Saint James, NY Used Cars for Bad Credit with Auto Loan Payments

2020 Lincoln Corsair Standard

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This average mileage used 2020 Lincoln Corsair Standard AWD SUV below 78,000 miles, a transmission, and 132 MPG, 2.0L gas engine is for sale right now below $18K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$17,995
Est. Payment:	$537.13 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	78,141
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$17,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,604.62
Avg. DMV Fee	86.00
Cash Sale Price	$19,760.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$19,452.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Car Loan Payment	$537.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 54 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Ford F-150 XLT

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This high mileage second hand 2019 Ford F-150 XLT 4X4 pickup below 112,000 miles, a transmission, and 132 MPG, 3.5L gas engine is for sale right now below $23K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$22,995
Est. Payment:	$909.42 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	112,366
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$22,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,048.62
Avg. DMV Fee	86.00
Cash Sale Price	$25,204.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$24,857.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Finance Payment	$909.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 36 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Lincoln Nautilus Reserve

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This average mileage second hand 2020 Lincoln Nautilus Reserve AWD SUV below 70,000 miles, a transmission, and 132 MPG, 2.7L gas engine is for sale right now under $21K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$20,555
Est. Payment:	$613.54 / 54 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	70,110
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$20,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,831.94
Avg. DMV Fee	86.00
Cash Sale Price	$22,547.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$22,219.96
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	54
Auto Finance Payment	$613.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 54 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Ford F-150 XLT

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This high mileage used 2020 Ford F-150 XLT 4X4 pickup under 121,000 miles, a transmission, and 132 MPG, 5.0L flexible engine is for sale right now below $25K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$24,054
Est. Payment:	$1,093.75 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	121,262
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$24,054.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,142.66
Avg. DMV Fee	86.00
Cash Sale Price	$26,357.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$26,002.37
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Finance Payment	$1,093.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,054.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 30 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Lincoln Corsair Standard

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This high mileage preowned 2022 Lincoln Corsair Standard AWD SUV under 125,000 miles, a transmission, and 132 MPG, 2.0L gas engine is for sale right now below $15K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$14,555
Est. Payment:	$661.82 / 30 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	124,895
Location:	Saint James, NY
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$14,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,299.14
Avg. DMV Fee	86.00
Cash Sale Price	$16,015.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$15,733.96
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	30
Car Finance Payment	$661.82

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 30 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2013 Ford Transit Connect XLT

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This high mileage used 2013 Ford Transit Connect XLT FWD mini-van under 112,000 miles, a transmission, and 132 MPG, 2.0L gas engine is for sale right now below $12K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$11,500
Est. Payment:	$454.81 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	112,215
Location:	Saint James, NY
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$11,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,027.86
Avg. DMV Fee	86.00
Cash Sale Price	$12,688.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$12,431.50
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Auto Loan Payment	$454.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 36 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Volkswagen Taos S 4Motion

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This low mileage used 2022 Volkswagen Taos S 4Motion AWD SUV below 35,000 miles, a transmission, and 132 MPG, 1.5L gas engine is for sale right now under $20K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$19,995
Est. Payment:	$503.55 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	34,606
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.22
Avg. DMV Fee	86.00
Cash Sale Price	$21,938.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$21,614.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$503.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Ford Mustang EcoBoost

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This low mileage preowned 2020 Ford Mustang EcoBoost RWD coupe under 43,000 miles, transmission, and 132 MPG, 2.3L gas engine is for sale right now under $21K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$20,495
Est. Payment:	$516.14 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	42,766
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$20,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,826.62
Avg. DMV Fee	86.00
Cash Sale Price	$22,482.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$22,155.10
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$516.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2017 Ford Explorer XLT

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This average mileage used 2017 Ford Explorer XLT AWD SUV below 80,000 miles, a transmission, and 132 MPG, 2.3L gas engine is for sale right now below $15K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$14,995
Est. Payment:	$483.47 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	80,043
Location:	Saint James, NY
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$14,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,338.22
Avg. DMV Fee	86.00
Cash Sale Price	$16,494.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$16,209.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Auto Finance Payment	$483.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 48 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Tesla Model 3 Base

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This below average mileage preowned 2023 Tesla Model 3 Base RWD sedan below 61,000 miles, a transmission, and 0.0L electric engine is for sale right now under $24K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$23,995
Est. Payment:	$670.86 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	60,561
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$23,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,137.42
Avg. DMV Fee	86.00
Cash Sale Price	$26,293.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$25,938.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Car Finance Payment	$670.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 60 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in Saint James, NY

Saint James, NY Car Dealerships for Bad Credit

2020 Lincoln Corsair Standard

2019 Ford F-150 XLT

2020 Lincoln Nautilus Reserve

2020 Ford F-150 XLT

2022 Lincoln Corsair Standard

2013 Ford Transit Connect XLT

2022 Volkswagen Taos S 4Motion

2020 Ford Mustang EcoBoost

2017 Ford Explorer XLT

2023 Tesla Model 3 Base

Used Cars for Bad Credit in Saint James, NY

Saint James, NY Car Dealerships for Bad Credit

2020 Lincoln Corsair Standard

Lincoln Corsair Standard

2020 Lincoln Corsair Standard Poor Credit Car Loan Estimate

2019 Ford F-150 XLT

Ford F-150 XLT

2019 Ford F-150 XLT Poor Credit Auto Finance Estimate

2020 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2020 Lincoln Nautilus Reserve Poor Credit Auto Finance Estimate

2020 Ford F-150 XLT

Ford F-150 XLT

2020 Ford F-150 XLT Poor Credit Car Finance Estimate

2022 Lincoln Corsair Standard

Lincoln Corsair Standard

2022 Lincoln Corsair Standard Poor Credit Car Finance Estimate

2013 Ford Transit Connect XLT

Ford Transit Connect XLT

2013 Ford Transit Connect XLT Poor Credit Auto Loan Estimate

2022 Volkswagen Taos S 4Motion

Volkswagen Taos S 4Motion

2022 Volkswagen Taos S 4Motion Poor Credit Auto Loan Estimate

2020 Ford Mustang EcoBoost

Ford Mustang EcoBoost

2020 Ford Mustang EcoBoost Poor Credit Car Loan Estimate

2017 Ford Explorer XLT

Ford Explorer XLT

2017 Ford Explorer XLT Poor Credit Auto Finance Estimate

2023 Tesla Model 3 Base

Tesla Model 3 Base

2023 Tesla Model 3 Base Poor Credit Car Finance Estimate

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