Oakland County, MI Used SUVs Under $40,000

2025 Hyundai SANTA FE XRT

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This low mileage certified second hand 2025 Hyundai SANTA FE XRT AWD SUV below 4,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $35K at Feldman Hyundai of New Hudson in New Hudson, MI. ...View More Details

Sales Price:	$35,000
Est. Payment:	$643.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,486
Location:	New Hudson, MI

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,112.60
Avg. DMV Fee	259.00
Cash Sale Price	$37,581.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,581.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$643.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Platinum

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This low mileage preowned 2023 Ford Explorer Platinum AWD SUV below 39,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now below $38K at Serra Ford Farmington Hills in Farmington, MI. ...View More Details

Sales Price:	$37,398
Est. Payment:	$686.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,876
Location:	Farmington, MI

Item	Amount
Used Car Price⁽¹⁾	$37,398.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,256.48
Avg. DMV Fee	259.00
Cash Sale Price	$40,123.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,123.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$686.57

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Standard

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This low mileage second hand 2023 Lincoln Nautilus Standard AWD SUV below 26,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $36K at Varsity Lincoln in Novi, MI. ...View More Details

Sales Price:	$35,995
Est. Payment:	$661.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,580
Location:	Novi, MI

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,172.30
Avg. DMV Fee	259.00
Cash Sale Price	$38,636.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,636.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$661.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage second hand 2023 Ford Explorer ST AWD SUV under 40,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now below $39K at Serra Ford Farmington Hills in Farmington, MI. ...View More Details

Sales Price:	$38,998
Est. Payment:	$715.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,384
Location:	Farmington, MI

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,352.48
Avg. DMV Fee	259.00
Cash Sale Price	$41,819.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,819.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$715.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer ST

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This low mileage preowned 2023 Ford Explorer ST AWD SUV below 37,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now under $40K at Suburban Ford of Troy in Troy, MI. ...View More Details

Sales Price:	$39,995
Est. Payment:	$733.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,987
Location:	Troy, MI

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,412.30
Avg. DMV Fee	259.00
Cash Sale Price	$42,876.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,876.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$733.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Nautilus Reserve

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This low mileage second hand 2022 Lincoln Nautilus Reserve AWD SUV below 35,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $37K at Varsity Lincoln in Novi, MI. ...View More Details

Sales Price:	$36,995
Est. Payment:	$679.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,739
Location:	Novi, MI

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,232.30
Avg. DMV Fee	259.00
Cash Sale Price	$39,696.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,696.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$679.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage second hand 2023 Lincoln Nautilus Reserve AWD SUV under 33,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $39K at Varsity Lincoln in Novi, MI. ...View More Details

Sales Price:	$38,995
Est. Payment:	$715.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,590
Location:	Novi, MI

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,352.30
Avg. DMV Fee	259.00
Cash Sale Price	$41,816.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,816.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$715.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volvo XC90 B6 Plus Bright Theme 7P

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This low mileage preowned 2023 Volvo XC90 B6 Plus Bright Theme 7P AWD SUV below 25,000 miles, automatic transmission, and 23 MPG, 2.0L hybrid engine is for sale right now below $40K at Suburban Ford of Troy in Troy, MI. ...View More Details

Sales Price:	$39,500
Est. Payment:	$724.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,443
Location:	Troy, MI

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,382.60
Avg. DMV Fee	259.00
Cash Sale Price	$42,351.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,351.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$724.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage used 2025 Ford Explorer Active AWD SUV below 21,000 miles, automatic transmission, and 23 MPG, 2.3L gas engine is for sale right now under $37K at Skalnek Ford Lake Orion in Lake Orion, MI. ...View More Details

Sales Price:	$36,960
Est. Payment:	$678.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,169
Location:	Lake Orion, MI

Item	Amount
Used Car Price⁽¹⁾	$36,960.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,230.20
Avg. DMV Fee	259.00
Cash Sale Price	$39,659.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,659.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$678.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,960.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage used 2023 Lincoln Nautilus Reserve AWD SUV below 26,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now under $39K at Varsity Lincoln in Novi, MI. ...View More Details

Sales Price:	$38,995
Est. Payment:	$715.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,681
Location:	Novi, MI

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	210.00
MI Sales Tax (6%)	2,352.30
Avg. DMV Fee	259.00
Cash Sale Price	$41,816.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,816.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$715.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in Oakland County, MI

Oakland County, MI Secondhand Used SUVs Priced Below $40,000

2025 Hyundai SANTA FE XRT

2023 Ford Explorer Platinum

2023 Lincoln Nautilus Standard

2023 Ford Explorer ST

2023 Ford Explorer ST

2022 Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve

2023 Volvo XC90 B6 Plus Bright Theme 7P

2025 Ford Explorer Active

2023 Lincoln Nautilus Reserve

Oakland County Cities with Used SUVs for Sale Below $40K

Used SUVs under $40,000 for Sale in Oakland County, MI

Oakland County, MI Secondhand Used SUVs Priced Below $40,000

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2023 Ford Explorer Platinum

Ford Explorer Platinum

2023 Ford Explorer Platinum Car Loan Estimate

2023 Lincoln Nautilus Standard

Lincoln Nautilus Standard

2023 Lincoln Nautilus Standard Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2023 Ford Explorer ST

Ford Explorer ST

2023 Ford Explorer ST Car Loan Estimate

2022 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2022 Lincoln Nautilus Reserve Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

2023 Volvo XC90 B6 Plus Bright Theme 7P

Volvo XC90 B6 Plus Bright Theme 7P

2023 Volvo XC90 B6 Plus Bright Theme 7P Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

Oakland County Cities with Used SUVs for Sale Below $40K

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