Urbana, IL Used Cars Under $500 a Month

2025 Chevrolet Equinox LT

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This low mileage preowned 2025 Chevrolet Equinox LT FWD SUV below 37,000 miles, cvt transmission, and 49 MPG, 1.5L gas engine is for sale right now under $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,500
Est. Payment:	$471.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,292
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,713.59
Avg. DMV Fee	196.00
Cash Sale Price	$27,578.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,578.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$471.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Volkswagen Taos SE

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This low mileage second hand 2026 Volkswagen Taos SE FWD SUV below 27,000 miles, automatic transmission, and 49 MPG, 1.5L gas engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,595
Est. Payment:	$473.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,088
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,724.04
Avg. DMV Fee	196.00
Cash Sale Price	$27,684.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,684.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$473.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Niro EX

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This low mileage certified preowned 2025 Kia Niro EX FWD hatchback below 8,000 miles, automatic transmission, and 49 MPG, 1.6L hybrid engine is for sale right now under $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,315
Est. Payment:	$506.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,751
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,315.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,913.24
Avg. DMV Fee	196.00
Cash Sale Price	$29,593.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,593.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$506.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,315.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Audi A3 Premium 40 TFSI

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This low mileage preowned 2024 Audi A3 Premium 40 TFSI FWD sedan under 54,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now below $23K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$22,990
Est. Payment:	$475.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,902
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$22,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,547.49
Avg. DMV Fee	196.00
Cash Sale Price	$25,902.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,902.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$475.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Niro EX

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This low mileage certified preowned 2025 Kia Niro EX FWD hatchback below 11,000 miles, automatic transmission, and 49 MPG, 1.6L hybrid engine is for sale right now under $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,225
Est. Payment:	$504.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,713
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,903.34
Avg. DMV Fee	196.00
Cash Sale Price	$29,493.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,493.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$504.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Outback Base

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This average mileage used 2021 Subaru Outback Base AWD SUV below 86,000 miles, cvt transmission, and 49 MPG, 2.5L gas engine is for sale right now under $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,599
Est. Payment:	$504.82 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,328
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,599.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,064.48
Avg. DMV Fee	196.00
Cash Sale Price	$21,028.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,028.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$504.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL

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This above average mileage used 2020 Hyundai SANTA FE SEL FWD SUV under 97,000 miles, automatic transmission, and 49 MPG, 2.4L gas engine is for sale right now below $16K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,500
Est. Payment:	$474.44 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,545
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,723.59
Avg. DMV Fee	196.00
Cash Sale Price	$17,588.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,588.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$474.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage second hand 2024 Chrysler Pacifica Touring L FWD minivan below 56,000 miles, automatic transmission, and 49 MPG, 3.6L gas engine is for sale right now below $24K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$23,990
Est. Payment:	$495.96 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,454
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,657.49
Avg. DMV Fee	196.00
Cash Sale Price	$27,012.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,012.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$495.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chrysler Pacifica Touring-L

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This high mileage used 2017 Chrysler Pacifica Touring-L FWD minivan under 139,000 miles, automatic transmission, and 49 MPG, 3.6L gas engine is for sale right now under $10K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$9,580
Est. Payment:	$402.04 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	138,991
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$9,580.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,072.39
Avg. DMV Fee	196.00
Cash Sale Price	$11,017.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,017.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$402.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $9,580.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Niro EX

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This low mileage certified second hand 2025 Kia Niro EX FWD hatchback under 5,000 miles, automatic transmission, and 49 MPG, 1.6L hybrid engine is for sale right now below $27K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$26,595
Est. Payment:	$511.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,218
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$26,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,944.04
Avg. DMV Fee	196.00
Cash Sale Price	$29,904.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,904.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$511.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2025 Chevrolet Equinox LT

2026 Volkswagen Taos SE

2025 Kia Niro EX

2024 Audi A3 Premium 40 TFSI

2025 Kia Niro EX

2021 Subaru Outback Base

2020 Hyundai SANTA FE SEL

2024 Chrysler Pacifica Touring L

2017 Chrysler Pacifica Touring-L

2025 Kia Niro EX

Used Cars under $500 per month for Sale in Urbana, IL

Urbana, IL Secondhand Used Vehicles with Payments Below $500 / Month

2025 Chevrolet Equinox LT

Chevrolet Equinox LT

2025 Chevrolet Equinox LT Car Loan Estimate

2026 Volkswagen Taos SE

Volkswagen Taos SE

2026 Volkswagen Taos SE Car Loan Estimate

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

2024 Audi A3 Premium 40 TFSI

Audi A3 Premium 40 TFSI

2024 Audi A3 Premium 40 TFSI Car Loan Estimate

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

2021 Subaru Outback Base

Subaru Outback Base

2021 Subaru Outback Base Car Loan Estimate

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2017 Chrysler Pacifica Touring-L

Chrysler Pacifica Touring-L

2017 Chrysler Pacifica Touring-L Car Loan Estimate

2025 Kia Niro EX

Kia Niro EX

2025 Kia Niro EX Car Loan Estimate

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