Urbana, IL Used Cars Under $500 a Month

2024 Toyota Camry LE

⇩ View Seller Description

This below average mileage preowned 2024 Toyota Camry LE FWD sedan below 68,000 miles, automatic transmission, and 49 MPG, 2.5L gas engine is for sale right now below $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,825
Est. Payment:	$510.85 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,282
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,825.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,529.34
Avg. DMV Fee	196.00
Cash Sale Price	$25,719.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,719.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$510.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,825.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA Hybrid Limited

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai ELANTRA Hybrid Limited FWD sedan below 8,000 miles, automatic transmission, and 49 MPG, 1.6L hybrid engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,237
Est. Payment:	$485.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,852
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,237.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,794.66
Avg. DMV Fee	196.00
Cash Sale Price	$28,396.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,396.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$485.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,237.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Outback Base

⇩ View Seller Description

This average mileage second hand 2021 Subaru Outback Base AWD SUV below 86,000 miles, cvt transmission, and 49 MPG, 2.5L gas engine is for sale right now under $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,599
Est. Payment:	$504.82 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,328
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,599.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,064.48
Avg. DMV Fee	196.00
Cash Sale Price	$21,028.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,028.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$504.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SE

⇩ View Seller Description

This low mileage certified second hand 2025 Hyundai TUCSON SE AWD SUV below 10,000 miles, automatic transmission, and 49 MPG, 2.5L gas engine is for sale right now under $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,725
Est. Payment:	$495.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,850
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,848.34
Avg. DMV Fee	196.00
Cash Sale Price	$28,938.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,938.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$495.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Kia Sportage LX

⇩ View Seller Description

This low mileage used 2026 Kia Sportage LX FWD SUV under 24,000 miles, automatic transmission, and 49 MPG, 2.5L gas engine is for sale right now below $26K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$25,728
Est. Payment:	$495.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,830
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$25,728.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,848.67
Avg. DMV Fee	196.00
Cash Sale Price	$28,941.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,941.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$495.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,728.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Pacifica Touring L

⇩ View Seller Description

This low mileage used 2023 Chrysler Pacifica Touring L FWD minivan under 55,000 miles, automatic transmission, and 49 MPG, 3.6L gas engine is for sale right now below $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$475.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,822
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$475.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chrysler Pacifica Touring-L

⇩ View Seller Description

This high mileage preowned 2017 Chrysler Pacifica Touring-L FWD minivan below 139,000 miles, automatic transmission, and 49 MPG, 3.6L gas engine is for sale right now under $10K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$9,580
Est. Payment:	$402.04 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	138,991
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$9,580.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,072.39
Avg. DMV Fee	196.00
Cash Sale Price	$11,017.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,017.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$402.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $9,580.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL

⇩ View Seller Description

This above average mileage preowned 2020 Hyundai SANTA FE SEL FWD SUV under 97,000 miles, automatic transmission, and 49 MPG, 2.4L gas engine is for sale right now below $16K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,500
Est. Payment:	$474.44 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,545
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,723.59
Avg. DMV Fee	196.00
Cash Sale Price	$17,588.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,588.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$474.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai TUCSON Ultimate

⇩ View Seller Description

This average mileage preowned 2021 Hyundai TUCSON Ultimate FWD SUV under 73,000 miles, automatic transmission, and 49 MPG, 2.4L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,500
Est. Payment:	$478.07 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,730
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,163.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,028.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,028.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$478.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Niro EX

⇩ View Seller Description

This low mileage certified second hand 2025 Kia Niro EX FWD hatchback under 8,000 miles, automatic transmission, and 49 MPG, 1.6L hybrid engine is for sale right now under $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,315
Est. Payment:	$506.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,751
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,315.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,913.24
Avg. DMV Fee	196.00
Cash Sale Price	$29,593.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,593.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$506.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,315.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2024 Toyota Camry LE

2025 Hyundai ELANTRA Hybrid Limited

2021 Subaru Outback Base

2025 Hyundai TUCSON SE

2026 Kia Sportage LX

2023 Chrysler Pacifica Touring L

2017 Chrysler Pacifica Touring-L

2020 Hyundai SANTA FE SEL

2021 Hyundai TUCSON Ultimate

2025 Kia Niro EX

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2024 Toyota Camry LE

Toyota Camry LE

2024 Toyota Camry LE Car Loan Estimate

2025 Hyundai ELANTRA Hybrid Limited

Hyundai ELANTRA Hybrid Limited

2025 Hyundai ELANTRA Hybrid Limited Car Loan Estimate

2021 Subaru Outback Base

Subaru Outback Base

2021 Subaru Outback Base Car Loan Estimate

2025 Hyundai TUCSON SE

Hyundai TUCSON SE

2025 Hyundai TUCSON SE Car Loan Estimate

2026 Kia Sportage LX

Kia Sportage LX

2026 Kia Sportage LX Car Loan Estimate

2023 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2023 Chrysler Pacifica Touring L Car Loan Estimate

2017 Chrysler Pacifica Touring-L

Chrysler Pacifica Touring-L

2017 Chrysler Pacifica Touring-L Car Loan Estimate

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2021 Hyundai TUCSON Ultimate

Hyundai TUCSON Ultimate

2021 Hyundai TUCSON Ultimate Car Loan Estimate

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

Customize Payments

Find Financing

Customize Payments