Used Cars for Bad Credit in Waterloo, IL

7 recommended vehicles with auto loan payments from bad credit car dealerships in Waterloo Illinois and the Metro Saint Louis area.

Waterloo, IL Car Dealerships for Bad Credit

Bad Credit holding you back from buying a car? We get it. That's why we've put together a curated selection of dealership used cars in Waterloo, IL priced just right for subprime financing, increasing your chances of approval. Browse the inventory below and find the perfect vehicle to match your budget and style, all without worrying about your credit score. Get ready to drive home the car you deserve!
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Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume poor credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
MO
Credit Score / Avg. Rate
501-600 / 18.86%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2018 Ram 1500 Big Horn for Sale
2018 Ram 1500 Big Horn

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This average mileage preowned 2018 Ram 1500 Big Horn 4x4 pickup below 73,000 miles, automatic transmission, and 22 MPG, 5.7L gas engine is for sale right now below $25K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price: $24,900
Est. Payment: $743.23 / 54 months @ 18.86% APR
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Mileage: 73,283
Location: Waterloo, IL
Estimated Cash Down: $800
Preowned 2024 Ford Edge SEL for Sale
2024 Ford Edge SEL

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This low mileage second hand 2024 Ford Edge SEL AWD SUV under 39,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $25K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price: $24,500
Est. Payment: $617.00 / 72 months @ 18.86% APR
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Mileage: 38,662
Location: Waterloo, IL
Estimated Cash Down: $800
Preowned 2018 Chevrolet Equinox LT for Sale
2018 Chevrolet Equinox LT

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This high mileage preowned 2018 Chevrolet Equinox LT FWD SUV below 125,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now below $10K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price: $9,800
Est. Payment: $445.61 / 30 months @ 18.86% APR
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Mileage: 124,828
Location: Waterloo, IL
Estimated Cash Down: $500
Preowned 2015 Kia Optima EX for Sale
2015 Kia Optima EX

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This high mileage preowned 2015 Kia Optima EX FWD sedan under 104,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now under $12K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price: $12,000
Est. Payment: $474.58 / 36 months @ 18.86% APR
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Mileage: 103,896
Location: Waterloo, IL
Estimated Cash Down: $600
Preowned 2011 Buick LaCrosse CXL for Sale
2011 Buick LaCrosse CXL

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This high mileage used 2011 Buick LaCrosse CXL FWD sedan below 137,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now under $8K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price: $7,300
Est. Payment: $331.94 / 30 months @ 18.86% APR
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Mileage: 137,025
Location: Waterloo, IL
Estimated Cash Down: $500
Preowned 2024 Ford Edge SEL for Sale
2024 Ford Edge SEL

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This low mileage second hand 2024 Ford Edge SEL AWD SUV below 46,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $24K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price: $23,550
Est. Payment: $593.08 / 72 months @ 18.86% APR
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Mileage: 45,595
Location: Waterloo, IL
Estimated Cash Down: $800
Preowned 2019 GMC Acadia SLT-1 for Sale
2019 GMC Acadia SLT-1

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This average mileage preowned 2019 GMC Acadia SLT-1 FWD SUV below 78,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $20K at Sunset Ford of Waterloo in Waterloo, IL. ...View More Details

Sales Price: $19,995
Est. Payment: $596.82 / 54 months @ 18.86% APR
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Mileage: 78,268
Location: Waterloo, IL
Estimated Cash Down: $700