Lansing, IL Used Cars Under $20,000 |with Payments|

2022 Kia K5 GT-Line

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This below average mileage second hand 2022 Kia K5 GT-Line FWD sedan below 69,000 miles, automatic transmission, and 31 MPG, 1.6L gas engine is for sale right now below $19K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$19,000
Est. Payment:	$426.52 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,292
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$19,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,108.59
Avg. DMV Fee	196.00
Cash Sale Price	$21,473.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,473.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$426.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Buick Encore GX Preferred

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This low mileage preowned 2025 Buick Encore GX Preferred FWD SUV below 30,000 miles, cvt transmission, and 31 MPG, 1.3L gas engine is for sale right now below $20K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$19,890
Est. Payment:	$384.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,049
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$19,890.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,206.49
Avg. DMV Fee	196.00
Cash Sale Price	$22,461.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,461.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$384.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,890.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Telluride LX

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This above average mileage used 2021 Kia Telluride LX FWD SUV under 98,000 miles, automatic transmission, and 31 MPG, 3.8L gas engine is for sale right now under $17K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$16,990
Est. Payment:	$519.05 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,128
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$16,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,887.49
Avg. DMV Fee	196.00
Cash Sale Price	$19,242.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,242.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$519.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage used 2025 Nissan Altima 2.5 SV FWD sedan below 51,000 miles, cvt transmission, and 31 MPG, 2.5L gas engine is for sale right now below $18K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$17,790
Est. Payment:	$369.60 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,128
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$17,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,975.49
Avg. DMV Fee	196.00
Cash Sale Price	$20,130.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,130.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$369.60

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia K5 GT-Line

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This average mileage preowned 2021 Kia K5 GT-Line FWD sedan under 75,000 miles, automatic transmission, and 31 MPG, 1.6L gas engine is for sale right now under $19K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$18,900
Est. Payment:	$463.62 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,827
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,097.59
Avg. DMV Fee	196.00
Cash Sale Price	$21,362.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,362.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$463.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Rogue SV

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This low mileage second hand 2025 Nissan Rogue SV AWD SUV under 50,000 miles, cvt transmission, and 31 MPG, 1.5L gas engine is for sale right now below $20K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$19,980
Est. Payment:	$386.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,584
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$19,980.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,216.39
Avg. DMV Fee	196.00
Cash Sale Price	$22,561.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,561.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$386.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage used 2025 Kia K4 LXS FWD sedan under 41,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $20K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$19,300
Est. Payment:	$373.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,541
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$19,300.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,141.59
Avg. DMV Fee	196.00
Cash Sale Price	$21,806.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,806.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$373.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Sportage Nightfall

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This average mileage used 2022 Kia Sportage Nightfall FWD SUV under 82,000 miles, automatic transmission, and 31 MPG, 2.4L gas engine is for sale right now under $16K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$15,590
Est. Payment:	$424.64 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	82,175
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$15,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,733.49
Avg. DMV Fee	196.00
Cash Sale Price	$17,688.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,688.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$424.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia K4 LXS

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This low mileage certified preowned 2025 Kia K4 LXS FWD sedan below 31,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $20K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$19,400
Est. Payment:	$375.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,247
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$19,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,152.59
Avg. DMV Fee	196.00
Cash Sale Price	$21,917.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,917.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$375.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE SEL

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This low mileage preowned 2025 Hyundai VENUE SEL FWD hatchback below 25,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now below $19K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$18,500
Est. Payment:	$357.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,088
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,053.59
Avg. DMV Fee	196.00
Cash Sale Price	$20,918.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,918.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$357.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Lansing, IL

Lansing, IL Secondhand Used Vehicles Priced Below $20,000

2022 Kia K5 GT-Line

2025 Buick Encore GX Preferred

2021 Kia Telluride LX

2025 Nissan Altima 2.5 SV

2021 Kia K5 GT-Line

2025 Nissan Rogue SV

2025 Kia K4 LXS

2022 Kia Sportage Nightfall

2025 Kia K4 LXS

2025 Hyundai VENUE SEL

Used Cars under $20,000 for Sale in Lansing, IL

Lansing, IL Secondhand Used Vehicles Priced Below $20,000

2022 Kia K5 GT-Line

Kia K5 GT-Line

2022 Kia K5 GT-Line Car Loan Estimate

2025 Buick Encore GX Preferred

Buick Encore GX Preferred

2025 Buick Encore GX Preferred Car Loan Estimate

2021 Kia Telluride LX

Kia Telluride LX

2021 Kia Telluride LX Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2021 Kia K5 GT-Line

Kia K5 GT-Line

2021 Kia K5 GT-Line Car Loan Estimate

2025 Nissan Rogue SV

Nissan Rogue SV

2025 Nissan Rogue SV Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2022 Kia Sportage Nightfall

Kia Sportage Nightfall

2022 Kia Sportage Nightfall Car Loan Estimate

2025 Kia K4 LXS

Kia K4 LXS

2025 Kia K4 LXS Car Loan Estimate

2025 Hyundai VENUE SEL

Hyundai VENUE SEL

2025 Hyundai VENUE SEL Car Loan Estimate

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