Used Cars for Bad Credit in Ozark, MO

21 recommended vehicles with auto loan payments from bad credit car dealerships in Ozark Missouri and the Metro Springfield Mo area.

Ozark, MO Car Dealerships for Bad Credit

Bad Credit holding you back from buying a car? We get it. That's why we've put together a curated selection of dealership used cars in Ozark, MO priced just right for subprime financing, increasing your chances of approval. Browse the inventory below and find the perfect vehicle to match your budget and style, all without worrying about your credit score. Get ready to drive home the car you deserve!
➔ How Much Can Your Borrow? See in Seconds!

Customize Payments

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume poor credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
MO
Credit Score / Avg. Rate
501-600 / 18.86%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2022 Kia Sorento SX for Sale
2022 Kia Sorento SX

⇩ View Seller Description

This high mileage second hand 2022 Kia Sorento SX AWD SUV under 112,000 miles, automatic transmission, and 29 MPG, 2.5L gas engine is for sale right now below $24K at James River Ford in Ozark, MO. ...View More Details

Sales Price: $23,883
Est. Payment: $944.54 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 112,076
Location: Ozark, MO
Estimated Cash Down: $800
Preowned 2025 Ford Escape ST-Line for Sale
2025 Ford Escape ST-Line

⇩ View Seller Description

This low mileage certified second hand 2025 Ford Escape ST-Line AWD SUV under 26,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now below $25K at James River Ford in Ozark, MO. ...View More Details

Sales Price: $24,459
Est. Payment: $615.97 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 26,399
Location: Ozark, MO
Estimated Cash Down: $800
Preowned 2021 Ford Ranger XL for Sale
2021 Ford Ranger XL

⇩ View Seller Description

This above average mileage preowned 2021 Ford Ranger XL 4x4 pickup below 93,000 miles, automatic transmission, and 29 MPG, 2.3L gas engine is for sale right now under $25K at James River Ford in Ozark, MO. ...View More Details

Sales Price: $24,826
Est. Payment: $877.73 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 92,867
Location: Ozark, MO
Estimated Cash Down: $800
Preowned 2020 Ford Explorer XLT for Sale
2020 Ford Explorer XLT

⇩ View Seller Description

This above average mileage used 2020 Ford Explorer XLT RWD SUV below 100,000 miles, automatic transmission, and 29 MPG, 2.3L gas engine is for sale right now below $19K at James River Ford in Ozark, MO. ...View More Details

Sales Price: $18,236
Est. Payment: $644.74 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 99,907
Location: Ozark, MO
Estimated Cash Down: $700
Preowned 2025 Ford Escape ST-Line for Sale
2025 Ford Escape ST-Line

⇩ View Seller Description

This low mileage certified used 2025 Ford Escape ST-Line AWD SUV under 16,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now below $25K at James River Ford in Ozark, MO. ...View More Details

Sales Price: $24,656
Est. Payment: $620.93 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 15,685
Location: Ozark, MO
Estimated Cash Down: $800
Preowned 2012 Ford E-Series E-350 SD for Sale
2012 Ford E-Series E-350 SD

⇩ View Seller Description

This below average mileage preowned 2012 Ford E-Series E-350 SD RWD van under 60,000 miles, transmission, and 29 MPG, 5.4L gas engine is for sale right now under $14K at James River Ford in Ozark, MO. ...View More Details

Sales Price: $13,963
Est. Payment: $390.38 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 60,098
Location: Ozark, MO
Estimated Cash Down: $600
Preowned 2016 Nissan Rogue S for Sale
2016 Nissan Rogue S

⇩ View Seller Description

This average mileage second hand 2016 Nissan Rogue S FWD SUV under 86,000 miles, cvt transmission, and 29 MPG, 2.5L gas engine is for sale right now under $13K at James River Ford in Ozark, MO. ...View More Details

Sales Price: $12,727
Est. Payment: $410.35 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 85,813
Location: Ozark, MO
Estimated Cash Down: $600
Preowned 2017 Ford Focus ST for Sale
2017 Ford Focus ST

⇩ View Seller Description

This high mileage used 2017 Ford Focus ST FWD hatchback under 122,000 miles, manual transmission, and 29 MPG, 2.0L gas engine is for sale right now below $14K at James River Ford in Ozark, MO. ...View More Details

Sales Price: $13,410
Est. Payment: $609.76 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 122,106
Location: Ozark, MO
Estimated Cash Down: $600
Preowned 2024 Chevrolet Trailblazer LT for Sale
2024 Chevrolet Trailblazer LT

⇩ View Seller Description

This low mileage second hand 2024 Chevrolet Trailblazer LT FWD SUV below 23,000 miles, cvt transmission, and 29 MPG, 1.3L gas engine is for sale right now under $23K at James River Ford in Ozark, MO. ...View More Details

Sales Price: $22,869
Est. Payment: $575.93 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 23,310
Location: Ozark, MO
Estimated Cash Down: $800
Preowned 2018 Mercedes-Benz C-Class C 300 for Sale
2018 Mercedes-Benz C-Class C 300

⇩ View Seller Description

This average mileage second hand 2018 Mercedes-Benz C-Class C 300 RWD sedan under 88,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $15K at James River Ford in Ozark, MO. ...View More Details

Sales Price: $14,991
Est. Payment: $483.34 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 88,129
Location: Ozark, MO
Estimated Cash Down: $600