Description

This below average mileage second hand 2023 Mitsubishi Outlander SE AWD SUV below 65,000 miles, cvt transmission, and 24 MPG, 2.5L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,999
Est. Payment:	$492.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,356
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,438.48
Avg. DMV Fee	196.00
Cash Sale Price	$24,802.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,802.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$492.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Corolla Cross L

⇩ View Seller Description

This low mileage used 2025 Toyota Corolla Cross L FWD SUV under 24,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,725
Est. Payment:	$495.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,578
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,848.34
Avg. DMV Fee	196.00
Cash Sale Price	$28,938.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,938.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$495.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Equinox LT

⇩ View Seller Description

This low mileage second hand 2025 Chevrolet Equinox LT FWD SUV under 37,000 miles, cvt transmission, and 24 MPG, 1.5L gas engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,000
Est. Payment:	$481.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,292
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,768.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,133.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,133.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$481.41

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chrysler 300 C

⇩ View Seller Description

This low mileage used 2019 Chrysler 300 C RWD sedan under 45,000 miles, automatic transmission, and 24 MPG, 5.7L gas engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,543
Est. Payment:	$472.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,260
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,543.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,718.32
Avg. DMV Fee	196.00
Cash Sale Price	$27,626.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,626.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$472.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,543.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

⇩ View Seller Description

This low mileage second hand 2024 Chrysler Pacifica Touring L FWD minivan under 49,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,899
Est. Payment:	$517.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,875
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,977.48
Avg. DMV Fee	196.00
Cash Sale Price	$30,241.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,241.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$517.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2026 Kia Sportage LX

2021 Subaru Outback Base

2023 Chrysler Pacifica Touring L

2023 Volkswagen ID 4 Pro S

2024 Audi A3 Premium 40 TFSI

2023 Mitsubishi Outlander SE

2025 Toyota Corolla Cross L

2025 Chevrolet Equinox LT

2019 Chrysler 300 C

2024 Chrysler Pacifica Touring L

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2026 Kia Sportage LX

Kia Sportage LX

2026 Kia Sportage LX Car Loan Estimate

2021 Subaru Outback Base

Subaru Outback Base

2021 Subaru Outback Base Car Loan Estimate

2023 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L Car Loan Estimate

2023 Volkswagen ID 4 Pro S

Volkswagen ID 4 Pro S

2023 Volkswagen ID 4 Pro S Car Loan Estimate

2024 Audi A3 Premium 40 TFSI

Audi A3 Premium 40 TFSI

2024 Audi A3 Premium 40 TFSI Car Loan Estimate

2023 Mitsubishi Outlander SE

Mitsubishi Outlander SE

2023 Mitsubishi Outlander SE Car Loan Estimate

2025 Toyota Corolla Cross L

Toyota Corolla Cross L

2025 Toyota Corolla Cross L Car Loan Estimate

2025 Chevrolet Equinox LT

Chevrolet Equinox LT

2025 Chevrolet Equinox LT Car Loan Estimate

2019 Chrysler 300 C

Chrysler 300 C

2019 Chrysler 300 C Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

Customize Payments

Find Financing

Customize Payments