Urbana, IL Used Cars Under $500 a Month

2020 Hyundai SANTA FE SEL

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This above average mileage second hand 2020 Hyundai SANTA FE SEL FWD SUV under 97,000 miles, automatic transmission, and 25 MPG, 2.4L gas engine is for sale right now below $16K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,500
Est. Payment:	$474.44 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,545
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,723.59
Avg. DMV Fee	196.00
Cash Sale Price	$17,588.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,588.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$474.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Compass Limited

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This low mileage preowned 2023 Jeep Compass Limited 4x4 SUV below 36,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,500
Est. Payment:	$490.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,106
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,823.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,688.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,688.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$490.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SE

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This low mileage certified second hand 2025 Hyundai TUCSON SE AWD SUV under 10,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,725
Est. Payment:	$495.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,850
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,848.34
Avg. DMV Fee	196.00
Cash Sale Price	$28,938.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,938.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$495.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Corolla Cross L

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This low mileage preowned 2025 Toyota Corolla Cross L FWD SUV under 24,000 miles, cvt transmission, and 25 MPG, 2.0L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,500
Est. Payment:	$490.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,742
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,823.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,688.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,688.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$490.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mitsubishi Outlander SE

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This below average mileage preowned 2023 Mitsubishi Outlander SE AWD SUV under 65,000 miles, cvt transmission, and 25 MPG, 2.5L gas engine is for sale right now under $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,999
Est. Payment:	$492.64 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,356
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,438.48
Avg. DMV Fee	196.00
Cash Sale Price	$24,802.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,802.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$492.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Buick LaCrosse Premium

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This high mileage preowned 2017 Buick LaCrosse Premium AWD sedan under 105,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $15K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$14,225
Est. Payment:	$500.35 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,991
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$14,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,583.34
Avg. DMV Fee	196.00
Cash Sale Price	$16,173.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,173.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$500.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Niro EX

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This low mileage certified preowned 2025 Kia Niro EX FWD hatchback below 5,000 miles, automatic transmission, and 25 MPG, 1.6L hybrid engine is for sale right now under $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,595
Est. Payment:	$511.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,218
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,944.04
Avg. DMV Fee	196.00
Cash Sale Price	$29,904.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,904.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$511.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Camry LE

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This below average mileage preowned 2024 Toyota Camry LE FWD sedan under 68,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,825
Est. Payment:	$510.85 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,282
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,825.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,529.34
Avg. DMV Fee	196.00
Cash Sale Price	$25,719.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,719.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$510.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,825.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Niro EX

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This low mileage certified preowned 2025 Kia Niro EX FWD hatchback below 11,000 miles, automatic transmission, and 25 MPG, 1.6L hybrid engine is for sale right now below $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,225
Est. Payment:	$504.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,713
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,903.34
Avg. DMV Fee	196.00
Cash Sale Price	$29,493.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,493.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$504.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Lincoln Corsair Reserve

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This average mileage preowned 2020 Lincoln Corsair Reserve AWD SUV below 71,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$21,095
Est. Payment:	$516.50 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,656
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$21,095.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,339.04
Avg. DMV Fee	196.00
Cash Sale Price	$23,799.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,799.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$516.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,095.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2020 Hyundai SANTA FE SEL

2023 Jeep Compass Limited

2025 Hyundai TUCSON SE

2025 Toyota Corolla Cross L

2023 Mitsubishi Outlander SE

2017 Buick LaCrosse Premium

2025 Kia Niro EX

2024 Toyota Camry LE

2025 Kia Niro EX

2020 Lincoln Corsair Reserve

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2023 Jeep Compass Limited

Jeep Compass Limited

2023 Jeep Compass Limited Car Loan Estimate

2025 Hyundai TUCSON SE

Hyundai TUCSON SE

2025 Hyundai TUCSON SE Car Loan Estimate

2025 Toyota Corolla Cross L

Toyota Corolla Cross L

2025 Toyota Corolla Cross L Car Loan Estimate

2023 Mitsubishi Outlander SE

Mitsubishi Outlander SE

2023 Mitsubishi Outlander SE Car Loan Estimate

2017 Buick LaCrosse Premium

Buick LaCrosse Premium

2017 Buick LaCrosse Premium Car Loan Estimate

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

2024 Toyota Camry LE

Toyota Camry LE

2024 Toyota Camry LE Car Loan Estimate

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

2020 Lincoln Corsair Reserve

Lincoln Corsair Reserve

2020 Lincoln Corsair Reserve Car Loan Estimate

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