Waterloo, IL Used Cars for Bad Credit with Auto Loan Payments

2011 Buick LaCrosse CXL

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This high mileage second hand 2011 Buick LaCrosse CXL FWD sedan under 137,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $8K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$7,200
Est. Payment:	$327.39 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	137,025
Location:	Waterloo, IL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$7,200.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	747.30
Avg. DMV Fee	45.00
Cash Sale Price	$8,191.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$7,783.20
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Finance Payment	$327.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $7,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 30 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford Edge SEL

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This low mileage preowned 2024 Ford Edge SEL AWD SUV under 46,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $24K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$23,450
Est. Payment:	$590.56 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	45,595
Location:	Waterloo, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$23,450.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,388.55
Avg. DMV Fee	45.00
Cash Sale Price	$26,082.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$25,349.45
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$590.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 GMC Acadia SLT-1

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This average mileage second hand 2019 GMC Acadia SLT-1 FWD SUV under 78,000 miles, automatic transmission, and 29 MPG, 3.6L gas engine is for sale right now below $21K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$20,095
Est. Payment:	$599.81 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	78,268
Location:	Waterloo, IL
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$20,095.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,049.69
Avg. DMV Fee	45.00
Cash Sale Price	$22,388.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$21,722.70
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Finance Payment	$599.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,095.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 54 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2014 Honda Accord EX

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This high mileage preowned 2014 Honda Accord EX FWD sedan under 176,000 miles, cvt transmission, and 29 MPG, 2.4L gas engine is for sale right now under $10K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$9,100
Est. Payment:	$413.78 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	176,256
Location:	Waterloo, IL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$9,100.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	939.20
Avg. DMV Fee	45.00
Cash Sale Price	$10,283.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$9,837.10
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Loan Payment	$413.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $9,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 30 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Ford Edge ST-Line

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This low mileage second hand 2024 Ford Edge ST-Line AWD SUV below 39,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $25K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$24,400
Est. Payment:	$614.48 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	38,662
Location:	Waterloo, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$24,400.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,484.50
Avg. DMV Fee	45.00
Cash Sale Price	$27,128.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$26,376.40
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$614.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Buick Envision Preferred

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This below average mileage second hand 2020 Buick Envision Preferred FWD SUV below 62,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now below $20K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$19,700
Est. Payment:	$550.78 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	61,766
Location:	Waterloo, IL
Estimated Cash Down:	$700

Item	Amount
Used Car Price⁽¹⁾	$19,700.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,009.80
Avg. DMV Fee	45.00
Cash Sale Price	$21,953.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	700.00
Factory Rebate Incentive	0.00
Total Down Payment	$700.00
Total Loan Amount	$21,295.70
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Loan Payment	$550.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 60 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2013 Ford Escape S

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This average mileage second hand 2013 Ford Escape S FWD SUV below 74,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now under $8K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$7,900
Est. Payment:	$235.80 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	74,100
Location:	Waterloo, IL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$7,900.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	818.00
Avg. DMV Fee	45.00
Cash Sale Price	$8,962.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$8,539.90
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Finance Payment	$235.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $7,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 54 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Cadillac XT5 Premium Luxury

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This average mileage preowned 2020 Cadillac XT5 Premium Luxury FWD SUV under 79,000 miles, automatic transmission, and 29 MPG, 3.6L gas engine is for sale right now under $22K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$21,995
Est. Payment:	$656.52 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	79,149
Location:	Waterloo, IL
Estimated Cash Down:	$800

Item	Amount
Used Car Price⁽¹⁾	$21,995.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	2,241.59
Avg. DMV Fee	45.00
Cash Sale Price	$24,480.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	800.00
Factory Rebate Incentive	0.00
Total Down Payment	$800.00
Total Loan Amount	$23,776.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Loan Payment	$656.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 54 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Nissan Altima 2.5 S

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This high mileage second hand 2018 Nissan Altima 2.5 S FWD sedan below 183,000 miles, cvt transmission, and 29 MPG, 2.5L gas engine is for sale right now under $9K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$8,700
Est. Payment:	$395.59 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	183,492
Location:	Waterloo, IL
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$8,700.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	898.80
Avg. DMV Fee	45.00
Cash Sale Price	$9,842.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$9,404.70
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Auto Finance Payment	$395.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $8,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 30 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2015 Kia Optima EX

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This high mileage second hand 2015 Kia Optima EX FWD sedan under 104,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $12K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price:	$12,000
Est. Payment:	$474.58 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	103,896
Location:	Waterloo, IL
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$12,000.00
Avg. Dealer Doc Fee	199.00
MO Sales Tax (10.1%)	1,232.10
Avg. DMV Fee	45.00
Cash Sale Price	$13,476.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$12,972.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Car Loan Payment	$474.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 36 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in Waterloo, IL

Waterloo, IL Car Dealerships for Bad Credit

2011 Buick LaCrosse CXL

2024 Ford Edge SEL

2019 GMC Acadia SLT-1

2014 Honda Accord EX

2024 Ford Edge ST-Line

2020 Buick Envision Preferred

2013 Ford Escape S

2020 Cadillac XT5 Premium Luxury

2018 Nissan Altima 2.5 S

2015 Kia Optima EX

Used Cars for Bad Credit in Waterloo, IL

Waterloo, IL Car Dealerships for Bad Credit

2011 Buick LaCrosse CXL

Buick LaCrosse CXL

2011 Buick LaCrosse CXL Poor Credit Car Finance Estimate

2024 Ford Edge SEL

Ford Edge SEL

2024 Ford Edge SEL Poor Credit Car Finance Estimate

2019 GMC Acadia SLT-1

GMC Acadia SLT-1

2019 GMC Acadia SLT-1 Poor Credit Auto Finance Estimate

2014 Honda Accord EX

Honda Accord EX

2014 Honda Accord EX Poor Credit Car Loan Estimate

2024 Ford Edge ST-Line

Ford Edge ST-Line

2024 Ford Edge ST-Line Poor Credit Auto Loan Estimate

2020 Buick Envision Preferred

Buick Envision Preferred

2020 Buick Envision Preferred Poor Credit Auto Loan Estimate

2013 Ford Escape S

Ford Escape S

2013 Ford Escape S Poor Credit Auto Finance Estimate

2020 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2020 Cadillac XT5 Premium Luxury Poor Credit Auto Loan Estimate

2018 Nissan Altima 2.5 S

Nissan Altima 2.5 S

2018 Nissan Altima 2.5 S Poor Credit Auto Finance Estimate

2015 Kia Optima EX

Kia Optima EX

2015 Kia Optima EX Poor Credit Car Loan Estimate

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