Lansing, IL Used Cars Under $20,000 |with Payments|

2025 Kia K4 LXS

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This low mileage second hand 2025 Kia K4 LXS FWD sedan under 35,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $20K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$19,350
Est. Payment:	$374.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,437
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$19,350.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,147.09
Avg. DMV Fee	196.00
Cash Sale Price	$21,862.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,862.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$374.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Sportage Nightfall

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This average mileage used 2022 Kia Sportage Nightfall FWD SUV below 82,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $16K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$15,590
Est. Payment:	$424.64 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,175
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$15,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,733.49
Avg. DMV Fee	196.00
Cash Sale Price	$17,688.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,688.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$424.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Seltos S

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This average mileage preowned 2023 Kia Seltos S AWD SUV below 79,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $18K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$17,650
Est. Payment:	$433.51 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	79,358
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$17,650.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,960.09
Avg. DMV Fee	196.00
Cash Sale Price	$19,975.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,975.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$433.51

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage used 2025 Kia K4 LXS FWD sedan below 41,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $20K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$19,300
Est. Payment:	$373.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,541
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$19,300.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,141.59
Avg. DMV Fee	196.00
Cash Sale Price	$21,806.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,806.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$373.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia K5 GT-Line

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This average mileage preowned 2021 Kia K5 GT-Line FWD sedan under 75,000 miles, automatic transmission, and 29 MPG, 1.6L gas engine is for sale right now under $19K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$18,900
Est. Payment:	$463.62 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,827
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,097.59
Avg. DMV Fee	196.00
Cash Sale Price	$21,362.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,362.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$463.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Sentra SV

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This low mileage used 2025 Nissan Sentra SV FWD sedan below 36,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now under $18K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$17,590
Est. Payment:	$340.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,841
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$17,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,953.49
Avg. DMV Fee	196.00
Cash Sale Price	$19,908.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,908.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$340.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Subaru Crosstrek Premium

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This average mileage second hand 2020 Subaru Crosstrek Premium AWD SUV under 82,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $17K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$16,390
Est. Payment:	$445.96 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,302
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$16,390.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,821.49
Avg. DMV Fee	196.00
Cash Sale Price	$18,576.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,576.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$445.96

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,390.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This average mileage preowned 2024 Chevrolet Malibu LT FWD sedan below 75,000 miles, cvt transmission, and 29 MPG, 1.5L gas engine is for sale right now below $17K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$16,290
Est. Payment:	$400.75 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,040
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$16,290.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,810.49
Avg. DMV Fee	196.00
Cash Sale Price	$18,465.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,465.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$400.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Telluride LX

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This above average mileage used 2021 Kia Telluride LX FWD SUV below 98,000 miles, automatic transmission, and 29 MPG, 3.8L gas engine is for sale right now below $17K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$16,990
Est. Payment:	$519.05 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,128
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$16,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,887.49
Avg. DMV Fee	196.00
Cash Sale Price	$19,242.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,242.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$519.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Seltos S

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This low mileage certified preowned 2023 Kia Seltos S AWD SUV under 58,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $19K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$18,600
Est. Payment:	$386.11 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,330
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$18,600.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,064.59
Avg. DMV Fee	196.00
Cash Sale Price	$21,029.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,029.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$386.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Lansing, IL

Lansing, IL Secondhand Used Vehicles Priced Below $20,000

2025 Kia K4 LXS

2022 Kia Sportage Nightfall

2023 Kia Seltos S

2025 Kia K4 LXS

2021 Kia K5 GT-Line

2025 Nissan Sentra SV

2020 Subaru Crosstrek Premium

2024 Chevrolet Malibu LT

2021 Kia Telluride LX

2023 Kia Seltos S

Used Cars under $20,000 for Sale in Lansing, IL

Lansing, IL Secondhand Used Vehicles Priced Below $20,000

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2022 Kia Sportage Nightfall

Kia Sportage Nightfall

2022 Kia Sportage Nightfall Car Loan Estimate

2023 Kia Seltos S

Kia Seltos S

2023 Kia Seltos S Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2021 Kia K5 GT-Line

Kia K5 GT-Line

2021 Kia K5 GT-Line Car Loan Estimate

2025 Nissan Sentra SV

Nissan Sentra SV

2025 Nissan Sentra SV Car Loan Estimate

2020 Subaru Crosstrek Premium

Subaru Crosstrek Premium

2020 Subaru Crosstrek Premium Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2021 Kia Telluride LX

Kia Telluride LX

2021 Kia Telluride LX Car Loan Estimate

2023 Kia Seltos S

Kia Seltos S

2023 Kia Seltos S Car Loan Estimate

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