Used Cars for Bad Credit in Ontario County, NY

31 recommended vehicles with auto loan payments from bad credit car dealerships in Ontario County, NY and the Metro Rochester Ny area.

Ontario County Bad Credit Car Dealerships

Bad Credit holding you back from buying a car? We get it. That's why we've put together a curated selection of dealership used cars in Ontario County, priced just right for subprime financing, increasing your chances of approval. Browse the inventory below and find the perfect vehicle to match your budget and style, all without worrying about your credit score. Get ready to drive home the car you deserve!
➔ How Much Can Your Borrow? See in Seconds!

Customize Payments

Click the + Customize Payments button to tailor displayed auto loan payments to your preferences and credit rating. Our estimated payments assume poor credit, $0 down, and encompass state taxes, as well as typical DMV and dealer document fees. Display more accurate payments by adjusting factors such as your state of residence, credit score, down payment, and trade-in value versus trade payoff. Get started now!

State
NY
Credit Score / Avg. Rate
501-600 / 18.86%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2025 Hyundai ELANTRA SEL Sport for Sale
2025 Hyundai ELANTRA SEL Sport

⇩ View Seller Description

This low mileage certified used 2025 Hyundai ELANTRA SEL Sport FWD sedan under 7,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $22K at Vision Hyundai Canandaigua in Canandaigua, NY. ...View More Details

Sales Price: $21,999
Est. Payment: $554.02 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 7,179
Location: Canandaigua, NY
Estimated Cash Down: $400
Preowned 2021 Hyundai SONATA Hybrid Blue for Sale
2021 Hyundai SONATA Hybrid Blue

⇩ View Seller Description

This below average mileage certified second hand 2021 Hyundai SONATA Hybrid Blue FWD sedan under 65,000 miles, automatic transmission, and 26 MPG, 2.0L hybrid engine is for sale right now under $18K at Vision Hyundai Canandaigua in Canandaigua, NY. ...View More Details

Sales Price: $17,799
Est. Payment: $497.63 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 64,552
Location: Canandaigua, NY
Estimated Cash Down: $400
Preowned 2023 Hyundai SANTA CRUZ SEL Premium for Sale
2023 Hyundai SANTA CRUZ SEL Premium

⇩ View Seller Description

This below average mileage certified used 2023 Hyundai SANTA CRUZ SEL Premium AWD pickup under 68,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $24K at Vision Hyundai Canandaigua in Canandaigua, NY. ...View More Details

Sales Price: $23,999
Est. Payment: $670.98 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 67,579
Location: Canandaigua, NY
Estimated Cash Down: $400
Preowned 2021 Hyundai TUCSON Ultimate for Sale
2021 Hyundai TUCSON Ultimate

⇩ View Seller Description

This low mileage certified used 2021 Hyundai TUCSON Ultimate AWD SUV below 39,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now below $24K at Vision Hyundai Canandaigua in Canandaigua, NY. ...View More Details

Sales Price: $23,299
Est. Payment: $586.75 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 38,879
Location: Canandaigua, NY
Estimated Cash Down: $400
Preowned 2026 Hyundai ELANTRA SE for Sale
2026 Hyundai ELANTRA SE

⇩ View Seller Description

This low mileage certified preowned 2026 Hyundai ELANTRA SE FWD sedan under 8,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now under $24K at Vision Hyundai Canandaigua in Canandaigua, NY. ...View More Details

Sales Price: $23,399
Est. Payment: $589.27 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 7,665
Location: Canandaigua, NY
Estimated Cash Down: $400
Preowned 2026 Hyundai KONA SE for Sale
2026 Hyundai KONA SE

⇩ View Seller Description

This low mileage certified preowned 2026 Hyundai KONA SE AWD SUV under 6,000 miles, cvt transmission, and 26 MPG, 2.0L gas engine is for sale right now below $25K at Vision Hyundai Canandaigua in Canandaigua, NY. ...View More Details

Sales Price: $24,199
Est. Payment: $609.42 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 5,567
Location: Canandaigua, NY
Estimated Cash Down: $400
Preowned 2024 Chevrolet Trax LT for Sale
2024 Chevrolet Trax LT

⇩ View Seller Description

This low mileage used 2024 Chevrolet Trax LT FWD SUV below 18,000 miles, automatic transmission, and 26 MPG, 1.2L gas engine is for sale right now under $22K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price: $21,799
Est. Payment: $548.98 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 17,977
Location: Canandaigua, NY
Estimated Cash Down: $400
Preowned 2019 Ford Escape Titanium for Sale
2019 Ford Escape Titanium

⇩ View Seller Description

This high mileage preowned 2019 Ford Escape Titanium AWD SUV under 111,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now below $13K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price: $12,999
Est. Payment: $514.09 / 36 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 110,620
Location: Canandaigua, NY
Estimated Cash Down: $300
Preowned 2022 Ford Escape SE for Sale
2022 Ford Escape SE

⇩ View Seller Description

This low mileage used 2022 Ford Escape SE AWD SUV under 20,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now under $23K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price: $22,499
Est. Payment: $566.61 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 20,344
Location: Canandaigua, NY
Estimated Cash Down: $400
Preowned 2022 Jeep Compass Trailhawk for Sale
2022 Jeep Compass Trailhawk

⇩ View Seller Description

This low mileage second hand 2022 Jeep Compass Trailhawk 4x4 SUV below 39,000 miles, automatic transmission, and 26 MPG, 2.4L gas engine is for sale right now under $23K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price: $22,699
Est. Payment: $571.64 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage: 38,889
Location: Canandaigua, NY
Estimated Cash Down: $400
Used Cars for Bad Credit in Ontario County Cities