Elma, NY Used Cars Under $20,000 |with Payments|

2019 Jeep Cherokee High Altitude

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This low mileage used 2019 Jeep Cherokee High Altitude 4x4 SUV below 42,000 miles, automatic transmission, and 29 MPG, 3.2L gas engine is for sale right now under $20K at Delacy Ford in Elma, NY. ...View More Details

Sales Price:	$19,788
Est. Payment:	$371.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,178
Location:	Elma, NY

Item	Amount
Used Car Price⁽¹⁾	$19,788.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,763.83
Avg. DMV Fee	86.00
Cash Sale Price	$21,712.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,712.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$371.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford EcoSport S

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This low mileage used 2021 Ford EcoSport S FWD wagon under 36,000 miles, automatic transmission, and 29 MPG, 1.0L gas engine is for sale right now below $16K at Delacy Ford in Elma, NY. ...View More Details

Sales Price:	$15,136
Est. Payment:	$284.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,635
Location:	Elma, NY

Item	Amount
Used Car Price⁽¹⁾	$15,136.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,350.74
Avg. DMV Fee	86.00
Cash Sale Price	$16,647.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,647.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$284.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,136.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Wrangler Unlimited Sport

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This high mileage used 2019 Jeep Wrangler Unlimited Sport 4x4 SUV under 103,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $20K at Delacy Ford in Elma, NY. ...View More Details

Sales Price:	$19,852
Est. Payment:	$673.88 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,017
Location:	Elma, NY

Item	Amount
Used Car Price⁽¹⁾	$19,852.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,769.52
Avg. DMV Fee	86.00
Cash Sale Price	$21,782.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,782.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$673.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,852.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Compass Sun and Safety Edition

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This average mileage preowned 2020 Jeep Compass Sun and Safety Edition 4x4 SUV under 81,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $16K at Delacy Ford in Elma, NY. ...View More Details

Sales Price:	$15,752
Est. Payment:	$415.76 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,036
Location:	Elma, NY

Item	Amount
Used Car Price⁽¹⁾	$15,752.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,405.44
Avg. DMV Fee	86.00
Cash Sale Price	$17,318.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,318.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$415.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,752.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Compass Latitude

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This low mileage second hand 2021 Jeep Compass Latitude 4x4 SUV under 32,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now below $20K at Delacy Ford in Elma, NY. ...View More Details

Sales Price:	$19,327
Est. Payment:	$362.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,973
Location:	Elma, NY

Item	Amount
Used Car Price⁽¹⁾	$19,327.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,722.90
Avg. DMV Fee	86.00
Cash Sale Price	$21,210.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,210.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$362.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,327.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Honda HR-V LX

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This below average mileage preowned 2021 Honda HR-V LX AWD hatchback below 65,000 miles, cvt transmission, and 29 MPG, 1.8L gas engine is for sale right now below $20K at Delacy Ford in Elma, NY. ...View More Details

Sales Price:	$19,723
Est. Payment:	$429.87 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,535
Location:	Elma, NY

Item	Amount
Used Car Price⁽¹⁾	$19,723.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,758.06
Avg. DMV Fee	86.00
Cash Sale Price	$21,642.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,642.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$429.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,723.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Lincoln MKX Reserve

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This average mileage preowned 2018 Lincoln MKX Reserve AWD SUV under 73,000 miles, automatic transmission, and 29 MPG, 3.7L gas engine is for sale right now under $19K at Delacy Ford in Elma, NY. ...View More Details

Sales Price:	$18,882
Est. Payment:	$449.81 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,932
Location:	Elma, NY

Item	Amount
Used Car Price⁽¹⁾	$18,882.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,683.38
Avg. DMV Fee	86.00
Cash Sale Price	$20,726.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,726.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$449.81

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,882.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Seltos SX Turbo

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This average mileage used 2021 Kia Seltos SX Turbo AWD SUV below 73,000 miles, automatic transmission, and 29 MPG, 1.6L gas engine is for sale right now below $18K at Delacy Ford in Elma, NY. ...View More Details

Sales Price:	$17,260
Est. Payment:	$411.49 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,589
Location:	Elma, NY

Item	Amount
Used Car Price⁽¹⁾	$17,260.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,539.35
Avg. DMV Fee	86.00
Cash Sale Price	$18,960.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,960.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$411.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,260.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Dodge Challenger SXT

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This average mileage second hand 2020 Dodge Challenger SXT AWD coupe under 85,000 miles, automatic transmission, and 29 MPG, 3.6L gas engine is for sale right now below $20K at Delacy Ford in Elma, NY. ...View More Details

Sales Price:	$19,953
Est. Payment:	$525.56 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,827
Location:	Elma, NY

Item	Amount
Used Car Price⁽¹⁾	$19,953.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,778.49
Avg. DMV Fee	86.00
Cash Sale Price	$21,892.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,892.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$525.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,953.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage second hand 2022 Ford Escape SE AWD SUV below 37,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now under $20K at Delacy Ford in Elma, NY. ...View More Details

Sales Price:	$19,841
Est. Payment:	$372.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,368
Location:	Elma, NY

Item	Amount
Used Car Price⁽¹⁾	$19,841.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,768.54
Avg. DMV Fee	86.00
Cash Sale Price	$21,770.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,770.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$372.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,841.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Elma, NY

Elma, NY Secondhand Used Vehicles Priced Below $20,000

2019 Jeep Cherokee High Altitude

2021 Ford EcoSport S

2019 Jeep Wrangler Unlimited Sport

2020 Jeep Compass Sun and Safety Edition

2021 Jeep Compass Latitude

2021 Honda HR-V LX

2018 Lincoln MKX Reserve

2021 Kia Seltos SX Turbo

2020 Dodge Challenger SXT

2022 Ford Escape SE

Used Cars under $20,000 for Sale in Elma, NY

Elma, NY Secondhand Used Vehicles Priced Below $20,000

2019 Jeep Cherokee High Altitude

Jeep Cherokee High Altitude

2019 Jeep Cherokee High Altitude Car Loan Estimate

2021 Ford EcoSport S

Ford EcoSport S

2021 Ford EcoSport S Car Loan Estimate

2019 Jeep Wrangler Unlimited Sport

Jeep Wrangler Unlimited Sport

2019 Jeep Wrangler Unlimited Sport Car Loan Estimate

2020 Jeep Compass Sun and Safety Edition

Jeep Compass Sun and Safety Edition

2020 Jeep Compass Sun and Safety Edition Car Loan Estimate

2021 Jeep Compass Latitude

Jeep Compass Latitude

2021 Jeep Compass Latitude Car Loan Estimate

2021 Honda HR-V LX

Honda HR-V LX

2021 Honda HR-V LX Car Loan Estimate

2018 Lincoln MKX Reserve

Lincoln MKX Reserve

2018 Lincoln MKX Reserve Car Loan Estimate

2021 Kia Seltos SX Turbo

Kia Seltos SX Turbo

2021 Kia Seltos SX Turbo Car Loan Estimate

2020 Dodge Challenger SXT

Dodge Challenger SXT

2020 Dodge Challenger SXT Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

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