Saint James, NY Used Cars for Bad Credit with Auto Loan Payments

2017 Ford Explorer XLT

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This average mileage second hand 2017 Ford Explorer XLT AWD SUV below 80,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now below $15K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$14,995
Est. Payment:	$483.47 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	80,043
Location:	Saint James, NY
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$14,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,338.22
Avg. DMV Fee	86.00
Cash Sale Price	$16,494.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$16,209.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Auto Loan Payment	$483.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $14,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 48 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Ford EcoSport SE

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This low mileage second hand 2022 Ford EcoSport SE AWD wagon under 25,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $18K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$17,455
Est. Payment:	$439.58 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	24,703
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$17,455.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,556.66
Avg. DMV Fee	86.00
Cash Sale Price	$19,172.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$18,868.86
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$439.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,455.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Cadillac XT5 Premium Luxury

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This average mileage second hand 2020 Cadillac XT5 Premium Luxury 4x4 SUV under 83,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $23K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$22,555
Est. Payment:	$727.22 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	83,000
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$22,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,009.54
Avg. DMV Fee	86.00
Cash Sale Price	$24,725.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$24,381.96
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Auto Finance Payment	$727.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 48 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Chevrolet Trailblazer ACTIV

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This low mileage second hand 2022 Chevrolet Trailblazer ACTIV FWD SUV below 60,000 miles, cvt transmission, and 22 MPG, 1.3L gas engine is for sale right now below $19K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$18,255
Est. Payment:	$482.55 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	59,840
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$18,255.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,627.70
Avg. DMV Fee	86.00
Cash Sale Price	$20,043.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$19,733.66
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Loan Payment	$482.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,255.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 66 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Lincoln Corsair Standard

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This low mileage preowned 2021 Lincoln Corsair Standard AWD SUV under 28,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $25K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$24,425
Est. Payment:	$615.11 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	27,777
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$24,425.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,175.60
Avg. DMV Fee	86.00
Cash Sale Price	$26,761.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$26,403.43
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$615.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,425.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2019 Ford F-150 XL

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This high mileage second hand 2019 Ford F-150 XL 4x4 pickup below 112,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $23K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$22,995
Est. Payment:	$909.42 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	112,366
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$22,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,048.62
Avg. DMV Fee	86.00
Cash Sale Price	$25,204.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$24,857.60
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	36
Car Loan Payment	$909.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 36 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line

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This low mileage second hand 2023 Ford Escape ST-Line AWD SUV under 30,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now under $25K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$24,295
Est. Payment:	$611.84 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	29,556
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$24,295.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,164.06
Avg. DMV Fee	86.00
Cash Sale Price	$26,620.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$26,262.90
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$611.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Honda Civic Sport

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This low mileage used 2024 Honda Civic Sport FWD sedan below 28,000 miles, cvt transmission, and 22 MPG, 2.0L gas engine is for sale right now under $23K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$22,835
Est. Payment:	$575.07 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	28,027
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$22,835.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,034.41
Avg. DMV Fee	86.00
Cash Sale Price	$25,030.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$24,684.64
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$575.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2018 Chevrolet Equinox Premier

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This below average mileage preowned 2018 Chevrolet Equinox Premier 4x4 SUV below 64,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now under $16K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$15,495
Est. Payment:	$433.22 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	64,098
Location:	Saint James, NY
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$15,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,382.62
Avg. DMV Fee	86.00
Cash Sale Price	$17,038.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$16,750.10
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$433.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2017 Jeep Grand Cherokee Limited

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This low mileage second hand 2017 Jeep Grand Cherokee Limited 4x4 SUV below 35,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $19K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$18,755
Est. Payment:	$472.32 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	34,810
Location:	Saint James, NY
Estimated Cash Down:	$400

Item	Amount
Used Car Price⁽¹⁾	$18,755.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,672.10
Avg. DMV Fee	86.00
Cash Sale Price	$20,588.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	400.00
Factory Rebate Incentive	0.00
Total Down Payment	$400.00
Total Loan Amount	$20,274.16
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$472.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,755.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars for Bad Credit in Saint James, NY

Saint James, NY Car Dealerships for Bad Credit

2017 Ford Explorer XLT

2022 Ford EcoSport SE

2020 Cadillac XT5 Premium Luxury

2022 Chevrolet Trailblazer ACTIV

2021 Lincoln Corsair Standard

2019 Ford F-150 XL

2023 Ford Escape ST-Line

2024 Honda Civic Sport

2018 Chevrolet Equinox Premier

2017 Jeep Grand Cherokee Limited

Used Cars for Bad Credit in Saint James, NY

Saint James, NY Car Dealerships for Bad Credit

2017 Ford Explorer XLT

Ford Explorer XLT

2017 Ford Explorer XLT Poor Credit Auto Loan Estimate

2022 Ford EcoSport SE

Ford EcoSport SE

2022 Ford EcoSport SE Poor Credit Car Loan Estimate

2020 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2020 Cadillac XT5 Premium Luxury Poor Credit Auto Finance Estimate

2022 Chevrolet Trailblazer ACTIV

Chevrolet Trailblazer ACTIV

2022 Chevrolet Trailblazer ACTIV Poor Credit Auto Loan Estimate

2021 Lincoln Corsair Standard

Lincoln Corsair Standard

2021 Lincoln Corsair Standard Poor Credit Car Loan Estimate

2019 Ford F-150 XL

Ford F-150 XL

2019 Ford F-150 XL Poor Credit Car Loan Estimate

2023 Ford Escape ST-Line

Ford Escape ST-Line

2023 Ford Escape ST-Line Poor Credit Auto Loan Estimate

2024 Honda Civic Sport

Honda Civic Sport

2024 Honda Civic Sport Poor Credit Auto Loan Estimate

2018 Chevrolet Equinox Premier

Chevrolet Equinox Premier

2018 Chevrolet Equinox Premier Poor Credit Auto Finance Estimate

2017 Jeep Grand Cherokee Limited

Jeep Grand Cherokee Limited

2017 Jeep Grand Cherokee Limited Poor Credit Auto Loan Estimate

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