Waterloo, IL Used Cars for Bad Credit with Auto Loan Payments

2020 Cadillac XT5 Premium Luxury

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This average mileage used 2020 Cadillac XT5 Premium Luxury FWD SUV under 79,000 miles, a transmission, and 25 MPG, 3.6L gas engine is for sale right now under $21K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$20,700
Est. Payment:	$617.87 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	79,202
Location:	Waterloo, IL
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$20,700.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,110.80
Avg. DMV Fee	45.00
Cash Sale Price	$23,054.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$22,376.70
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Loan Payment	$617.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 54 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Ford F-150 XL

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This average mileage second hand 2020 Ford F-150 XL 4X4 pickup below 82,000 miles, a transmission, and 25 MPG, 2.7L gas engine is for sale right now under $25K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$24,900
Est. Payment:	$802.83 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	81,844
Location:	Waterloo, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$24,900.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,535.00
Avg. DMV Fee	45.00
Cash Sale Price	$27,679.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$26,916.90
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Car Loan Payment	$802.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 48 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Chevrolet Equinox LT

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This high mileage preowned 2018 Chevrolet Equinox LT FWD SUV below 125,000 miles, a transmission, and 25 MPG, 1.5L gas engine is for sale right now under $10K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$9,200
Est. Payment:	$418.33 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	124,828
Location:	Waterloo, IL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$9,200.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	949.30
Avg. DMV Fee	45.00
Cash Sale Price	$10,393.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$9,945.20
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Loan Payment	$418.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $9,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 30 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage used 2024 Ford Edge SEL AWD SUV under 46,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $23K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$22,700
Est. Payment:	$571.67 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	45,595
Location:	Waterloo, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$22,700.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,312.80
Avg. DMV Fee	45.00
Cash Sale Price	$25,256.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$24,538.70
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$571.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 GMC Acadia Denali

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This average mileage used 2020 GMC Acadia Denali 4X4 SUV below 80,000 miles, a transmission, and 25 MPG, 3.6L gas engine is for sale right now below $25K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$24,650
Est. Payment:	$735.77 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	79,729
Location:	Waterloo, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$24,650.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,509.75
Avg. DMV Fee	45.00
Cash Sale Price	$27,403.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$26,646.65
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Finance Payment	$735.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 54 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2015 Kia Optima EX

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This high mileage preowned 2015 Kia Optima EX FWD sedan under 104,000 miles, a transmission, and 25 MPG, 2.4L gas engine is for sale right now below $11K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$10,600
Est. Payment:	$419.22 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	103,896
Location:	Waterloo, IL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$10,600.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,090.70
Avg. DMV Fee	45.00
Cash Sale Price	$11,934.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$11,458.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Finance Payment	$419.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 36 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2017 Ford Escape SE

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This average mileage used 2017 Ford Escape SE FWD SUV under 84,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $11K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$10,900
Est. Payment:	$351.44 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	83,672
Location:	Waterloo, IL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$10,900.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,121.00
Avg. DMV Fee	45.00
Cash Sale Price	$12,265.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$11,782.90
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Car Loan Payment	$351.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 48 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Edge SEL

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This low mileage used 2023 Ford Edge SEL AWD SUV below 30,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $25K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$24,500
Est. Payment:	$617.00 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	30,339
Location:	Waterloo, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$24,500.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,494.60
Avg. DMV Fee	45.00
Cash Sale Price	$27,238.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$26,484.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$617.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2012 Ford F-250 Super Duty XL

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This high mileage second hand 2012 Ford F-250 Super Duty XL 4X4 pickup below 173,000 miles, a transmission, and 25 MPG, 6.2L flexible engine is for sale right now below $14K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$13,995
Est. Payment:	$636.36 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	173,421
Location:	Waterloo, IL
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$13,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,433.59
Avg. DMV Fee	45.00
Cash Sale Price	$15,672.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$15,128.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Loan Payment	$636.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $13,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 30 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2011 Buick LaCrosse CXL

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This high mileage preowned 2011 Buick LaCrosse CXL FWD sedan under 137,000 miles, a transmission, and 25 MPG, 2.4L gas engine is for sale right now under $7K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$6,995
Est. Payment:	$318.07 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	137,025
Location:	Waterloo, IL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$6,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	726.59
Avg. DMV Fee	45.00
Cash Sale Price	$7,965.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$7,561.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Loan Payment	$318.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $6,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 30 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in Waterloo, IL

Waterloo, IL Car Dealerships for Bad Credit

2020 Cadillac XT5 Premium Luxury

2020 Ford F-150 XL

2018 Chevrolet Equinox LT

2024 Ford Edge SEL

2020 GMC Acadia Denali

2015 Kia Optima EX

2017 Ford Escape SE

2023 Ford Edge SEL

2012 Ford F-250 Super Duty XL

2011 Buick LaCrosse CXL

Used Cars for Bad Credit in Waterloo, IL

Waterloo, IL Car Dealerships for Bad Credit

2020 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2020 Cadillac XT5 Premium Luxury Poor Credit Auto Loan Estimate

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Poor Credit Car Loan Estimate

2018 Chevrolet Equinox LT

Chevrolet Equinox LT

2018 Chevrolet Equinox LT Poor Credit Car Loan Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Poor Credit Car Finance Estimate

2020 GMC Acadia Denali

GMC Acadia Denali

2020 GMC Acadia Denali Poor Credit Car Finance Estimate

2015 Kia Optima EX

Kia Optima EX

2015 Kia Optima EX Poor Credit Auto Finance Estimate

2017 Ford Escape SE

Ford Escape SE

2017 Ford Escape SE Poor Credit Car Loan Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Poor Credit Auto Finance Estimate

2012 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2012 Ford F-250 Super Duty XL Poor Credit Auto Loan Estimate

2011 Buick LaCrosse CXL

Buick LaCrosse CXL

2011 Buick LaCrosse CXL Poor Credit Auto Loan Estimate

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