Used Cars for Bad Credit in Elgin, IL

25 recommended vehicles with auto loan payments from bad credit car dealerships in Elgin Illinois and the Metro Chicago area.

Elgin, IL Car Dealerships for Bad Credit

Bad Credit holding you back from buying a car? We get it. That's why we've put together a curated selection of dealership used cars in Elgin, IL priced just right for subprime financing, increasing your chances of approval. Browse the inventory below and find the perfect vehicle to match your budget and style, all without worrying about your credit score. Get ready to drive home the car you deserve!
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Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume poor credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
IL
Credit Score / Avg. Rate
501-600 / 18.86%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2020 Ford F-150 XL for Sale
2020 Ford F-150 XL

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This above average mileage preowned 2020 Ford F-150 XL 4x4 pickup under 100,000 miles, automatic transmission, and 24 MPG, 3.3L gas engine is for sale right now below $23K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price: $22,990
Est. Payment: $812.82 / 42 months @ 18.86% APR
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Mileage: 99,754
Location: Elgin, IL
Estimated Cash Down: $1,100
Preowned 2023 Ford Escape Platinum for Sale
2023 Ford Escape Platinum

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This low mileage preowned 2023 Ford Escape Platinum AWD SUV below 27,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $25K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price: $24,990
Est. Payment: $629.34 / 72 months @ 18.86% APR
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Mileage: 27,494
Location: Elgin, IL
Estimated Cash Down: $1,200
Preowned 2023 Chrysler Pacifica Touring L for Sale
2023 Chrysler Pacifica Touring L

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This below average mileage preowned 2023 Chrysler Pacifica Touring L FWD minivan below 67,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now below $22K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price: $21,990
Est. Payment: $614.81 / 60 months @ 18.86% APR
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Mileage: 67,482
Location: Elgin, IL
Estimated Cash Down: $1,100
Preowned 2023 Ford Escape ST-Line Select for Sale
2023 Ford Escape ST-Line Select

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This low mileage second hand 2023 Ford Escape ST-Line Select AWD SUV under 36,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $23K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price: $22,790
Est. Payment: $573.94 / 72 months @ 18.86% APR
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Mileage: 36,063
Location: Elgin, IL
Estimated Cash Down: $1,100
Preowned 2019 Ford Explorer XLT for Sale
2019 Ford Explorer XLT

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This above average mileage second hand 2019 Ford Explorer XLT AWD SUV below 97,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $18K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price: $17,990
Est. Payment: $636.04 / 42 months @ 18.86% APR
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Mileage: 96,804
Location: Elgin, IL
Estimated Cash Down: $1,000
Preowned 2022 Ford Escape SE for Sale
2022 Ford Escape SE

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This low mileage preowned 2022 Ford Escape SE AWD SUV below 24,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now under $20K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price: $19,990
Est. Payment: $503.42 / 72 months @ 18.86% APR
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Mileage: 23,684
Location: Elgin, IL
Estimated Cash Down: $1,000
Preowned 2020 Ford Ranger XL for Sale
2020 Ford Ranger XL

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This above average mileage second hand 2020 Ford Ranger XL 4x4 pickup below 95,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $22K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price: $21,490
Est. Payment: $759.79 / 42 months @ 18.86% APR
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Mileage: 95,214
Location: Elgin, IL
Estimated Cash Down: $1,100
Preowned 2018 Nissan Pathfinder S for Sale
2018 Nissan Pathfinder S

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This average mileage used 2018 Nissan Pathfinder S FWD SUV below 85,000 miles, cvt transmission, and 24 MPG, 3.5L gas engine is for sale right now below $14K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price: $13,970
Est. Payment: $450.42 / 48 months @ 18.86% APR
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Mileage: 85,354
Location: Elgin, IL
Estimated Cash Down: $800
Preowned 2023 Ford Escape Active for Sale
2023 Ford Escape Active

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This low mileage preowned 2023 Ford Escape Active AWD SUV below 30,000 miles, automatic transmission, and 24 MPG, 1.5L gas engine is for sale right now under $22K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price: $21,390
Est. Payment: $538.68 / 72 months @ 18.86% APR
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Mileage: 30,432
Location: Elgin, IL
Estimated Cash Down: $1,100
Preowned 2016 Hyundai TUCSON SE for Sale
2016 Hyundai TUCSON SE

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This above average mileage preowned 2016 Hyundai TUCSON SE AWD SUV below 94,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $11K at Hopkins Ford of Elgin in Elgin, IL. ...View More Details

Sales Price: $10,790
Est. Payment: $381.49 / 42 months @ 18.86% APR
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Mileage: 93,812
Location: Elgin, IL
Estimated Cash Down: $700