Used Cars for Bad Credit in Royal Oak, MI

32 recommended vehicles with auto loan payments from bad credit car dealerships in Royal Oak Michigan and the Metro Detroit area.

Royal Oak, MI Car Dealerships for Bad Credit

Bad Credit holding you back from buying a car? We get it. That's why we've put together a curated selection of dealership used cars in Royal Oak, MI priced just right for subprime financing, increasing your chances of approval. Browse the inventory below and find the perfect vehicle to match your budget and style, all without worrying about your credit score. Get ready to drive home the car you deserve!
➔ How Much Can Your Borrow? See in Seconds!

Customize Payments

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume poor credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
MI
Credit Score / Avg. Rate
501-600 / 18.86%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2017 Chevrolet Trax LS for Sale
2017 Chevrolet Trax LS

⇩ View Seller Description

This below average mileage used 2017 Chevrolet Trax LS FWD SUV below 66,000 miles, automatic transmission, and 27 MPG, 1.4L gas engine is for sale right now below $10K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price: $9,855
Est. Payment: $275.53 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 65,599
Location: Royal Oak, MI
Estimated Cash Down: $300
Preowned 2023 Ford Explorer XLT for Sale
2023 Ford Explorer XLT

⇩ View Seller Description

This high mileage preowned 2023 Ford Explorer XLT AWD SUV under 101,000 miles, automatic transmission, and 27 MPG, 2.3L gas engine is for sale right now below $24K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price: $23,859
Est. Payment: $942.88 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 101,495
Location: Royal Oak, MI
Preowned 2025 Buick Encore GX Preferred for Sale
2025 Buick Encore GX Preferred

⇩ View Seller Description

This low mileage second hand 2025 Buick Encore GX Preferred AWD SUV under 34,000 miles, automatic transmission, and 27 MPG, 1.3L gas engine is for sale right now under $22K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price: $21,242
Est. Payment: $534.95 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 34,076
Location: Royal Oak, MI
Estimated Cash Down: $100
Preowned 2024 Ford Escape ST-Line for Sale
2024 Ford Escape ST-Line

⇩ View Seller Description

This low mileage second hand 2024 Ford Escape ST-Line AWD SUV under 45,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now under $22K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price: $21,637
Est. Payment: $544.90 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 44,710
Location: Royal Oak, MI
Estimated Cash Down: $100
Preowned 2023 Ford Escape ST-Line for Sale
2023 Ford Escape ST-Line

⇩ View Seller Description

This low mileage second hand 2023 Ford Escape ST-Line AWD SUV under 30,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now under $24K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price: $23,009
Est. Payment: $579.41 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 29,809
Location: Royal Oak, MI
Preowned 2023 Ford Bronco Sport Heritage for Sale
2023 Ford Bronco Sport Heritage

⇩ View Seller Description

This low mileage preowned 2023 Ford Bronco Sport Heritage AWD SUV below 41,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now under $25K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price: $24,729
Est. Payment: $621.89 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 40,959
Location: Royal Oak, MI
Preowned 2019 Ford Escape SEL for Sale
2019 Ford Escape SEL

⇩ View Seller Description

This below average mileage preowned 2019 Ford Escape SEL FWD SUV under 67,000 miles, automatic transmission, and 27 MPG, 1.5L gas engine is for sale right now under $15K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price: $14,211
Est. Payment: $397.32 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 66,597
Location: Royal Oak, MI
Estimated Cash Down: $200
Preowned 2022 Tesla Model 3 Long Range for Sale
2022 Tesla Model 3 Long Range

⇩ View Seller Description

This average mileage preowned 2022 Tesla Model 3 Long Range AWD sedan under 73,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $23K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price: $22,444
Est. Payment: $669.92 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 72,741
Location: Royal Oak, MI
Estimated Cash Down: $100
Preowned 2019 Ford Escape Titanium for Sale
2019 Ford Escape Titanium

⇩ View Seller Description

This above average mileage second hand 2019 Ford Escape Titanium AWD SUV under 92,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now below $15K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price: $14,990
Est. Payment: $529.98 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 92,106
Location: Royal Oak, MI
Estimated Cash Down: $200
Preowned 2023 Ford Escape ST-Line Select for Sale
2023 Ford Escape ST-Line Select

⇩ View Seller Description

This low mileage preowned 2023 Ford Escape ST-Line Select AWD SUV under 13,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $25K at Royal Oak Ford in Royal Oak, MI. ...View More Details

Sales Price: $24,953
Est. Payment: $627.42 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 13,055
Location: Royal Oak, MI