Naperville, IL Used Cars for Bad Credit with Auto Loan Payments

2022 Volkswagen Atlas Cross Sport SE 4Motion

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This low mileage preowned 2022 Volkswagen Atlas Cross Sport SE 4Motion AWD SUV under 44,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $24K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$23,819
Est. Payment:	$599.85 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	44,135
Location:	Naperville, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$23,819.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,638.68
Avg. DMV Fee	196.00
Cash Sale Price	$26,822.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$25,748.34
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$599.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,819.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Honda Civic Sport

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This below average mileage used 2018 Honda Civic Sport FWD hatchback under 69,000 miles, cvt transmission, and 1.5L gas engine is for sale right now below $20K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$19,899
Est. Payment:	$556.35 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	69,035
Location:	Naperville, IL
Estimated Cash Down:	$1,000

Item	Amount
Used Car Price⁽¹⁾	$19,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,207.48
Avg. DMV Fee	196.00
Cash Sale Price	$22,471.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,000.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,000.00
Total Loan Amount	$21,510.82
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Loan Payment	$556.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 60 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Ford Explorer XLT

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This average mileage used 2021 Ford Explorer XLT AWD SUV under 77,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $25K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$24,679
Est. Payment:	$736.64 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	77,302
Location:	Naperville, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$24,679.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,733.28
Avg. DMV Fee	196.00
Cash Sale Price	$27,777.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$26,678.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Loan Payment	$736.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,679.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 54 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford Escape ST-Line

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This low mileage used 2024 Ford Escape ST-Line AWD SUV below 15,000 miles, automatic transmission, and 1.5L gas engine is for sale right now below $25K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$24,595
Est. Payment:	$619.39 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	15,394
Location:	Naperville, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$24,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,724.04
Avg. DMV Fee	196.00
Cash Sale Price	$27,684.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$26,587.20
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$619.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Ford Fusion SEL

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This below average mileage preowned 2020 Ford Fusion SEL FWD sedan under 61,000 miles, automatic transmission, and 1.5L gas engine is for sale right now below $17K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$16,999
Est. Payment:	$475.27 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	61,106
Location:	Naperville, IL
Estimated Cash Down:	$900

Item	Amount
Used Car Price⁽¹⁾	$16,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,888.48
Avg. DMV Fee	196.00
Cash Sale Price	$19,252.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	900.00
Factory Rebate Incentive	0.00
Total Down Payment	$900.00
Total Loan Amount	$18,375.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$475.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Subaru Forester Touring

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This average mileage second hand 2021 Subaru Forester Touring AWD SUV below 76,000 miles, cvt transmission, and 2.5L gas engine is for sale right now below $23K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$22,997
Est. Payment:	$686.43 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	75,871
Location:	Naperville, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$22,997.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,548.26
Avg. DMV Fee	196.00
Cash Sale Price	$25,910.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$24,859.76
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Finance Payment	$686.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 54 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 GMC Acadia Denali

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This average mileage second hand 2019 GMC Acadia Denali FWD SUV below 81,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $23K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$22,957
Est. Payment:	$740.18 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	81,312
Location:	Naperville, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$22,957.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,543.86
Avg. DMV Fee	196.00
Cash Sale Price	$25,865.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$24,816.52
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Car Finance Payment	$740.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,957.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 48 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Chevrolet Traverse High Country

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This below average mileage preowned 2018 Chevrolet Traverse High Country 4x4 SUV under 69,000 miles, automatic transmission, and 3.6L gas engine is for sale right now below $25K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$24,568
Est. Payment:	$686.89 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	68,660
Location:	Naperville, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$24,568.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,721.07
Avg. DMV Fee	196.00
Cash Sale Price	$27,654.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$26,558.01
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Car Finance Payment	$686.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,568.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 60 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Hyundai PALISADE Limited

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This high mileage second hand 2020 Hyundai PALISADE Limited AWD SUV below 102,000 miles, automatic transmission, and 3.8L gas engine is for sale right now under $23K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$22,999
Est. Payment:	$909.58 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	102,310
Location:	Naperville, IL
Estimated Cash Down:	$1,100

Item	Amount
Used Car Price⁽¹⁾	$22,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,548.48
Avg. DMV Fee	196.00
Cash Sale Price	$25,912.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	1,100.00
Factory Rebate Incentive	0.00
Total Down Payment	$1,100.00
Total Loan Amount	$24,861.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Car Finance Payment	$909.58

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 36 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2006 Mercedes-Benz SLK SLK 350

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This low mileage second hand 2006 Mercedes-Benz SLK SLK 350 RWD convertible below 45,000 miles, transmission, and 3.5L gas engine is for sale right now below $12K at Fair Oaks Lincoln in Naperville, IL. ...View More Details

Sales Price:	$11,977
Est. Payment:	$301.62 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	45,349
Location:	Naperville, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$11,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,336.06
Avg. DMV Fee	196.00
Cash Sale Price	$13,678.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$12,947.14
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$301.62

(1) Car Finance calculations are based on the used car dealer's advertised price of $11,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in Naperville, IL