Urbana, IL Used Cars Under $500 a Month

2017 Buick LaCrosse Premium

⇩ View Seller Description

This high mileage preowned 2017 Buick LaCrosse Premium AWD sedan under 105,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $15K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$14,225
Est. Payment:	$500.35 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,991
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$14,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,583.34
Avg. DMV Fee	196.00
Cash Sale Price	$16,173.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,173.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$500.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai TUCSON Ultimate

⇩ View Seller Description

This average mileage used 2021 Hyundai TUCSON Ultimate FWD SUV under 73,000 miles, automatic transmission, and 23 MPG, 2.4L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,500
Est. Payment:	$478.07 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,730
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,028.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,028.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$478.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mitsubishi Outlander SE

⇩ View Seller Description

This below average mileage used 2023 Mitsubishi Outlander SE AWD SUV below 65,000 miles, cvt transmission, and 23 MPG, 2.5L gas engine is for sale right now under $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,999
Est. Payment:	$492.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,356
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,438.48
Avg. DMV Fee	196.00
Cash Sale Price	$24,802.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,802.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$492.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Niro EX

⇩ View Seller Description

This low mileage certified second hand 2025 Kia Niro EX FWD hatchback below 5,000 miles, automatic transmission, and 23 MPG, 1.6L hybrid engine is for sale right now under $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,595
Est. Payment:	$511.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,218
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,944.04
Avg. DMV Fee	196.00
Cash Sale Price	$29,904.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,904.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$511.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SE

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai TUCSON SE AWD SUV under 10,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,725
Est. Payment:	$495.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,850
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,848.34
Avg. DMV Fee	196.00
Cash Sale Price	$28,938.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,938.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$495.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Compass Limited

⇩ View Seller Description

This low mileage second hand 2023 Jeep Compass Limited 4x4 SUV under 36,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,500
Est. Payment:	$490.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,106
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,823.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,688.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,688.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$490.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Corolla Cross L

⇩ View Seller Description

This low mileage used 2025 Toyota Corolla Cross L FWD SUV under 24,000 miles, cvt transmission, and 23 MPG, 2.0L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,500
Est. Payment:	$490.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,742
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,823.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,688.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,688.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$490.90

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi A3 Premium 40 TFSI

⇩ View Seller Description

This low mileage second hand 2024 Audi A3 Premium 40 TFSI FWD sedan under 54,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$475.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,902
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$475.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Outback Base

⇩ View Seller Description

This average mileage second hand 2021 Subaru Outback Base AWD SUV below 86,000 miles, cvt transmission, and 23 MPG, 2.5L gas engine is for sale right now below $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,599
Est. Payment:	$504.82 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,328
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,599.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,064.48
Avg. DMV Fee	196.00
Cash Sale Price	$21,028.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,028.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$504.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chrysler Pacifica Touring-L

⇩ View Seller Description

This high mileage used 2017 Chrysler Pacifica Touring-L FWD minivan under 139,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $10K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$9,580
Est. Payment:	$402.04 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	138,991
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$9,580.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,072.39
Avg. DMV Fee	196.00
Cash Sale Price	$11,017.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,017.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$402.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $9,580.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2017 Buick LaCrosse Premium

2021 Hyundai TUCSON Ultimate

2023 Mitsubishi Outlander SE

2025 Kia Niro EX

2025 Hyundai TUCSON SE

2023 Jeep Compass Limited

2025 Toyota Corolla Cross L

2024 Audi A3 Premium 40 TFSI

2021 Subaru Outback Base

2017 Chrysler Pacifica Touring-L

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2017 Buick LaCrosse Premium

Buick LaCrosse Premium

2017 Buick LaCrosse Premium Car Loan Estimate

2021 Hyundai TUCSON Ultimate

Hyundai TUCSON Ultimate

2021 Hyundai TUCSON Ultimate Car Loan Estimate

2023 Mitsubishi Outlander SE

Mitsubishi Outlander SE

2023 Mitsubishi Outlander SE Car Loan Estimate

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

2025 Hyundai TUCSON SE

Hyundai TUCSON SE

2025 Hyundai TUCSON SE Car Loan Estimate

2023 Jeep Compass Limited

Jeep Compass Limited

2023 Jeep Compass Limited Car Loan Estimate

2025 Toyota Corolla Cross L

Toyota Corolla Cross L

2025 Toyota Corolla Cross L Car Loan Estimate

2024 Audi A3 Premium 40 TFSI

Audi A3 Premium 40 TFSI

2024 Audi A3 Premium 40 TFSI Car Loan Estimate

2021 Subaru Outback Base

Subaru Outback Base

2021 Subaru Outback Base Car Loan Estimate

2017 Chrysler Pacifica Touring-L

Chrysler Pacifica Touring-L

2017 Chrysler Pacifica Touring-L Car Loan Estimate

Customize Payments

Find Financing

Customize Payments