Metro Albany - Schenectady - Troy, NY Used Cars for Bad Credit with Auto Loan Payments

2025 Kia Seltos LX

⇩ View Seller Description

This low mileage certified used 2025 Kia Seltos LX AWD SUV below 2,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $25K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$24,962
Est. Payment:	$628.63 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	2,335
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$24,962.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,223.29
Avg. DMV Fee	86.00
Cash Sale Price	$27,346.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$26,983.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$628.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,962.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan under 9,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $23K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$22,256
Est. Payment:	$560.49 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	8,584
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$22,256.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,982.99
Avg. DMV Fee	86.00
Cash Sale Price	$24,399.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$24,058.74
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$560.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,256.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Jeep Grand Cherokee Altitude

⇩ View Seller Description

This low mileage preowned 2020 Jeep Grand Cherokee Altitude 4x4 SUV under 45,000 miles, automatic transmission, and 31 MPG, 3.6L gas engine is for sale right now below $24K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$23,223
Est. Payment:	$584.84 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	45,440
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$23,223.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,068.86
Avg. DMV Fee	86.00
Cash Sale Price	$25,452.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$25,104.06
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$584.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,223.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Hyundai SANTA FE Calligraphy

⇩ View Seller Description

This low mileage used 2021 Hyundai SANTA FE Calligraphy AWD SUV under 38,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now below $25K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$25,000
Est. Payment:	$629.59 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	38,286
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,226.66
Avg. DMV Fee	86.00
Cash Sale Price	$27,387.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$27,025.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$629.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Hyundai SONATA Hybrid SEL

⇩ View Seller Description

This low mileage used 2020 Hyundai SONATA Hybrid SEL FWD sedan under 45,000 miles, automatic transmission, and 31 MPG, 2.0L hybrid engine is for sale right now under $20K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$19,512
Est. Payment:	$491.38 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	44,712
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$19,512.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,739.33
Avg. DMV Fee	86.00
Cash Sale Price	$21,412.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$21,092.47
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$491.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,512.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Jeep Compass Latitude

⇩ View Seller Description

This low mileage second hand 2018 Jeep Compass Latitude 4x4 SUV below 47,000 miles, transmission, and 31 MPG, 2.4L gas engine is for sale right now under $16K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$15,776
Est. Payment:	$397.30 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	47,097
Location:	Queensbury, NY
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$15,776.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,407.57
Avg. DMV Fee	86.00
Cash Sale Price	$17,344.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$17,053.86
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$397.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,776.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Hyundai KONA Limited

⇩ View Seller Description

This low mileage certified used 2023 Hyundai KONA Limited AWD SUV under 19,000 miles, automatic transmission, and 31 MPG, 1.6L gas engine is for sale right now below $25K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$24,200
Est. Payment:	$609.44 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	19,303
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$24,200.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,155.62
Avg. DMV Fee	86.00
Cash Sale Price	$26,516.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$26,160.20
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$609.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2014 Honda CR-V LX

⇩ View Seller Description

This low mileage preowned 2014 Honda CR-V LX AWD SUV below 37,000 miles, automatic transmission, and 31 MPG, 2.4L gas engine is for sale right now under $17K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$16,283
Est. Payment:	$410.07 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	36,639
Location:	Queensbury, NY
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$16,283.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,452.59
Avg. DMV Fee	86.00
Cash Sale Price	$17,896.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$17,601.92
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$410.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,283.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2014 Honda CR-V EX-L

⇩ View Seller Description

This low mileage second hand 2014 Honda CR-V EX-L FWD SUV under 46,000 miles, automatic transmission, and 31 MPG, 2.4L gas engine is for sale right now below $18K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$17,626
Est. Payment:	$443.89 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	45,699
Location:	Queensbury, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$17,626.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,571.85
Avg. DMV Fee	86.00
Cash Sale Price	$19,358.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$19,053.71
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$443.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,626.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Kia Soul S

⇩ View Seller Description

This average mileage preowned 2021 Kia Soul S FWD hatchback below 77,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $13K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$12,995
Est. Payment:	$387.88 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	76,657
Location:	Queensbury, NY
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$12,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,160.62
Avg. DMV Fee	86.00
Cash Sale Price	$14,316.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$14,047.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Loan Payment	$387.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $12,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 54 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Bad Credit Car Dealerships

2025 Kia Seltos LX

2023 Hyundai ELANTRA SEL

2020 Jeep Grand Cherokee Altitude

2021 Hyundai SANTA FE Calligraphy

2020 Hyundai SONATA Hybrid SEL

2018 Jeep Compass Latitude

2023 Hyundai KONA Limited

2014 Honda CR-V LX

2014 Honda CR-V EX-L

2021 Kia Soul S

Used Cars for Bad Credit in Albany - Schenectady - Troy Area Cities

Used Cars for Bad Credit in Greater Albany - Schenectady - Troy Counties

Used Cars for Bad Credit in the Greater Albany - Schenectady - Troy Area

Metro Albany - Schenectady - Troy Bad Credit Car Dealerships

2025 Kia Seltos LX

Kia Seltos LX

2025 Kia Seltos LX Poor Credit Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Poor Credit Auto Loan Estimate

2020 Jeep Grand Cherokee Altitude

Jeep Grand Cherokee Altitude

2020 Jeep Grand Cherokee Altitude Poor Credit Auto Finance Estimate

2021 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2021 Hyundai SANTA FE Calligraphy Poor Credit Auto Loan Estimate

2020 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2020 Hyundai SONATA Hybrid SEL Poor Credit Auto Finance Estimate

2018 Jeep Compass Latitude

Jeep Compass Latitude

2018 Jeep Compass Latitude Poor Credit Car Finance Estimate

2023 Hyundai KONA Limited

Hyundai KONA Limited

2023 Hyundai KONA Limited Poor Credit Car Finance Estimate

2014 Honda CR-V LX

Honda CR-V LX

2014 Honda CR-V LX Poor Credit Car Finance Estimate

2014 Honda CR-V EX-L

Honda CR-V EX-L

2014 Honda CR-V EX-L Poor Credit Car Finance Estimate

2021 Kia Soul S

Kia Soul S

2021 Kia Soul S Poor Credit Auto Loan Estimate

Used Cars for Bad Credit in Albany - Schenectady - Troy Area Cities

Used Cars for Bad Credit in Greater Albany - Schenectady - Troy Counties

Customize Payments

Find Financing

Customize Payments