Metro Albany - Schenectady - Troy, NY Used Cars for Bad Credit with Auto Loan Payments

2016 Toyota RAV4 XLE

⇩ View Seller Description

This low mileage second hand 2016 Toyota RAV4 XLE AWD SUV under 56,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now under $19K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$18,211
Est. Payment:	$481.39 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	56,164
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$18,211.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,623.80
Avg. DMV Fee	86.00
Cash Sale Price	$19,995.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$19,686.09
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Finance Payment	$481.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,211.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 66 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Honda Civic Sport

⇩ View Seller Description

This low mileage preowned 2023 Honda Civic Sport FWD hatchback under 13,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $24K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$23,900
Est. Payment:	$601.89 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	13,266
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$23,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,128.98
Avg. DMV Fee	86.00
Cash Sale Price	$26,189.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$25,835.90
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$601.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai ELANTRA SEL Sport FWD sedan under 11,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $24K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$23,741
Est. Payment:	$597.89 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	10,981
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$23,741.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,114.86
Avg. DMV Fee	86.00
Cash Sale Price	$26,016.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$25,664.02
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$597.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,741.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford Bronco Sport Big Bend

⇩ View Seller Description

This low mileage used 2022 Ford Bronco Sport Big Bend AWD SUV below 29,000 miles, automatic transmission, and 32 MPG, 1.5L gas engine is for sale right now below $22K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$22,000
Est. Payment:	$554.04 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	28,860
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$22,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,960.26
Avg. DMV Fee	86.00
Cash Sale Price	$24,121.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$23,782.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$554.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Hyundai SANTA CRUZ SEL

⇩ View Seller Description

This low mileage used 2022 Hyundai SANTA CRUZ SEL AWD pickup under 50,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $22K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$21,500
Est. Payment:	$541.45 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	49,756
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,915.86
Avg. DMV Fee	86.00
Cash Sale Price	$23,576.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$23,241.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$541.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Hyundai SONATA SE

⇩ View Seller Description

This low mileage second hand 2018 Hyundai SONATA SE FWD sedan below 38,000 miles, automatic transmission, and 32 MPG, 2.4L gas engine is for sale right now under $14K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$13,504
Est. Payment:	$340.08 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	37,617
Location:	Queensbury, NY
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$13,504.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,205.82
Avg. DMV Fee	86.00
Cash Sale Price	$14,870.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$14,597.82
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$340.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,504.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Subaru Outback Limited

⇩ View Seller Description

This low mileage preowned 2022 Subaru Outback Limited AWD SUV below 49,000 miles, cvt transmission, and 32 MPG, 2.5L gas engine is for sale right now under $24K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$24,000
Est. Payment:	$604.41 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	49,432
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$24,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,137.86
Avg. DMV Fee	86.00
Cash Sale Price	$26,298.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$25,944.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$604.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Hyundai KONA Limited

⇩ View Seller Description

This low mileage preowned 2019 Hyundai KONA Limited AWD SUV below 16,000 miles, automatic transmission, and 32 MPG, 1.6L gas engine is for sale right now below $22K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$21,119
Est. Payment:	$531.85 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	16,474
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$21,119.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,882.03
Avg. DMV Fee	86.00
Cash Sale Price	$23,162.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$22,829.64
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$531.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,119.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Subaru Outback Premium

⇩ View Seller Description

This low mileage used 2021 Subaru Outback Premium AWD SUV below 48,000 miles, cvt transmission, and 32 MPG, 2.5L gas engine is for sale right now below $22K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$21,409
Est. Payment:	$539.16 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	48,015
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$21,409.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,907.78
Avg. DMV Fee	86.00
Cash Sale Price	$23,477.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$23,143.13
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$539.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,409.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Kia K5 LXS

⇩ View Seller Description

This low mileage certified used 2025 Kia K5 LXS FWD sedan under 6,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $24K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$23,990
Est. Payment:	$604.16 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5,579
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$23,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,136.97
Avg. DMV Fee	86.00
Cash Sale Price	$26,287.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$25,933.19
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$604.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Bad Credit Car Dealerships

2016 Toyota RAV4 XLE

2023 Honda Civic Sport

2025 Hyundai ELANTRA SEL Sport

2022 Ford Bronco Sport Big Bend

2022 Hyundai SANTA CRUZ SEL

2018 Hyundai SONATA SE

2022 Subaru Outback Limited

2019 Hyundai KONA Limited

2021 Subaru Outback Premium

2025 Kia K5 LXS

Used Cars for Bad Credit in Albany - Schenectady - Troy Area Cities

Used Cars for Bad Credit in Greater Albany - Schenectady - Troy Counties

Used Cars for Bad Credit in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Bad Credit Car Dealerships

2016 Toyota RAV4 XLE

Toyota RAV4 XLE

2016 Toyota RAV4 XLE Poor Credit Auto Finance Estimate

2023 Honda Civic Sport

Honda Civic Sport

2023 Honda Civic Sport Poor Credit Car Finance Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Poor Credit Auto Finance Estimate

2022 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2022 Ford Bronco Sport Big Bend Poor Credit Auto Finance Estimate

2022 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2022 Hyundai SANTA CRUZ SEL Poor Credit Car Finance Estimate

2018 Hyundai SONATA SE

Hyundai SONATA SE

2018 Hyundai SONATA SE Poor Credit Car Finance Estimate

2022 Subaru Outback Limited

Subaru Outback Limited

2022 Subaru Outback Limited Poor Credit Auto Finance Estimate

2019 Hyundai KONA Limited

Hyundai KONA Limited

2019 Hyundai KONA Limited Poor Credit Car Loan Estimate

2021 Subaru Outback Premium

Subaru Outback Premium

2021 Subaru Outback Premium Poor Credit Auto Loan Estimate

2025 Kia K5 LXS

Kia K5 LXS

2025 Kia K5 LXS Poor Credit Auto Loan Estimate

Used Cars for Bad Credit in Albany - Schenectady - Troy Area Cities

Used Cars for Bad Credit in Greater Albany - Schenectady - Troy Counties

Customize Payments

Find Financing

Customize Payments